我国村镇银行退出再添一例。国家金融监督管理总局官网信息显示，由光大银行发起设立的江西瑞金光 大村镇银行已于近期退出。而2026年开年以来，我国已经有25家村镇银行"离场"，行业"减量提质"步伐 持续。 光大银行旗下三家村镇银行均退出 国家金融监督管理总局"金融许可证信息"栏目显示，江西瑞金光大村镇银行已于近期退出，成为今年以 来退出市场的25家村镇银行之一。 光大银行财报信息显示，2025年6月末，该行旗下尚有3家村镇银行，分别为韶山光大村镇银行、江苏淮 安光大村镇银行和江西瑞金光大村镇银行，光大银行持股比例均为70%。 其中，韶山光大村镇银行成立于2009年9月，注册资本1.5亿元，去年上半年亏损116.88 万元；江苏淮安 光大村镇银行成立于2013年2月，注册资本1亿元，去年上半年实现净利润273.01万元；江西瑞金光大村 镇银行成立于2018年11月，注册资本1.5亿元，去年上半年实现净利润479.52万元。 不过，在江西瑞金光大村镇银行退出之前，另两家也已经退出。国家金融监督管理总局官网信息显示， 2025年10月，江苏淮安光大村镇银行和韶山光大村镇银行解散均获当地监管部门批复同意，两家银行全 部资 ...

来源：WEMONEY研究室 一桩3.5亿元的诈骗案，历经一审、二审至最高院后，仍未尘埃落定。近日， 光大银行 长春 分行再次起诉招行无锡分行等5名被告，要求赔偿包括3.5亿元本金及1.39亿元资金占用费， 合计索赔总额为4.89亿元。 近日，一桩十年前的银行大案再掀波澜。 据锦龙股份（000712.SZ）披露，其控股子公司中山证券收到一份《应诉通知书》，其中，光大银行长 春分行作为原告，一股脑起诉了招商银行无锡分行、中山证券、平安银行深圳分行和深圳国民基金等5 名被告，要求连带赔偿3.5亿元本金，以及1.394亿元资金占用费，涉案金额高达4.89亿元。 据了解，事件起因是一桩3.5亿元的诈骗案，原被告双方历经多次开庭，反转再反转，至今仍未尘埃落 定。而此案的背后，牵扯出种种金融业违规操作，有公司法人诈骗3.5亿，有银行人员收2000万好处 费，有银行人员未识别伪造的"萝卜章"。 上半场：3.5亿诈骗案始末 时间回溯至2013年，吉林通化市柳河县聚鑫源米业公司的老板刘孝义（下称老刘），因巨额债务和炒期 货亏损，急需一笔资金翻身。经人介绍认识了光大银行长春分行的员工张磊（支行行长助理，下称老 张），试图申请3.5 ...

中国经济网北京2月2日讯 国家金融监督管理总局网站1月29日公布的大庆监管分局行政处罚信息公 开表（庆金监罚决字〔2026〕1、2、3、4、5、6、7、8、9号）显示，中国光大银行股份有限公司大庆 分行贷款"三查"不到位。 大庆金融监管分局对中国光大银行股份有限公司大庆分行罚款20万元；分别对张楠（中国光大银行 股份有限公司大庆龙岗支行综合营销部客户经）、周涛（中国光大银行股份有限公司大庆龙岗支行 行 长）、李宗勇（中国光大银行股份有限公司大庆东风支行综合营销部客户经理）、郑勇（中国光大银行 股份有限公司大庆东风支行 行长）、王志刚（中国光大银行股份有限公司大庆分行信用审批部审查 员）、尹健（中国光大银行股份有限公司大庆分行机构中心副主任）、王存（中国光大银行股份有限公 司大庆分行信用审批部总经理）、任锋（中国光大银行股份有限公司大庆分行个贷中心副主任）警告。 | 以下为原文： | | --- | | 序号 | 当事人名 | 行政处罚 决定书文 | 主要违法 | 行政处罚内 | 作出决定 | | --- | --- | --- | --- | --- | --- | | | 称 | ינים | 违规行为 | ...

