Group 1 - Core viewpoint: Xuzhou Rural Commercial Bank focuses on technology finance to support the development needs of technology-based enterprises [1][3] - The bank's Qianshan branch identifies funding pain points for technology companies in R&D, equipment upgrades, and market expansion, providing strong financial support for technological breakthroughs and industrial upgrades [1] - Jiangsu Longwei New Energy Materials Co., Ltd. received a financing solution of 10 million yuan for equipment investment, leading to a doubling of production capacity and reduced costs [1] Group 2 - Xuzhou Mechanical Technology Co., Ltd. benefited from a 5 million yuan credit increase, enabling full-capacity operation and strong growth momentum [2] - The bank established a green channel mechanism to improve financing efficiency, reducing average loan processing time to 5 working days [2] - A total of 1.8 billion yuan was financed to 26 technology enterprises, with 80% being first-time borrowers, effectively broadening financing pathways [2] Group 3 - The practices of Qianshan branch reflect Xuzhou Rural Commercial Bank's commitment to developing technology finance as a key service area [3] - The bank aims to provide more precise products, efficient services, and broader platforms to support the growth of technology-based enterprises [3] - The initiative is part of a broader strategy to inject stronger development momentum into local economic growth [3]

Group 1 - The core viewpoint emphasizes the importance of addressing the financing difficulties faced by private enterprises in Jiangsu, as highlighted by President Xi Jinping during the private economy symposium [2] - Jiangsu's private economy plays a crucial role in entrepreneurship, employment, technological innovation, and fiscal revenue, significantly contributing to the province's economic and social development [2] - As of mid-2023, the loan balance for the private economy in Jiangsu reached 7.02 trillion yuan, marking an 8% year-on-year increase [2] Group 2 - Jiangsu's financial institutions have introduced a diverse range of products to support private enterprises, including various loan types and insurance products, reflecting a commitment to service innovation [3] - The introduction of the "Equipment Update Loan" by Jiangsu Bank has resulted in 317 loans totaling 6.5 billion yuan, aimed at facilitating equipment upgrades for private enterprises [3] - Approximately 90% of high-tech enterprises and 70% of provincial R&D institutions in Jiangsu are private enterprises, indicating their significant role in technological and industrial innovation [3] Group 3 - Jiangsu Bank has launched the "1650" industry chain digital customer acquisition system, providing 779.8 billion yuan in credit to 30,500 industry chain clients, with a focus on supporting private enterprises [4] - The insurance sector, represented by Zijin Insurance, has developed innovative insurance products to mitigate risks for technology-driven private enterprises, providing over 800 million yuan in risk coverage for autonomous driving companies [5] Group 4 - The A-share market has seen significant performance from Jiangsu-listed companies, with 52 companies doubling their stock prices this year, driven by strategic investments in emerging industries [6] - Jiangsu Bank's "Equity Option Loan" aims to support high-growth technology companies by providing credit while allowing for equity stake options, with 30 companies receiving a total of 120 million yuan in support [6] Group 5 - Collaborative efforts among Jiangsu High Investment Group, venture capital associations, and banks aim to attract investment from top-tier institutions in Shenzhen to support emerging industries in Jiangsu [7] - The establishment of financial service centers for private enterprises in Jiangsu aims to provide comprehensive financial services, including consultations and policy promotion, enhancing the support for private businesses [8] Group 6 - As of August 2025, the Jiangsu financial service platform has registered over 2.02 million enterprises, with 84% being private, facilitating credit access of 6.49 trillion yuan for 485,300 enterprises [9] - The provincial government plans to enhance financial services for private enterprises by improving credit service levels and optimizing equity financing systems [9]

