Core Points - The Allstate Wuerffel Trophy has announced its 2025 finalists, recognizing three NCAA FBS players for their character, leadership, and commitment to community service [1][4] - The winner will be revealed on December 12 during The Home Depot College Football Awards on ESPN [1][3] - The finalists were selected by the National Selection Committee from 11 players on the Allstate AFCA Good Works Team, with input from fan voting [4] Finalists Overview - Matt Hofer from the University of Toledo logged over 180 hours of community service, focusing on homelessness and youth education [6] - Michael Taaffe from the University of Texas raised over $100,000 for flood relief and advocates against fentanyl, while also volunteering in hospitals and community clean-ups [6] - Tanner Wall from Brigham Young University mentors students in Africa and the South Pacific, and organizes community service activities for local refugee centers [6] Trophy Background - The Allstate Wuerffel Trophy, established in 2005, honors college football players who exemplify community service and leadership [9][10] - It is part of the National College Football Awards Association, which includes over 900 recipients since its inception [8] - The trophy is named after Danny Wuerffel, a former NFL quarterback and humanitarian, who inspires greater service in the community [10][11]

Core Insights - Three stocks with strong growth characteristics and buy ranks are highlighted for investors to consider on November 25 Company Summaries - **The Allstate Corporation (ALL)**: - Zacks Rank 1 - Current year earnings estimate increased by 30.4% over the last 60 days - PEG ratio of 0.40 compared to the industry average of 1.71 - Growth Score of B [1] - **Great Lakes Dredge & Dock Corporation (GLDD)**: - Zacks Rank 1 - Current year earnings estimate increased by 7.8% over the last 60 days - PEG ratio of 0.90 compared to the industry average of 2.59 - Growth Score of A [2] - **Alarm.com Holdings, Inc. (ALRM)**: - Zacks Rank 1 - Current year earnings estimate increased by 5.5% over the last 60 days - PEG ratio of 1.57 compared to the industry average of 2.94 - Growth Score of B [3]

Core Points - Allstate Corporation's CEO, Tom Wilson, will present at the Goldman Sachs U.S. Financial Services Conference on December 10, 2025 [1] - A webcast of the presentation will be available on Allstate's investor relations website [1] Company Overview - The Allstate Corporation provides protection against uncertainties in life, offering affordable and connected protection for autos, homes, electronic devices, and identities [3] - The company has over 209 million policies in force and is recognized for its slogan "You're in Good Hands with Allstate" [3] Financial Information - Allstate's board of directors approved a quarterly common stock dividend of $1.00, payable on January 2, 2026, to stockholders of record as of December 1, 2025 [6] - Estimated catastrophe losses for October 2025 were reported at $83 million, or $65 million after-tax, due to five wind and hail events [7]

Core Insights - Rising costs and changing customer expectations are impacting satisfaction levels in the insurance and mortgage industry, as highlighted by the American Customer Satisfaction Index (ACSI) study [1][2] Industry Performance - Life insurance scored the highest satisfaction at 78, despite a 1% decline [1] - Health insurance and property and casualty (P/C) insurance both scored 76, with P/C considered the industry average [2] - Mortgage lenders ranked lowest at 74, also experiencing a 1% drop [2] Customer Expectations - Customers across all industries are seeking clarity, responsiveness, and human interaction [2] - The future of insurance and mortgage lending is seen in blending technological convenience with personal connection, enhancing customer understanding and support [3] Company-Specific Insights - USAA leads the P/C industry with an ACSI score of 85, up 2%, while State Farm follows at 79, down 1% [4] - Progressive achieved the largest year-over-year gain in the P/C sector, increasing by 3% to 78 [4] - Geico, Farmers, and Travelers saw significant declines in their scores, with Travelers dropping 8% to 72, the lowest among major providers [5] Customer Experience Metrics - Overall customer experience metrics declined, with claims processing speed at 73, call center satisfaction at 76, and agent courtesy at 72, all down by 5% [7] - Policy discounts and rewards metrics fell by 3% to 74, while mobile app quality and reliability decreased by 2% to 81 [8]

Core Points - The Allstate Corporation's board of directors approved a quarterly common stock dividend of $1.00 [1] - The dividend is payable in cash on January 2, 2026, to stockholders of record at the close of business on December 1, 2025 [1] - Allstate also declared the payment of quarterly preferred dividends [1]

Group 1: Sanmina (SANM) - Sanmina is a global provider of electronics contract manufacturing services [1] - The company has a Zacks Rank 1 (Strong Buy) [1] - The Zacks Consensus Estimate for its current year earnings has increased by 38.9% over the last 60 days [1] - Sanmina has a PEG ratio of 0.64 compared to 1.83 for the industry [1] - The company possesses a Growth Score of A [1] Group 2: Great Lakes Dredge & Dock (GLDD) - Great Lakes Dredge & Dock is the largest provider of dredging services in the US [2] - The company has a Zacks Rank 1 (Strong Buy) [2] - The Zacks Consensus Estimate for its current year earnings has increased by 7.8% over the last 60 days [2] - Great Lakes Dredge & Dock has a PEG ratio of 0.90 compared to 2.55 for the industry [2] - The company possesses a Growth Score of A [2] Group 3: Allstate (ALL) - Allstate is the third-largest property-casualty insurer and the largest publicly-held personal lines carrier in the U.S. [3] - The company has a Zacks Rank 1 (Strong Buy) [3] - The Zacks Consensus Estimate for its current year earnings has increased by 26% over the last 60 days [3] - Allstate has a PEG ratio of 0.41 compared to 1.60 for the industry [3] - The company possesses a Growth Score of B [3]

