本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 近日，浙商银行股份有限公司（以下简称"本公司"）收到《国家金融监 督管理总局关于浙商银行周伟新任职资格的批复》（金复〔2023〕228号）。根 据有关规定，国家金融监督管理总局已核准周伟新先生的行长助理任职资格。 周伟新先生的简历详见本公司 2022 年 11 月 22 日刊登于上海证券交易所网 站（www.sse.com.cn）的《浙商银行股份有限公司第六届董事会第七次会议决 议公告》（公告编号：2022-058）。 特此公告。 浙商银行股份有限公司董事会 2023 年 9 月 5 日 证券代码：601916 证券简称：浙商银行 公告编号：2023-062 浙商银行股份有限公司 关于高管任职资格获监管机构核准的公告 ...

Financial Performance - In the first half of 2023, the bank reported an operating income of RMB 33.227 billion, a year-on-year increase of 4.68%[22]. - The net profit attributable to shareholders reached RMB 7.743 billion, reflecting a year-on-year growth of 11.03%[22]. - The company's operating income for the first half of 2023 was RMB 33,227 million, an increase of 4.68% compared to RMB 31,740 million in the same period of 2022[30]. - Net profit attributable to shareholders for the first half of 2023 reached RMB 7,743 million, reflecting an 11.03% increase from RMB 6,974 million in the same period of 2022[30]. - The net interest margin decreased to 2.14% for the first half of 2023, down from 2.28% in the same period of 2022[31]. - The net interest income was RMB 239.69 billion, an increase of RMB 7.32 billion or 3.15% year-on-year, accounting for 72.14% of total operating income[44]. - The total operating income for the first half of 2023 was RMB 33,227 million, up from RMB 31,740 million in the same period last year[61]. Asset and Loan Growth - As of the end of the reporting period, total assets amounted to RMB 2.91 trillion, up 11.07% from the end of the previous year[22]. - The total amount of loans and advances was RMB 1.65 trillion, representing an 8.40% increase compared to the end of last year[22]. - The total assets as of June 30, 2023, amounted to RMB 2,912,260 million, representing an 11.07% increase from RMB 2,621,930 million at the end of 2022[32]. - The total loans and advances amounted to RMB 1,653,087 million as of June 30, 2023, an 8.40% increase from RMB 1,525,030 million at the end of 2022[32]. - The net amount of loans and advances increased to RMB 16,113.22 billion, up RMB 1,250.31 billion or 8.41% year-on-year[64]. - The total loan amount issued by the company reached RMB 1,653.087 billion, with a total NPL of RMB 23.893 billion, resulting in an overall NPL ratio of 1.45%[84]. Asset Quality and Risk Management - The non-performing loan ratio stood at 1.45%, with a provision coverage ratio of 182.42%, indicating an improving asset quality trend[22]. - The non-performing loan ratio improved to 1.45% as of June 30, 2023, down from 1.47% at the end of 2022[33]. - The provision coverage ratio increased to 182.42% as of June 30, 2023, compared to 182.19% at the end of 2022[33]. - The total provision for credit impairment losses increased to RMB 43.586 billion, with a current period provision of RMB 9.592 billion[92]. - The company implements a comprehensive risk management system, focusing on prudent and stable risk preferences[101]. - Credit risk management aims to control credit risk within a reasonable range, maximizing risk-adjusted comprehensive benefits[103]. Capital Adequacy - The capital adequacy ratio was 11.83%, with a tier one capital adequacy ratio of 9.57% and a core tier one capital adequacy ratio of 8.18%, showing an improvement in capital adequacy[22]. - The capital adequacy ratio increased to 11.83%, up by 0.23 percentage points from the end of the previous year[41]. - The company's total capital net amount increased to RMB 214.847 billion, up from RMB 195.871 billion at the end of the previous year[95]. Digital Transformation and Strategy - The bank has initiated a new wealth management strategy and is focusing on digital transformation as part of its operational strategy[22]. - The company aims to enhance its digital transformation through the "185N" reform framework and has launched the "Micro Sea" digital brand[27]. - The company is focused on expanding its wealth management and digital services, aiming for a comprehensive development across five major business segments[27]. - The company has been recognized for its digital transformation efforts, launching over 50 major digital applications to enhance operational efficiency and service quality[157]. - The company is enhancing its digital infrastructure to support high-quality development, including the integration of blockchain and IoT technologies[159]. Customer and Market Engagement - The number of personal customers (including debit and credit card customers) reached 9.1966 million, an increase of 5.30% compared to the beginning of the year[130]. - The agency insurance business achieved new premiums of 1.002 billion yuan, a year-on-year increase of 104.08%[132]. - The company has served over 2,000 digital supply chain projects, providing financing of over 150 billion RMB, with 75% of clients being small micro-enterprises[139]. - The company has launched new financial products such as "Export Data Loan" and "Export Silver Tax Loan" to address financing difficulties for small and micro foreign trade enterprises[143]. Governance and Shareholder Engagement - The company has actively communicated with over 20 batches of broker analysts and investors, significantly increasing market attention and research reports issued by brokers[183]. - The board of directors consists of 14 members, including 2 female members and 12 members with postgraduate degrees, enhancing the board's diversity and expertise[181]. - The company has adopted a board diversity policy to enhance governance and align with sustainable development goals[181]. - The company received the highest rating of A for its annual information disclosure work from the Shanghai Stock Exchange for two consecutive years[182].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 2023年中期業績公告 浙商銀行股份有限公司（「本行」）董事會謹此宣佈本行截至2023年6月30日止6個月 之未經審計中期業績。本公告列載本行2023年中期報告全文，並符合香港聯合交 易所有限公司（「聯交所」）證券上市規則中有關中期業績初步公告附載的資料之要 求。 發佈中期業績公告及中期報告 本業績公告的中英文版本可在本行網站 (www.czbank.com)和聯交所網站 (www.hkexnews.hk)查閱。在對中英文文本的理解上發生歧義時，以中文文本為 準。 本行2023年中期報告的印刷版本將於適當時候寄發予本行H股股東，並可於其時 在本行網站(www.czbank.com)及聯交所網站(www.hkexnews.hk)閱覽。 承董事會命 浙商銀行股份 ...

