Core Viewpoint - Chongqing Bank is expected to achieve steady growth in its corporate business driven by regional strategic initiatives, with effective cost control supporting its net interest margin and improving asset quality indicators. The bank's projected operating revenue for 2025-2027 is 145.16, 155.15, and 166.77 billion yuan, with net profit attributable to shareholders at 53.63, 57.47, and 62.14 billion yuan respectively, leading to a PB valuation of 0.40, 0.37, and 0.34 times based on the closing price on October 10 [1]. Group 1 - The bank's corporate loans have shown significant growth, increasing by 20.65% year-to-date to 377.64 billion yuan, driven by the "Chengdu-Chongqing Economic Circle" strategy, while retail loan growth remains modest at 2.03% [2]. - The bank's net interest margin expanded by 8 basis points to 1.35%, primarily due to a substantial reduction in the average cost of interest-bearing liabilities, which decreased by 36 basis points to 2.29% [3]. - Non-interest income has faced pressure, with net commission and fee income dropping by 28.62% to 365 million yuan, largely due to a 59.77% decline in income from agency wealth management services [4]. Group 2 - The asset quality of the bank is improving, with the non-performing loan ratio decreasing by 8 basis points to 1.17%, and both the attention and overdue loan ratios have declined [5]. - The bank's provision coverage ratio increased by 3.19 percentage points to 248.27%, indicating a stronger safety buffer [5].

Core Viewpoint - Pacific Securities reports that Chongqing Bank is experiencing steady growth in corporate business driven by regional strategic initiatives, effective management of liability costs supporting margin performance, and continuous improvement in asset quality. The bank's projected operating revenue for 2025-2027 is 14.516 billion, 15.515 billion, and 16.677 billion yuan, with net profit attributable to shareholders of 5.363 billion, 5.747 billion, and 6.214 billion yuan, respectively, leading to a PB valuation of 0.40, 0.37, and 0.34 times based on the closing price on October 10. The initial coverage rating is "Buy" [1]. Financial Performance - In the first half of 2025, the company achieved revenue of 7.527 billion yuan, a year-on-year increase of 8.24%, and a net profit attributable to shareholders of 3.190 billion yuan, up 5.39% year-on-year. The annualized weighted average ROE was 11.52%, a decrease of 0.25 percentage points year-on-year [2]. Loan Growth and Corporate Business - The company benefits significantly from regional strategies such as the "Chengdu-Chongqing Economic Circle," with strong loan growth. Total loans increased by 13.63% from the beginning of the year, with corporate loans rising by 20.65% to 377.638 billion yuan, becoming the main driver of scale expansion. Retail loan growth was more moderate, increasing by 2.03% [3]. Liability Cost Management - The company effectively managed liability costs, resulting in a net interest margin increase of 8 basis points to 1.35%. This was driven by a significant reduction in the average cost of interest-bearing liabilities, which fell by 36 basis points to 2.29%, exceeding the decline in the average yield on interest-earning assets by 28 basis points. The net interest spread for the first half of 2025 was 1.39%, down 3 basis points, with a notable decrease in customer deposit costs [4]. Non-Interest Income Challenges - Non-interest income has become a drag on performance, with net fee and commission income declining by 28.62% to 365 million yuan, primarily due to a 59.77% drop in income from agency wealth management services. The company faced challenges in its wealth management business amid the transition to net value-based products. However, it achieved 1.255 billion yuan in net trading and securities investment income, an increase of 7.63%, partially offsetting the decline in non-interest income [5]. Asset Quality Improvement - As of the end of the reporting period, the company's non-performing loan ratio decreased by 8 basis points to 1.17%, with both the proportion of special mention and overdue loans declining. The special mention ratio and overdue ratio were 2.05% and 1.58%, down 59 basis points and 15 basis points, respectively. The non-performing loan ratio for corporate loans decreased by 15 basis points to 0.75%, while the retail loan non-performing ratio increased by 30 basis points to 3.01%, mainly due to personal operating loans and credit cards. The provision coverage ratio increased by 3.19 percentage points to 248.27%, further strengthening the safety cushion [6].

Core Points - The announcement indicates a change in shareholder equity for Chongqing Bank, with no triggering of a mandatory takeover and no change in the largest shareholder [2][5] - The equity change involves the transfer of 100% equity of Chongqing Yuli Material Co., Ltd. from Chongqing Yuli Commercial Management Co., Ltd. to Chongqing Guochuang Investment Management Co., Ltd. [2][3] - The transfer affects the shareholding structure of the first major shareholder, Chongqing Yufu Capital Operating Group Co., Ltd., reducing its combined shareholding from 762,767,251 shares (21.95%) to 762,137,752 shares (21.93%) [3][4] Equity Change Details - Before the equity change, Chongqing Yufu Capital and its concerted actors held 762,767,251 shares, representing 21.95% of the total share capital [3] - After the equity change, the combined shareholding decreased to 762,137,752 shares, which is 21.93% of the total share capital [3] - The equity transfer does not require a report on equity changes or a takeover report, and it does not affect the daily operations of the bank [4][5] Convertible Bond Information - As of September 30, 2025, a total of RMB 856,000 of the convertible bonds have been converted into 80,463 shares, accounting for 0.0023% of the total shares before conversion [8][10] - In the third quarter of 2025, RMB 25,000 of convertible bonds were converted into 2,575 shares [8][10] - The remaining unconverted amount of convertible bonds is RMB 12,999,144,000, which is 99.9934% of the total issued amount [8][10]

