Group 1 - The core theme of the event was "Full Power, New Journey," emphasizing the recognition of outstanding individuals and teams within Jinshang Bank for their contributions in the past year [1] - The awards ceremony highlighted the bank's commitment to high-quality development and the collective effort of its employees in various areas such as market expansion, product innovation, customer service, and compliance risk control [1] - Various awards were presented, including advanced units, advanced individuals, and special contribution awards, symbolizing the dedication and hard work of the recipients [1] Group 2 - The Chairman of Jinshang Bank, Hao Qiang, emphasized the importance of the qualities exhibited by the awardees, such as proactive change, courage to lead, and pursuit of excellence, as valuable spiritual assets for the bank [2] - Three calls to action were made for the future: empowering practical workers, encouraging bold innovation, and creating value based on actual performance [2] - Employees expressed their commitment to using the recognition as motivation to excel in their roles and contribute to the bank's ongoing development [2]

Core Viewpoint - Jinshang Bank's 2026 work meeting emphasized the importance of deepening reforms, ensuring transformation, and enhancing quality and efficiency to create value, manage risks, and support local development in the new five-year plan [1]. Group 1: 2025 Achievements - Jinshang Bank's transformation in 2025 showed significant results, with key areas like technology finance, green finance, and inclusive micro-loans growing over 10%. The bank led in "guaranteeing housing" credit in Shanxi Province, and county deposits became a new growth highlight [3]. - Innovative business breakthroughs included the first "Port Cloud Warehouse" financing and cross-border RMB settlement for aircraft bonded procurement in the province, along with successful issuance of technology innovation bonds and floating rate bonds, significantly increasing income from wealth management and trade finance intermediary services [3]. - The risk management system was comprehensively restructured, successfully resolving risks in village and town banks, with self-research in technology rising to 13%, laying a solid foundation for high-quality development [3]. Group 2: 2026 Focus Areas - The bank will focus on five key directions for high-quality development in 2026, starting with enhancing service efficiency for the real economy by creating a "green energy + finance" service model and supporting major provincial projects [4]. - The second focus is on deepening reforms to stimulate internal growth, implementing innovative incentives like "ranking and competition," and enhancing digital capabilities through AI to improve operational efficiency [5]. - The third focus is on strict risk management, establishing a comprehensive risk prevention system, and transitioning risk management to proactive prevention and control [5]. - The fourth focus is on building a high-quality professional team, developing a cadre of politically aware and management-savvy leaders, and implementing specialized training programs to enhance overall capabilities [5]. - The fifth focus is on leading with party building to ensure high-quality development, integrating party activities with business planning and assessment [5].

Core Insights - The report highlights the need for improved sustainable information disclosure capabilities among small and medium-sized banks in China, revealing significant disparities influenced by regulatory pressures, market listing status, and regional characteristics [1][9]. Group 1: Research Findings - Finding 1: There is a notable divergence between mandatory and voluntary disclosures, with listed banks generally having more robust frameworks due to external compliance pressures, while non-listed banks rely heavily on management's strategic vision [3][4]. - Finding 2: Regional characteristics shape disclosure practices, with banks in green finance reform pilot areas leveraging policy advantages to innovate in areas like green credit and carbon accounting [5][6]. - Finding 3: Common capacity bottlenecks include insufficient internal motivation, weak data foundations, lack of organizational structure, and inadequate integration of environmental risks into core processes [7][8]. Group 2: Recommendations - The report proposes a tiered capability enhancement roadmap, suggesting banks improve internal governance, develop comprehensive ESG risk management systems, and establish practical climate risk stress testing mechanisms [8][9]. - Specific actions include clarifying board responsibilities for ESG oversight, creating dedicated departments, and developing localized carbon accounting practices [8].