Core Insights - The Chinese government emphasizes the need to address financing difficulties for private enterprises, highlighting the importance of the private economy in Jiangsu for job creation, technological innovation, and fiscal revenue [1] Group 1: Financial Support for Private Enterprises - Jiangsu's private economy loan balance reached 7.02 trillion yuan, with an 8% year-on-year increase [1] - The province has 712 listed companies, with over 70% being private enterprises, indicating a strong presence of private firms in the capital market [1] - Financial institutions in Jiangsu are innovating products to support private enterprises, including various loan types and insurance products [2][3] Group 2: Innovation in Financial Products - Jiangsu Bank launched "Equipment Update Loans," providing 6.5 billion yuan across 317 transactions to support equipment upgrades [2] - The "1650" industry chain digital customer acquisition system has facilitated 779.8 billion yuan in credit for 30,500 industry chain clients [3] - New insurance products have been developed to mitigate risks for technology companies, with over 800 million yuan in coverage for low-speed unmanned driving equipment [3] Group 3: Capital Market Developments - The A-share market has seen significant growth, with 52 Jiangsu-listed companies doubling their stock prices this year [4] - Jiangsu Bank introduced "Equity Option Loans" to support high-growth technology companies while addressing concerns about early equity dilution [4] Group 4: Policy and Collaborative Efforts - Financial service centers have been established to provide comprehensive support to private enterprises, including financial consulting and policy promotion [6] - The provincial financial office has organized nearly 100 events to promote financial services for the real economy across 13 cities [6][7] - The "Jiangsu Small and Micro Enterprises Financing One-Stop" system has been developed to streamline financing processes for small enterprises [7]

Group 1 - The core viewpoint emphasizes the importance of addressing the financing difficulties faced by private enterprises in Jiangsu, as highlighted by President Xi Jinping during the private economy symposium [1] - Jiangsu's private economy plays a crucial role in entrepreneurship, employment, technological innovation, and fiscal revenue, significantly contributing to the province's economic and social development [1] - As of mid-2023, the loan balance for the private economy in Jiangsu reached 7.02 trillion yuan, marking an 8% year-on-year increase [1] Group 2 - Jiangsu's financial institutions have introduced a diverse range of products to support private enterprises, including various loan types and insurance products [2] - The "Equipment Update Loan" launched by Jiangsu Bank has provided 6.5 billion yuan across 317 transactions, demonstrating the bank's commitment to facilitating equipment upgrades for private enterprises [2] - Approximately 90% of high-tech enterprises and 70% of provincial R&D institutions in Jiangsu are private enterprises, indicating their significant role in innovation and development [2] Group 3 - Jiangsu Bank has innovatively launched the "1650" industry chain digital customer acquisition system, providing 779.8 billion yuan in credit to 30,500 industry chain clients [3] - The insurance sector, represented by Zijin Insurance, has introduced innovative insurance products to mitigate risks for technology-driven enterprises, providing over 800 million yuan in risk coverage for autonomous driving companies [3] - Zijin Insurance has also provided more than 6.5 billion yuan in risk coverage for the new energy private economy [3] Group 4 - The A-share market has seen significant performance from Jiangsu-listed companies, with 52 companies doubling their stock prices this year, reflecting the province's strategic focus on emerging industries [4] - Jiangsu Bank's "Equity Option Loan" aims to support technology-driven private enterprises by providing credit while allowing for equity stake options, with 1.2 billion yuan allocated to nearly 30 companies [4] - The establishment of new investment divisions by Yida Capital indicates a strategic shift to better align with future technology and industry trends [4] Group 5 - A promotional event for the Jiangsu Strategic Emerging Industry Fund Cluster was held in Shenzhen, aiming to attract top investment institutions to support Jiangsu's emerging industries [5] Group 6 - The establishment of financial service centers for private enterprises in Jiangsu aims to provide comprehensive financial services, including consultations and policy promotion [6] - Nearly 100 "Financial Services for the Real Economy" events have been organized across Jiangsu, enhancing the outreach of financial support to private enterprises [6] Group 7 - As of August 2025, the Jiangsu Financial Services platform has registered over 2.02 million enterprises, with 84% being private enterprises, facilitating credit access of 6.49 trillion yuan [7] - The development of the "Jiangsu Small and Micro Enterprises Financing One-Stop" system aims to streamline financing processes for small enterprises [7] - Financial institutions in Jiangsu have conducted visits to over 4.03 million enterprises, providing credit support of 3.02 trillion yuan to 582,900 enterprises [7]

