Group 1 - The banking sector experienced a decline of 0.53% on February 3, with CITIC Bank leading the drop [1] - The Shanghai Composite Index closed at 4067.74, up 1.29%, while the Shenzhen Component Index closed at 14127.1, up 2.19% [1] - Individual stock performance in the banking sector showed mixed results, with Industrial Bank slightly up by 0.11% and CITIC Bank down by 2.03% [1] Group 2 - The banking sector saw a net outflow of 288 million yuan from institutional investors, while retail investors contributed a net inflow of 353 million yuan [2] - Specific stock flows indicated that Industrial Bank had a net inflow of 20.39 million yuan from institutional investors, while CITIC Bank had a net outflow of 29.66 million yuan [2] - Retail investors showed significant interest in several banks, with Minsheng Bank receiving a net inflow of 51.32 million yuan [2]

每经记者｜李玉雯 每经编辑｜陈旭 据中央纪委国家监委网站2月2日披露，中信银行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投 案。 同日，中国农业发展银行湖南省分行原党委书记、行长吴晓轮涉嫌严重违纪违法，正接受审查调查。 近年来金融反腐持续深化。据《每日经济新闻》记者梳理，仅2026年开年一个月以来，包括姜雨林和吴 晓轮在内，已有多名中央一级金融单位干部接受审查调查或受到党纪政务处分。 封面图片来源：每经资料图 公开信息显示，姜雨林出生于1968年6月，现年57岁。他曾在浙江的银行系统工作多年，职业生涯中大 部分时光都在中信银行度过，历任中信银行杭州分行会计部会计管理科副科长、零售业务部开发管理科 科长、营业部公司业务四处处长兼零售业务处处长，中信银行杭州分行解放支行行长、天水支行行长， 中信银行杭州分行行长助理，中信银行杭州分行副行长兼分行营业部总经理，中信银行公司银行部总经 理等职务。 2016年4月，姜雨林加入浙商银行并被聘任为副行长，其任职资格在当年7月获得监管核准。 另据媒体报道，两年多后，姜雨林在2018年底重回中信银行，担任福州分行行长，直至2025年底调任中 信银行上海审计中心总经理。 中信 ...

行 业 研 究 银行 2026 年 02 月 03 日 投资评级：看好（维持） 行业走势图 数据来源：聚源 -10% 0% 10% 19% 29% 2025-02 2025-06 2025-10 银行 沪深300 相关研究报告 《2026 年初银行存贷形势更新与展望 —行业深度报告》-2026.1.26 《规模高增&收益承压，"存款+基金" 成配置主线—理财登 2025 年报解读》 《企业信贷超季节性增长，信贷投放 前置趋势或延续 —行业点评报告》 -2026.1.16 2026 年净息差展望：筑底企稳 ——行业深度报告 刘呈祥（分析师） 朱晓云（分析师） liuchengxiang@kysec.cn 证书编号：S0790523060002 zhuxiaoyun@kysec.cn 证书编号：S0790524070010 理论估算 1.4%净息差支撑 6%左右的 RWA 增速 据我们测算，银行若保持 RWA 6%-7%的增速，理论净息差大约在 1.44%-1.57% 是底线水平，2025Q3 商业银行净息差为 1.42%，意味着银行资产扩张面临内生 资本补充的现实硬约束，"稳息差"仍然是 2026 年银行核心经 ...

【导读】中信银行上海审计中心总经理姜雨林接受纪律审查和监察调查 公开信息显示，姜雨林出生于1968年6月，毕业于浙江金融职业学院。 姜雨林曾在中信银行工作多年，曾任中信银行杭州分行会计部会计管理科副科长、零售业务部开发管理科科长、营业部公司业务四处处长兼零售业务处处 长，中信银行杭州分行解放支行行长、天水支行行长，中信银行杭州分行行长助理，中信银行杭州分行副行长兼分行营业部总经理，中信银行公司银行部 总经理等职务。 2016年7月，姜雨林出任浙商银行副行长，2018年10月即因个人原因辞职。此后，姜雨林出任中信银行福州分行党委书记、行长。在中信银行福州分行任 职期间，姜雨林曾当选福建省银行业协会第七届理事会理事、第八届理事会副会长。2025年底，姜雨林调任中信银行上海审计中心总经理。 值得一提的是，上月姜雨林已传出"失联"消息，直至此次官方通报证实。 近年来，中信银行反腐持续深入，此前已有财富管理部原副总经理袁东宁、资产管理业务中心原副总裁罗金辉等人被查。另外，2025年9月，中信银行国 际业务部总经理张琳亦传出"失联"消息，后续动向尚未公布。 又有股份行干部任上被查！ 2月2日，中央纪委国家监委官网通报：中 ...

