Group 1 - The core point of the article is the announcement of a new fixed-income wealth management product by Jinshang Bank, which is set to raise up to 500 million yuan [1] - The product, named Fengying Closed-End Wealth Management Product No. 25094, has a subscription period from September 2, 2025, to September 10, 2025 [1] - The minimum investment amount for this product is set at 10,000 yuan, with a term of 525 days and a performance benchmark of 2.10%-3.30% [1] Group 2 - The product is classified as a medium-low risk level (R2), indicating a relatively conservative investment option [1] - It is important to note that the performance benchmark does not represent the expected return and does not guarantee future performance or actual returns [1] - Investors are advised to refer to the product prospectus and sales documents for detailed information, as the provided information is for reference only [1]

Group 1 - Jinshang Bank announced an asset transfer agreement with Jinyang Asset Management Co., Ltd. to transfer over 1.4 billion yuan of non-performing assets for a consideration of 310 million yuan [1] - The non-performing asset package involves bad debts from eight corporate clients, totaling approximately 1.421 billion yuan, including principal, penalties, interest, and related fees [1] - The proceeds from the asset transfer will be used to offset losses and reduce the bank's non-performing loan ratio, promoting sustainable high-quality development [1] Group 2 - Jinshang Bank, established in October 1998 and listed on the Hong Kong Stock Exchange in July 2019, has 154 branches across 11 cities in Shanxi Province [1] - As of June 2025, Jinshang Bank reported total assets of 388.26 billion yuan, a non-performing loan ratio of 1.77%, and a provision coverage ratio of 215.00% [1] - Currently, only Jinshang Bank and Shanxi Bank remain as city commercial banks in Shanxi Province, with Shanxi Bank having total assets of 359.345 billion yuan and 308 branches across 10 cities [2][3]

Core Viewpoint - Jinshan Bank has received approval from the Shanxi Regulatory Bureau for the appointment of Gao Yurong as a non-executive director, effective from August 27, 2025, until the end of the sixth board term [1] Summary by Relevant Sections - Appointment Details - Gao Yurong's director qualification has been approved by the Shanxi Regulatory Bureau [1] - His term as a non-executive director will last from August 27, 2025, until the end of the sixth board term, which commenced on December 22, 2022, and lasts for three years [1]

Group 1 - Jinshan Bank (02558) announced that it has received approval from the Shanxi Regulatory Bureau regarding the appointment of Gao Yurong as a non-executive director [1] - Gao Yurong's term as a non-executive director will commence on August 27, 2025, and will last until the end of the sixth board's term, which began on December 22, 2022, for a duration of three years [1]

Core Viewpoint - Jinshan Bank has received approval from the Shanxi Regulatory Bureau for the appointment of Gao Yurong as a non-executive director, effective from August 27, 2025, until the end of the sixth board term [1] Group 1 - Jinshan Bank announced the receipt of the approval document regarding Gao Yurong's director qualification [1] - The approval number for the document is Jin Jin Guan Fu [2025] 151 [1] - Gao Yurong's term as a non-executive director will last until the end of the sixth board term, which commenced on December 22, 2022, and lasts for three years [1]

執行董事： 郝強女士 （董事長） 張雲飛先生 （副董事長） 王琦先生 非執行董事： 高玉榮先生 馬洪潮先生 （副董事長） 劉晨行先生 李楊先生 王建軍先生 獨立非執行董事： 王立彥先生 段青山先生 賽志毅先生 胡稚弘女士 陳毅生先生 JINSHANG BANK CO., LTD.* * 2558 董事名單及其角色與職能 晉商銀行股份有限公司*的董事（「董事」）會（「董事會」）成員載列如下： 董事會設有六個委員會。下表提供各董事會成員在該等委員會中擔任的職位。 | 委員會 | | | | | | | | --- | --- | --- | --- | --- | --- | --- | | | 發展戰略 | 審計 | 風險管理 | 關聯交易 | 提名薪酬 與人力資源 | 消費者 權益保護 | | 董事 | 委員會 | 委員會 | 委員會 | 控制委員會 | 委員會 | 委員會 | | 郝強女士 | 主任 | | | | 成員 | | | 張雲飛先生 | 副主任 | | 成員 | 成員 | | | | 王琦先生 | | | | 成員 | | | | 高玉榮先生 | | | | | | | | 馬洪潮先生 | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 2558 董事任職資格獲監管機構核准的公告 JINSHANG BANK CO., LTD.* * 茲提述由晉商銀行股份有限公司*（「本行」）於2025年5月27日及2025年6月27日所作公告及 由本行於2025年5月28日所作通函，內容有關（其中包括）委任高玉榮先生（「高先生」）為本 行董事（「董事」）會（「董事會」）非執行董事。高先生的董事任職資格須經國家金融監督管 理總局山西監管局（「山西監管局」）核准。 本行已於近日收到《山西監管局關於高玉榮晉商銀行股份有限公司董事任職資格的批 覆》（晉金管覆[2025]151號），據此，高先生的董事任職資格已獲山西監管局核准。高先生 擔任非執行董事的任期自2025年8月27日起生效，直至第六屆董事會任期（自2022年12月 22日起三年）屆滿之日止。有關高先生的履歷詳情，請參閱本行日期為2025年5月27日的 公告及本行日期為2025年5月28日的通函。 - ...

