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民生银行东营分行营业部:“金号角”消保宣传活动走进农贸市场
Qi Lu Wan Bao· 2025-06-19 00:58
活动当天,市场里人来人往,热闹得很。民生银行东营分行营业部工作人员早早来到活动现场支起宣传台,摆放好各类宣传资料,准备迎接前来咨询的市 民。宣传资料内容丰富,涵盖了防范电信诈骗、反洗钱、存款保险、个人信息保护等和大家生活紧密相关的金融知识,且通俗易懂。该行工作人员穿梭在市 场摊位之间,向摊主和顾客发放宣传手册。 遇到年纪大一些的大爷大妈,该行工作人员就放慢语速,耐心地讲解。在讲解防范电信诈骗的时候,该行工作人员会结合实际案例,"有骗子冒充公检法人 员,说您涉嫌违法犯罪,需要把钱转到安全账户,这可千万别信,公检法不会通过电话办案,更不会让您转账。"老人们听后频频点头,表示以后遇到类似 情况肯定会提高警惕。 在日常生活里,金融安全与我们每个人息息相关。为提升广大群众的金融风险防范意识,普及金融知识,近日,民生银行东营分行营业部积极行动,组织开 展了"金号角"消保主题宣传活动,此次宣传地点选在了热闹非凡的网点周边农贸市场, 对于市场商户们,该行工作人员重点介绍了支付结算安全、如何识别假币等金融知识。在一个卖水果的摊位前,该行工作人员拿起一张百元人民币,现场教 授摊主识别假币的方法:"您看,真币的毛主席头像线条清晰, ...
民生银行临沂莒南支行扎实开展存款保险十周年专题教育宣传活动
Qi Lu Wan Bao· 2025-06-19 00:58
营造宣传氛围,强化公众认知 该支行将营业网点作为宣传主阵地,在厅堂内布放存款保险宣传展架、折页和海报,电子屏滚动播放宣 传标语,电视循环放映存保十周年专题视频。工作人员主动向办理业务的客户讲解存款保险知识,尤其 针对老年群体进行一对一宣导,帮助其消除对存款安全的疑虑。 此次宣传活动通过"线上+线下、集中+常态"的方式,全方位提升教育宣传质效。下一步,民生银行临 沂莒南支行将持续履行社会责任,创新宣传形式,让存款保险制度更好地惠及千家万户,为金融稳定和 百姓财产安全保驾护航。 为扩大宣传覆盖面,该行组织宣传小队走进社区和商圈,开展"存款保险知识进万家"活动。宣传队员通 过设立咨询台、发放宣传折页、现场讲解等方式,向居民和商户普及存款保险的保障范围、偿付限额等 核心内容,并针对群众关心的"存款是否安全、如何识别参保机构"等问题进行耐心解答。活动现场还设 置互动问答环节,通过趣味答题赠送小礼品的形式,吸引群众积极参与,让存款保险知识深入人心。 精准触达客户,创新宣传形式 在线上,该行充分利用客户社交群组渠道,发布存款保险十周年专题宣传视频和长图。视频以通俗易懂 的动画形式解读制度要点,长图则通过数据对比和案例展示, ...
郑商所:15家银行可从事合格境外投资者期货保证金存管业务
Sou Hu Cai Jing· 2025-06-18 09:26
【大河财立方消息】6月18日,郑商所发布《关于做好扩大合格境外投资者参与商品期货、期权交易范 围有关事项的通知》,以便于合格境外机构投资者和人民币合格境外机构投资者(以下简称合格境外投 资者)进一步参与郑商所商品期货、期权的交易。 附郑州商品交易所境内客户期货保证金指定存管银行名单: | 序号 | 银行名称 | | --- | --- | | l | 交通银行股份有限公司 | | 2 | 中国工商银行股份有限公司 | | 3 | 中国建设银行股份有限公司 | | 4 | 中国银行股份有限公司 | | 5 | 中国农业银行股份有限公司 | | ୧ | 上海浦东发展银行股份有限公司 | | 7 | 兴业银行股份有限公司 | | 8 | 中国民生银行股份有限公司 | | 9 | 招商银行股份有限公司 | | 10 | 中信银行股份有限公司 | | 11 | 中国光大银行股份有限公司 | | 12 | 平安银行股份有限公司 | | 13 | 广发银行股份有限公司 | | 14 | 中国邮政储蓄银行股份有限公司 | | I રે | 中国农业发展银行 | 责编:李文玉 | 审核:李震 | 监审:古筝 通知提到,具有郑商 ...
