证券代码：601319 证券简称：中国人保 公告编号：临 2024-030 中国人民保险集团股份有限公司 2024 年中期利润分配方案公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 2024 年中期利润分配方案：建议派发中期股息每 10 股现金 0.63 元人民币（含税），公司合计拟派发现金红利 27.86 亿元人民币 （含税）。 本次利润分配以总股本 44,223,990,583 股为基数。如在实 施权益分派的股权登记日前公司总股本发生变动的，将另行公告具体 调整情况。 中国人民保险集团股份有限公司（以下简称"本公司""公司"） 于2024年8月28日召开了第五届董事会第二次会议，会议审议通过了 《关于集团公司2024年中期利润分配的议案》，该议案尚需提请公司 股东大会审议。现将相关事宜公告如下： 一、中期利润分配方案内容 经董事会决议，公司拟向全体股东派发中期股息每 10 股现金 0.63 元人民币（含税）。截至 2024 年 6 月 30 日，公司总股本 1 44,223,990,583 股，以此 ...

Financial Performance - In the first half of 2024, the company achieved a net profit of CNY 30.455 billion, representing a year-on-year increase of 13.8%[8]. - Total revenue for the first half of 2024 reached 292.3 billion, a 4.1% increase compared to 280.7 billion in the same period of 2023[17]. - Net profit for the first half of 2024 was 30.5 billion, up 13.8% from 26.8 billion in the same period last year[17]. - The company achieved a basic earnings per share of 0.51, representing a 14.1% increase from 0.45 in the first half of 2023[17]. - The company reported a net profit attributable to shareholders of CNY 22,687 million for the first half of 2024, compared to CNY 19,881 million in the same period of 2023[23]. - The net profit attributable to shareholders of the parent company reached CNY 22.687 billion, reflecting a year-on-year growth of 14.1%[28]. - The company reported a significant increase in other debt liabilities, which rose to RMB 42,092 million from RMB 33,384 million, reflecting a growth of about 26.06%[189]. - The total equity attributable to shareholders reached RMB 253,020 million, up from RMB 242,355 million, which is an increase of approximately 4.67%[189]. Insurance Operations - The insurance service revenue for the first half of 2024 reached CNY 261.629 billion, a growth of 6.0% year-on-year, while original insurance premium income was CNY 1,427.285 billion, up 3.3%[9]. - The insurance service income for the first half of 2024 was CNY 235,841 million, compared to CNY 224,368 million in the same period of 2023, reflecting a growth of 5.2%[20]. - The property insurance segment generated original insurance premium income of CNY 311.996 billion, with a market share of 34.0%[29]. - The life insurance segment reported original insurance premium income of CNY 79.056 billion, with new business value increasing by 91.0% to CNY 3.935 billion[30]. - The health insurance segment achieved an insurance service income of CNY 13.786 billion, a year-on-year increase of 9.2%[70]. - The company provided risk protection amounting to CNY 1,665 trillion and paid claims of CNY 204.2 billion in the first half of 2024[11]. - The company’s green insurance business provided risk protection of CNY 111.9 trillion, with the number of insured new energy vehicles increasing by 59.3% year-on-year[12]. Investment and Asset Management - The company's investment asset scale exceeded CNY 1.5 trillion by the end of June 2024, reflecting a growth of 6.9% since the beginning of the year[9]. - Total investment income for the first half of 2024 was CNY 29.064 billion, with an annualized return on investment of 4.1%[31]. - The asset management scale of the company reached CNY 1.8 trillion, a growth of 7% year-to-date, with a net profit of CNY 2.69 billion for the first half of 2024[84]. - The investment portfolio as of June 30, 2024, included fixed income investments of CNY 1,031.38 billion, representing 67.3% of total investments[89]. - The company’s equity investments accounted for 19.2% of the total investment portfolio, amounting to CNY 293.72 billion[89]. - The total liabilities reached RMB 1,304,934 million, up from RMB 1,225,490 million, indicating an increase of about 6.45%[189]. Risk Management - The company has outlined potential risks in its management discussion, including macroeconomic, market, and credit risks[4]. - The company emphasizes risk management, enhancing early warning mechanisms for better risk identification and response[106]. - The company will continue to enhance risk management capabilities in the insurance business and strictly implement regulatory policies to mitigate liability cost risks[107]. - The company has a strong focus on credit risk management, with 98.0% of non-standard financial products rated AAA, ensuring overall credit risk remains controllable[90]. Corporate Governance and Shareholder Information - The company held 2 shareholder meetings and 5 board meetings during the reporting period[149]. - The top shareholder, the Ministry of Finance, holds 60.84% of the shares, totaling 26,906,570,608 shares[154]. - The company has established a comprehensive ESG governance structure, with the board responsible for green finance strategy and risk management[165]. - The company has not implemented any stock incentive plans or employee stock ownership plans during the reporting period[152]. Strategic Initiatives and Future Outlook - The company is committed to expanding its market presence through strategic initiatives and technological advancements[2]. - The company aims to enhance digital transformation and improve risk management capabilities in the second half of 2024[25]. - The company plans to review its fixed asset investment budget for 2024 during the shareholder meetings[150]. - The company is focusing on innovative product development, including the launch of the "Qingshan Income Protection Insurance" to meet market demands[74].