【导读】中信银行上海审计中心总经理姜雨林接受纪律审查和监察调查 中国基金报记者 晨曦 又有股份行干部任上被查！ 2月2日，中央纪委国家监委官网通报：中信银行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中信集团纪检 监察组纪律审查和浙江省监察委员会监察调查。 公开信息显示，姜雨林出生于1968年6月，毕业于浙江金融职业学院。 姜雨林曾在中信银行工作多年，曾任中信银行杭州分行会计部会计管理科副科长、零售业务部开发管理科科长、营业部公司业务四处处长兼零售业务处处 长，中信银行杭州分行解放支行行长、天水支行行长，中信银行杭州分行行长助理，中信银行杭州分行副行长兼分行营业部总经理，中信银行公司银行部 总经理等职务。 2016年7月，姜雨林出任浙商银行副行长，2018年10月即因个人原因辞职。此后，姜雨林出任中信银行福州分行党委书记、行长。在中信银行福州分行任 职期间，姜雨林曾当选福建省银行业协会第七届理事会理事、第八届理事会副会长。2025年底，姜雨林调任中信银行上海审计中心总经理。 值得一提的是，上月姜雨林已传出"失联"消息，直至此次官方通报证实。 近年来，中信银行反腐持续深入，此 ...

中信银行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中 信集团纪检监察组纪律审查和浙江省监察委员会监察调查。 （文章来源：中央纪委国家监委网站） ...

Group 1 - The banking sector saw a slight increase of 0.46% on February 2, with CITIC Bank leading the gains [1] - The Shanghai Composite Index closed at 4015.75, down 2.48%, while the Shenzhen Component Index closed at 13824.35, down 2.69% [1] - CITIC Bank's stock price rose by 2.64% to 7.38, with a trading volume of 1.1463 million shares and a transaction value of 845 million yuan [1] Group 2 - The net inflow of main funds in the banking sector was 162 million yuan, while retail funds saw a net inflow of approximately 89.95 million yuan [1] - CITIC Bank had a net inflow of 72.32 million yuan from main funds, but a net outflow of 18.99 million yuan from retail funds [1] - Minsheng Bank experienced a net inflow of 65.07 million yuan from main funds, with a net outflow of 30.58 million yuan from retail funds [1]

中央纪委国家监委网站讯 据中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委消息：中信银 行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中信集团 纪检监察组纪律审查和浙江省监察委员会监察调查。 责任编辑：曹睿潼 中央纪委国家监委网站讯 据中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委消息：中信银 行上海审计中心总经理姜雨林涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中信集团 纪检监察组纪律审查和浙江省监察委员会监察调查。 （中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委） 责任编辑：曹睿潼 （中央纪委国家监委驻中信集团纪检监察组、浙江省纪委监委） ...

Core Viewpoint - The banking sector experienced significant capital outflows in January 2026, with a notable recovery in stock prices despite the outflows, indicating a potential increase in long-term institutional investor interest [1]. Group 1: Market Performance - As of February 2, 2026, the China Securities Banking Index (399986) rose by 0.15%, with notable increases in individual bank stocks such as CITIC Bank (up 2.64%), Shanghai Bank (up 1.62%), and Huaxia Bank (up 1.42%) [1]. - The Bank ETF Huaxia (515020) increased by 0.18%, with the latest price at 1.65 yuan [1]. Group 2: Capital Flows - In January 2026, there was a substantial net outflow of passive funds from the banking sector, totaling 9,102 billion yuan for the month and 3,773 billion yuan for the week of January 26 to 30 [1]. - CITIC Securities estimated that the net outflow of funds from bank stocks was approximately 1,051 billion yuan in January and 485 billion yuan for the last week of January [1]. Group 3: Future Outlook - Despite the significant capital outflows, the banking index saw a 1% rebound, suggesting a strong willingness for long-term institutional investment [1]. - The banking sector is expected to benefit from a positive operating environment in the first quarter of 2026, with stable net interest margins and asset quality, leading to a recovery in revenue and profit growth [1]. - The current dividend yield of 4.4% in the sector is considered to be in a high cost-performance range, enhancing the attractiveness of core equity assets [1].

Core Viewpoint - The A-share market's banking sector experienced a counter-trend increase, with several banks showing significant gains despite overall market conditions [1]. Group 1: Stock Performance - CITIC Bank saw an increase of 3.48%, with a total market capitalization of 414 billion [2] - Shanghai Bank increased by 2.49%, with a market cap of 134.6 billion [2] - Huaxia Bank rose by 2.05%, with a market cap of 103 billion [2] - Other banks such as Industrial Bank, Everbright Bank, and Nanjing Bank also reported gains exceeding 1% [1][2] - Agricultural Bank, Industrial and Commercial Bank, and China Merchants Bank had market caps of 2386.9 billion, 2619.6 billion, and 2304.7 billion respectively, with slight increases [2] Group 2: Year-to-Date Performance - Year-to-date performance shows that most banks have negative returns, with CITIC Bank down 3.38% and Shanghai Bank down 6.24% [2] - Notably, Qingdao Bank has a positive year-to-date return of 17.86%, indicating strong performance relative to its peers [2] - Other banks like Agricultural Bank and Industrial Bank have year-to-date declines of 11.20% and 7.31% respectively [2]