证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-075 中国民生银行股份有限公司 关于诉讼事项进展的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、诉讼基本情况 2024年4月26日，本行北京分行以金融借款合同纠纷为由，对泛海集团、泛 海控股、通海控股有限公司（以下简称"通海控股"）、泛海不动产投资管理有 限公司（以下简称"泛海不动产投资"）、泛海股权投资管理有限公司（以下简 称"泛海股权投资"）、北京星火房地产开发有限责任公司（以下简称"星火房 地产"）、武汉中央商务区股份有限公司（以下简称"武汉中央公司"）、泛海 建设集团青岛有限公司（以下简称"泛海建设青岛"）、武汉中心大厦开发投资 有限公司（以下简称"武汉中心公司"）、深圳市泛海置业有限公司（以下简称 1 案件所处的诉讼阶段：一审判决 上市公司所处的当事人地位：中国民生银行股份有限公司（以下简称"本 行"）北京分行为原告 涉案的金额：中国泛海控股集团有限公司（以下简称"泛海集团"）向 ...

Financial Performance - Net profit attributable to shareholders was RMB 8,012 million for Q3 2024, a decrease of 18.24% compared to the same period last year[5]. - Net interest income for the first nine months of 2024 was RMB 73,743 million, down 4.49% year-on-year[5]. - Basic earnings per share for Q3 2024 was RMB 0.16, down 23.81% year-on-year[5]. - The group achieved operating income of CNY 1,016.60 billion, a year-on-year decrease of CNY 46.44 billion, or 4.37%[18]. - The net profit attributable to shareholders was CNY 304.86 billion, a year-on-year decrease of CNY 30.91 billion, or 9.21%[18]. - The total comprehensive income for the first nine months of 2024 was RMB 32,296 million, a decrease from RMB 35,273 million in the same period of 2023, representing a decline of approximately 5.5%[45]. - The bank reported a decrease in fee and commission income to RMB 14,288 million for the first nine months of 2024, down from RMB 14,933 million in the same period of 2023, a decline of about 4.3%[44]. - The bank's investment income for the first nine months of 2024 was RMB 15,529 million, an increase from RMB 11,513 million in the same period of 2023, indicating a growth of approximately 35.5%[44]. - The basic and diluted earnings per share for the first nine months of 2024 were RMB 0.60, down from RMB 0.67 in the same period of 2023, representing a decrease of about 10.4%[45]. Asset and Liability Management - Total assets reached RMB 7,698,010 million as of September 30, 2024, reflecting a 0.30% increase from the end of 2023[3]. - Total liabilities were RMB 7,051,721 million, showing a slight increase of 0.21% from the previous year[3]. - The total assets of the group reached CNY 76,980.10 billion, an increase of CNY 230.45 billion, or 0.30%, compared to the end of the previous year[17]. - The total liabilities of the group amounted to CNY 70,517.21 billion, increasing by CNY 145.57 billion, or 0.21%, compared to the end of the previous year[17]. - The total equity attributable to shareholders increased to RMB 632,889 million as of September 30, 2024, compared to RMB 624,602 million at the end of 2023, representing a growth of approximately 4.1%[42]. - The total cash outflow for investment activities was RMB (1,448,109) million in the first nine months of 2024, compared to RMB (1,102,509) million in the same period of 2023, showing an increase in cash outflow[47]. Loan and Deposit Trends - Total loans and advances amounted to RMB 4,441,038 million, up 1.28% year-on-year[3]. - Customer deposits totaled RMB 4,185,246 million, a decrease of 2.28% compared to the end of 2023[3]. - The total loans and advances reached CNY 44,410.38 billion, an increase of CNY 561.61 billion, or 1.28%, compared to the end of the previous year[17]. - The total deposits amounted to CNY 41,852.46 billion, a decrease of CNY 977.57 billion, or 2.28%, compared to the end of the previous year[17]. - The number of small and medium-sized enterprise (SME) credit customers increased to 43,911, representing a growth of 23.66% year-over-year[29]. - The balance of personal credit consumption loans "Min Yi Dai" increased to CNY 53.898 billion, reflecting a growth of 16.24%[30]. Risk Management - The non-performing loan ratio remained stable at 1.48% as of September 30, 2024[3]. - The total amount of non-performing loans was CNY 65.630 billion, with a non-performing loan ratio of 1.48%, unchanged from the end of the previous year[33]. - The bank's provision coverage ratio stood at 146.26%, a decrease of 3.43 percentage points from the end of the previous year[33]. - The bank's return on average total assets (annualized) was 0.42%, a decrease of 0.10 percentage points from the previous year[5]. Digital and Green Finance Initiatives - The bank's green credit balance reached 319.397 billion yuan, an increase of 55.156 billion yuan compared to the end of the previous year[20]. - The bank's green finance initiatives have been recognized with awards for low-carbon case studies and ESG practices in the banking sector[20]. - The bank has launched various innovative products in green finance, including carbon rights mortgage financing and sustainable development-linked loans[20]. - The bank's digital financial services have been enhanced through the development of a comprehensive digital risk control system and intelligent credit approval processes[25]. - The growth rates for green credit, manufacturing loans, and inclusive small and micro enterprise loans were 20.87%, 9.25%, and 6.79%, respectively, all exceeding the average loan growth rate[17]. Cash Flow Analysis - The bank reported a net cash flow from operating activities of RMB -194,600 million for the first nine months of 2024, indicating a significant decline from RMB 123,537 million in the same period last year[7]. - The cash inflow from interest, fees, and commissions was RMB 164,764 million for the first nine months of 2024, down from RMB 178,069 million in the same period of 2023, a decrease of about 7.5%[47]. - The cash flow from investment activities generated a net inflow of RMB 4,335 million in the first nine months of 2024, compared to RMB 2,769 million in the same period of 2023, indicating an increase[47]. - The cash inflow from financing activities totaled RMB 1,027,266 million in the first nine months of 2024, compared to RMB 565,045 million in the same period of 2023, reflecting a substantial increase of approximately 81.7%[47].

