天风证券股份有限公司关于 苏州工业园区凌志软件股份有限公司 募集资金投资项目延期之核查意见 天风证券股份有限公司（以下简称"天风证券"或"保荐机构"）作为苏 州工业园区凌志软件股份有限公司（以下简称"凌志软件"或"公司"）首次 公开发行股票并在科创板上市的保荐机构，根据《证券发行上市保荐业务管理 办法》、《上市公司监管指引第 2 号——上市公司募集资金管理和使用的监管 要求》、《上海证券交易所科创板股票上市规则（2020 年 12 月修订）》、《上海 证券交易所科创板上市公司自律监管指引第 1 号——规范运作》、《科创板上市 公司持续监管办法（试行）》等有关法律法规和规范性文件的要求，就凌志软 件拟对募集资金投资项目延期的事项进行了审慎核查，发表如下核查意见： 一、募集资金基本情况 根据中国证券监督管理委员会（以下简称"中国证监会"）于 2020 年 4 月 7 日作出的《关于同意苏州工业园区凌志软件股份有限公司首次公开发行股票注 册的批复》（证监许可〔2020〕613 号），公司获准向社会公开发行人民币普通 股 40,010,000 股，每股发行价格为人民币 11.49 元。募集资金总额为人民币 45,97 ...

天风证券股份有限公司关于 苏州工业园区凌志软件股份有限公司 2023 年半年度持续督导跟踪报告 天风证券股份有限公司（以下简称"天风证券"或"保荐机构"）作为苏 州工业园区凌志软件股份有限公司（以下简称"凌志软件"或"公司"）首次 公开发行股票并在科创板上市的保荐机构，根据《证券发行上市保荐业务管理 办法》（以下简称"《保荐办法》"）、《上海证券交易所科创板股票上市规 则（2020 年 12 月修订）》（以下简称"《上市规则》"）、《上海证券交易 所上市公司自律监管指引第 11 号——持续督导》等有关法律法规和规范性文件 的要求，就凌志软件 2023 年半年度持续督导跟踪情况报告如下： 本报告中数字一般保留两位小数，部分合计数与各数值直接相加之和在尾 数上存在差异，系因数字四舍五入所致。 1 序号 工作内容 持续督导情况 1 建立健全并有效执行持续督导工作制度，并针对 具体的持续督导工作制定相应的工作计划 保荐机构已建立健全并有效执行了持续督导工 作制度，并制定了相应的工作计划。 2 根据中国证监会相关规定，在持续督导工作开始 前，与上市公司或相关当事人签署持续督导协 议，明确双方在持续督导期间的权利义务，并 ...

证券代码：688588 证券简称：凌志软件 公告编号：2022-032 苏州工业园区凌志软件股份有限公司 第四届监事会第六次会决议公告 本公司监事会及全体监事保证公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 放与实际使用情况的专项报告的议案》 苏州工业园区凌志软件股份有限公司（以下简称"公司"）第四届监事会第六次 会议通知以及相关材料已于 2023 年 8 月 23 日以电子邮件方式送达公司全体监事。 会议于 2023 年 8 月 29 日以通讯的方式召开并形成本监事会决议。 会议应出席监事 3 人，实际出席监事 3 人，会议由监事会主席赵坚主持。本次 会议的召集、召开符合有关法律、行政法规、部门规章、规范性文件以及公司章 程的有关规定，会议决议合法、有效。 会议审议通过下列议案： 一、《关于苏州工业园区凌志软件股份有限公司 2023 年半年度报告及其摘 要的议案》 具体内容详见公司于同日在上海证券交易所网站(http://www.sse.com.cn) 披露的《苏州工业园区凌志软件股份有限公司 2023 年半年度报告》及《苏州工 业园区凌志软件股 ...

