股票代码：601818 股票简称：光大银行 公告编号：临2025-048 中国光大银行股份有限公司 关联交易公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 交易简要内容 中国光大银行股份有限公司（简称本行）拟为中国中信金融资 产管理股份有限公司（简称中信金融资产）核定人民币 290 亿元综 合授信额度，期限 12 个月，信用方式。 一、关联交易概述 本行拟为中信金融资产核定人民币 290 亿元综合授信额度，期 （二）关联方基本情况 中信金融资产成立于 1999 年 11 月，原名中国华融资产管理股 份有限公司，注册地北京市，注册资本 802.47 亿元，经营范围包括 2 1 中信金融资产持有本行8.02%股份，并派出1名董事，为本行主要 股东，本次交易构成关联交易。 本次交易不构成重大资产重组。 本次交易已经本行董事会关联交易控制委员会及独立董事专门会 议审议通过并经本行董事会审议批准，不需要经过本行股东大会 或有关部门批准。 本行过去12个月及拟与中信金融资产发生关联交易人民币290亿 元（已披露的关联交 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2025-047 独立董事对该项议案公允性、合规性及内部审批程序履行情况的 独立意见：根据相关规定，上述交易遵循公平、公正、公开的原则， 依照市场公允价格进行，符合本行和全体股东的利益，符合法律法规、 监管部门及本行的有关规定，并已依法履行内部审批程序。 二、关于修订中国光大银行股份有限公司代销理财产品重要销售 制度的议案 中国光大银行股份有限公司 第九届董事会第三十二次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）第九届董事会第三十二 次会议于2025年9月30日以书面形式发出会议通知，并于2025年10月 13日以书面传签方式召开。本次会议应参与表决董事16名，实际参与 表决董事16名。会议的召开符合法律、法规、规章和《中国光大银行 股份有限公司章程》的有关规定。 本次会议审议并通过以下议案： 一、关于与关联法人中国中信金融资产管理股份有限公司进行重 大关联交易的议案 表决情况：有效表决票15票，同意15票，反对0票 ...

每经AI快讯，光大银行（SH 601818，收盘价：3.35元）10月13日晚间发布公告称，公司第九届第三十 二次董事会会议于2025年10月13日以书面传签方式召开。会议审议了《关于与关联法人中国中信金融资 产管理股份有限公司进行重大关联交易的议案》等文件。 （记者 王晓波） 每经头条（nbdtoutiao）——AI技术滥用调查：明星可被"一键换装"，"擦边"内容成流量密码，技术防 线为何形同虚设？ 截至发稿，光大银行市值为1979亿元。 2025年1至6月份，光大银行的营业收入构成为：利息收入占比163.25%，非利息收入占比17.92%。 ...

时任中国光大银行股份有限公司杭州分行运营管理部总经理孙某对光大银行杭州分行违反账户管理规定 负有责任。 中国经济网北京10月13日讯 中国人民银行网站近日公布的浙江省分行行政处罚决定信息公示表（浙银 罚决字〔2025〕80-84,86-88号）显示，中国光大银行股份有限公司杭州分行（以下简称"光大银行杭州 分行"）存在9项违法行为，一是违反金融统计管理规定；二是违反账户管理规定；三是违反商户管理规 定；四是违反反假货币业务管理规定；五是占压财政存款或者资金；六是违反信用信息采集、提供、查 询及相关管理规定；七是未按规定履行客户身份识别义务；八是未按规定报送大额交易报告或可疑交易 报告；九是与身份不明的客户进行交易。 时任中国光大银行股份有限公司杭州分行零售信贷部总经理辛某对光大银行杭州分行违反信用信息采 集、提供、查询及相关管理规定负有责任。 时任中国光大银行股份有限公司杭州分行数字金融部收单业务产品经理阮某森对光大银行杭州分行违反 商户管理规定负有责任。 时任中国光大银行股份有限公司杭州分行数字金融部总经理、数字金融部/云生活业务部总经理滕某尊 对光大银行杭州分未按规定报送大额交易报告或者可疑交易报告负有责 ...