Financial Performance - Insurance service revenue for the six months ended June 30, 2024, reached RMB 261,629 million, an increase of 5.6% compared to RMB 246,884 million for the same period in 2023[2]. - Total operating income for the same period was RMB 292,342 million, up from RMB 280,848 million, reflecting a growth of 4.3%[2]. - Pre-tax profit increased to RMB 36,348 million, compared to RMB 31,999 million in the previous year, marking a growth of 13.8%[2]. - Net profit attributable to shareholders for the six months was RMB 31,489 million, a rise of 13.4% from RMB 27,780 million in the prior year[2]. - Basic earnings per share increased to RMB 0.53, up from RMB 0.47, representing a growth of 12.8%[2]. - The net profit for the first half of 2024 was RMB 20,588 million, compared to RMB 27,780 million in the same period of 2023, representing a decrease of approximately 26%[8]. - The total comprehensive income for the first half of 2024 was RMB 19,920 million, down from RMB 27,212 million in the first half of 2023, indicating a decline of about 27%[8]. - The company reported a retained earnings balance of RMB 170,178 million as of June 30, 2024, compared to RMB 154,289 million as of June 30, 2023, reflecting an increase of approximately 10%[8]. - The company has allocated RMB 6,899 million in dividends to shareholders for the first half of 2024, compared to RMB 6,859 million in the same period of 2023[8]. Assets and Liabilities - Total assets as of June 30, 2024, amounted to RMB 1,649,933 million, compared to RMB 1,556,682 million at the end of 2023, indicating an increase of 6.0%[5]. - Total liabilities rose to RMB 1,301,911 million from RMB 1,223,779 million, reflecting an increase of 6.4%[6]. - Cash and cash equivalents increased to RMB 32,542 million, compared to RMB 28,835 million, showing a growth of 12.0%[5]. - The total reserves as of June 30, 2024, amounted to RMB 210,360 million, up from RMB 199,539 million as of June 30, 2023[9]. - The financial reserves increased to RMB 20,522 million as of June 30, 2024, compared to RMB 18,625 million in the previous year, indicating a growth of approximately 10%[8]. Investment and Income - The company reported a net investment income from joint ventures and associates of RMB 8,240 million, down from RMB 9,631 million, a decrease of 14.5%[2]. - The company reported a significant increase in net investment income, which rose to $8,240 million from $9,631 million, a decrease of approximately 14.5%[19]. - The total investment income reached 29.064 billion yuan, with an annualized total investment return rate of 4.1%[43]. - The total investment return rate (annualized) was 4.1% as of June 30, 2024, down from 4.9% in the previous year[66]. - Total investment income for the first half of 2024 was CNY 29,064 million, a decrease of 7.7% year-on-year, while net investment income was CNY 26,795 million, down 5.5% year-on-year[123]. Market Presence and Strategy - The company plans to continue expanding its market presence and investing in new technologies to enhance service offerings and operational efficiency[1]. - The company plans to expand its market presence and invest in new product development to drive future growth[7]. - The company is focusing on enhancing its technological capabilities and exploring potential mergers and acquisitions to strengthen its market position[7]. - The company is actively optimizing its bond allocation structure to reduce portfolio volatility and enhance credit risk management[121]. - The company aims to enhance risk management by focusing on systematic approaches and early warning mechanisms to identify and address risks proactively[130]. User Base and Customer Engagement - The company’s user base reached 23,400 thousand by June 30, 2024, showing growth from 31,489 thousand in the previous year[7]. - The group’s digital service platform recorded an average daily usage of over 1 million calls[49]. - The "China Renbao" app saw a 93.0% year-on-year increase in new user registrations[59]. Insurance Services - The property insurance segment generated original premium income of CNY 311.996 billion, with a market share of 34.0%[55]. - The life insurance segment achieved original premium income of CNY 79.056 billion, with a new business value of CNY 3.935 billion, up 91.0% year-on-year[56]. - The insurance service revenue from personal accident and health insurance reached CNY 24.751 billion, a year-on-year increase of 7.5%[76]. - The insurance service revenue from liability insurance was CNY 18.339 billion, a year-on-year increase of 8.4%[77]. - The insurance service revenue from corporate property insurance was CNY 8.862 billion, a year-on-year increase of 6.3%[78]. Risk Management and Compliance - The company has not experienced any major risk events in the first half of 2024, indicating effective risk management[50]. - The company has complied with all corporate governance codes as per the Hong Kong Stock Exchange rules for the first half of 2024[141]. - There have been no significant changes affecting the company's performance since the publication of the 2023 annual report[143].