Core Insights - The Allstate Corporation reported estimated catastrophe losses of $83 million for October, which translates to $65 million after-tax, resulting from five wind and hail events [1] - The total number of policies in force as of October 31, 2025, reached 38.155 million, reflecting a 0.3% increase from September 2025 and a 1.4% increase year-over-year [1] Policy Breakdown - Auto insurance policies in force increased to 25.417 million, a 0.3% rise from September 2025 and a 1.7% increase compared to October 2024 [1] - Homeowners insurance policies in force rose to 7.656 million, marking a 0.2% increase from September 2025 and a 2.0% increase year-over-year [1] - Other personal lines remained stable at 4.907 million, with no percentage change from September 2025 and a 0.6% increase from October 2024 [1] - Commercial lines saw a slight increase to 175, up 0.6% from September 2025, but down 23.2% compared to October 2024 [1] Financial Performance - The Allstate Corporation's revenues for the third quarter of 2025 reached $17.3 billion, reflecting a 3.8% increase compared to the previous year [7] - The total number of policies in force increased to 209.5 million, driven by growth in Protection Plans and an increase in homeowners and auto insurance policies [7]

Core Viewpoint - Growth investors seek stocks with above-average financial growth, but identifying such stocks is challenging due to inherent risks and volatility [1] Group 1: Company Overview - Allstate (ALL) is currently recommended as a strong growth stock by the Zacks Growth Style Score system, which evaluates a company's growth prospects beyond traditional metrics [2] - Allstate holds a favorable Growth Score and a top Zacks Rank, indicating strong potential for growth investors [2] Group 2: Earnings Growth - Earnings growth is crucial for growth investors, with double-digit growth being highly desirable [3] - Allstate's historical EPS growth rate is 5.2%, but projected EPS growth for this year is 51.2%, significantly surpassing the industry average of 16.1% [4] Group 3: Asset Utilization - The asset utilization ratio, or sales-to-total-assets (S/TA) ratio, is an important metric for growth investing [5] - Allstate's S/TA ratio is 0.58, indicating that the company generates $0.58 in sales for every dollar in assets, compared to the industry average of 0.33, showcasing higher efficiency [5] Group 4: Sales Growth - Sales growth is another critical factor, with Allstate expected to achieve a sales growth of 7.2% this year, outpacing the industry average of 4.1% [6] Group 5: Earnings Estimate Revisions - Trends in earnings estimate revisions are correlated with stock price movements, and Allstate has seen upward revisions in its current-year earnings estimates [7] - The Zacks Consensus Estimate for Allstate's current year has increased by 15.8% over the past month, indicating positive momentum [7] Group 6: Conclusion - Allstate's combination of a Zacks Rank 1 and a Growth Score of B suggests it is a potential outperformer and a solid choice for growth investors [9]

Core Insights - Allstate (ALL) shows potential as a strong investment due to significant upward revisions in earnings estimates, indicating an improving earnings outlook [1][2] - Analysts' growing optimism is reflected in the upward trend of earnings estimate revisions, which historically correlates with stock price movements [2][3] Current-Quarter Estimate Revisions - For the current quarter, Allstate is projected to earn $7.72 per share, marking a 0.7% increase from the previous year [5] - The Zacks Consensus Estimate for Allstate has risen by 10.18% over the last 30 days, with five estimates increasing and no negative revisions [5] Current-Year Estimate Revisions - For the full year, Allstate is expected to earn $27.69 per share, representing a year-over-year increase of 51.2% [6] - The consensus estimate has improved by 15.76% over the past month, with seven estimates moving higher and no negative revisions [6][7] Favorable Zacks Rank - Allstate currently holds a Zacks Rank 1 (Strong Buy), indicating strong agreement among analysts on the positive earnings revisions [8] - Stocks with a Zacks Rank 1 and 2 have historically outperformed the S&P 500, suggesting a favorable investment environment for Allstate [8] Bottom Line - Allstate shares have increased by 8% over the past four weeks, reflecting investor confidence in the company's earnings growth prospects [9]

Group 1: Sanmina (SANM) - Sanmina is a global provider of electronics contract manufacturing services [1] - The company has a Zacks Rank of 1 (Strong Buy) [1] - The Zacks Consensus Estimate for its current year earnings has increased by 38.9% over the last 60 days [1] - Sanmina has a PEG ratio of 0.66 compared to the industry average of 1.82 [1] - The company possesses a Growth Score of A [1] Group 2: H World Group Limited Sponsored ADR (HTHT) - H World Group is involved in the hotel industry [2] - The company has a Zacks Rank of 1 [2] - The Zacks Consensus Estimate for its current year earnings has increased by 3.1% over the last 60 days [2] - H World Group has a PEG ratio of 1.26 compared to the industry average of 1.97 [2] - The company possesses a Growth Score of B [2] Group 3: Allstate (ALL) - Allstate is the third-largest property-casualty insurer and the largest publicly-held personal lines carrier in the U.S. [3] - The company has a Zacks Rank of 1 [3] - The Zacks Consensus Estimate for its current year earnings has increased by 26.9% over the last 60 days [3] - Allstate has a PEG ratio of 0.58 compared to the industry average of 1.75 [3] - The company possesses a Growth Score of B [3]