Core Viewpoint - The recent trend of banks redeeming "perpetual bonds" is driven by historically low market interest rates, prompting banks to replace older, higher-rate bonds with new, lower-rate issues [1][3]. Redemption Scale - As of October 11, 2023, banks have redeemed a total of 80 "perpetual bonds" this year, with the redemption amount exceeding 1 trillion yuan, reaching 1,009.58 billion yuan, which is close to the total redemption scale of the previous year [2][3]. - Notable redemptions include China Bank redeeming a 600 billion yuan bond and Everbright Bank redeeming a 400 billion yuan bond, both issued in 2020 [2]. Interest Rate Comparison - The bonds being redeemed were generally issued in 2020 with interest rates ranging from 4.2% to 5.4%, while newly issued bonds this year have interest rates between 1.88% and 2.90% [3]. Market Dynamics - The redemption of older bonds is interpreted as a sign of banks' operational stability and liquidity, which can enhance market reputation and investor confidence [3]. - The trend of "redeeming old for new" is not uniform across all banks; some smaller banks are opting not to redeem due to capital adequacy concerns [4][5]. Differentiation in Redemption - Smaller banks, particularly those with weaker asset quality and profitability, are less likely to redeem bonds, as doing so could negatively impact their capital adequacy ratios [4]. - Despite this, over 30 regional small and medium-sized banks have actively issued "perpetual bonds" since the second quarter, totaling over 100 billion yuan [4][5]. Future Outlook - The issuance trend of "perpetual bonds" is expected to diverge, with larger and more reputable banks likely to continue taking advantage of lower interest rates, while smaller banks may face increased challenges in issuing new bonds [5].

灾难无情，人间有爱。为帮助当地群众渡过难关，中国光大银行呼和浩特分行辖属包头分行党委 闻"汛"而动、积极响应，呼吁全体员工伸出援手，组织为土右旗抗洪救灾爱心捐款活动。分行干部员工 踊跃参与、慷慨解囊，截至目前累计向包头市土右旗灾区捐款1.63万元，以实际行动诠释"一方有难、 八方支援"，展示了高度的社会责任感和对灾区群众的深切牵挂。 未来，中国光大银行将会继续发挥光大人的社会担当，肩负社会责任，积极践行金融工作的政治性，人 民性，为包头市经济社会高质量发展贡献力量。（李贺） 转自：新华财经 近期，包头市土右旗遭遇历史罕见的强降雨天气，引发严重洪涝灾害，部分区域房屋进水、道路中断、 设施受损，人民群众的生命财产安全受到严重威胁，包头市土右旗承受着前所未有的汛情压力。 编辑：张震 ...

Core Insights - The credit card market is shifting towards managing existing customers due to saturation and cost-cutting measures by banks, with adjustments in overdraft interest rates aimed at reducing costs for cardholders to encourage usage [1][6][8] - Everbright Bank has adjusted its credit card overdraft interest rate from a fixed range of 0.035%-0.05% to a new range of 0%-0.05%, allowing for the possibility of 0% interest for high-quality cardholders [2][3] - The overall trend in the credit card industry shows a decline in new card issuance and transaction volumes, prompting banks to focus on retaining existing customers rather than acquiring new ones [6][7][8] Summary by Sections Credit Card Interest Rate Adjustments - Several banks, including Everbright Bank, have begun to break the long-standing fixed overdraft interest rate of 0.05%, with Everbright's new standard effective from September 29, 2025 [2][3] - The adjustment allows for a potential annual interest rate range of 0%-18.25%, reflecting a significant shift in pricing strategy [2][3] Market Conditions and Trends - The credit card market is experiencing saturation, with a notable decline in new card issuance since 2022, leading to a total of 715 million credit cards in circulation by mid-2025, a decrease of 6 million from the previous quarter [6][7] - The decline in transaction volumes and the need for banks to reduce costs have made it essential to lower fees and interest rates to retain existing customers [6][8] Strategic Focus on Existing Customers - Banks are increasingly focusing on existing customer relationships, as acquiring new customers has become more challenging and costly, with an average acquisition cost of 500 yuan per new cardholder [8][9] - The revenue model for credit cards relies heavily on interest income from overdrafts, which has become a critical area for banks to enhance customer loyalty and usage [8][9] Regulatory and Policy Changes - The People's Bank of China has facilitated a more market-driven approach to credit card interest rates since 2021, allowing banks to negotiate rates with cardholders [4][5] - The recent adjustments in interest rates reflect a broader trend towards personalized pricing and differentiation in service offerings to attract high-quality customers [5][9]