Financial Performance - China Zheshang Bank reported an unaudited mid-term performance for the six months ending June 30, 2023[2]. - In the first half of 2023, the company's operating income reached 33.248 billion yuan, a year-on-year increase of 4.63%[11]. - Net profit attributable to shareholders was 7.743 billion yuan, reflecting a year-on-year growth of 11.03%[11]. - Total assets amounted to 2.91 trillion yuan, up 11.07% from the end of the previous year[11]. - The total amount of loans and advances was 1.65 trillion yuan, increasing by 8.40% compared to the end of last year[11]. - The non-performing loan ratio stood at 1.45%, with a provision coverage ratio of 182.42%, indicating an improvement in asset quality[11]. - The capital adequacy ratio was 11.83%, with a tier 1 capital adequacy ratio of 9.57% and a core tier 1 capital adequacy ratio of 8.18%, showing an increase in capital adequacy[11]. - Operating revenue for the first half of 2023 reached RMB 33,248 million, an increase of 4.63% compared to RMB 31,778 million in the same period of 2022[18]. - The average return on total assets was 0.58%, while the average return on equity was 10.71%[29]. - The cost-to-income ratio increased to 27.96%, up 3.87 percentage points year-on-year[29]. Risk Management - The company is subject to various risks, and future plans are not commitments to investors[5]. - The company emphasizes the importance of risk awareness regarding forward-looking statements[5]. - The company maintains a prudent risk appetite, focusing on "small and diversified" credit principles to support the real economy[78]. - The company has established a comprehensive risk management system, with the board of directors ultimately responsible for risk management[78]. - Credit risk management aims to keep credit risk within a bearable range, maximizing comprehensive benefits adjusted for risk[79]. - The company aims to control market risk within a reasonable range, maximizing comprehensive benefits adjusted for risk[84]. - The company employs various market risk measurement methods, including duration analysis and value at risk (VaR), to manage market risk effectively[84]. Corporate Governance - The company has implemented a governance structure that integrates party leadership with corporate governance, improving operational effectiveness[143]. - The board consists of 14 members, including 2 female directors and 12 members with postgraduate degrees, enhancing diversity[146]. - The company received the highest rating of A for information disclosure from the Shanghai Stock Exchange for two consecutive years[147]. - The company has confirmed that all directors and supervisors have adhered to the securities trading code from January 1, 2023, to June 30, 2023[150]. - The company has complied with the Corporate Governance Code as per the Hong Kong Listing Rules from January 1, 2023, to June 30, 2023, with exceptions noted[151]. Digital Transformation - The company is focusing on digital transformation and has launched the "Micro Sea" digital brand, enhancing its technological capabilities[17]. - The company continues to implement the "Technology-Driven Operations" strategy, enhancing digital infrastructure and innovation[100]. - The company achieved a digital channel transaction substitution rate of 99.78%, leading the industry[131]. - The company optimized its cash management functions, achieving a 53.97% year-on-year increase in core clients to 1,298, with transaction amounts reaching CNY 16,450.63 billion[135]. Customer Engagement - The company has implemented a customer-centric approach, enhancing consumer rights protection and improving customer satisfaction through efficient and high-quality service experiences[198]. - The company has conducted over 5,000 educational activities, reaching more than 19 million consumers, focusing on financial knowledge and consumer protection[198]. - The company reported a personal customer base of 9.1966 million, an increase of 5.30% compared to the beginning of the year[103]. Shareholder Information - The total number of ordinary shares issued by the company as of June 30, 2023, is 26,098,435,963, including 21,544,435,963 A-shares and 4,554,000,000 H-shares[154]. - The largest shareholder, Hong Kong Central Clearing Limited, holds 4,553,749,780 H-shares, representing 17.45% of the total[157]. - Zhejiang Financial Holdings Co., Ltd. increased its holdings by 796,633,132 shares, totaling 3,452,076,906 shares, which is 13.23% of the total[157]. - As of June 30, 2023, 2,561,374,733 shares, accounting for 9.81% of the total issued ordinary shares, are pledged, and 227,801,951 shares are subject to judicial freeze[159]. Compliance and Regulatory - The company has established a compliance risk management framework to ensure legal and regulatory adherence, minimizing potential legal and reputational damages[97]. - The company has launched a dual enhancement initiative for compliance awareness and execution, promoting a culture of compliance across all levels[98]. - Regular compliance training and awareness campaigns are conducted to strengthen employees' understanding of regulations and compliance[98]. Challenges and Future Outlook - The company faces challenges in the second half of 2023 due to insufficient domestic demand and global economic slowdown, but remains committed to high-quality development[141]. - The company aims to enhance its comprehensive financial service capabilities, leveraging the advantages of the Hong Kong International Financial Center and the Greater Bay Area development opportunities[138].

