Core Insights - Allstate offers competitive car insurance rates and various discounts for safe drivers, but it has received below-average customer satisfaction ratings in multiple regions [1][2][6]. Group 1: Coverage Options - Allstate provides a range of coverage types, including liability, collision, comprehensive, and specialized options like rideshare coverage [7][10]. - The company does not cover customized or aftermarket parts and does not pay for the use of original manufacturer parts in repairs [5][7]. Group 2: Discounts and Savings - Allstate offers 12 different discounts, including accident forgiveness, diminishing deductible discounts, and pay-per-mile insurance for low-mileage drivers [5][16]. - Discounts can be obtained through bundling policies, early signing, automatic payments, and safe driving programs [16]. Group 3: Customer Satisfaction - Allstate scored below average in customer satisfaction across more than half of the U.S. regions according to J.D. Power studies [2][6]. - The average monthly cost for full coverage with Allstate is $180, which is lower than many competitors [6][12]. Group 4: Claims Process - Allstate requires immediate notification for claims to ensure coverage for damages or injuries [18]. - The claims process can be expedited by providing detailed information and photos of the incident [19][23]. Group 5: Mobile App Features - The Allstate mobile app allows users to manage their policies, submit claims, and access roadside assistance [20]. - The app includes features for trip monitoring and discounts for safe driving through the Drivewise program [20]. Group 6: Overall Assessment - Allstate is recognized for its low premiums compared to other insurers, but customer satisfaction remains a concern [21][12].

Company Performance - Allstate's stock closed at $202.52, with a gain of +1.24% on the most recent trading day, outperforming the S&P 500's gain of 0.85% [1] - Over the last month, Allstate's shares have decreased by 4.2%, underperforming the Finance sector's gain of 2.7% and the S&P 500's gain of 2.38% [1] Upcoming Earnings - Allstate's upcoming EPS is projected at $4.71, indicating a 20.46% increase compared to the same quarter of the previous year [2] - The Zacks Consensus Estimate for revenue is projecting net sales of $17.36 billion, up 5.95% from the year-ago period [2] Full-Year Estimates - Full-year Zacks Consensus Estimates forecast earnings of $21.19 per share and revenue of $69.03 billion, representing year-over-year changes of +15.67% and +7.31%, respectively [3] - Recent changes to analyst estimates for Allstate reflect the latest near-term business trends, with positive revisions indicating a favorable business outlook [3] Valuation Metrics - Allstate is currently trading at a Forward P/E ratio of 9.44, which is below the industry average of 11.65, indicating a discount [6] - The company has a PEG ratio of 0.8, compared to the industry average PEG ratio of 2.42, suggesting better value relative to expected earnings growth [7] Industry Context - The Insurance - Property and Casualty industry is part of the Finance sector and holds a Zacks Industry Rank of 33, placing it in the top 14% of over 250 industries [8] - Research indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [8]

Group 1 - The Allstate Corporation is recognized as one of the best inexpensive stocks to buy according to hedge funds [1] - A multi-year partnership has been established between Allstate and the Big 12 Conference to launch the Allstate Championship Series, aimed at celebrating Big 12 Championships and student-athletes year-round [1][2] - The Allstate Championship Series will serve as the foundation for the Allstate Commissioner's Cup, awarded annually to the Big 12 school with the highest performance metrics [2] Group 2 - Allstate will be the presenting sponsor for all Big 12 Olympic sport championships and will be integrated into major events such as the Big 12 Football Championship and the Men's and Women's Basketball Championships [2][3] - The partnership includes digital and in-venue branding at all Big 12 Championships, original content highlighting student-athlete leadership, and Allstate's designation as the "Official Insurance Partner of the Big 12 Conference" [3] - Allstate Corporation operates in the property and casualty insurance sector, providing various insurance products in the US and Canada, with five segments: Allstate Protection, Run-off Property-Liability, Protection Services, Allstate Health & Benefits, and Corporate & Other [4]

Company Overview - The Allstate Corporation is the third-largest property-casualty insurer and the largest publicly-held personal lines carrier in the U.S. [12] - The company provides a range of life insurance and investment products to approximately 16 million households through over 12,000 exclusive agencies and financial specialists in the U.S. and Canada [12] Investment Potential - Allstate has a Zacks Rank of 3 (Hold) and a VGM Score of A, indicating solid performance potential [13] - The company has a Growth Style Score of B, forecasting year-over-year earnings growth of 15.7% for the current fiscal year [13] - In the last 60 days, 11 analysts revised their earnings estimate upwards, with the Zacks Consensus Estimate increasing by $2.93 to $21.19 per share [13] - Allstate boasts an average earnings surprise of +57.7%, suggesting strong performance relative to expectations [13] Conclusion - With a solid Zacks Rank and top-tier Growth and VGM Style Scores, Allstate is recommended for investors' consideration [14]

Core Points - The Allstate Corporation declared approximately $29.3 million in aggregate dividends on three series of preferred stock for the dividend period from July 15, 2025, through October 14, 2025 [1] - The preferred dividends are payable in cash on October 15, 2025, to stockholders of record at the close of business on September 30, 2025 [1] Dividend Details - Series H has an annual dividend rate of 5.100%, with a quarterly amount of $0.3187500 per depositary share [1] - Series I has an annual dividend rate of 4.750%, with a quarterly amount of $0.29687 per depositary share [1]