Core Viewpoint - The Shuo Zhou Branch of Jinshang Bank emphasizes the integration of party building and practical action to enhance financial services, aiming to create a "warm bank" culture that resonates with customers [1][2]. Group 1: Party Building and Practical Action - The branch views party building as a cornerstone for team development, implementing measures such as theoretical training and establishing "Party Member Pioneer Posts" to foster a culture of practical effectiveness [2]. - Party members lead by example in policy learning and business compliance, translating the mission of serving the real economy into daily actions [2]. Group 2: Performance and Customer Value - Since 2025, the team has achieved significant results, with average daily personal deposit growth reaching 2.29 billion, exceeding targets, and maintaining the top position in wealth management product sales [3]. - The team's commitment to practical culture is reflected in their strategic execution, focusing on personalized solutions and one-stop services to build customer trust and market recognition [3]. Group 3: Service Quality and Customer Engagement - The team integrates practical spirit into service processes, establishing a standardized customer maintenance system and utilizing warm communication to address customer needs [4][5]. - Digital tools like WeChat are employed to create seamless online and offline services, ensuring timely professional consultations and responses [5]. Group 4: Innovation and Development - The team explores new service models that combine public and private sectors, shifting from a sales-centric to a value-centric approach, providing long-term solutions based on professional assessments [6]. - These innovations aim to solve real problems and enhance customer experiences, representing an evolution of practical spirit in the modern context [6]. Group 5: Culture and Integrity - The team combines practical spirit with integrity through regular education, signing integrity commitments, and conducting risk self-checks to reinforce compliance [7]. - They promote a culture of mutual support and community engagement, delivering financial knowledge to the public and fulfilling social responsibilities [7]. - The practical spirit is embedded in the bank's culture, manifesting in sincere service, professional solutions, and stable performance, contributing to the "warm bank" ethos [7].

Core Viewpoint - The successful execution of a 217 million RMB cross-border payment by Jinshang Bank marks a significant advancement in the bank's cross-border RMB business and supports the national strategy for RMB internationalization [1][2]. Group 1: Business Achievement - Jinshang Bank facilitated a 217 million RMB cross-border payment for Taiyuan Aviation Group, directly transferring RMB to the designated settlement bank in the UK [1]. - This transaction is the first application of cross-border RMB payment for goods in Shanxi Province under the new model of "bonded procurement + leasing trade" [1]. - The transaction represents the largest cross-border RMB settlement business for Jinshang Bank, highlighting its commitment to serving the real economy [1]. Group 2: Strategic Importance - The successful completion of this transaction enhances Jinshang Bank's cross-border RMB business scale and market influence [2]. - It strengthens the bank's collaboration with clients, providing a solid and high-certainty expectation for the client's business layout in the upcoming year [2]. - Jinshang Bank plans to leverage this achievement to promote its business and improve cross-border financial service quality, contributing to RMB internationalization and regional economic development [2].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 晉商銀行股份有限公司 (「本行」) (見備註) 呈交日期: 2026年1月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02558 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 970,650,000 | RMB | | 1 RMB | | 970,650,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 970,650,000 | RMB | | 1 RMB | | 970,650,000 | FF301 II. 已發行股份及/或庫存 ...