2月2日，光大银行（601818）发布关于进一步做好贵金属市场风险防范的提示。光大银行表示，近期国内外贵金属价格波动加剧，市场风险提升。请客户关 注市场变化，提高贵金属业务的风险防范意识，合理控制仓位，及时关注持仓情况和保证金余额变化情况，理性投资，守护自身财产安全。 ...

由此给您带来的不便，敬请谅解。如有任何疑问，请致电中国光大银行24小时客户服务热线95595咨 询。感谢您长期以来对中国光大银行的支持与厚爱，祝您使用愉快! 2026年2月2日，中国光大银行发布公告称，为提升服务品质，中国光大银行个人手机银行、个人网银、 企业网银、银企通、企业手机银行、金融服务开放平台系统(原开放银行商户合作)、官方门户网站将于 2026年2月5日20:00-24:00进行系统升级维护。在此期间，各渠道及部分相关业务将有可能受到影响而无 法正常使用，请您提前做好相关业务安排。 ...

Core Viewpoint - Everbright Bank (601818) emphasizes a steady and progressive approach to its operations, aiming for robust performance in the upcoming years, particularly in 2026, which marks the beginning of the "14th Five-Year Plan" [1] Group 1: Financial Strategy and Outlook - The bank anticipates that macro financial policies will continue to provide a relatively loose financing environment for the real economy in 2026 [1] - The bank aims to fulfill its responsibilities as a financial state-owned enterprise by enhancing financial services in key strategic areas and addressing weaknesses [1] Group 2: Business Development Focus - Everbright Bank plans to concentrate on developing six distinctive business areas: Sunshine Technology Innovation, Sunshine Wealth, Cloud Payment, Sunshine Investment Banking, Sunshine Transportation Finance, and Sunshine Gold Market [1] - The development of these specialized businesses is expected to drive overall operational quality and efficiency, promoting high-quality growth for the bank [1]

（编辑 姚尧） 证券日报网讯 1月30日，光大银行在互动平台回答投资者提问时表示，我行已公布2025年中期A股分红 实施公告，现金红利发放日为2月5日。未来，我行将充分考虑投资者诉求，合理平衡自身发展和股东回 报，保持分红政策的连续性和稳定性。 ...

Core Viewpoint - Zhongshan Securities, a subsidiary of Jindong Co., is embroiled in a legal dispute involving approximately 490 million yuan, stemming from a financial fraud case that began 12 years ago [1][8]. Group 1: Lawsuit Details - The lawsuit was initiated by China Everbright Bank's Changchun branch against five defendants, including Zhongshan Securities, for tort liability [2][8]. - The case traces back to 2013 when Liu Xiaoyi, the legal representative of Liuhe Juxinyuan Rice Industry Co., misrepresented the company's financial status to secure a loan of 350 million yuan [3][4]. Group 2: Fraud Mechanism - Liu Xiaoyi collaborated with Zhang Lei, an assistant manager at Everbright Bank, to fabricate financial documents and mislead the bank into approving the loan [3][4]. - The fraudulent scheme involved a complex flow of funds, where Everbright Bank deposited 350 million yuan into China Merchants Bank, which was then transferred through Zhongshan Securities to Ping An Bank, ultimately reaching Liu's company [4][6]. Group 3: Legal Proceedings - After the fraud was uncovered in 2014, criminal charges were filed against Liu and Zhang, resulting in severe penalties, but only a small portion of the embezzled funds was recovered [6][7]. - In 2015, Everbright Bank filed a civil lawsuit against China Merchants Bank to recover the funds, but the Supreme Court ruled that the original agreement was invalid due to its fraudulent nature [7][8]. Group 4: Current Developments - In 2026, Everbright Bank reinitiated legal action, this time claiming tort liability and seeking a total of 489 million yuan, including principal and interest [8]. - The outcome of this case remains uncertain, with questions surrounding the liability of the involved banks and the potential for Everbright Bank to recover its losses from a decade-old fraud [9].