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-076 中国民生银行股份有限公司 第九届董事会第六次会议决议公告 本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"中国民生银行""本行"）第九届董 事会第六次会议以书面传签方式召开，表决截止日期为 2024 年 10 月 30 日。会议 通知、会议文件于 2024 年 10 月 16 日以电子邮件方式发出，共收回有效表决票 12 份，会议符合《中华人民共和国公司法》及《中国民生银行股份有限公司章程》的 规定，表决所形成决议合法、有效。 会议审议通过了如下决议： 1. 关于《中国民生银行 2024 年第三季度报告》的决议 《中国民生银行 2024 年第三季度报告》已经本行董事会审计委员会全体委员 审议通过，获得审计委员会事前认可。《中国民生银行 2024 年第三季度报告》详见 上海证券交易所网站及本行网站。 议案表决情况：同意 12 票，反对 0 票，弃权 0 票。 2. 关于《 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-077 根据相关规定，会议对 2024 年第三季度报告提出如下审核意见： 中国民生银行股份有限公司 第九届监事会第五次会议决议公告 （1）公司 2024 年第三季度报告的编制和审议程序符合法律、行政法规、规 范性文件及《公司章程》的规定。 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 （2）公司严格按照企业会计准则、企业会计制度和金融企业会计制度规范 运作，公司 2024 年第三季度报告公允地反映了公司本报告期的财务状况和经营 成果。 中国民生银行股份有限公司（以下简称"中国民生银行""公司"）第九届监 事会第五次会议以书面传签方式召开，表决截止日期为 2024 年 10 月 30 日。会 议通知、会议文件于 2024 年 10 月 17 日以电子邮件方式发出。向监事发出表决 票 5 份，收回 5 份。会议符合《中华人民共和国公司法》及《中国民生银行股份 有限公司章程》的规定，表决所形成的决议合法、有效。 会议审议通 ...

