Core Viewpoint - The recent leadership changes at Minsheng Bank, particularly the appointment of Chen Dapeng as the new head of the Shenzhen branch, signal a strategic shift towards enhancing technology-driven financial services to support the growth of innovative enterprises in Shenzhen [1][3]. Group 1: Leadership Changes - Minsheng Bank has undergone significant personnel adjustments in its headquarters and various branches, including the credit card center and transaction banking department [1]. - Chen Dapeng, previously the president of the credit card center, is expected to take over as the head of the Shenzhen branch, emphasizing the importance of technology finance tailored to local characteristics [1][3]. Group 2: Financial Performance - As of the end of September 2024, the Shenzhen branch's total assets amounted to 320.6 billion yuan, with deposits of 309 billion yuan and loans of 249.7 billion yuan, ranking it among the top branches of the bank [3]. - For the first quarter of 2025, Minsheng Bank reported an operating income of 36.813 billion yuan, a year-on-year increase of 7.41%, while net profit attributable to shareholders was 12.742 billion yuan, a decrease of 5.13% [3]. Group 3: Credit Card Business Insights - Chen Dapeng advocates for "scenario-based installment services" to tap into new market opportunities, highlighting the role of credit card installments in improving consumer spending and quality of life [2]. - The credit card market has become increasingly competitive, with rising overdue issues leading to a decline in asset quality for financial institutions. As of the end of 2024, the total overdue credit card loans reached 123.964 billion yuan, a year-on-year increase of 26.31% [2].

以下文章来源于棱镜 ，作者肖望 棱镜 . 腾讯新闻出品栏目，《棱镜》聚焦泛财经深度记录。 富豪追捧家族信托。 作者 | 肖望 编辑 ｜ 孙春芳 来源 | 棱镜 (ID: lengjing_qqfinance) 私人银行，素以神秘、低调、门槛高昂著称。要成为私人银行客户，须在一家银行内拥 有存款、理财等金融资产超过600万元，招行则将这一门槛提高至1 0 0 0万元。需要强调 的是，这一门槛不包括房产等固定资产。 业内共识是，一位私行客户往往享受不止一家私行服务，其个人资产普遍在1 5 0 0万元以 上。 国内私行业务走过18年后，存量富豪客户基本都已被银行发掘，私行业务也从"跑马圈 地"转向"存量竞争"。 一位私行业务负责人直言：在金融业务基本同质化、理财差异不大的情况下，非金融服 务权益已经成为私人银行的核心竞争力。 预订私人飞机、南极旅行、名医就诊，再到留学辅导、海外医美，私人银行开"卷"服务 背后，正是抢夺千万富豪客户们的野心。 定制演唱会、南极旅游、观摩卫星发射 谁能为富豪客户创造价值甚至提供情绪价值，谁就能得到客户转入更多的资产。同样， 银行提供的高端、稀缺权益，其实都已标好了相应的价码。 稀缺权益 ...

Group 1 - The opening of the Minsheng Bank Shenzhen Yinpuli Community Branch marks the bank's first entry into a Sam's Club commercial property in Shenzhen, enhancing its community banking presence [1] - During the opening period from June 13 to 15, the bank launched a promotional event offering a co-branded credit card with Sam's Club, providing up to 150 yuan in consumer benefits for cardholders [1][3] - The collaboration between Minsheng Bank and Sam's Club aims to create a high-quality lifestyle support system for customers, with a focus on personalized financial services [3] Group 2 - Minsheng Bank has established 16 community branches in Shenzhen, serving over 400,000 retail customers and managing financial assets totaling 9.2 billion yuan [4] - The bank's community branches are designed to meet diverse financial needs, acting as "family wealth planners" and "service points for the real economy" [4] - The Minsheng-Sam's Club co-branded credit card has a green channel for Hong Kong and Macau residents, offering equal rebate benefits, with cardholders eligible for up to 800 yuan in monthly rebates [5] Group 3 - The opening of the Shenzhen Yinpuli Community Branch aligns with national strategies to promote high-quality service consumption and regional economic development [6] - The bank plans to continue expanding its community branch network in Shenzhen, particularly in Sam's Club locations, to enhance both online and offline service models [6]