证券代码：688588 证券简称：凌志软件 公告编号：2023-029 苏州工业园区凌志软件股份有限公司持股 5%以上 股东集中竞价减持股份进展公告 本公司董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律 责任。 重要内容提示： 大股东持股的基本情况 苏州工业园区凌志软件股份有限公司（以下简称"公司"）于 2023 年 4 月 19 日在上海证券交易所网站披露《苏州工业园区凌志软件股份有限公司持股 5%以 上股东集中竞价减持股份计划公告》（公告编号 2023-019）（以下简称"《减持股 份计划公告》"）。 截至《减持股份计划公告》披露日，公司股东上海华达启富企业服务中心（有 限合伙）（以下简称"华达启富"）持有公司 28,618,947 股，占公司总股本的 7.15%；公司股东上海达盈智汇企业服务中心（有限合伙）（以下简称"达盈智汇"） 持有公司 25,716,964 股，占公司总股本的 6.43%（注：除前述股份外，达盈智汇 转融通出借公司股份 150 万股，参与转融通证券出借业务所涉及股份不发生所有 权转移）；公司股东上 ...

Financial Performance - The company's operating revenue for Q1 2023 was ¥167,126,801.17, representing a year-on-year increase of 4.41%[5] - The net profit attributable to shareholders for the same period was ¥39,808,515.45, reflecting an increase of 11.77% compared to the previous year[5] - The net profit after deducting non-recurring gains and losses was ¥34,032,849.99, which is up by 15.88% year-on-year[5] - Total operating revenue for Q1 2023 was RMB 167,126,801.17, a 4.6% increase from RMB 160,070,666.45 in Q1 2022[18] - Net profit for Q1 2023 was RMB 39,750,174.28, up 12.6% from RMB 35,384,424.50 in Q1 2022[19] - Operating profit for Q1 2023 was RMB 42,593,918.90, an increase of 9.0% from RMB 39,046,349.95 in Q1 2022[19] - Total comprehensive income for Q1 2023 was RMB 39,857,486.10, compared to RMB 34,815,732.94 in Q1 2022, indicating an increase of 14.0%[20] Assets and Liabilities - The total assets at the end of the reporting period were ¥1,433,671,843.02, showing a decrease of 1.26% from the end of the previous year[6] - As of March 31, 2023, the company's total assets amounted to CNY 1,433,671,843.02, a decrease from CNY 1,451,995,669.49 at the end of 2022[15] - The company's total liabilities decreased to CNY 66,178,090.45 from CNY 109,389,834.69, indicating a reduction of approximately 39.5%[17] - The equity attributable to shareholders increased to CNY 1,366,761,224.48 from CNY 1,341,814,965.54, showing an increase of about 1.8%[17] Cash Flow - The net cash flow from operating activities was -¥5,218,891.93, which is not applicable for year-on-year comparison[6] - Cash flow from operating activities showed a net outflow of RMB 5,218,891.93 in Q1 2023, worsening from a net outflow of RMB 1,375,426.05 in Q1 2022[23] - The net cash flow from investing activities for Q1 2023 was -$37,181,924.54, compared to -$88,011,908.60 in the same period last year[24] - The net cash flow from financing activities was -$17,655,747.40, with cash outflows totaling $17,655,747.40 for debt repayment and other financing activities[24] - The net increase in cash and cash equivalents for Q1 2023 was -$64,389,952.64, compared to -$111,380,089.64 in Q1 2022[24] Research and Development - The company's R&D investment totaled ¥18,568,751.44, accounting for 11.11% of operating revenue, which is an increase of 0.93 percentage points[6] - Research and development expenses increased to RMB 18,568,751.44 in Q1 2023, a rise of 14.0% compared to RMB 16,297,701.36 in Q1 2022[19] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 11,181[10] - The basic earnings per share for Q1 2023 was ¥0.0996, up by 11.91% year-on-year[6] - Basic and diluted earnings per share for Q1 2023 were both RMB 0.0996, compared to RMB 0.0890 in Q1 2022, reflecting a growth of 12.9%[20] Inventory and Receivables - Accounts receivable increased to CNY 120,408,844.14, up from CNY 115,137,384.32, representing a growth of about 4.0%[15] - The company's inventory rose to CNY 6,666,219.41, compared to CNY 3,883,150.38, marking an increase of approximately 71.5%[15] Other Financial Metrics - The weighted average return on net assets was 2.92%, an increase of 0.16 percentage points compared to the previous year[6] - The company's cash and cash equivalents decreased to CNY 480,043,535.73 from CNY 544,433,488.37, reflecting a decline of approximately 11.8%[15] - The company reported non-recurring gains of ¥5,775,665.46 for the period, after accounting for tax effects and minority interests[8] - The company reported a significant decrease in employee compensation payable, which fell to CNY 10,268,062.61 from CNY 41,582,886.96, a reduction of approximately 75.3%[16] Accounting Changes - The company has adopted new accounting standards starting in 2023, which may affect the financial statements[24] Market and Product Development - The company has not disclosed any new product developments or market expansion strategies in this report[14]