证券代码：601319 证券简称：中国人保 公告编号：临 2024-027 中国人民保险集团股份有限公司 关于召开 2024 年中期业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 重要内容提示： 本公司拟于 2024 年 8 月 28 日在上海证券交易所网站 （www.sse.com.cn）披露本公司 2024 年中期报告。为了便于广大投 资者更全面深入地了解本公司 2024 年中期业绩和经营情况，本公司 1 拟于 2024 年 8 月 29 日 15:00-17:00 召开业绩说明会，就投资者普遍 关心的问题进行交流。 一、业绩说明会类型 业绩说明会通过现场交流和网络直播方式召开，本公司将针对 2024 年中期业绩和经营情况与投资者进行交流，并对投资者普遍关 注的问题进行回答。 二、业绩说明会召开的时间、地点 （一）会议召开时间：2024 年 8 月 29 日 15:00-17:00 （二）会议召开方式：现场交流和网络直播 （三）网络直播地址：上证路演中心 （http://roadshow.sseinfo ...

董事長 中國北京，二零二四年八月十六日 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 1339 董事會會議通知 中國人民保險集團股份有限公司（「本公司」）董事會（「董事會」）茲通告謹定於2024年8月28 日（星期三）舉行董事會會議，以審議及批准本公司及其附屬公司截至2024年6月30日止六 個月的中期業績及其刊發，考慮派付中期股息（如有），並處理任何其他事項。 承董事會命 中國人民保險集團股份有限公司 王廷科 於本公告日，本公司執行董事為王廷科先生、趙鵬先生、李祝用先生及肖建友先生，非 執行董事為王清劍先生、苗福生先生、王少群先生、喻強先生及宋洪軍先生，獨立非執 行董事為邵善波先生、高永文先生、崔歷女士、徐麗娜女士及王鵬程先生。 ...