Group 1 - The core idea of the article is the initiative by China Minsheng Bank Weifang Shouguang Branch to enhance employees' ability to recognize and prevent fraud, thereby safeguarding public financial security [1][3] Group 2 - The bank established a professional team to conduct a themed publicity campaign titled "Prevent Telecom Fraud, Safeguard Account Security" for corporate employees [1] - Various promotional setups were created at the event, including a prominent entrance booth that provided information on common fraud types and response strategies through banners and illustrated handbooks [2] - The handbook included real case studies analyzing fraud techniques such as "impersonating customer service" and "false investment," along with memorable prevention tips and clear emergency flowcharts for easy reference [2] - Interactive "anti-fraud micro-classes" were set up in high-traffic areas like employee cafeterias, featuring dramatized scenarios based on real cases to educate employees about potential fraud situations [2] - A tailored "scenario simulation training" was conducted for vulnerable financial staff, allowing them to engage in role-playing exercises to enhance their ability to identify and respond to new fraud schemes [2] - An engaging quiz segment was introduced, where employees could participate in anti-fraud knowledge questions and win practical souvenirs, fostering a fun and educational atmosphere [2] Group 3 - The campaign emphasizes both immediate effectiveness and long-term sustainability, with plans for regular anti-fraud video updates and online knowledge tests to establish a continuous financial safety education mechanism [3] - The goal is to strengthen the financial security network and protect the financial well-being of employees and the broader community [3]

Core Viewpoint - The financial market is rapidly evolving, leading to increased complexity and diversity in financial products and services, which in turn raises risks for financial consumers [1] Group 1: Financial Consumer Protection Activities - Minsheng Bank's Dongying Xicheng Branch conducted a financial consumer rights protection promotional event in the Tongda community to enhance residents' financial literacy and risk awareness [1] - The event aimed to improve the community's ability to identify and prevent common financial scams and illegal fundraising activities, thereby reducing financial risk losses [1] Group 2: Event Details and Community Engagement - The promotional event featured various activities such as knowledge presentations, interactive Q&A, and scenario simulations, focusing on the eight basic rights of financial consumers, personal information protection, and prevention of telecom network fraud [1][2] - A financial knowledge quiz with prizes was organized to encourage community participation, covering basic knowledge of consumer rights protection and common financial fraud prevention [2] - The event benefited over 80 community residents and distributed more than 75 promotional materials, effectively enhancing the financial knowledge level of the community [2] Group 3: Future Plans - Minsheng Bank's Dongying Xicheng Branch plans to continue enriching consumer protection knowledge dissemination and innovate financial education promotional formats to improve service quality and contribute to a better regional financial market environment [2]

6月13日， 上海黄金交易所发布通知，根据《上海黄金交易所银行间询价市场做市商管理办法》规则， 上海黄金交易所确定了2025-2026年度银行间黄金询价市场做市商名单，经中国人民银行金融市场司备 案，现公布如下： 1. 银行间黄金询价市场正式做市商： 招商银行股份有限公司 平安银行股份有限公司 中国农业银行股份有限公司 中国银行股份有限公司 中国工商银行股份有限公司 交通银行股份有限公司 中国建设银行股份有限公司 浙商银行股份有限公司 2. 银行间黄金询价市场尝试做市商： 上海银行股份有限公司 广发银行股份有限公司 中国民生银行股份有限公司 上海浦东发展银行股份有限公司 宁波银行股份有限公司 中信银行股份有限公司 兴业银行股份有限公司 北京银行股份有限公司 中国邮政储蓄银行股份有限公司 ...

活动当天，支行在企业内设置了专门的宣传点，摆放了精心设计的存款保险制度宣传展板，内容涵盖制 度概述、保障范围、偿付标准等关键要点，并配有简洁明了的图文示例，方便员工直观理解。同时，配 备了充足的宣传资料，包括宣传手册、折页等，供员工取阅。 为提升企业员工对存款保险制度的认知，增强金融风险防范意识，近日，中国民生银行济南建设路支行 组织支行员工走进代发企业开展普及存款保险制度宣传活动，活动取得了显著成效。 通过本次宣传活动，共发放折页80余份，普及80余人次，企业员工对存款保险制度的认知得到了显著提 升。许多员工表示，此前对这一制度完全不了解，甚至存在误解，但现在明白了存款保险制度的有效保 障作用，对银行存款的安全性有了更充分的信心。未来，该行表示将持续开展多样化的金融知识普及活 动，不断扩大金融知识宣传的覆盖面和影响力，为维护金融消费者权益做出积极贡献。 活动中，该行安排了专业人员深入企业各部门，面向不同岗位的员工开展集中宣讲。宣讲人员用通俗易 懂的语言，深入浅出地讲解了存款保险制度的本质，讲解了其对存款人资金安全的保障作用，即当银行 出现经营问题时，存款保险能够按规定进行偿付，确保符合条件的存款人的存款得到 ...

