截至8月16日，已有张家港行、常熟银行、江阴银行、南京银行4家A股上市银行披露2022年半年 报。 基金大幅加仓 半年报显示，今年上半年，上述银行营业收入、净利润均取得稳步增长，不良贷款率均较今年年初 实现下降。值得一提的是，二季度上述银行普遍获得公募基金、社保基金大幅加仓。 业绩稳健增长 半年报显示，上半年江阴银行营业收入、归母净利润同比增速均超过20%。具体来看，该行营业收 入20.36亿元，同比增长25.96%；归母净利润5.75亿元，同比增长22.10%。 张家港行、南京银行半年报显示，两家银行上半年归母净利润同比增速均超过20%。2022年上半 年，张家港行实现营业收入23.53亿元，同比增长5.74%；归属于上市公司股东的净利润为7.62亿元，同 比增长27.76%。南京银行实现营业收入235.32亿元，同比增长16.28%；归母净利润101.51亿元，同比增 长20.07%。 常熟银行2022年上半年营业收入、净利润均实现近20%的增长。该行实现营业收入43.74亿元，同 比增长18.86%；归属于上市公司股东的净利润12.01亿元，同比增长19.96%。 资产质量方面，上述银行不良贷款率均较今 ...

Group 1: Overall Performance of Listed Banks - Multiple A-share listed banks reported strong performance for 2022, with net profit growth exceeding 25% for several banks, including Ping An Bank, Changshu Bank, Wuxi Bank, and Zhangjiagang Bank [1] - The profitability of banks is driven by improved asset quality and declining credit costs, indicating potential for sustained high growth in the coming years [1] Group 2: Specific Bank Performance - China Merchants Bank ("CMB") achieved a revenue of 344.78 billion yuan, a year-on-year increase of 4.08%, and a net profit of 138.01 billion yuan, up 15.08% [2] - CMB's total assets surpassed 1 trillion yuan for the first time, reaching approximately 10.14 trillion yuan, a growth of 9.6% from the previous year [2] - Ping An Bank reported a revenue of 179.90 billion yuan, a 6.2% increase, and a net profit of 45.52 billion yuan, up 25.3% [3] - Changshu Bank's revenue was 8.81 billion yuan, with a net profit of 2.74 billion yuan, reflecting a 15.06% and 25.41% increase, respectively [4] - Wuxi Bank achieved a total revenue of 4.48 billion yuan and a net profit of 2.00 billion yuan, with increases of 3.04% and 26.65% [4] Group 3: Asset Quality and Risk Management - CMB's non-performing loan (NPL) ratio slightly increased to 0.96%, while its provision coverage ratio decreased to 450.79% [2] - Ping An Bank's NPL ratio rose to 1.05%, with a provision coverage ratio of 290.28% [3] - Both Changshu Bank and Wuxi Bank maintained NPL ratios of 0.81%, with strong provision coverage ratios exceeding 530% [5] Group 4: Market Outlook and Valuation - The stock prices of banks that reported positive earnings have seen recovery, with CMB's market capitalization exceeding 1 trillion yuan [6] - Analysts expect significant valuation recovery for quality banks, particularly as real estate risks are resolved [6] - There is a positive outlook for regional banks with strong operational capabilities and high growth in revenue and net profit, alongside favorable asset quality metrics [6]

从资金流向上来看，当日农商行板块主力资金净流出405.15万元，游资资金净流出536.65万元，散户资 金净流入941.79万元。农商行板块个股资金流向见下表： 证券之星消息，8月11日农商行板块较上一交易日下跌1.12%，沪农商行领跌。当日上证指数报收于 3647.55，上涨0.34%。深证成指报收于11291.43，上涨1.46%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | 7.91 | 1.41% | 66.62万 | 5.24亿 | | 601860 | 紫金银行 | 6672 | -0.33% | 47.68万 | 1.43亿 | | 603323 | 苏农银行 | 5.38 | -0.55% | 22.91万 | 1.23亿 | | 600908 | 无锡银行 | 6.10 | -0.65% | - 14.15万 | 8647.70万 | | 601528 | 瑞丰银行 | 5.63 | -0.88% | 13.64万 ...

证券之星消息，8月8日农商行板块较上一交易日下跌0.47%，常熟银行领跌。当日上证指数报收于 3635.13，下跌0.12%。深证成指报收于11128.67，下跌0.26%。农商行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | -3692.94万 | 8.38% | -1271.04万 | -2.88% | -2421.90万 | -5.49% | | 601528 瑞丰银行 | | 1099.03万 | 14.81% | -503.96万 | -6.79% | -595.08万 | -8.02% | | 603323 | 苏农银行 | 709.54万 | 7.48% | -764.26万 | -8.06% | 54.72万 | 0.58% | | 002839 张家港行 | | 62.66万 | 0.48% | -366.83万 | -2.80% | 304. ...