Financial Performance - In 2022, the company's operating revenue was CNY 654,511,953.20, a slight increase of 0.28% compared to CNY 652,663,287.40 in 2021[24]. - The net profit attributable to shareholders was CNY 141,189,858.33, representing a decrease of 3.29% from CNY 145,993,062.08 in the previous year[24]. - The net cash flow from operating activities increased by 9.31% to CNY 138,807,368.88, up from CNY 126,983,458.17 in 2021[24]. - The company's total assets at the end of 2022 were CNY 1,451,995,669.49, reflecting a growth of 5.34% from CNY 1,378,425,411.73 in 2021[24]. - The basic earnings per share for 2022 was CNY 0.3530, down 3.29% from CNY 0.3650 in 2021[25]. - The company's total revenue for the year was 15,961.02 million, showing an increase from 15,623.48 million, representing a growth of approximately 2.16%[161]. - The company reported a net profit of 337.54 million, with a significant increase of 572.95 million compared to the previous period[161]. Dividend Policy - The proposed cash dividend for 2022 is RMB 2 per 10 shares, totaling approximately RMB 79.77 million, which represents 56.50% of the net profit attributable to shareholders[5]. - The total share capital as of the report date is 400,010,003 shares, with 398,868,808 shares available for dividend distribution after accounting for repurchased shares[5]. - The cash dividend policy aims to protect the legitimate rights and interests of minority investors[189]. - The cash dividend distribution plan for 2022 has been approved by the board and requires shareholder meeting approval for implementation[192]. - The independent directors and supervisory board have expressed their agreement with the cash dividend proposal, ensuring compliance with corporate governance standards[193]. Research and Development - The company invested CNY 64.2365 million in R&D during the reporting period and has obtained 232 software copyrights and 5 invention patents[44]. - Research and development expenses accounted for 9.81% of operating revenue, an increase from 9.74% in 2021[25]. - The total R&D investment for the year was approximately ¥64.24 million, representing a 1.04% increase from the previous year, and accounting for 9.81% of total revenue[77]. - The company is committed to continuous investment in R&D, particularly in emerging technologies such as cloud computing, big data, and artificial intelligence, to meet the growing demand across various industries[147]. Operational Efficiency - The company has implemented automation in various business modules, significantly reducing manual labor[79]. - The company aims to improve operational efficiency by implementing a Business Rule Management System (BRMS) to streamline frequently changing business processes[17]. - The company has established a strong project management capability, allowing for effective cost control and high personnel utilization rates[93]. - The company has expanded its software development bases in second and third-tier cities to further reduce operational costs[94]. Market Strategy and Growth - The company is focusing on software development for the Japanese market and domestic application software solutions, with significant project deliveries in progress[34]. - The company is actively expanding its market presence through innovative service models in various consumer scenarios[74]. - The company plans to leverage standardized financial technology to enhance the digital ecosystem in the financial industry[57]. - The company is exploring new markets to diversify its revenue streams and reduce dependency on existing markets[163]. Governance and Compliance - The governance structure of the company complies with relevant laws and regulations, ensuring effective operation and protection of shareholder interests[155]. - The company has not reported any non-operational fund occupation by controlling shareholders or related parties[9]. - The company has not violated any decision-making procedures for providing guarantees[9]. - The report indicates that all board members attended the board meeting, ensuring governance compliance[5]. Risks and Challenges - The company has outlined various operational risks in the management discussion and analysis section of the report[4]. - The company faces risks related to reliance on the Japanese market, which is its primary source of revenue[98]. - The company is also exposed to risks from high customer concentration, particularly with its largest client, Nomura Research Institute[99]. Technology and Innovation - The company has developed a digital wallet using blockchain technology, supporting both iOS and Android platforms, ensuring user data security and asset management[41]. - The company has developed a multi-functional rapid development platform, recognized as a high-tech product, enhancing software development efficiency[67]. - The company is leveraging data analytics and automated procurement capabilities to provide personalized marketing solutions and improve overall service delivery[89]. - The integration of advanced technologies is expected to significantly improve software reusability and simplify development and maintenance processes[80].