在金融市场日益复杂的当下，提升重点人群金融素养、筑牢金融安全防线成为维护社会稳定的重要一环。民生银行济南领秀城北社区支行积极响应号召， 以"保障客户权益，乐享安心生活"为口号，深入开展金融知识万里行活动，致力于为进店客户、周边居民与商户普及金融知识，为社区营造安全、健康的金 融环境。 此次金融知识万里行活动取得了显著成效。许多居民和商户纷纷表示，通过活动学到了实用的金融知识，增强了风险防范意识，对日常生活和经营中的金融 风险有了更清晰的认识。未来，民生银行济南领秀城北社区支行将持续深化金融知识普及工作，不断创新宣传形式，扩大宣传覆盖面，以实际行动守护重点 人群，筑牢金融防线，为保障客户权益、维护金融秩序贡献力量，与社区居民、商户携手凝聚诚信力量，共建信用基石，让更多人乐享安心生活。 为了让金融知识惠及更多周边居民和商户，该社区支行积极"走出去"。工作人员走进社区广场，举办金融知识宣讲会。活动现场，宣讲员用通俗易懂的语 言，结合真实案例，向居民详细讲解常见的电信诈骗手段，如冒充公检法诈骗、网络刷单诈骗等，传授识别和防范技巧；普及人民币防伪特征知识，帮助居 民提高假币识别能力，避免财产损失。此外，针对商户，工作人 ...

2025年《存款保险条例》迎来施行十周年。十年间，存款保险制度始终是筑牢金融安全网的坚实屏障。 值此重要节点，民生银行济宁邹城支行紧扣"存保十年"主题，创新开展多元化宣传活动，全力守护邹城 百姓的"钱袋子"。 未来，民生银行济宁邹城支行将以存保十年为新起点，持续深化宣传工作，创新宣传形式，扩大宣传覆 盖面，为维护邹城地区金融稳定、保护存款人合法权益贡献民生力量。 除网点宣传外，民生银行济宁邹城支行积极拓展宣传场景，将服务延伸至群众身边。支行员工走进当地 大型商超，开展"存保知识进万家"主题宣传活动。活动现场，工作人员通过设立咨询台、发放宣传资料 等方式，向过往市民普及存款保险知识。针对老年群体和普通消费者，工作人员用通俗易懂的语言，结 合典型案例，详细讲解存款保险的保障范围、偿付限额等内容，帮助群众消除存款安全疑虑。同时，通 过有奖问答等互动形式，提升群众参与热情，让存款保险知识更加深入人心。 作为金融服务的前沿窗口，民生银行济宁邹城支行将营业网点打造为宣传主阵地。自2015年起，支行持 续优化宣传场景，在营业厅入口、现金柜台等显著位置规范张贴存款保险标识，让客户第一时间感知保 障，设立专门的宣传展示区，定期 ...

在网络诈骗案件频发的当下，为切实提升商圈从业者及消费者的防骗意识，民生银行潍坊昌邑支行积极 行动，2025年6月3日组织工作人员走进附近商圈，开展了一场"沉浸式"反诈宣传活动，以实际行动守护 群众财产安全。 活动当天，共发放宣传资料180余份，覆盖商户及消费者200余人次。民生银行潍坊昌邑支行负责人表 示，未来将持续深化反诈宣传工作，创新宣传形式，拓展宣传渠道，让反诈知识走进更多人群，为构建 安全稳定的金融环境贡献力量。 活动现场，支行工作人员精心布置的反诈宣传专区成为商圈焦点。色彩鲜明的宣传展板上，以图文并茂 的形式展示了"贷款刷流水诈骗"、"冒充客服退款诈骗"等十余种常见诈骗类型。工作人员向过往行人发 放精心制作的反诈宣传手册，手册不仅涵盖典型案例分析，还附上了简洁易懂的防范口诀，方便大家随 时学习。本次活动融入了大量互动环节。在"反诈情景小剧场"中，银行员工化身"诈骗分子"与"受害 者"，生动还原了刷单返利诈骗、虚假购物诈骗等场景，引得围观群众纷纷驻足。表演结束后，银行工 作人员现场拆解诈骗套路，讲解应对方法，让观众在欢笑中掌握反诈要点。此外，"反诈知识大转盘"抽 奖活动也备受欢迎，参与者通过回答反诈问 ...