独立董事：周志方、王国才、 汪炜、许永斌、傅廷美 2023年8月29日 浙商银行股份有限公司第六届董事会 2023年第六次临时会议独立董事独立意见 根据《上海证券交易所股票上市规则》《上市公司独立董事规则》等法律、 行政法规、部门规章和规范性文件，以及《浙商银行股份有限公司章程》（以下 简称"《公司章程》"）等有关规定，作为浙商银行股份有限公司（以下简称"公 司"）的独立董事，现就公司第六届董事会2023年第六次临时会议相关事项发表 如下独立意见： 一、关于核定浙商银行高级管理人员2022年度薪酬的独立意见 公司高级管理人员2022年度薪酬是公司董事会根据《浙商银行高级管理人 员薪酬核定办法（2022年版）》的有关规定进行核定的，符合法律法规及《公司 章程》的规定，不存在损害公司和股东，特别是中小股东利益的情形。 ...

证券代码：601916 证券简称：浙商银行 公告编号：2023-059 浙商银行股份有限公司 第六届董事会 2023 年第六次临时会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司（以下简称"本公司"或"浙商银行"）第六届董 事会 2023 年第六次临时会议于 2023 年 8 月 22 日发出会议通知，并于 2023 年 8 月 29 日在杭州以现场方式召开。目前本公司董事会成员共 14 人。本次会议亲 自出席并参与表决的董事共 11 名。陆建强董事因其他公务未能亲自出席，书面 委托张荣森董事出席会议并代为表决，陈海强董事因其他公务未能亲自出席， 书面委托马红董事出席会议并代为表决。高勤红董事参加会议，但因提名股东 股权质押的原因，不行使表决权。本次会议的召开符合法律、法规、部门规章、 其他规范性文件和《浙商银行股份有限公司章程》（以下简称"《公司章 程》"）的规定。 二、通过《关于核定浙商银行高级管理人员 2022 年度薪酬的议案》 表决结果：11票赞成，0票反对，0票弃权。 执行董事张荣森 ...