证券代码：688588 证券简称：凌志软件 公告编号：2023-016 苏州工业园区凌志软件股份有限公司 关于召开 2022 年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 投资者可于 2023 年 4 月 17 日（星期一） 下午 16:00 前登录上证路演中心 网站首页点击"提问预征集"栏目或通过公司邮箱（info@linkstec.com）进行 提问。公司将在说明会上对投资者普遍关注的问题进行回答。 苏州工业园区凌志软件股份有限公司（以下简称"公司"）已于 2023 年 4 月 7 日发布公司 2022 年年度报告，为便于广大投资者更全面深入地了解公司 2022 年度经营成果、财务状况，公司计划于 2023 年 4 月 18 日下午 15:00- 16:00 举行 2022 年度业绩说明会，就投资者关心的问题进行交流。 一、 说明会类型 本次投资者说明会以网络互动形式召开，公司将针对 2022 年度的经营成果 及财务指标的具体情况与投资者进行互动交流和沟通，在信息披露允许的范围 内就 ...

2022 年第三季度报告 证券代码：688588 证券简称：凌志软件 一、 主要财务数据 (一)主要会计数据和财务指标 单位：元 币种：人民币 | 项目 | 本报告期 | 本报告期 比上年同 | | 年初至报告期 末比上年同期 | | --- | --- | --- | --- | --- | | | | 期增减变 | 年初至报告期末 | 增减变动幅度 | | | | 动幅度(%) | | (%) | | 营业收入 | 147,149,182.37 | | 1.36 470,311,811.69 | 0.56 | | 归属于上市公司股东的 净利润 | 21,160,614.76 | -25.99 | 78,480,741.32 | -23.17 | | 归属于上市公司股东的 扣除非经常性损益的净 | 18,510,180.34 | -18.42 | 54,886,574.92 | -38.13 | | 利润 | | | | | 重要内容提示： 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整， 不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 公司负责人张宝泉、 ...

Financial Performance - The basic earnings per share for the first half of 2022 was CNY 0.14, a decrease of 22.22% compared to CNY 0.18 in the same period last year[20]. - The net profit attributable to shareholders after deducting non-recurring gains and losses decreased by 44.90% year-on-year[20]. - The diluted earnings per share also stood at CNY 0.14, reflecting the same 22.22% decline from CNY 0.18 year-on-year[20]. - The weighted average return on net assets was 4.45%, down by 1.50 percentage points from 5.95% in the previous year[20]. - The weighted average return on net assets after deducting non-recurring gains and losses was 2.85%, a decrease of 2.49 percentage points from 5.34%[20]. - The significant decline in net profit was primarily due to the notable depreciation of the Japanese yen, which adversely affected the company's operating revenue and foreign exchange gains and losses[20]. - The company's operating revenue for the first half of the year was CNY 323.16 million, a slight increase of 0.19% compared to the same period last year[21]. - The net profit attributable to shareholders decreased by 22.08% to CNY 57.32 million, while the net profit excluding non-recurring gains and losses dropped by 44.90% to CNY 36.38 million[21]. - The total assets at the end of the reporting period were CNY 1.33 billion, down 3.41% from the end of the previous year[21]. - The company reported a total revenue of 10,070 million RMB for the first half of 2022, with a net profit of 3,510.56 million RMB, representing an increase of 8,151.67 million RMB compared to the previous year[45]. Research and Development - The R&D investment accounted for 10.86% of operating revenue, an increase of 1.18 percentage points compared to 9.68% in the previous year[20]. - Research and development expenses totaled approximately ¥35.1 million, representing a 12.47% increase from the previous year, and accounted for 10.86% of total revenue[41]. - The number of R&D personnel decreased to 253, accounting for 13.97% of the total workforce, down from 16.19% in the previous year[47]. - Total compensation for R&D personnel increased to 33,678,665.61 RMB, with an average salary of 133,117.26 RMB, up from 114,279.80 RMB in the previous year[47]. - The company holds 4 invention patents and 227 software copyrights, with ongoing projects in development, reflecting strong R&D capabilities[39]. Market Position and Client Base - The company has established a significant market position in Japan's financial software development sector, becoming one of the largest suppliers for Nomura Research Institute[28]. - The company has accumulated over 70 clients in the domestic securities market, including major firms like Guotai Junan and Huatai Securities, enhancing its market presence[28]. - The company has a strong presence in the Japanese financial sector, with major clients like Nomura Research Institute, leading to high profitability in software development projects[51]. - The company has developed a strong client base in the domestic market, serving over 70 securities firms and more than 10 asset management companies, which supports its growth strategy[55]. Technology and Innovation - The company focuses on high-value