Group 1 - The People's Bank of China and seven other departments have introduced 18 financial measures to enhance financial support for new industrialization [1] - Financial institutions are integrating "bank counters" into laboratories and connecting "industrial chains" with "capital chains" to create a multi-dimensional ecosystem for financial empowerment [1] - The organ-on-a-chip technology is highlighted as a cutting-edge technology in biomedicine, but funding shortages pose significant challenges for commercialization [1] Group 2 - The "Achievement Transformation Loan" has been innovatively launched by the Jiangsu branch of the People's Bank of China to support research teams [2] - A research team received a credit support of 10 million yuan within two weeks, significantly accelerating the development process of the organ-on-a-chip project [3] Group 3 - In Zhejiang, financial institutions are providing funding support for enterprises undergoing transformation and upgrading through innovative financial products [4] - A high-tech enterprise in Wenzhou received a loan of 130 million yuan to introduce advanced production lines, increasing capacity by 30% [7] Group 4 - The scale of technology loans in Zhejiang has exceeded 4 trillion yuan, with a growth rate of over 15% [8] - Financial institutions are breaking traditional credit restrictions to support green and low-carbon transformations in traditional manufacturing [10] - A company in the aluminum industry received over 100 million yuan in funding support for its green transformation projects, aiming for a 10% reduction in carbon emissions by the end of the year [10]

BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 董事長 楊秀明 中國重慶，2025年8月22日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重慶市市 場監督管理局核准領取統一社會信用代碼為91500000202869177Y號的企業法人營業執照。 本行根據香港銀行業 ...

Core Viewpoint - The recent equity changes at Chongqing Bank reflect an internal resource optimization within the local state-owned enterprise system, indicating strategic adjustments in the financial sector [2][5][12]. Group 1: Shareholder Changes - Major shareholder Chongqing Yufu Capital plans to reduce its stake by 1.5%, decreasing its holding from 23.45% to 21.95% [2][12]. - Chongqing Real Estate Group will increase its stake by 1.5%, raising its holding from 5.10% to 6.60% [2][12]. - The equity changes are structured as a swap between two factions of shareholders, with Chongqing Water Investment Group reducing its stake by 1.50% through a block trade, which will be acquired by Chongqing Real Estate Group [3][5]. Group 2: Financial Performance - Chongqing Bank reported a revenue of 136.79 billion yuan for 2024, a year-on-year increase of 3.54%, and a net profit of 51.17 billion yuan, up 3.8% [6]. - In Q1 2025, the bank achieved a revenue of 35.81 billion yuan, a 5.3% increase year-on-year, and a net profit of 16.24 billion yuan, also up 5.33% [6][9]. - The bank's asset scale surpassed 930 billion yuan by the end of Q1 2025, reflecting an 8.8% year-on-year growth, positioning it as the second fastest-growing bank in the A-share market [6][10]. Group 3: Loan Structure - The bank's corporate loans increased significantly by 25% year-on-year, while retail loans grew only 2.81%, indicating a strategic focus on corporate lending [7][11]. - Loans to state-controlled enterprises accounted for 78.17% of total corporate loans, highlighting a reliance on this sector [7][11]. Group 4: Strategic Goals - Chongqing Bank aims to achieve a target asset scale of 1 trillion yuan, with 2025 being a crucial year for this objective [8][12]. - The recent shareholder changes may introduce new variables that could impact the bank's journey towards its 1 trillion yuan goal [8][12].

Core Viewpoint - Chongqing Bank announced significant shareholder equity changes, with major shareholder Chongqing Yufu Capital planning to reduce its stake by 1.5%, while Chongqing Real Estate Group will increase its stake by the same amount, reflecting internal resource optimization within the local state-owned enterprise system [2][3][6]. Shareholder Changes - Chongqing Yufu Capital and its action group plan to reduce their holdings from 23.45% to 21.95%, while Chongqing Real Estate Group will increase its holdings from 5.10% to 6.60% [2][3]. - Chongqing Water Investment Group, an action group of Yufu Capital, will reduce its stake by 1.5%, corresponding to a maximum of 52 million shares, with a total transaction value not exceeding 580 million yuan [3][5]. - The shareholding structure remains stable post-adjustment, with no change in control over Chongqing Bank [2][6]. Financial Performance - As of the end of 2024, Chongqing Bank achieved a revenue of 13.679 billion yuan, a year-on-year increase of 3.54%, and a net profit of 5.117 billion yuan, up 3.8% [7]. - In Q1 2025, the bank reported a revenue of 3.581 billion yuan, a 5.3% increase year-on-year, and a net profit of 1.624 billion yuan, also up 5.33% [7][8]. Asset Growth - By the end of Q1 2025, Chongqing Bank's total assets exceeded 930 billion yuan, reflecting a net increase of 75 billion yuan and an 8.8% year-on-year growth, ranking second among A-share listed banks [8][9]. - The bank's loan structure shows a significant reliance on state-owned enterprises, with loans to state-controlled enterprises accounting for 78.17% of total corporate loans [9]. Strategic Goals - Chongqing Bank aims to achieve a total asset scale of 1 trillion yuan, with 2025 being a critical year for its development strategy [9][10].