Company Overview - The Allstate Corporation has a market cap of $52.7 billion and is one of the largest publicly held personal lines insurers in the U.S. [1] - The company operates through five business segments, offering a variety of property, casualty, life, health, and protection products to individuals, households, and employers in the U.S. and Canada [1]. Stock Performance - Allstate's shares have declined 6.8% from its 52-week high of $214.76, while the stock has risen 1.6% over the past three months, underperforming the Nasdaq Composite's 11.7% increase [3]. - Year-to-date, ALL stock is up 3.6%, lagging behind the Nasdaq's 13.3% gain, and has gained nearly 8% over the past 52 weeks compared to the Nasdaq's 29.6% return [4]. Financial Results - Following Q2 2025 results, Allstate shares rose 5.7% as the insurer posted adjusted EPS of $5.94, exceeding analyst expectations [5]. - The strong performance was attributed to a turnaround in the property-liability segment, with underwriting income increasing to $1.28 billion from a loss a year earlier, and the underlying combined ratio improving to 79.5% [5]. - Higher net investment income of $754 million also contributed to investor confidence [5]. Competitive Landscape - Rival The Hartford Insurance Group has outperformed Allstate, with shares returning 19.6% year-to-date and 11.9% over the past 52 weeks [6]. - Despite underperformance relative to the Nasdaq, analysts maintain a moderately optimistic outlook on Allstate, with a consensus rating of "Moderate Buy" from 23 analysts and a mean price target of $231.79, representing a 15.8% premium to current levels [6].

Shares of The Allstate Corporation (NYSE: ALL ) have been a moderate performer over the past year, adding 7%. The insurance company has been actively reshaping its business, selling non-core units and refocusing on its personal lines. This strategy has improved its capital position, and financialOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specifi ...

Shares of The Allstate Corporation (NYSE: ALL ) have been a moderate performer over the past year, adding 7%. The insurance company has been actively reshaping its business, selling non-core units and refocusing on its personal lines. This strategy has improved its capital position, and financialOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specifi ...

Core Insights - Steven Cress is a key figure in quantitative strategy and market data at Seeking Alpha, contributing to the development of the platform's quantitative stock rating system and analytical tools [1][2][3] - The Seeking Alpha Quant Rating system aims to interpret data for investors, providing insights that save time and enhance investment decision-making [1][2] - Cress has a strong background in investment research, having founded CressCap Investment Research and Cress Capital Management, and previously worked at Morgan Stanley and Northern Trust [3][4] Company Overview - Seeking Alpha utilizes a data-driven approach to investment research, focusing on removing emotional biases and simplifying complex analyses through sophisticated algorithms [2] - The platform offers a daily updated grading system for stock trading recommendations, aimed at long-term investors seeking to build a high-quality portfolio [2][3] Industry Position - With over 30 years of experience in equity research, quantitative strategies, and portfolio management, Cress is well-equipped to address various investment topics and trends [4]

Core Insights - Allstate Corporation is experiencing a short-term bullish trend as its shares are trading above the 50-day simple moving average, indicating potential upward momentum [1] - The company is the third-largest property-casualty insurer in the U.S. and is expected to achieve growth through increasing premiums, business streamlining, and strong cash flows [2] Price Performance - Year-to-date, Allstate's shares have increased by 8.1%, while the industry has grown by 10.6%, and the Finance sector and S&P 500 Composite have risen by 13.3% and 11.1%, respectively [3] - Allstate has a market capitalization of $54.9 billion, with an average trading volume of 1.6 million shares over the last three months [3] Valuation - Allstate's shares are currently trading at a price-to-book value of 2.5X, which is higher than the industry average of 1.58X, indicating that the shares are expensive compared to peers [4] Growth Projections - The Zacks Consensus Estimate for Allstate's 2025 earnings per share (EPS) is $21.19, with revenues projected at $69 billion. For 2026, EPS and revenues are expected to rise by 7.7% and 5.4%, respectively [10] - The long-term earnings growth rate is estimated at 11.8%, surpassing the industry average of 7% [10] Revenue Growth - Allstate's premium growth is supported by disciplined pricing and acquisitions, with an 8.1% increase in the first half of 2025 compared to the previous year, and a similar 8% increase anticipated for the full year [14][15] - The company is expanding its services and reinforcing its property-liability business, creating multiple avenues for growth [16] Financial Challenges - Allstate faces challenges such as catastrophe exposure, rising costs, and high leverage, with a debt-to-capital ratio of 25.2%, significantly above the industry average of 16.1% [18][19] - Inflationary pressures and supply chain disruptions have increased claims and repair costs, impacting profitability and cash flows [18] Strategic Focus - Management is concentrating on rate revisions, product upgrades, and shifting towards more profitable segments to maintain growth momentum [17] - The company is implementing further pricing actions to counter inflation-driven cost pressures, ensuring revenue expansion remains on track [17]