非執行董事： 高玉榮先生 容常青先生 （副董事長） # � 王先奎先生# 李楊先生 王建軍先生 獨立非執行董事： JINSHANG BANK CO., LTD.* * 2558 董事名單及其角色與職能 晉商銀行股份有限公司*的董事（「董事」）會（「董事會」）成員載列如下： 執行董事： 郝強女士 （董事長） 張雲飛先生 （副董事長） 王琦先生 - 1 - 董事會設有六個委員會。下表提供各董事會成員在該等委員會中擔任的職位。 | 委員會 | | | | | 提名薪酬 | 消費者 | | --- | --- | --- | --- | --- | --- | --- | | | 發展戰略 | 審計 | 風險管理 | 關聯交易 | 與人力資源 | 權益保護 | | 董事 | 委員會 | 委員會 | 委員會 | 控制委員會 | 委員會 | 委員會 | | 郝強女士 | 主任 | | | | 成員 | | | 張雲飛先生 | 副主任 | | 成員 | 成員 | | | | 王琦先生 | | | | 成員 | | 成員 | | 高玉榮先生 | 成員 | | | | | | | 容常青先生 | | 成員 | | | | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或 完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該 等內容而引致的任何損失承擔任何責任。 JINSHANG BANK CO., LTD.* * 2558 於2025年12月19日（星期五）舉行的2025年 第一次臨時股東大會投票表決結果 晉商銀行股份有限公司*（「本行」）董事（「董事」）會（「董事會」）謹此宣佈已於2025年12月19 日（星期五）上午十時正假座中國山西省太原市小店區長風街59號22樓會議室舉行本行 2025年第一次臨時股東大會（「臨時股東大會」）。除另有界定者外，本公告所用詞彙與本 行日期為2025年12月3日的通函（「通函」）所界定者具有相同涵義。根據《香港聯合交易所 有限公司證券上市規則》（「《上市規則》」）的規定，於臨時股東大會提呈的決議案須以投票 方式表決。臨時股東大會由董事長郝強女士主持。執行董事郝強女士、張雲飛先生及王 琦先生，非執行董事高玉榮先生、劉晨行先生、李楊先生及王建軍先生，及獨立非執行 董事王立彥先生、胡稚弘女士及梁永明先生親身或以電子形式出席臨時股東 ...

Group 1 - The company has signed a sales agreement with Dongfang Securities to sell its fund starting from December 17, 2025 [1] - The fund involved is the Invesco Great Wall Anxiang Return Flexible Allocation Mixed Securities Investment Fund [1] - Investors can inquire about details through the customer service hotline of Invesco Great Wall Fund Management Company [3] Group 2 - The company has also signed a sales agreement with Jinshan Bank to sell part of its funds starting from December 17, 2025 [6] - The sales institution is Jinshan Bank, with specific contact details provided for investor inquiries [6][8] - Similar to the previous agreement, the fund operations will follow the regulations set by Jinshan Bank [6] Group 3 - A sales agreement has been established with China Postal Savings Bank for the "You Ni Tong Ying" cooperative platform, effective December 17, 2025 [10] - The platform will facilitate the sale of part of the company's funds, with specific operational details to be determined by the platform [10][11] - Investors can contact the customer service hotline for inquiries regarding this platform [13] Group 4 - The company has entered into a sales agreement with Sunshine Life Insurance to sell the Invesco Great Wall Taihe Return Flexible Allocation Mixed Securities Investment Fund starting December 17, 2025 [15] - The sales institution is Sunshine Life Insurance, with contact information provided for investor inquiries [15][17] - Fund operations will adhere to the regulations set by Sunshine Life Insurance [15] Group 5 - A sales agreement has been signed with Guosen Securities for the Invesco Great Wall Steady Return Flexible Allocation Mixed Securities Investment Fund, effective December 17, 2025 [19] - The sales institution is Guosen Securities, with specific contact details for investor inquiries [19][22] - Fund operations will follow the guidelines established by Guosen Securities [19]

Group 1 - The company has signed a sales agreement with Jinshan Bank to sell certain funds starting from December 17, 2025 [1] - The sales process, opening status, handling time, methods, and fee discounts will be determined by Jinshan Bank [1] - Investors can inquire about details through the company's customer service [3] Group 2 - The company has also signed a sales agreement with China Postal Savings Bank to sell certain funds through the "You Ni Tong Ying" platform starting from December 17, 2025 [6] - Similar to the agreement with Jinshan Bank, the sales process and fee discounts will be based on the platform's arrangements [6] - Investors can consult details through the customer service of China Postal Savings Bank [8] Group 3 - The company has entered into a sales agreement with Shanxi Securities to sell the "Jingshun Changcheng Jingying Shuangli Bond Fund" starting from December 17, 2025 [10] - The sales process and fee discounts will be determined by Shanxi Securities [10] - Investors can inquire about details through the customer service of Shanxi Securities [13] Group 4 - The company has appointed Wang Gaobin as an assistant fund manager for two specific funds, effective immediately [16] - Wang Gaobin holds a master's degree in economics and has 7 years of experience in the securities and fund industry [17]