对车贷“高息高返”说不!多家银行集体发声划红线,汽车金融合规整治加速推进
Xin Lang Cai Jing· 2025-06-18 00:36
Core Viewpoint - The automotive consumer finance market in China is undergoing significant regulatory changes aimed at curbing high-interest and high-commission practices that have led to consumer exploitation and market disorder [1][10][14]. Group 1: Regulatory Actions - Several banks in Henan province, including Agricultural Bank of China and Industrial and Commercial Bank of China, have issued statements to standardize automotive consumer finance practices, targeting high commissions and inducements [1][6]. - The National Financial Supervision Administration has initiated a campaign to rectify high-interest and high-commission practices in automotive loans, with various local associations also establishing self-regulatory agreements to promote compliance [8][15]. - A recent notice from the Chongqing Regulatory Bureau emphasized the need for financial institutions to manage loan pricing strictly and avoid transferring operational costs to consumers [15][9]. Group 2: Market Dynamics - The automotive finance sector has become a strategic focus for many banks, with significant growth in automotive loan balances reported. For instance, the balance of auto loans at China Merchants Bank increased by 240.10% year-on-year [11][12]. - Despite the growth, the "high-interest, high-return" model has created a complex environment where banks face shrinking profit margins and rising risks due to practices like "long loans, short repayments" [12][10]. - Complaints from consumers regarding high actual interest rates and unclear loan terms have surged, prompting banks to take corrective actions [12][6]. Group 3: Industry Self-Regulation - Industry associations in various regions, including Sichuan and Henan, have introduced self-regulatory agreements to ensure fair practices among financial institutions and auto dealers [15][16]. - These agreements aim to eliminate the promotion of high-commission products by dealers and to ensure transparency in loan terms and conditions [16][9]. - The long-term goal is to foster a more competitive and transparent automotive finance market, focusing on genuine consumer needs and service quality [16].
民生银行南京分行:聚焦多元场景,提升金融消保服务能级
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-17 07:19
Core Viewpoint - Strengthening financial consumer rights protection is essential for promoting the people-oriented nature of financial work, with Minsheng Bank Nanjing Branch focusing on innovative practices and warm services to meet diverse consumer needs since 2025 [1][6]. Group 1: Fraud Prevention and Consumer Protection - Minsheng Bank Nanjing Branch has effectively utilized a big data risk control system and frontline employee insights to mitigate new types of fraud risks, successfully preventing a customer from losing 50,000 yuan due to telecom fraud [1][2]. - The bank has implemented a dual protection system combining technology and human intervention to enhance customer asset security, alongside proactive financial knowledge education focusing on account safety and fraud prevention [2]. Group 2: Services for the Elderly - The bank has established a "green channel" for elderly customers and provided various services such as home visits for those unable to visit branches, ensuring personalized and humane service [3][4]. - Initiatives include setting up "respect for the elderly" areas in all standard branches, equipping them with reading materials and tools for elderly customers, and launching a "senior version" mobile banking app with larger fonts and simplified menus [4]. Group 3: Services for the Disabled - Minsheng Bank Nanjing Branch has developed a "barrier-free financial service circle" to cater to the needs of disabled individuals, providing specialized services for visually impaired customers [5]. - The bank has created a unique brand focused on delivering warm, accessible financial services to special groups, including the construction of barrier-free pathways and the provision of customized financial education through various formats [5]. Group 4: Future Directions - The bank aims to continue enhancing its consumer protection efforts, focusing on consumer needs and deepening innovative practices to create a healthier and more sustainable financial consumption environment [6][7].
中国民生银行淄博分行组织开展保密宣传教育活动
Qi Lu Wan Bao· 2025-06-13 12:15
Core Viewpoint - The article emphasizes the importance of confidentiality and national security, highlighting the initiatives taken by China Minsheng Bank's Zibo branch to promote awareness and education on confidentiality laws and practices [1][2]. Group 1: Education and Training Initiatives - The bank has organized various educational activities themed "Building a Confidentiality Defense Line, Everyone is Responsible," focusing on enhancing the understanding of confidentiality laws among employees [1]. - Activities include online competitions centered on the "People's Republic of China Law on Guarding State Secrets," covering key areas such as classified management and information security [1][2]. - The initiatives aim to improve the overall confidentiality literacy and capability of all employees, reinforcing the significance of confidentiality in daily operations [1]. Group 2: Community Engagement and Awareness - The bank actively promotes confidentiality knowledge through various channels, including community outreach and the use of promotional materials like posters and digital displays [2]. - Efforts include distributing flyers and providing explanations of relevant laws such as the "National Security Law" and "Cybersecurity Law" to enhance public awareness of national security and confidentiality [2]. - The bank plans to integrate confidentiality management into all business processes and continue innovating in educational outreach to foster a culture of confidentiality within the community [2].
