2025年，赣州银行积极把握市场机遇，在全国银行间债券市场成功完成多品种、多期限的金融债券发行 工作，全年累计发行金融债券75亿元。其中，"三农"专项金融债券10亿元、科技创新债券10亿元、小型 微型企业贷款专项金融债券10亿元、金融债券15亿元及30亿元减记型无固定期限资本债券，上述债券发 行进一步优化我行资产负债结构、拓宽资本补充渠道、夯实长期发展基础。 发债频创佳绩，市场认购踊跃 今年以来，赣州银行债券发行工作实现多项突破，创下多个"首单"与"新低"。本年相继成功发行江西省 首单"三农"专项金融债券（期限3年，利率1.93%，创赣州银行3年期债券发行利率新低）、赣南地区首 支科技创新债券（期限5年，利率1.91%，创赣州银行5年期债券发行利率新低）以及小型微型企业贷款 专项金融债券（期限3年，利率1.93%）。此外，赣州银行还发行了金融债券15亿元、减记型无固定期 限资本债券30亿元。各期债券投资者类型多元，涵盖银行、券商、基金等多类机构，充分体现了市场对 赣州银行经营实力与服务能力的信心。 以各类债券成功发行为契机，赣州银行持续深化"全链条、全周期"服务模式，升级"科创贷""成长通"等 产品体系，积极 ...

经济观察网12月1日，中国货币网披露，湖州银行拟发行2025年小型微型企业贷款专项金融债券，基本 发行规模为20亿元，附不超5亿元超额增发权，期限为3年期，募资将全部用于发放小型微型企业贷款。 (编辑：金倩) ...

Core Viewpoint - The report maintains the AAA long-term credit rating for Citic Baixin Bank and assigns the same rating to its 2025 special financial bonds for small and micro enterprises, indicating a stable outlook for the bank's creditworthiness [1] Group 1: Credit Rating and Outlook - Citic Baixin Bank has received an AAA long-term credit rating for seven consecutive years, reflecting its strong financial stability [1] - The credit rating report indicates a stable outlook for the bank's 2025 special financial bonds for small and micro enterprises, reinforcing investor confidence [1] Group 2: Competitive Advantages - The bank leverages its strong information technology capabilities and shareholder collaboration to establish a differentiated competitive advantage [1] - Citic Baixin Bank has developed a comprehensive corporate governance structure and an effective internal control system, leading to continuous improvement in governance standards [1] Group 3: Business Operations - The bank is optimizing its business structure and transitioning its inclusive credit business towards self-operation and ecological scene construction [1] - There is a notable increase in the growth rate of operational loans within the personal loan segment, indicating a focus on enhancing deposit term structure [1] Group 4: Future Development - The report suggests that Citic Baixin Bank will continue to pursue differentiated development, focusing on the main track of digital inclusive finance [1] - The bank aims to strengthen its innovation capabilities through a "finance + technology" development model, with steady growth expected in inclusive credit and industrial finance sectors [1]

Core Viewpoint - Chongqing Bank's stock price has decreased by 2.72% this week, closing at 10.01 yuan, with a total market capitalization of 34.781 billion yuan, ranking 10th among city commercial banks [1] Company Announcements - Chongqing Bank has successfully issued a special financial bond for small and micro enterprises, totaling 2.4 billion yuan, divided into two types: a fixed-rate bond of 2.1 billion yuan with a 1.80% interest rate and a floating-rate bond of 300 million yuan with a 1.85% interest rate [1]

Core Points - Chongqing Bank has received approval from the People's Bank of China to issue the second phase of its special financial bonds for small and micro enterprises in 2025, with an interest rate of 1.80% [1] - The issuance scale for the second type of bond is set at 300 million RMB, with a floating interest rate of 1.85% over a three-year term [1] - The funds raised from this bond issuance will be used entirely for providing loans to small and micro enterprises, following applicable laws and regulatory approvals [1]

Core Viewpoint - Chongqing Bank has successfully completed the issuance of special financial bonds for small and micro enterprises, with a total issuance scale of RMB 2.4 billion [1]. Group 1: Bond Issuance Details - The bond issuance was approved by the People's Bank of China and took place on July 29, 2025, with completion on July 30, 2025 [1]. - The total issuance scale is RMB 2.4 billion, consisting of two types: Type One with an issuance scale of RMB 2.1 billion at a fixed interest rate of 1.80% for a 3-year term, and Type Two with an issuance scale of RMB 300 million at a floating interest rate of 1.85% for a 3-year term [1]. Group 2: Fund Utilization - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1].

Core Viewpoint - Chongqing Bank has successfully issued a special financial bond for small and micro enterprises, approved by the People's Bank of China, aimed at providing financial services to small businesses [1] Summary by Category Bond Issuance - The total issuance scale of the bond is RMB 2.4 billion [1] - The first type of bond has an issuance scale of RMB 2.1 billion, with a fixed interest rate of 1.80% for a term of 3 years [1] - The second type of bond has an issuance scale of RMB 300 million, with a floating interest rate of 1.85% for a term of 3 years [1] Fund Utilization - The funds raised from the bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

Core Viewpoint - Chongqing Bank has received approval from the People's Bank of China to issue a special financial bond for small and micro enterprises, with a total issuance scale of RMB 2.4 billion [1] Group 1: Bond Issuance Details - The bond issuance consists of two varieties: Variety One with a scale of RMB 2.1 billion, which is a 3-year fixed-rate bond with a coupon rate of 1.80% [1] - Variety Two has a scale of RMB 300 million, which is a 3-year floating-rate bond with a coupon rate of 1.85% [1] Group 2: Fund Utilization - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]

Group 1 - The core point of the article is that Chongqing Bank has successfully issued a total of 2.4 billion RMB in bonds aimed at supporting small and micro enterprises [1] - The bond issuance consists of two types: a fixed-rate bond of 2.1 billion RMB with a 1.80% interest rate and a floating-rate bond of 300 million RMB with a 1.85% interest rate, both having a maturity of three years [1] - The funds raised from this bond issuance will be used exclusively for providing loans to small and micro enterprises, following applicable laws and regulatory approvals [1]

Core Viewpoint - Chongqing Bank has received approval from the People's Bank of China to issue a special financial bond for small and micro enterprises, with a total issuance scale of RMB 2.4 billion [1] Group 1: Bond Issuance Details - The bond issuance consists of two varieties: - Variety One has an issuance scale of RMB 2.1 billion, with a fixed interest rate of 1.80% for a 3-year term [1] - Variety Two has an issuance scale of RMB 0.3 billion, with a floating interest rate of 1.85% for a 3-year term [1] Group 2: Fund Utilization - The funds raised from this bond issuance, after deducting issuance costs, will be used entirely for providing loans to small and micro enterprises, in accordance with applicable laws and regulatory approvals [1]