Core Viewpoint - The report highlights a decline in the scale of bank wealth management sales in December 2025, with a total of 13.46 trillion yuan, a decrease of 1.05% from November, but an increase of 10% from the beginning of the year. The growth is attributed to a "deposit migration" logic, indicating a shift in customer preferences towards wealth management products [2][6]. Group 1: Bank Performance - Postal Savings Bank showed a remarkable growth rate of 27.2%, leading among the 11 national banks, while China Merchants Bank followed with a 12.2% increase [2][4]. - In absolute terms, China Merchants Bank led with a wealth management sales scale of 4.41 trillion yuan, followed by CITIC Bank and Industrial Bank, each exceeding 1 trillion yuan [2][4]. - The ranking of the 11 banks remained relatively stable, with Postal Savings Bank rising from 7th to 4th place by the end of the year [2][4]. Group 2: Market Dynamics - The overall wealth management sales scale of the 11 banks increased by 1.22 trillion yuan, reflecting a 10% growth from the beginning of the year, with three banks (Postal Savings, China Merchants, and Huaxia) achieving growth rates above 10% [5][6]. - The average yield of wealth management products fell below 2% for the first time, at 1.98%, yet the number of investors increased by 14.37%, indicating a strong demand for stable-return products [8][9]. - The "deposit migration" narrative remains a key driver for the growth of wealth management, as banks focus on deeper market penetration and optimizing customer service [9][10]. Group 3: Future Outlook - Predictions suggest that by the end of 2026, the wealth management scale could reach approximately 38 trillion yuan, with a growth rate of around 12% [11]. - The average risk index is expected to gradually rise, and the proportion of long-term products is anticipated to increase, while T+0 products will decrease [11].

Group 1: Dividend Indices - The Low Volatility Dividend Index (H30269.CSI) includes 50 securities with good liquidity, continuous dividends, moderate payout ratios, positive growth in dividends per share, high dividend yields, and low volatility, with a dividend yield of 4.51% as of January 29 [1] - The Quality Dividend Index (931468.CSI) consists of 50 securities that continuously pay cash dividends, have high payout ratios, and exhibit high profitability, with a dividend yield of 2.84% as of January 29 [1] Group 2: Company Dividend Announcements - China Everbright Bank announced a cash dividend of RMB 0.105 per share (tax included), with the record date on February 4, 2026, and the ex-dividend date on February 5, 2026 [1] - Zijin Bank declared a cash dividend of RMB 0.05 per share (tax included), with the record date on February 4, 2026, and the ex-dividend date on February 5, 2026 [2] - Yiyi Co., Ltd. announced a cash dividend of RMB 0.2189568 per share (tax included), with the record date on February 3, 2026, and the ex-dividend date on February 4, 2026 [2] - Vatti Corporation declared a cash dividend of RMB 1 per 10 shares (tax included), with the record date on February 3, 2026, and the ex-dividend date on February 4, 2026 [2] - Beihua Co., Ltd. announced a cash dividend of RMB 0.25 per 10 shares (tax included), with the record date on February 3, 2026, and the ex-dividend date on February 4, 2026 [3] - Xiamen International Trade Group announced a cash dividend of RMB 0.10 per share (tax included), with the record date on February 3, 2026, and the ex-dividend date on February 4, 2026 [3] - Sree New Materials declared a cash dividend of RMB 0.04 per share (tax included), with the record date on February 3, 2026, and the ex-dividend date on February 4, 2026 [3] - Kingmed Diagnostics announced a cash dividend of RMB 0.88 per share (tax included), with the record date on February 4, 2026, and the ex-dividend date on February 5, 2026 [4] - Hefei Gaoke declared a cash dividend of RMB 1 per 10 shares (tax included), with the record date on February 4, 2026, and the ex-dividend date on February 5, 2026 [4] - Zhongke Shuguang announced a cash dividend of RMB 0.07 per share (tax included), with the record date on February 4, 2026, and the ex-dividend date on February 5, 2026 [4] - Furande announced a cash dividend of RMB 0.20 per share (tax included), with the record date on February 4, 2026, and the ex-dividend date on February 5, 2026 [5] - China Electric Power Research Institute declared a cash dividend of RMB 0.25 per share (tax included), with the record date on February 5, 2026, and the ex-dividend date on February 6, 2026 [6] - Kewell announced a cash dividend of RMB 0.10 per share (tax included), with the record date on February 5, 2026, and the ex-dividend date on February 6, 2026 [6] - Yabao Pharmaceutical announced a cash dividend of RMB 0.20 per share (tax included), with the record date on February 5, 2026, and the ex-dividend date on February 6, 2026 [6]