香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條由中國民生銀行 股份有限公司（「本行」）作出。 茲載列本行在上海證券交易所網站及中國報章刊登之《中國民生銀行股份有限公 司第九屆董事會第十七次會議決議公告》，僅供參閱。 中國，北京 2026年1月30日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、梁鑫傑先生、林立先生及鄭海陽 先生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、 程鳳朝先生及劉寒星先生。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-002 中国民 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-002 中国民生银行股份有限公司 第九届董事会第十七次会议决议公告 1. 关于修订《中国民生银行市场风险限额管理办法》的决议 议案表决情况：同意 14 票，反对 0 票，弃权 0 票。 2. 关于修订《中国民生银行洗钱、恐怖融资和规避防扩散定向金融制裁风 险管理办法》的决议 议案表决情况：同意 14 票，反对 0 票，弃权 0 票。 1 3. 关于修订《中国民生银行标准化工作管理办法》的决议 议案表决情况：同意 14 票，反对 0 票，弃权 0 票。 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十七次会议 于 2026 年 1 月 30 日在北京以现场方式召开，会议通知、会议文件和补充会议通知、 补充会议文件分别于 2026 年 1 月 16 日和 2026 年 1 月 23 日以电子邮件方式发出。 会议由高迎欣董事长召集并主持。会议应到董事 15 名，现场 ...

1月30日，民生银行大宗交易成交100万股，成交额375万元，占当日总成交额的0.29%，成交价3.75元， 较市场收盘价3.75元持平。 | 股票基金信息 | | --- | | | 证券商标 民生银行 | 证券代码 600016 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 3.75 375 | 100 | 去奇是教餐留气器 | 悉雷瑟盛顿的有限 | 卖出营业部 | 是否为专场 ко | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 交易日期 026-01-30 | | | | | | | | | ...

Core Viewpoint - The report highlights a decline in the scale of bank wealth management sales in December 2025, with a total of 13.46 trillion yuan, a decrease of 1.05% from November, but an increase of 10% from the beginning of the year. The growth is attributed to a "deposit migration" logic, indicating a shift in customer preferences towards wealth management products [2][6]. Group 1: Bank Performance - Postal Savings Bank showed a remarkable growth rate of 27.2%, leading among the 11 national banks, while China Merchants Bank followed with a 12.2% increase [2][4]. - In absolute terms, China Merchants Bank led with a wealth management sales scale of 4.41 trillion yuan, followed by CITIC Bank and Industrial Bank, each exceeding 1 trillion yuan [2][4]. - The ranking of the 11 banks remained relatively stable, with Postal Savings Bank rising from 7th to 4th place by the end of the year [2][4]. Group 2: Market Dynamics - The overall wealth management sales scale of the 11 banks increased by 1.22 trillion yuan, reflecting a 10% growth from the beginning of the year, with three banks (Postal Savings, China Merchants, and Huaxia) achieving growth rates above 10% [5][6]. - The average yield of wealth management products fell below 2% for the first time, at 1.98%, yet the number of investors increased by 14.37%, indicating a strong demand for stable-return products [8][9]. - The "deposit migration" narrative remains a key driver for the growth of wealth management, as banks focus on deeper market penetration and optimizing customer service [9][10]. Group 3: Future Outlook - Predictions suggest that by the end of 2026, the wealth management scale could reach approximately 38 trillion yuan, with a growth rate of around 12% [11]. - The average risk index is expected to gradually rise, and the proportion of long-term products is anticipated to increase, while T+0 products will decrease [11].

Core Viewpoint - China Minsheng Bank has launched a dedicated "Parent-Child Zone" on its mobile banking platform, aimed at enhancing financial services for families with children, integrating various financial products and educational resources to support family financial management and children's financial literacy [2][5][6]. Group 1: Parent-Child Financial Services - The "Parent-Child Zone" serves as a comprehensive online financial service entry point for families, showcasing products like children's accounts, wealth management tools, and exclusive credit cards, along with non-financial benefits such as birthday gifts and financial literacy classes [2][5]. - The launch of this zone marks a significant milestone in the development of the "Minsheng Tongxing" brand, indicating a comprehensive upgrade of services for parent-child customer segments [2][5]. Group 2: Financial Literacy and Education - Minsheng Bank recognizes the importance of integrating financial services with educational support, aiming to assist families in wealth planning and financial literacy for children [5][10]. - The bank's approach includes providing age-appropriate financial management tools, allowing children to gradually engage in managing their finances under parental guidance, thus fostering a sense of responsibility and understanding of money management [7][8]. Group 3: Practical Applications and Community Engagement - The "Parent-Child Zone" features functions like "Baby Tasks," which integrate financial education into daily family activities, helping children understand the value of work and rewards through task completion [10][11]. - Minsheng Bank also conducts various offline financial literacy and community engagement activities, such as workshops and interactive courses, to enhance children's understanding of financial concepts in a fun and engaging manner [11][12]. Group 4: Future Developments - The bank plans to continuously enrich the "Parent-Child Zone" with more financial products tailored to family needs, alongside ongoing financial education courses and community activities, creating a holistic approach to parent-child financial services [12].