Financial Performance - Net profit attributable to shareholders for Q3 2024 was RMB 8,012 million, a decrease of 18.24% compared to the same period last year[5]. - Basic earnings per share for Q3 2024 were RMB 0.16, representing a 23.81% decrease compared to the same period last year[5]. - The net profit for the first nine months of 2024 was RMB 30,716 million, a decrease of 9.4% compared to RMB 33,837 million for the same period in 2023[45]. - The group's total comprehensive income attributable to shareholders for the nine months ended September 30, 2024, was RMB 32,296 million, a decrease from RMB 35,273 million in the same period of 2023, representing a decline of approximately 5.5%[47]. - The group's basic and diluted earnings per share for the nine months ended September 30, 2024, were RMB 0.60, down from RMB 0.67 in the same period of 2023, indicating a decrease of approximately 10.4%[46]. Asset and Liability Management - Total assets as of September 30, 2024, amounted to RMB 7,698,010 million, reflecting a 0.30% increase from RMB 7,674,965 million at the end of 2023[4]. - Total liabilities reached CNY 70,517.21 billion, an increase of CNY 145.57 billion or 0.21% compared to the end of the previous year[22]. - The total liabilities as of September 30, 2024, were RMB 7,051,721 million, slightly up from RMB 7,037,164 million as of December 31, 2023, indicating a growth of 0.02%[44]. - The bank's total equity attributable to shareholders was RMB 632,889 million, reflecting a 1.33% increase from RMB 624,602 million at the end of 2023[4]. - The bank's total equity as of September 30, 2024, was RMB 646,289 million, up from RMB 637,801 million as of December 31, 2023, reflecting an increase of 1.4%[44]. Loan and Deposit Trends - Total loans and advances reached RMB 4,441,038 million, up 1.28% from RMB 4,384,877 million year-over-year[4]. - Total deposits amounted to RMB 4,185,246 million, a decline of 2.28% from RMB 4,283,003 million year-over-year[4]. - The total deposits amounted to CNY 41,852.46 billion, a decrease of CNY 977.57 billion or 2.28% year-on-year, but increased by CNY 1,205.14 billion or 2.96% quarter-on-quarter[22]. - The loan balance for strategic customers (including discounts) was 1,243.239 billion yuan, an increase of 49.427 billion yuan from the end of the previous year[32]. - The small and medium enterprise loan balance was 932.614 billion yuan, reflecting an increase of 11.76% from the end of the previous year[32]. Non-Performing Loans and Risk Management - The non-performing loan ratio remained stable at 1.48% as of September 30, 2024[4]. - As of September 30, 2024, the total amount of non-performing loans reached RMB 65.63 billion, an increase of RMB 0.53 billion compared to the end of the previous year, with a non-performing loan ratio of 1.48% remaining stable[36]. - The coverage ratio for provisions stood at 146.26%, a decrease of 3.43 percentage points from the end of the previous year[36]. - The provision coverage ratio decreased to 146.26% from 149.69% at the end of 2023[4]. - The bank's capital adequacy ratio was reported at a healthy level, ensuring compliance with regulatory requirements and supporting future growth initiatives[44]. Income and Expense Analysis - Net interest income for Q3 2024 was RMB 25,161 million, down 2.76% year-over-year[5]. - The net interest income for the first nine months of 2024 was RMB 73,743 million, down from RMB 77,208 million in the same period of 2023, reflecting a decline of 4.3%[45]. - The group reported a decrease in fee and commission income, totaling RMB 16,796 million for the first nine months of 2024, compared to RMB 19,246 million in the same period of 2023, a decline of 12.5%[45]. - The group reported operating income of CNY 1,016.60 billion, a decrease of CNY 46.44 billion or 4.37% year-on-year, with the decline narrowing by 1.80 percentage points compared to the first half of the year[23]. - The bank's investment income for the first nine months of 2024 was RMB 15,529 million, an increase from RMB 11,513 million in the same period of 2023, marking a growth of 35.5%[45]. Cash Flow and Liquidity - The net cash flow from operating activities was negative RMB 194.6 billion in the first three quarters of 2024, a significant decline from RMB 123.54 billion in the same period of 2023[12]. - The group's cash and cash equivalents at the end of the period were RMB 183,142 million, down from RMB 208,794 million at the end of September 2023, reflecting a decrease of about 12.3%[50]. - The group's net cash flow from financing activities was RMB 135,593 million for the nine months ended September 30, 2024, compared to a negative cash flow of RMB 47,033 million in the same period of 2023[49]. - The liquidity coverage ratio was 154.33%, exceeding the regulatory requirement by 54.33 percentage points, indicating strong short-term liquidity risk resilience[39]. - The amount of high-quality liquid assets was RMB 1,025.82 billion, compared to RMB 1,125.73 billion at the end of the previous year[40]. Strategic Initiatives and Innovations - The group provided credit support exceeding CNY 4,100 billion to technology enterprises, with over CNY 1,100 billion specifically for specialized and innovative customers[24]. - The company launched innovative products such as "carbon rights mortgage financing" and "reduction loans" to support green development[25]. - The company has implemented a smart risk control system, enhancing the digital management capabilities in credit approval and post-loan management[35]. - The company expanded its digital financial services, enhancing user experience with over a thousand new payment options[28]. - The group aims to enhance its support for technology innovation enterprises through the establishment of a dedicated technology finance committee and the launch of various innovative financial products[24].

