Core Viewpoint - Chongqing Bank has successfully issued a special financial bond for small and micro enterprises, raising a total of RMB 2.4 billion to support lending to this sector [1] Group 1: Bond Issuance Details - The bond issuance was recorded on July 29, 2025, and completed on July 30, 2025 [1] - The total issuance scale of the bond is RMB 2.4 billion, consisting of two types: - Type One: RMB 2.1 billion, a 3-year fixed-rate bond with a coupon rate of 1.80% - Type Two: RMB 300 million, a 3-year floating-rate bond with a coupon rate of 1.85% [1] Group 2: Use of Proceeds - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

证券代码：601963 证券简称：重庆银行 公告编号：2025-050 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于小型微型企业贷款专项金融债券发行完毕的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经中国人民银行批准，重庆银行股份有限公司（以下简称"本行"）2025 年 小型微型企业贷款专项金融债券（第二期）（以下简称"本期债券"）于 2025 年 7 月 29 日簿记建档，2025 年 7 月 30 日发行完毕。本期债券发行规模为人民币 24 亿元，其中：品种一发行规模人民币 21 亿元，为 3 年期固定利率债券，票面 利率为 1.80%；品种二发行规模人民币 3 亿元，为 3 年期浮动利率债券，票面利 率为 1.85%。 本期债券发行的募集资金在扣除发行费用后，将依据适用法律和监管部门的 批准，全部用于向小型微型企业发放贷款，为小微企业提供金融服务。 特此公告。 重庆银行股份有限公司董事会 2025 年 7 月 31 日 1 ...

Core Viewpoint - Chongqing Bank has successfully issued a total of RMB 2.4 billion in special financial bonds aimed at small and micro enterprises, with the funds designated for providing loans to these businesses [1] Summary by Category Bond Issuance Details - The bond issuance took place on July 29, 2025, with completion on July 30, 2025 [1] - The total issuance scale is RMB 2.4 billion, consisting of two types of bonds: - Type One: RMB 2.1 billion, a 3-year fixed-rate bond with a coupon rate of 1.80% [1] - Type Two: RMB 300 million, a 3-year floating-rate bond with a coupon rate of 1.85% [1] Purpose of Funds - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

7月31日，据重庆银行（601963）披露，该行发行的长江·享惠公募净值型2025年第14期募集期为2025年 7月31日到2025年8月7日，计划发行量5亿元，投资者认购起点金额为1万元。产品为固定收益类，风险 评级为中低风险，期限为459天，业绩比较基准为2.25%～3.05%（年化）。 注：业绩比较基准不是预期收益率，不代表产品的未来表现和实际收益，不构成对产品收益的承诺。 以上理财产品信息仅供参考，具体应以《产品说明书》等销售文件为准。本文不构成任何投资建议，投 资者据此操作，风险自担。 ...

Core Viewpoint - Chongqing Bank has introduced a new "Five High" strategic positioning to adapt to significant external changes in 2024, focusing on high goals, high positioning, high efficiency, high-quality service, and high-quality development [1][2][6]. Group 1: Financial Performance - In Q1 2025, Chongqing Bank reported operating income of 3.581 billion yuan, a year-on-year increase of 5.30%, and net profit of 1.707 billion yuan, up 5.43% [1]. - By the end of Q1 2025, total assets reached 931.699 billion yuan, marking a significant milestone towards the trillion-yuan mark [1][6]. - For the full year 2024, the bank achieved operating income of 13.679 billion yuan, a growth of 3.54%, and net profit of 5.521 billion yuan, increasing by 5.59% [6]. Group 2: Asset Quality - By the end of 2024, the bank's non-performing loan ratio reached its lowest level since its A-share listing, 0.51 percentage points lower than the average for national city commercial banks [7]. - The non-performing loan ratio further decreased by 0.04 percentage points by the end of Q1 2025 compared to the end of the previous year [7]. Group 3: Strategic Initiatives - The "Five High" strategy includes high goal orientation, high positioning transformation, high efficiency operations, high-quality services, and high-quality development [2][3][4][5][6]. - The bank aims to enhance its comprehensive financial service capabilities by focusing on major regional development strategies, such as the Chengdu-Chongqing economic circle and the Western Land-Sea New Corridor [1][6]. - Chongqing Bank plans to support the Chengdu-Chongqing area with over 150 billion yuan in credit throughout 2024, an increase of nearly 40 billion yuan from the previous year [8][9]. Group 4: Digital and Green Finance - The bank is leveraging digital finance to integrate into national digital economy initiatives, with significant growth in technology, green, and inclusive loans, achieving respective growth rates of 32%, 40%, and 22% [10][11]. - Chongqing Bank has developed an ESG rating system and launched the first "Industrial Green Effect Loan" in the central and western regions [11]. - The bank has also created a digital credit decision-making platform to support various inclusive financial products, enhancing accessibility for older clients [11]. Group 5: Future Outlook - By the end of 2025, Chongqing Bank aims to achieve a total asset scale of one trillion yuan while improving both business scale and asset quality [12].