证券代码：601319 证券简称：中国人保 公告编号：临2024-026 中国人民保险集团股份有限公司 原保险保费收入公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中国人民保险集团股份有限公司（"本公司"）2024 年 1 月 1 日至2024 年7 月31 日经由本公司子公司中国人民财产保险股份有限 公司、中国人民人寿保险股份有限公司及中国人民健康保险股份有限 公司所获得的原保险保费收入分别为人民币 344,776 百万元、人民币 84,532 百万元及人民币 38,737 百万元。 中国人民财产保险股份有限公司上述期间原保险保费收入分类 明细如下： | | 单位：人民币百万元，百分比除外 | | | --- | --- | --- | | | 2024年1-7月 | 同比（%） | | 机动车辆险 | 162,298 | 2.7 | | 意外伤害及健康险 | 79,085 | 6.0 | | 农险 | 47,776 | 2.4 | | 责任险 | 24,068 | 11.5 | | 企业财产险 | 11,625 ...

重要内容提示： 每股分配比例 证券代码：601319 证券简称：中国人保 公告编号：2024-025 中国人民保险集团股份有限公司 2023 年年度权益分派实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 A 股每股现金红利 0.156 元（含税） 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2024/8/8 | － | 2024/8/9 | 2024/8/9 | 差异化分红送转： 否 一、 通过分配方案的股东大会届次和日期 本次利润分配方案经公司 2024 年 6 月 28 日的 2023 年年度股东大会审议通过。 二、 分配方案 截至股权登记日下午上海证券交易所收市后，在中国证券登记结算有限责任公司上海分 公司（以下简称"中国结算上海分公司"）登记在册的本公司全体股东。 本公司 H 股股东的现金红利发放的具体操作不适用本公告，其详情请参阅本公司于 2024 年 5 月 30 日及 6 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國人民保險集團股份有限公司 呈交日期: 2024年8月1日 FF301 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01339 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 8,726,234,000 | RMB | | | 1 RMB | | 8,726,234,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 8,726,234,000 | RMB | | | 1 RMB | | 8,726,234,000 ...

Summary of Conference Call Notes Industry Overview - The discussion revolves around the **new energy vehicle (NEV)** industry in China, highlighting ongoing disputes and regulatory considerations affecting market behavior [1]. Core Insights and Arguments - Regulatory bodies are contemplating further explanations regarding market behaviors influenced by disputes, indicating a need for clarity in the NEV sector [1]. - The cost rate for new energy vehicles in China is projected to reach **100 billion**, suggesting a long-term sustainable situation for the industry [1]. - Strict cost control measures are being implemented, which are expected to positively impact the overall expenses associated with NEVs [1]. Additional Important Content - The mention of "包进合一" suggests a strategy or approach being adopted within the industry, although further context is needed to fully understand its implications [1].

股票投资评级 中国人保(601319) 增持|维持 个股表现 中国人保 非银金融 -21% -17% -13% -9% -5% -1% 3% 7% 11% 15% 2023-07 2023-09 2023-12 2024-02 2024-04 2024-07 资料来源:聚源,中邮证券研究所 公司基本情况 最新收盘价(元) 5.37 总股本/流通股本(亿股)442.24 / 354.98 | --- | --- | |-----------------------|---------------| | 总市值/流通市值(亿元) | 2,375 / 1,906 | | 52 周内最高/最低价 | 6.48 / 4.62 | | 资产负债率(%) | 78.7% | | 市盈率 | 10.53 | 第一大股东 中华人民共和国财政部 研究所 分析师:王泽军 SAC 登记编号:S1340523090001 Email:wangzejun@cnpsec.com 财险稳定增长、寿险回暖迹象明显 ⚫ 投资要点 公司公告前 6 个月累计原保险保费收入合计 4272.83 亿元,其中 寿险 790.56 亿元、财险 3119.9 ...