浙商银行股份有限公司 第六届监事会第二十三次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司（以下简称"本公司"）第六届监事会第二十三次 会议于2023年8月22日发出会议通知，于2023年8月29日在杭州以现场方式召开。 本次会议应出席监事8名，实际出席监事8名。本次会议的召开符合法律、法规、 部门规章、其他规范性文件和《浙商银行股份有限公司章程》的有关规定。 证券代码：601916 证券简称：浙商银行 公告编号：2023-060 会议审议通过了以下议案： 一、通过《浙商银行2023年半年度报告及摘要（国内准则及国际准则）》。 表决结果：8票赞成，0票反对，0票弃权 监事会对本公司2023年半年度报告进行了审核，并出具如下审核意见： 《浙商银行股份有限公司2023年半年度报告及摘要（国内准则及国际准则）》 的编制和审议程序符合法律、法规以及监管部门的相关规定，内容真实、准确、 完整地反映了本公司的实际情况。 二、通过《浙商银行2023年上半年消费者权益保护工作报告》。 表决结果：8票赞成，0 ...

证券代码：601916 证券简称：浙商银行 公告编号：2023-058 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 会议召开时间：2023 年 9 月 1 日（星期五）15:00-17:00 会议召开方 式：网络视频直播 浙商银行股份有限公司 关于召开 2023 年半年度网上业绩说明会的公告 1 二、说明会召开的时间、地点 （一）会议召开时间：2023 年 9 月 1 日（星期五）15:00-17:00 （二）会议召开方式：网络视频直播 （三）网络直播地址： 全 景 路 演 网络直播地址： 全 景 路 演（https://rs.p5w.net/） 和 同花顺 （https://board.10jqka.com.cn/rs/app/detail?roadshowId=1006768&fromSource =weixin） 投资者可于 2023 年 8 月 29 日（星期二）17:00 前将需要了解的情况和 有关问题预先通过电子邮件的形式发送至公司投资者关系邮箱：ir@czbank.com。 公司将会于 202 ...

证券代码：601916 证券简称：浙商银行 公告编号：2023-057 浙商银行股份有限公司 关于董事辞职的公告 关品方先生经本公司第五届董事会 2021 年度第七次临时会议审议同意提名 为本公司第六届董事会独立董事候选人，于 2021 年 7 月 15 日经本公司 2021 年 度第二次临时股东大会选举为本公司独立董事，在监管部门核准其任职资格后 方可履职。截至本公告日，关品方先生的独立董事任职资格尚未取得监管部门 核准。 关品方先生已向本公司确认，其与本公司董事会无任何意见分歧，亦无有 关其辞任之事宜须请本公司股东注意。 特此公告。 浙商银行股份有限公司董事会 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司（以下简称"本公司"）董事会于 2023 年 8 月 21 日收到关品方先生提交的辞职报告。关品方先生因个人健康及时间安排的原因 辞去本公司独立董事职务，该等辞任自辞职报告送达本公司董事会时生效。 2023 年 8 月 21 日 ...

CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 董事會召開日期 浙商銀行股份有限公司（「本行」）之董事會（「董事會」）謹此宣佈，本行將於二零 二三年八月二十九日（星期二）舉行董事會會議，其中議程包括審議及批准本行及 其附屬公司截至二零二三年六月三十日止六個月之中期業績及其刊發。 承董事會命 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 中國，杭州 2023年8月16日 截至本公告日期，本行的執行董事為陸建強先生、張榮森先生、馬紅女士及陳海 強先生；非執行董事為侯興釧先生、任志祥先生、高勤紅女士、胡天高先生及朱 瑋明先生；獨立非執行董事為周志方先生、王國才先生、汪煒先生、許永斌先生 及傅廷美先生。 浙商銀行股份有限公司 陸建強 董事長 ...