Core Insights - Jinshang Bank reported a slight decline in operating revenue for the first half of 2025, with a total of 2.736 billion yuan, representing a year-on-year decrease of 1.8% [1] - The bank's pre-tax profit increased by 2.6% year-on-year to 1.074 billion yuan, while net profit rose by 2.0% to 1.051 billion yuan [1] Financial Performance - As of June 30, 2025, Jinshang Bank's total assets reached 388.26 billion yuan, with deposits amounting to 304.08 billion yuan and loans totaling 208.64 billion yuan [1] - The capital adequacy ratio stood at 12.96%, and the core tier 1 capital adequacy ratio was 10.27% [1] - The bank's provision coverage ratio was reported at 215.00%, indicating a strong buffer against potential loan losses [1]

Core Viewpoint - Jinshang Bank is focusing on high-quality development while effectively serving the real economy, preventing and resolving risks, and continuously promoting reform and transformation, maintaining a steady and improving development trend in the first half of 2025 [1] Group 1: Business Performance - As of June 30, 2025, Jinshang Bank's total assets reached 388.26 billion yuan, an increase of 11.95 billion yuan, or 3.2% from the end of the previous year [3] - The deposit balance was 304.08 billion yuan, up 3.21 billion yuan, or 1.1% from the end of the previous year [3] - The loan balance was 208.64 billion yuan, an increase of 7.23 billion yuan, or 3.6% from the end of the previous year [3] - The net profit was 1.05 billion yuan, an increase of 20 million yuan compared to the same period last year [3] Group 2: Support for the Real Economy - Jinshang Bank has increased support for key areas such as industrial transformation, energy revolution, and infrastructure construction, developing inclusive financial products for small and micro enterprises [5] - The total amount of corporate loans reached 136.61 billion yuan, an increase of 7.3% from the end of the previous year [5] - The balance of inclusive small and micro enterprise loans was 12.62 billion yuan, an increase of 9.2% from the end of the previous year, with the number of loan accounts increasing by 2,491 to 8,067 [6] Group 3: Risk Management - Jinshang Bank emphasizes risk management, with a non-performing loan ratio of 1.77% as of June 30, 2025, maintaining stable asset quality [8] - The provision coverage ratio was 215.00%, an increase of 9.54 percentage points from the end of the previous year [9] - The capital adequacy ratio was 12.96%, up 0.12 percentage points, while the core tier 1 capital adequacy ratio was 10.27%, also up 0.09 percentage points [9] Group 4: Digital Transformation - The bank has made significant progress in digital transformation, with small and micro credit customers increasing by 140.4% since the beginning of the year [11] - The number of mobile banking registered users grew by 5.0%, and the average monthly active users increased by 5.3% [11] - The bank launched the "Jinshang e-loan - Code Loan" product, supporting 5,335 small and micro enterprises with a total credit of 830 million yuan [11] Group 5: Internal Development and Reform - Jinshang Bank is enhancing corporate governance and management of its subsidiaries, while also promoting a "learning bank" initiative [13] - The bank aims to optimize asset allocation, deepen technological empowerment, and strengthen risk control to achieve sustainable profitability and resilient development [14]

截至2025年6月末，晋商银行总资产达到3882.6亿元，较上年末增长119.5亿元，增幅3.2%；存款余额为 3040.8亿元，较上年末增长32.1亿元，增幅1.1%；贷款余额为2086.4亿元，较上年末增长72.3亿元，增 幅3.6%。实现净利润10.5亿元，较去年同期增加0.2亿元。 服务实体经济质效不断提升 晋商银行始终将自身发展放在全省发展大局中来谋划，加大对产业转型、能源革命、基础设施建设等重 点领域支持力度。积极支持特色产业，专门开发面向小微客户的普惠金融在线"码上贷"产品，通过集群 开发模式"一类一策"支持区域特色产业发展，以"一镇一策"思路为省市级专业镇提供综合化金融服务， 深入全省各地市精准服务特色产业核心集群，使金融资源精准触达。有力保障民生需求，发放"晋才 卡"、社保卡，开展惠民惠农财政补贴"一卡通"业务，加强财富管理，满足客户资产配置需求，以实际 行动服务好老百姓财富保值增值的金融需求。积极承担社会责任，发挥房地产融资协调机制作用，全力 支持保交房项目。截至2025年6月末，晋商银行公司贷款总额为1366.1亿元，较上年末公司贷款增加 7.3%。 晋商银行不断深化支持小微企业融资协调 ...