software development services, maintaining a competitive edge due to high entry barriers in the industry[25]. - The company is committed to leveraging emerging technologies in the financial sector, providing comprehensive software development services across various financial domains[26]. - The company employs an independent R&D model, closely tracking international technology trends to enhance its core technologies[30]. - The company has established a low-code development platform that enhances development efficiency and reduces technical barriers for developers, representing a significant upgrade from previous platforms[32]. - The company’s core technologies include big data, cloud computing, and mobile application development, all of which are self-developed and tailored to the financial sector[32]. - The company has developed a cloud-based platform for managing loyalty points across different business sectors, utilizing AWS services for data collection and analysis[45]. - The company has developed innovative solutions for unmanned services in retail and other sectors, capitalizing on the "unmanned economy" trend accelerated by the pandemic[38]. Financial Risks and Challenges - The company faces risks related to outsourcing software development, as reliance on external vendors may lead to service shortages or quality declines if they cannot keep pace with the company's growth[73]. - Financial risks are present due to varying project costs and the customized nature of contracts, leading to fluctuations in gross profit margins[74]. - The company is exposed to industry risks as software development trends shift towards cloud and mobile solutions, necessitating continuous adaptation to meet evolving customer demands[75]. - The company's revenue is significantly affected by exchange rate fluctuations, particularly with the Japanese yen, as most income is denominated in yen while costs are primarily in RMB[76]. - The ongoing COVID-19 pandemic has introduced uncertainties that could impact the company's operations and the macroeconomic environment[77]. Shareholder and Equity Information - The company has not proposed any profit distribution plan or capital reserve transfer to increase share capital during this reporting period[5]. - The company has implemented a stock incentive plan, with details disclosed in previous announcements[100]. - The company held its annual general meeting on April 28, 2022, where it approved the termination of the 2021 restricted stock incentive plan[101]. - The company has committed to maintaining stable operations and ensuring control arrangements after the lock-up period for share reductions[106]. - The company will ensure compliance with the Shanghai Stock Exchange's regulations regarding major violations and delisting standards[107]. - The company has established a commitment to maintain share prices above the initial public offering price during the 2 years following the lock-up period[109]. Operational Efficiency - The company has achieved significant improvements in operational efficiency by redesigning backend systems and optimizing business logic through domain-driven design (DDD) principles[49]. - The company has completed the development of a big data analytics platform aimed at providing one-stop sales forecasting solutions for enterprises[45]. - The company has enhanced its data analysis and modeling capabilities through the use of Google Analytics and DataRobot, enabling automated procurement and personalized recommendation services[50]. - The company has implemented machine learning techniques to enhance customer targeting and personalized marketing strategies, particularly in the insurance sector[49]. Compliance and Governance - The company has not reported any employee stock ownership plans or other incentive measures during the reporting period[102]. - The company has not disclosed any significant changes in environmental information during the reporting period[104]. - The company has not faced any penalties or corrective actions related to legal violations by its directors, supervisors, or senior management[121]. - The company is committed to avoiding related party transactions and will adhere to legal procedures if unavoidable transactions occur[119].