为精准破解民营企业融资痛点，搭建政银企高效对接"快车道"，切实提升企业融资可得性与获得感，1月28日，市工商联与市商务局、市贸促会、中国人 民银行盘锦分行、市金融监管局、中国民生银行盘锦分行共同举办第二十期盘商沙龙会，60余名民营企业家参加活动。 中国民生银行盘锦分行行长邱可非现场授课答疑，结合民营企业发展特性与实际融资需求，对民生银行重点金融业务、特色信贷产品及最新惠企政策进行 全景式解读。他以通俗化表达拆解金融产品核心要点，用案例化分析讲解政策适用场景，帮助企业真正"懂政策、会运用、得实惠"。 互动咨询环节氛围热烈，参会企业家围绕融资额度、审批流程、利率优惠、担保方式等核心关切，与邱可非行长面对面深入交流。邱行长针对企业个性化 需求逐一细致答疑，现场量身定制融资解决方案。 市工商联、市商务局、市贸促会、人民银行盘锦分行、市金融监管局的负责人也纷纷针对企业提出的意见和建议给予解答和回复。 下一步，盘锦市工商联将持续以"盘商沙龙会"为重要载体，聚焦企业发展全周期需求，搭建更多专业化、精准化服务平台，推动政银企合作常态化、长效 化，为盘锦市民营经济高质量发展注入更强劲的金融动能。 NEWS 监制丨王志学 责编丨 ...

Core Insights - The report highlights a decline in the scale of bank wealth management sales, with a total of 13.46 trillion yuan by December 2025, down 1.05% from November but up 10% from the beginning of the year [1][7] - Postal Savings Bank showed remarkable growth, leading with a 27.2% increase, while China Merchants Bank followed with a 12.2% increase [1][5] - The overall growth in wealth management sales is attributed to a "deposit migration" trend, where customers are shifting their funds into wealth management products [7][10] Group 1: Bank Performance - By December 2025, China Merchants Bank led with a wealth management sales scale of 4.41 trillion yuan, followed by CITIC Bank and Industrial Bank, both exceeding 1 trillion yuan [1][2] - Postal Savings Bank's rise in ranking from 7th to 4th among the 11 banks indicates a significant shift in market dynamics [2][4] - The total growth in wealth management sales among the 11 banks amounted to 1.22 trillion yuan, with a year-on-year increase of 10% [7][6] Group 2: Factors Driving Growth - The growth of Postal Savings Bank's wealth management sales is linked to strategic reforms and an expansion of distribution channels, with approximately 40,000 outlets enhancing customer reach [5][6] - The shift in focus from "product sales" to "product configuration" aims to cater to high-net-worth clients, which is seen as a crucial strategy for growth [5][10] - The demand for stable, low-volatility wealth management products remains strong, particularly in a low-interest-rate environment, driving customer interest [9][10] Group 3: Market Trends - The report notes a seasonal pattern in bank wealth management, characterized by "quarter-end contraction" and "quarter-beginning recovery," influenced by regulatory requirements [8][10] - Despite a slight contraction in December, the overall wealth management scale showed resilience, indicating strong underlying demand [8][9] - Predictions suggest that the wealth management scale could reach approximately 38 trillion yuan by the end of 2026, with a projected growth rate of around 12% [12]

| 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600036 招商银行 | | 5.44(Z ﻋ | 7.13% | -3.86 Z | -5.06% | -1.58 Z | -2.07% | | 600016 民生银行 | | 3.00 Z | 14.00% | -9790.09万 | -4.56% | -2.03 Z | -9.44% | | 600015 华夏银行 | | 5298.26万 | 8.72% | -1942.12万 | -3.20% | -3356.14万 | -5.52% | | 601916 浙商银行 | | -729.54万 | -1.24% | 971.12万 | 1.64% | -241.58万 | -0.41% | | 000001 平安银行 | | -1.13 Z | -5.63% | 6444.83万 | 3.22% | 4825.40万 | 2.41% | | 601166 兴 ...

二、中国民生银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国民生银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 三、中国民生银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险 合规意识，熟悉任职岗位职责，忠实勤勉履职。 2026年1月21日，漯河金融监管分局发布批复称，《关于核准邢占峰中国民生银行（600016）股份有限 公司漯河分行行长助理任职资格的请示》（民银郑发〔2025〕84号）收悉。经审核，现批复如下： 一、核准邢占峰中国民生银行股份有限公司漯河分行行长助理的任职资格。 ...

多家银行推出黄金挂钩结构性存款 随着国际金价的持续走强，与黄金相关标的挂钩的银行结构性存款也"火"了。 据梳理统计，截至目前，已经有交通银行、招商银行、兴业银行、民生银行、江苏银行、上海银行、上海农商银行等多家中资银行以及星展 银行、渣打银行等外资银行相继推出了此类特色存款产品。同时，甚至有部分热门产品还呈现了"上架即售罄"的热销状态。 多位银行业内人士表示，随着金价的不断创新高，当前和黄金挂钩的产品普遍都比较好卖，且近期储户存款大规模到期，不少投资者于近期 开始积极咨询起挂钩黄金的结构性存款情况。此外，多家上市公司也于近期披露了认购该产品情况，认购总规模也远超去年同期。 【导读】银行积极热销黄金挂钩结构性存款，上市公司认购规模远超去年同期 近期，多家银行App均推出了和黄金挂钩的结构性存款产品。例如，交通银行App显示了4款名为"稳添慧"的结构性存款产品，分别为黄金看 涨64天、黄金看跌64天、股指看涨36天和股指看跌36天。这些产品均为R1低风险产品，1万元起购，预期年化收益区间为0.5%—3.20%。 中国基金报记者 马嘉昕 记者查阅招商银行App发现，该行在售的黄金挂钩的结构性存款数量繁多，普遍期限在 ...