未来，该行将继续紧跟国家外汇管理局政策步伐，深化与中国信保的合作，不断拓展合作领域，实现资 源共享和优势互补，持续为小微外贸企业提供更优质、更高效、更全面的金融服务，助力企业在国际市 场稳健前行，推动地方涉外经济高质量发展。 近日，由张家港农商银行联合中国出口信用保险公司苏州营业部（以下简称"中国信保苏州营业部"）举 办的"数字促普惠 服务稳外贸"中国信保第三届数字金融服务节暨第六届小微客户服务节，在张家港市 国贸酒店圆满落幕。约50位来自张家港市中小微外贸出口企业的负责人及财务人员参会。 一直以来，张家港农商银行紧跟国家外汇管理局政策导向，坚持"促便利、防风险"并重，围绕服务涉外 经济高质量发展，积极创新服务模式。在服务贸易、数字贸易、跨境电商等新兴领域深入探索，与中国 信保苏州营业部建立了深厚的合作基础，在小微"信保贷"、综合险"白名单"等业务领域成果显著。 会上，张家港市商务局就两用物项出口许可申请指南进行讲解，帮助企业明晰政策法规，为合规出口筑 牢基础。随后，中国信保苏州营业部对2025年度统保平台政策进行解读并分享案例，让企业深入了解出 口信用保险在风险保障方面的关键作用。该行从利率、费率、跨境人民 ...

Market Overview - The Shanghai Composite Index rose by 0.45% on August 6, with 24 out of the 28 sectors experiencing gains. The top-performing sectors were defense and military industry, and machinery equipment, with increases of 3.07% and 1.98% respectively [1] - The banking sector saw a decline of 0.14% [1] Capital Flow Analysis - The main capital outflow from the two markets totaled 9.652 billion yuan, with seven sectors experiencing net inflows. The machinery equipment sector led with a net inflow of 4.367 billion yuan, followed closely by the defense and military industry with a net inflow of 4.283 billion yuan [1] - The pharmaceutical and biological industry had the largest net outflow, totaling 9.049 billion yuan, followed by the telecommunications sector with a net outflow of 2.949 billion yuan [1] Banking Sector Performance - In the banking sector, there were 42 stocks, with 11 rising and 26 falling. The sector experienced a net outflow of 1.067 billion yuan [2] - The top three banks with the highest net outflow were Minsheng Bank, China Construction Bank, and Industrial and Commercial Bank of China, with outflows of 263.15 million yuan, 213.00 million yuan, and 174.41 million yuan respectively [2][3] - The individual stock performance showed that Changshu Bank had the highest net inflow of 41.12 million yuan, followed by Hangzhou Bank and Chongqing Rural Commercial Bank with inflows of 32.14 million yuan and 22.64 million yuan respectively [2][3]

证券之星消息，8月5日农商行板块较上一交易日上涨1.53%，常熟银行领涨。当日上证指数报收于 3617.6，上涨0.96%。深证成指报收于11106.96，上涨0.59%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | 7.66 | 2.68% | 59.85万 | | 4.55 乙 | | 002807 | 江阴银行 | 4.80 | 2.56% | 38.42万 | | 1.83亿 | | 002839 | 张家港行 | 4.57 | 2.01% | 61.83万 | | 2.80亿 | | 002958 | 青农商行 | 3.57 | 2.00% | 56.40万 | | 2.00亿 | | 601528 | 瑞丰银行 | 5.75 | 1.77% | 16.11万 | | 9221.14万 | | 601860 | 紫金银行 | 3.03 | 1.68% | 75.96万 | | 2.29亿 | | 603323 ...

从资金流向上来看，当日农商行板块主力资金净流入9922.62万元，游资资金净流出6846.34万元，散户资 金净流出3076.28万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601077 論农商行 | | 8820.26万 | 16.26% | -7767.31万 | -14.32% | -1052.94万 | -1.94% | | 601860 | 紫金银行 | 1762.72万 | 9.60% | -945.55万 | -5.15% | -817.18万 | -4.45% | | 601128 常熟银行 | | 1351.48万 | 6.16% | 48.55万 | 4 0.22% | -1400.03万 | -6.38% | | 002839 张家港行 | | 468.53万 | 2.83% | 332.46万 | 2.01% | -800.99万 | -4.84% | ...

| 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600908 | 无锡银行 | 1350.54万 | 16.10% | -1062.60万 | -12.67% | -287.94万 | -3.43% | | 601860 | 紫金银行 | 1115.48万 | 6.01% | 377.82万 | 2.04% | -1493.30万 | -8.04% | | 601128 | 常熟银行 | 789.98万 | 4.44% | -371.05万 | -2.08% | -418.92万 | -2.35% | | 002958 青农商行 | | 718.15万 | 4.32% | -87.24万 | -0.52% | -630.91万 | -3.80% | | 002807 | 江阴银行 | 472.97万 | 4.74% | -663.01万 | -6.64% | 190.03万 | 1.90% | | 601528 瑞丰银 ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002958 | 青农商行 | 3.58 | 1.70% | 83.03万 | 2.97亿 | | 601077 | 渝农商行 | 6.83 | 1.04% | 74.77万 | 5.12亿 | | 002839 | 张家港行 | 4.56 | 0.66% | 41.21万 | 1.88 亿 | | 600908 | 无锡银行 | 6.12 | 0.49% | 15.38万 | 9420.77万 | | 002807 | 江阴银行 | 4.73 | 0.42% | 25.60万 | 1.21亿 | | 601128 | 常熟银行 | 7.48 | 0.40% | 36.59万 | 2.75亿 | | 603323 | 苏农银行 | 5.44 | 0.37% | 31.07万 | 1.70亿 | | 601528 | 瑞丰银行 | 5.73 | 0.35% | 13.63万 | 7823.52万 | | 601825 | 沪农商行 | 9.15 | ...