Financial Performance - The company's operating revenue for Q1 2022 was CNY 160,070,666.45, representing a year-on-year increase of 0.32%[5] - The net profit attributable to shareholders for the same period was CNY 35,617,045.69, with a year-on-year increase of 0.80%[5] - The net profit after deducting non-recurring gains and losses decreased by 6.55% to CNY 29,369,923.60[5] - The basic earnings per share for the quarter was CNY 0.0890, an increase of 0.79%[5] - Total operating revenue for Q1 2022 was RMB 160,070,666.45, a slight increase of 0.32% compared to RMB 159,558,283.30 in Q1 2021[19] - Net profit for Q1 2022 reached RMB 35,384,424.50, representing a marginal increase from RMB 35,212,879.38 in Q1 2021[20] - Basic and diluted earnings per share for Q1 2022 were both RMB 0.0890, compared to RMB 0.0883 in Q1 2021[21] - The company reported an investment income of RMB 7,788,197.60 in Q1 2022, significantly higher than RMB 1,306,488.96 in Q1 2021[19] - Other comprehensive income after tax for Q1 2022 was RMB -568,691.56, compared to RMB -731,078.85 in Q1 2021[20] Expenses and Costs - Research and development expenses totaled CNY 16,297,701.36, accounting for 10.18% of operating revenue, an increase of 0.39 percentage points year-on-year[6] - Total operating costs for Q1 2022 were RMB 134,219,788.34, up 6.93% from RMB 126,208,086.09 in Q1 2021[19] - Research and development expenses for Q1 2022 were RMB 16,297,701.36, up from RMB 15,614,244.93 in Q1 2021[19] Cash Flow - The net cash flow from operating activities was negative at CNY -1,375,426.05, with no applicable year-on-year comparison[5] - The net cash flow from operating activities was -$1,375,426.05, an improvement from -$9,323,420.62 in the previous year, indicating a significant reduction in cash outflow[23] - Total cash inflow from investment activities was $333,136,412.40, down from $463,495,293.63 year-over-year[23] - The net cash flow from investment activities was -$88,011,908.60, contrasting with a positive cash flow of $5,088,871.53 in the same quarter last year[23] - The total cash outflow from operating activities was $173,245,225.08, compared to $161,095,608.11 in the previous year[23] - The total cash decrease for the period was -$111,380,089.64, compared to -$15,179,347.91 in the same quarter last year[23] Assets and Liabilities - The total assets at the end of the reporting period were CNY 1,379,411,004.95, reflecting a slight increase of 0.07% compared to the end of the previous year[6] - As of March 31, 2022, the company's total assets amounted to approximately CNY 1,379,411,004.95, a slight increase from CNY 1,378,425,411.73 at the end of 2021[14] - The company's cash and cash equivalents decreased to CNY 402,497,996.03 from CNY 513,878,085.67, representing a decline of approximately 21.7%[14] - The trading financial assets increased to CNY 462,010,498.42 from CNY 360,806,696.17, reflecting a growth of about 28.0%[14] - Accounts receivable rose to CNY 98,345,509.69 from CNY 93,532,185.00, indicating an increase of approximately 5.9%[14] - Total current assets slightly decreased to CNY 980,917,978.40 from CNY 982,024,043.35, a reduction of about 0.1%[15] - Non-current assets totaled CNY 398,493,026.55, up from CNY 396,401,368.38, showing an increase of approximately 0.5%[15] - The company's accounts payable decreased to CNY 12,852,017.80 from CNY 14,397,842.46, a decline of about 10.8%[15] - The company's employee compensation payable dropped significantly to CNY 11,928,504.02 from CNY 39,325,276.23, a decrease of approximately 69.7%[15] - The company reported a contract liability of CNY 5,365,848.42, which increased from CNY 2,599,216.18, reflecting a growth of about 106.8%[15] - Total liabilities decreased to RMB 70,334,586.94 in Q1 2022 from RMB 104,164,726.66 in Q1 2021[19] - Total equity attributable to shareholders increased to RMB 1,308,030,339.05 in Q1 2022 from RMB 1,272,981,984.91 in Q1 2021[19] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 12,847[10] - The top shareholder, Zhang Baoquan, held 79,425,226 shares, representing 19.86% of the total shares[10] - The weighted average return on equity was 2.76%, a decrease of 0.14 percentage points[6]