Core Viewpoint - Chongqing Bank has shown a stable dividend yield over the past three years, with recent stock performance indicating a slight increase in share price and trading volume [2][6]. Financial Performance - The bank's dividend yields for the last three years were 5.83%, 5.86%, and 4.46% respectively [2]. - For the period of January to March 2025, Chongqing Bank reported a net profit of 1.624 billion yuan, representing a year-on-year growth of 5.33% [5]. Market Activity - On July 30, Chongqing Bank's stock price increased by 0.30%, with a trading volume of 126 million yuan and a turnover rate of 0.66%, leading to a total market capitalization of 35.337 billion yuan [1]. - The main capital inflow for the day was 8.1982 million yuan, accounting for 0.07% of the total, with the stock ranking 4th in its industry [2][3]. Shareholder Information - As of March 31, the number of shareholders for Chongqing Bank was 37,000, a decrease of 10.32% from the previous period, while the average number of circulating shares per person increased by 11.82% to 52,288 shares [5]. Business Overview - Chongqing Bank, established on September 2, 1996, primarily provides corporate and personal banking products and services, with its revenue composition being 69.84% from corporate banking, 21.95% from personal banking, and 7.41% from funding operations [5]. - The bank has engaged in various initiatives to support rural revitalization and agricultural financing, including innovative loan products and partnerships with local government entities [2].

经济观察网中国货币网7月30日消息，重庆银行（601963）于7月29日成功发行2025年第二期小型微型企 业贷款专项金融债券。本期债券设两个品种：品种一为3年期固定利率债券，发行规模21亿元，票面利 率1.80%；品种二为3年期浮动利率债券，发行规模3亿元，发行时票面利率1.85%。(编辑胡群) ...

Core Viewpoint - Chongqing Bank's stock closed at 10.14 yuan, down 1.65%, with a rolling PE ratio of 6.78 times and a total market value of 35.232 billion yuan [1] Group 1: Financial Performance - In Q1 2025, the company achieved operating revenue of 3.581 billion yuan, a year-on-year increase of 5.30% [3] - The net profit for the same period was 1.624 billion yuan, also reflecting a year-on-year growth of 5.33% [3] Group 2: Market Position - The average PE ratio for the banking industry is 7.19 times, with a median of 6.55 times, placing Chongqing Bank at 27th in the industry ranking [1][3] - The company's PE (TTM) is 6.78, while the static PE is 6.88, and the price-to-book ratio is 0.66 [3] Group 3: Shareholder Information - As of March 31, 2025, Chongqing Bank had 35,943 shareholders, a decrease of 4,248 from the previous count, with an average holding value of 352,800 yuan and an average shareholding of 27,600 shares per shareholder [1] Group 4: Awards and Recognition - In January 2024, Chongqing Bank was recognized for its mobile internet application service capabilities and received a 4A rating from the China Standardization Association [2] - The bank has won multiple awards in 2024, including the "Top Ten Wealth Management Newcomer Award" and recognition for its cybersecurity efforts [2]

Core Viewpoint - Chongqing Bank's stock has experienced a decline of 1.65% on July 29, with a trading volume of 1.31 billion yuan and a total market capitalization of 35.232 billion yuan [1] Financial Performance - The bank's dividend yields over the past three years were 5.83%, 5.86%, and 4.46% respectively [2] - For the first quarter of 2025, Chongqing Bank reported a net profit attributable to shareholders of 1.624 billion yuan, representing a year-on-year growth of 5.33% [5] Business Operations - Chongqing Bank focuses on providing corporate and personal banking products and services, with its revenue composition being 69.84% from corporate banking, 21.95% from personal banking, and 7.41% from funding operations [5] - The bank has launched various initiatives to support rural revitalization, including "Rural Revitalization Loans" and "Live Pig Collateral Loans" [2] Market Activity - The main capital inflow for Chongqing Bank today was -11.543 million yuan, with a market ranking of 8 out of 17 in its industry [2] - The average trading cost of the bank's shares is 9.49 yuan, with current price action between resistance at 10.62 yuan and support at 9.57 yuan [4] Shareholder Information - As of March 31, the number of shareholders for Chongqing Bank was 37,000, a decrease of 10.32% from the previous period [5] - The bank has distributed a total of 6.880 billion yuan in dividends since its A-share listing, with 4.229 billion yuan distributed over the last three years [6]

在此过程中，广发银行杭州分行创新服务模式，一方面通过银团贷款为项目提供长期稳定的资金支持， 降低融资成本；另一方面在授信方案中充分考虑项目应急功能的公益性属性，通过差异化定价机制降低 项目运营成本，助力打造"韧性养老社区"。 据测算，温州中心城区康养产业提升项目运营后，预计年营业收入可达数亿元，带动就业超千人，惠及 老年人群超10万人次。项目不仅将显著提升鹿城区养老服务质量，更将为浙南地区乃至全省医养结合模 式提供可复制的"温州样板"。 根据规划，温州中心城区康养产业提升项目将通过改造提升长者公寓、建设医养结合体验馆、扩容养老 服务中心及老年病医院等设施，打造集医疗、康复、照护、文化于一体的医养服务综合体。项目建成 后，将有效缓解区域养老供需矛盾，助力温州构建"居家社区机构相协调、医养康养相结合"的养老服务 体系。 广发银行杭州分行积极响应国家"实施积极应对人口老龄化国家战略"的号召，主动对接项目融资需求。 授信审批环节，通过总分支行协同联动，高效完成项目尽调、授信方案设计及审批流程，为项目提供专 业、专项的信贷支持。此次银团贷款的落地，不仅体现了分行对养老产业的授信支持，更展现了其通过 金融创新服务实体经济 ...