民生银行中海国际社区支行:吹响消保金号角,金融知识齐鲁行
Qi Lu Wan Bao· 2025-06-13 11:15
Core Viewpoint - The Minsheng Bank Zhonghai International Community Branch is actively promoting financial consumer rights and knowledge through a campaign titled "Sound the Consumer Protection Horn, Financial Knowledge Qilu Tour" in response to the Shandong Banking Association's call [1][2] Group 1: Campaign Activities - The community branch is educating customers about common issues such as illegal fundraising, fraudulent investment schemes, and unregulated health marketing through in-store presentations [1] - The bank is utilizing home service opportunities to conduct case presentations and disseminate financial knowledge to employees of partner companies [2] - Promotional materials, including flyers on consumer rights protection and financial knowledge, are being distributed to local residents [1] Group 2: Risk Awareness and Prevention - The campaign includes setting up eye-catching displays on the dangers of illegal financial investments and tips for preventing gambling and fraud [1] - The bank is providing emergency response suggestions for potential risks such as account theft and online banking fraud, aiming to enhance customers' awareness and emergency handling capabilities [2] - The community branch emphasizes its commitment to being a trustworthy bank in the neighborhood and aims to play a positive role in safeguarding people's financial security [2]
民生银行济南绿地新城社区支行:远离金融消费风险,护航老年幸福生活
Qi Lu Wan Bao· 2025-06-13 09:03
Core Viewpoint - The article highlights the efforts of Minsheng Bank's Jinan Greenland New City Community Branch in enhancing financial risk awareness among the elderly through a consumer protection publicity campaign aimed at safeguarding their financial security [1][2] Group 1: Campaign Activities - The community branch organized the "Stay Away from Financial Consumption Risks, Safeguard Elderly Happiness" campaign, which included lectures and distribution of promotional materials to educate the elderly about financial risks [1] - Community managers engaged with the elderly at community centers, explaining various types of financial consumption risks and preventive measures using real-life case studies [1] - The campaign specifically addressed common financial scams such as impersonation fraud, pension scams, and high-yield investment traps, emphasizing the importance of vigilance among elderly residents [1] Group 2: Educational Materials and Services - To enhance understanding, the community branch utilized brochures and videos to teach the elderly how to identify scam calls and choose financial products wisely [1] - A dedicated financial service area for elderly clients was established at the branch, providing tailored financial services and consultations [1] - Community managers offered patient guidance to elderly clients, advising them on protecting personal information and exercising caution during financial transactions [1] Group 3: Impact and Future Commitment - The campaign successfully raised financial risk awareness and capabilities among the elderly, contributing positively to their financial well-being [2] - The community branch is committed to continuing its social responsibility by conducting various financial knowledge promotion activities to provide safer and more convenient financial services [2]
民生银行济南泺源支行:警银企携手筑防线 悦享守护暖夕阳
Qi Lu Wan Bao· 2025-06-13 09:03
Group 1 - The event "Guarding the Sunset Red and Building a Safe Network" was successfully held in Jinan to enhance the anti-fraud awareness among the elderly and help bridge the digital divide [1] - The event featured various activities, with China Minsheng Bank Jinan Luoyuan Branch focusing on financial fraud risk prevention and providing practical financial safety knowledge to the elderly [1] - The bank staff analyzed common financial fraud traps, including "high return, zero risk" investment scams and new AI face-swapping fraud cases, emphasizing the core prevention tips: do not listen, do not believe, do not transfer funds, and verify through multiple channels [1] Group 2 - The event reflects China Minsheng Bank's commitment to serving the public and protecting the financial rights of consumers, particularly the elderly [2] - The bank aims to continue leveraging its professional expertise to strengthen the financial safety net for the elderly and ensure they enjoy a happy retirement [2]
民生银行济南泺源支行:反诈先锋,守护泉城金融安全
Qi Lu Wan Bao· 2025-06-13 09:03
Core Viewpoint - The article highlights the proactive measures taken by Minsheng Bank's Jinan Luoyuan Branch to combat telecom fraud, emphasizing the importance of public awareness and education in safeguarding financial security for the community [1][2]. Group 1: Anti-Fraud Initiatives - The branch has transformed its service area into a frontline for anti-fraud education, providing brochures that detail common fraud methods such as online shopping scams and impersonation of law enforcement [1]. - Anti-fraud videos featuring real cases are played on large screens to raise awareness among customers [1]. - Staff members actively engage with customers, offering educational materials and personalized advice, particularly targeting elderly clients to prevent them from falling victim to scams [1]. Group 2: Community and Corporate Outreach - The bank extends its anti-fraud efforts into the community and businesses, setting up informational booths in public spaces and using local dialects to explain fraud tactics [1]. - Special attention is given to elderly individuals regarding scams related to health products and retirement investments, encouraging them to share their experiences for better retention of information [1]. - In corporate settings, anti-fraud training is conducted, focusing on scenarios like impersonating executives and fake suppliers, emphasizing the need for strict financial transaction reviews [1]. Group 3: Online and Social Media Engagement - The bank utilizes online platforms, regularly sharing anti-fraud articles and case studies in relevant WeChat groups, and creating short videos to illustrate fraud scenarios and prevention strategies [1]. - Staff members also share fraud cases on their social media to raise awareness among friends and family [1]. Group 4: Impact and Future Plans - The initiatives have led to a noticeable increase in public awareness regarding fraud, with residents reporting improved judgment in suspicious situations [2]. - Employees in businesses express a commitment to being more cautious in their work to avoid falling into fraud traps [2]. - The bank plans to continue innovating its anti-fraud outreach and deepen collaborations to expand the reach of fraud prevention knowledge [2].