因渝立物资持有本行62.95万股A股股份，上述划转事项完成后，渝富资本及其一致行动人的构成将发生 变动，渝立物资将不再是渝富资本的一致行动人。 （原标题：重庆银行(01963)：重庆渝欣创商业将渝立物资100%股权无偿划转至重庆国创投资） 智通财经APP讯，重庆银行(01963)发布公告，近日，重庆银行股份有限公司(以下简称"本行")收到本行 第一大股东重庆渝富资本运营集团有限公司(以下简称"渝富资本")发来的关于权益变动的告知函。为贯 彻落实市委六届四次、五次、六次全会精神及市委、市政府最新工作部署，贯彻市国资委突出主责主 业、增强核心功能、整合优化改革精神，重庆渝欣创商业管理有限公司(与渝富资本受同一股东控制)接 重庆市国有资产监督管理委员会通知，同意其将子公司重庆渝立商业管理有限公司持有的重庆渝立物资 有限公司(以下简称"渝立物资")100%股权无偿划转至重庆国创投资管理有限公司。 ...

因渝立物资持有本行62.95万股A股股份，上述划转事项完成后，渝富资本及其一致行动人的构成将发生 变动，渝立物资将不再是渝富资本的一致行动人。 智通财经APP讯，重庆银行(01963)发布公告，近日，重庆银行股份有限公司(以下简称"本行")收到本行 第一大股东重庆渝富资本运营集团有限公司(以下简称"渝富资本")发来的关于权益变动的告知函。为贯 彻落实市委六届四次、五次、六次全会精神及市委、市政府最新工作部署，贯彻市国资委突出主责主 业、增强核心功能、整合优化改革精神，重庆渝欣创商业管理有限公司(与渝富资本受同一股东控制)接 重庆市国有资产监督管理委员会通知，同意其将子公司重庆渝立商业管理有限公司持有的重庆渝立物资 有限公司(以下简称"渝立物资")100%股权无偿划转至重庆国创投资管理有限公司。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《關於可轉債轉股結果暨股份變動公告》，僅供 參閱。 代表董事會 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* 重慶銀行股份有限公司* 董事長 楊秀明 中國重慶，2025年10月9日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《關於股東權益變動的提示性公告》，僅供參閱。 代表董事會 重慶銀行股份有限公司* 董事長 楊秀明 中國重慶，2025年10月9日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重慶市市 ...

证券代码：601963 证券简称：重庆银行 公告编号：2025-063 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于股东权益变动的提示性公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次权益变动未触及要约收购，未导致本行第一大股东发生变化。 近日，重庆银行股份有限公司（以下简称"本行"）收到本行第一大股东重 庆渝富资本运营集团有限公司（以下简称"渝富资本"）发来的关于权益变动的 告知函。为贯彻落实市委六届四次、五次、六次全会精神及市委、市政府最新工 作部署，贯彻市国资委突出主责主业、增强核心功能、整合优化改革精神，重庆 渝欣创商业管理有限公司（与渝富资本受同一股东控制）接重庆市国有资产监督 管理委员会通知，同意其将子公司重庆渝立商业管理有限公司持有的重庆渝立物 资有限公司（以下简称"渝立物资"）100%股权无偿划转至重庆国创投资管理 有限公司。 因渝立物资持有本行 629,499 股 A 股股份，上述划转事项完成后，渝富资本 及其一致行动人的构成将发生变动，渝立物资将不再是渝 ...

证券代码：601963 证券简称：重庆银行 公告编号：2025-062 可转债代码：113056 可转债简称：重银转债 经中国证券监督管理委员会《关于核准重庆银行股份有限公司公开发行可转 换公司债券的批复》（证监许可〔2022〕505 号）核准，重庆银行股份有限公司 （以下简称"本行"）获准向社会公开发行面值总额人民币 130 亿元的可转换公 司债券（以下简称"可转债"或"重银转债"），每张面值人民币 100 元，按面 值发行，期限 6 年，票面利率第一年为 0.20%、第二年为 0.40%、第三年为 1.00%、 第四年为 1.70%、第五年为 2.50%、第六年为 3.50%。 经上海证券交易所《关于重庆银行股份有限公司可转换公司债券上市交易的 通知》（上海证券交易所自律监管决定书〔2022〕93 号）同意，本行 130 亿元可 1 累计转股情况：截至 2025 年 9 月 30 日，累计已有人民币 856,000 元重银转 债转为本行 A 股普通股股票，因转股形成的股份数量累计为 80,463 股，占重 银转债转股前本行已发行普通股股份总额的 0.0023%。 本季度转股情况：自 2025 年 7 月 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 致：香港交易及結算所有限公司 公司名稱: 重慶銀行股份有限公司 呈交日期: 2025年10月9日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01963 | 說明 | H股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 1,579,020,812 | RMB | | 1 | RMB | | 1,579,020,812 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 1,579,020,812 | RMB | | | 1 RMB | | 1,579,020,812 | | 2. 股份分類 | 普通股 | 股份類別 | A ...