中国经济网北京10月10日讯 国家金融监督管理总局网站今日公布的丹东金融监管分局行政处罚信息公开表（丹金罚决字〔2025〕28号）显示，葛强 （时任中国光大银行丹东分行行长）被禁止从事银行业工作10年，主要违法违规行为是贷款"三查"严重不到位。 以下为原文： | 当事人名称 | 行政处罚决定书 | 主要违法违规 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | | | 文号 | 行为 | | | | 葛强 (时任中国光大 | 丹金罚决字 | 贷款"三 查"严重不到 | 禁止从事银行业 | 丹东金融监管分局 | | 银行丹东分行行长) | (2025) 28号 | | 工作10年 | | | | | 位 | | | （责任编辑：马先震） ...

资料显示，中国光大银行股份有限公司位于北京市西城区太平桥大街25号中国光大中心,香港湾仔告士 打道108号光大中心23楼，成立日期1992年6月18日，上市日期2010年8月18日，公司主营业务涉及商业 银行业务。主营业务收入构成为：零售金融业务40.92%，公司金融业务36.82%，金融市场业务 22.42%。 9月30日，光大银行跌1.18%，成交额10.26亿元。两融数据显示，当日光大银行获融资买入额1.67亿 元，融资偿还2.19亿元，融资净买入-5166.97万元。截至9月30日，光大银行融资融券余额合计18.85亿 元。 融资方面，光大银行当日融资买入1.67亿元。当前融资余额18.84亿元，占流通市值的1.21%，融资余额 超过近一年90%分位水平，处于高位。 融券方面，光大银行9月30日融券偿还10.11万股，融券卖出9.32万股，按当日收盘价计算，卖出金额 31.32万元；融券余量36.08万股，融券余额121.23万元，低于近一年10%分位水平，处于低位。 机构持仓方面，截止2025年6月30日，光大银行十大流通股东中，香港中央结算有限公司位居第七大流 通股东，持股13.40亿股，相比上期 ...

Core Insights - The article highlights the top short-selling stocks in the market, indicating significant investor sentiment and potential market movements [1][2][3] Short Selling Ratios - The highest short-selling ratios are observed in Li Ning-R and Great Wall Motors-R, both at 100.00%, followed by Hang Seng Bank-R at 82.27% [1][2] - Other notable stocks with high short-selling ratios include Hong Kong Exchanges-R at 80.09% and Baidu Group-SWR at 75.91% [2] Short Selling Amounts - Alibaba-SW leads in short-selling amount with 1.698 billion, followed by Tencent Holdings at 1.369 billion and Zijin Mining at 1.051 billion [3] - Other significant short-selling amounts include Meituan-W at 1.029 billion and Xiaomi Group-W at 0.952 billion [3] Deviation Values - The highest deviation values are recorded for Mao Ge Ping at 45.59%, followed by an unnamed stock at 43.36% and Greentown China at 41.28% [1][3] - Other stocks with notable deviation values include Baidu Group-SWR at 41.16% and Sunshine Insurance at 41.10% [3]