证券代码：600016 证券简称：民生银行 优先股简称：民生优 1 优先股代码：360037 公告编号：2024-074 中国民生银行股份有限公司 2024 年第一次临时股东大会决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： | 1.出席会议的股东和代理人人数 | | 3,554 | | --- | --- | --- | | 其中：A | 股股东人数 | 3,549 | | 境外上市外资股股东人数（H | 股） | 5 | | 2.出席会议的股东所持有表决权的股份总数（股） | | 14,113,057,724 | | 其中：A | 股股东持有股份总数 | 11,401,771,235 | | 境外上市外资股股东持有股份总数（H | 股） | 2,711,286,489 | | 3.出席会议的股东所持有表决权股份数占本行有表决权股 | 份总数的比例（%） | 40.659029 | | 其中：A | 股股东持股占股份总数的比例（%） | 32.847945 | | 境外上市外资股股东持股占股份总数的比 ...

北京 · 上海 · 深圳 · 杭州 · 广州 · 昆明 · 天津 · 成都 · 福州 · 宁波 · 西安 · 南京 · 南宁 · 济南 · 重庆 苏州 · 长沙 · 太原 · 武汉 · 贵阳 · 乌鲁木齐 · 郑州 · 石家庄 · 香港 · 巴黎 · 马德里 · 硅谷 · 斯德哥尔摩 BEIJING · SHANGHAI · SHENZHEN · HANGZHOU · GUANGZHOU · KUNMING · TIANJIN · CHENGDU · FUZHOU · NINGBO · XI'AN · NANJING · NANNING · JINAN · CHOGNQING SUZHOU · CHANGSHA · TAIYUAN · WUHAN · GUIYANG · URUMQI · ZHENGZHOU · SHIJIAZHUANG · HONG KONG · PARIS · MADRID · SILICON VALLEY · STOCKHOLM 根据《中华人民共和国公司法》（以下简称"《公司法》"）、《中华人民共和国证 券法》（以下简称"《证券法》"）、中国证券监督管理委员会《上市公司股东大会规 则》（ ...

Group 1 - The board of directors of China Minsheng Bank has confirmed that the announcement contains no false records, misleading statements, or significant omissions, and they bear legal responsibility for its authenticity, accuracy, and completeness [1] - The first temporary meeting of the ninth board of directors was held via written signature, with a voting deadline of October 21, 2024, and the meeting documents were sent out via email on October 15, 2024 [1] - A total of 12 valid votes were received, and the meeting complied with the requirements of the Company Law of the People's Republic of China and the Articles of Association of China Minsheng Bank, making the resolutions legally valid [1] Group 2 - The meeting approved a resolution regarding the adjustment of certain head office department settings, with all 12 votes in favor and no votes against or abstentions [1]

中国民生银行股份有限公司 关于重新确定境内优先股票面股息率的公告 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-072 1 日起，"民生优 1"第二个股息率调整期的基准利率为 1.79%，固定溢价为 1.38%，票 面股息率为 3.17%，股息每年支付一次。 特此公告 中国民生银行股份有限公司董事会 2 本行董事会及董事会全体成员保证公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 根据《中国民生银行股份有限公司非公开发行优先股募集说明书》（以下简称"《募 集说明书》"）的相关条款，中国民生银行股份有限公司（以下简称"本行"）于 2019 年 10 月非公开发行的 200 亿元境内优先股（以下简称"民生优 1"，代码"360037"） 以每 5 年为一个票面股息率调整期，即票面股息率每 5 年调整一次，每个计息周期内 票面股息率相同。"民生优 1"的首个计息周期已满 5 年。 本行董事会于 2024 年 8 月 29 日审议通过了《中国民生银行股份有限公司关于不 行使境内优先股赎回权并重新确 ...

本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第一次临时会 议以书面传签方式召开，表决截止日期为 2024 年 10 月 21 日。会议通知、会议文件 于 2024 年 10 月 15 日以电子邮件方式发出，共收回有效表决票 12 份，会议符合《中 华人民共和国公司法》及《中国民生银行股份有限公司章程》的规定，表决所形成 决议合法、有效。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-073 中国民生银行股份有限公司 第九届董事会第一次临时会议决议公告 1 议案表决情况：同意 12 票，反对 0 票，弃权 0 票。 特此公告 中国民生银行股份有限公司董事会 2024 年 10 月 21 日 会议审议通过了如下决议： 关于调整部分总行部门设置的决议 ...