Core Viewpoint - Chongqing Bank announced significant shareholder equity changes, with major shareholder Chongqing Yufu Capital planning to reduce its stake by 1.5%, while Chongqing Real Estate Group will increase its stake by the same amount, indicating a strategic resource optimization within the local state-owned enterprise system [2][3][6]. Shareholder Changes - Chongqing Yufu Capital and its concerted parties will reduce their holdings from 23.45% to 21.95%, while Chongqing Real Estate Group will increase its holdings from 5.10% to 6.60% [2][3]. - Chongqing Water Investment Group, a concerted party of Yufu Capital, plans to reduce up to 52 million shares, representing 1.50% of the total share capital, with a transaction value not exceeding 580 million yuan [3][5]. - The share transfer is structured to ensure that the overall control of Chongqing Bank remains unchanged, with the top three shareholders' rankings remaining intact post-transaction [2][6]. Financial Performance - As of the end of 2024, Chongqing Bank achieved operating income of 13.679 billion yuan, a year-on-year increase of 3.54%, and a net profit of 5.117 billion yuan, up 3.8% [8]. - In Q1 2025, the bank reported revenue of 3.581 billion yuan, a 5.3% increase year-on-year, and a net profit of 1.624 billion yuan, also up 5.33% [8]. - The bank's asset scale surpassed 930 billion yuan, with a net increase of 75 billion yuan, reflecting an 8.8% year-on-year growth, ranking second among A-share listed banks [8][9]. Strategic Focus - Chongqing Bank's growth strategy is aligned with major regional development initiatives, including the Chengdu-Chongqing economic circle and the Western Land-Sea New Corridor, emphasizing support for key sectors such as modern manufacturing and rural revitalization [8][9]. - The bank's loan structure shows a significant reliance on state-owned enterprises, with loans to state-controlled enterprises accounting for 78.17% of total corporate loans [9]. Market Position - The recent equity changes occur as Chongqing Bank's stock price has rebounded significantly, doubling from a historical low of 5.66 yuan per share in late October 2022 to 10.27 yuan per share as of August 12, 2025 [5][6]. - The ongoing shareholder adjustments and the bank's performance are closely watched as it aims for a "trillion" asset scale, marking a critical phase in its growth trajectory [10].

Group 1: Company Financing and Support - Jiangsu Bank has developed a financing solution called "Su Trade Loan" to support small and micro enterprises, resulting in a company receiving 8 million yuan in funding to expand production and increase sales by 31% in the current quarter [1] - Jiangsu Bank has injected financial resources into over 40,000 enterprises, with a cumulative credit of nearly 400 billion yuan, promoting high-quality development of the real economy [1] - The bank has implemented a "six specialized mechanisms" to enhance financing channels for small and micro enterprises, focusing on personalized services and efficient processes [2] Group 2: Technological Empowerment and Service Efficiency - Jiangsu Bank has strengthened the promotion of non-repayment renewal loans for small and micro enterprises, introducing smart tools like "proactive invitation" and "simulated approval" to enhance service efficiency [3] - The bank has created a "hot map" for small and micro enterprise connections, ensuring that enterprise needs are met quickly and effectively through a comprehensive management process [3] Group 3: Support for Private Enterprises - Jiangsu Bank has increased credit loans and medium-to-long-term loans for various types of private enterprises, focusing on sectors like technology, manufacturing, and agriculture [4] - The bank has launched the "Su Yin e-chain" system to provide fully online financing for small and medium-sized private enterprises, enhancing their operational management capabilities [4] Group 4: Support for Foreign Trade Enterprises - Jiangsu Bank has established a specialized action team to support foreign trade enterprises, ensuring that necessary credit needs are met without arbitrary loan reductions [7] - The bank has introduced the "Su Trade Loan" product to assist foreign trade companies in financing, providing timely loans to alleviate payment pressures [7] Group 5: Innovation in Financial Services - Jiangsu Bank has initiated a special action plan to expand first-time loans for technology enterprises, enhancing coverage and support for innovation [8] - The bank has launched the "Achievement Transformation Loan" to assist in the transfer and transformation of technological achievements, promoting collaboration between technology and industry [8][9]