Core Insights - The core viewpoint of the article emphasizes the resilience and steady growth of Bank of Communications in the first half of 2025, showcasing its robust financial performance amidst a challenging economic environment [1][2][4]. Financial Performance - In the first half of 2025, the bank achieved an operating income of 133.368 billion yuan, a year-on-year increase of 0.77%, and a net profit attributable to shareholders of 46.016 billion yuan, up 1.61% [2][3]. - The total assets reached 15.44 trillion yuan, reflecting a growth of 3.59% compared to the end of the previous year [2][3]. - The non-performing loan ratio decreased to 1.28%, while the provision coverage ratio increased to 209.56%, indicating improved asset quality [3][4]. Shareholder Returns - The bank proposed a cash dividend of 13.811 billion yuan, representing 30% of its net profit, continuing its tradition of stable shareholder returns [3][4]. Strategic Focus - The bank is focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, which are seen as critical for its transformation and growth [6][8]. - In technology finance, the bank's loan balance exceeded 1.5 trillion yuan, with a significant increase in loans to technology-oriented SMEs [6][8]. - Green finance initiatives included a loan balance for energy-saving and carbon-reduction industries growing by 6.58%, and the issuance of green financial bonds totaling 145 billion yuan [6][7]. Retail and Customer Engagement - The bank has expanded its retail customer base to 202 million, with a 1.30% increase from the previous year, and a notable rise in active mobile banking users [2][3]. - Inclusive finance efforts led to a loan balance of 852.401 billion yuan, reflecting a growth of 12.96%, with specific products aimed at small and micro enterprises [7][8]. Digital Transformation - The bank is advancing its digital transformation through the establishment of a digital operation center and the implementation of an AI framework to enhance service efficiency [9][10]. - The digital economy loan balance surpassed 286 billion yuan, with internet loans increasing by 8.52% [7][10]. Regional and Global Strategy - The bank is leveraging its Shanghai headquarters to enhance its role in the international financial center, with significant participation in local financial market projects [9][10]. - It has established partnerships with numerous major projects in Shanghai, enhancing its competitive position in the region [9][10].

Group 1 - The company is convening its third extraordinary general meeting of shareholders in 2025 on September 25, 2025, at 9:30 AM [2][4] - The voting method for the meeting will combine on-site voting and online voting, with the online voting available for A-share shareholders [2][4] - The meeting will take place at the company's headquarters located at 188 Yincheng Middle Road, Shanghai [5][10] Group 2 - The online voting system will be the Shanghai Stock Exchange's shareholder meeting online voting system, with voting available from 9:15 AM to 3:00 PM on the day of the meeting [2][9] - Shareholders must register to attend the meeting, with specific documentation required for both individual and corporate shareholders [13][14] - The company has disclosed the meeting agenda and voting items in advance through various media outlets [6]

Core Viewpoint - The company is proposing amendments to its shareholder meeting rules to align with recent regulatory changes and improve corporate governance [1][2]. Group 1: Proposed Amendments - The amendments aim to enhance the governance structure of the company and ensure that shareholders can exercise their rights effectively [2][4]. - The revised rules will ensure that the shareholder meetings operate efficiently, smoothly, and in an orderly manner [2][4]. - The board of directors has approved the proposal, which will be submitted for shareholder approval [1][2]. Group 2: Meeting Agenda - The upcoming shareholder meeting is scheduled for September 25, 2025, at the company's headquarters in Shanghai [1]. - The agenda includes the review of the proposed amendments to the shareholder meeting rules, election of the 11th board of directors, and election of independent directors [1][2]. Group 3: Voting and Procedures - Shareholders can attend the meeting in person or vote online through the Shanghai Stock Exchange's voting system [1]. - The meeting will follow a structured agenda, including a session for shareholder questions and a voting process to determine the outcomes of the proposed resolutions [1][2].

Meeting Overview - The third extraordinary general meeting of shareholders will be held on September 25, 2025 [1] - The meeting will utilize a combination of on-site and online voting methods [1][2] - The online voting system will be provided by the Shanghai Stock Exchange [1][4] Voting Procedures - Voting will be available from 9:15 AM to 3:00 PM on the day of the meeting [1][4] - Specific procedures for margin trading, transfer, and other related accounts must follow the relevant regulations [2] - Shareholders must ensure that their votes do not exceed their entitled voting rights [5] Agenda Items - The meeting will discuss several proposals, including amendments to the company's articles of association and the election of the 11th Board of Directors [3][5] - All proposals have been approved by the company's board and disclosed in major financial newspapers [3] Attendance and Registration - Only A-share shareholders registered by the close of trading on September 17, 2025, are eligible to attend [6] - Registration for attendance requires submission of specific documentation by September 24, 2025 [6] Additional Information - Contact details for inquiries regarding the meeting are provided, including phone and email [7] - Attendees are responsible for their own travel and accommodation expenses [7]

Core Viewpoint - Green finance has become a critical measure of commercial banks' strategic determination and operational capability in the context of promoting new productive forces and achieving "dual carbon" goals in China [2][10]. Group 1: Green Finance Strategy - By 2025, the Bank of Communications Sichuan Branch will prioritize green finance as a core strategic focus, aligning with central bank credit policy directions and setting ambitious green credit development targets [2][3]. - As of June, the Sichuan Branch reported a green credit balance of 22.705 billion yuan, reflecting a growth of over 14% since the beginning of the year, contributing to the construction of a clean energy demonstration province in Sichuan [2][3]. Group 2: Operational Efficiency - The Sichuan Branch has implemented a "battle map" strategy to enhance operational efficiency, achieving a green loan balance of 22.705 billion yuan, with a completion rate of 65.63% for its annual targets [3][4]. - The branch has optimized its organizational structure by integrating various departments to strengthen the collaborative mechanism for green finance, ensuring effective implementation of top-level strategies [4]. Group 3: Innovative Financing Models - A record-breaking syndicate loan of 5 billion yuan was established to support the construction of a 200,000-ton high-purity silicon project, marking a significant milestone in financial support for green development [5][6]. - The Sichuan Branch has also initiated innovative financing solutions for high-altitude photovoltaic projects, securing a 1.5 billion yuan long-term credit line to address challenges in collateral and credit [6]. Group 4: Industry Focus and Expansion - The Sichuan Branch is actively expanding its green finance services by focusing on key industries such as the new energy vehicle and photovoltaic sectors, with a green credit issuance of 1.7 billion yuan for the new energy vehicle industry chain [7][8]. - The branch has developed specialized credit strategies for emerging sectors, including pumped storage and ecological development, enhancing its service offerings in green finance [8]. Group 5: Future Directions - The Sichuan Branch plans to strengthen its green finance business by focusing on policy guidance, expanding into new green sectors, and enhancing the precision of green loan management [9]. - The bank aims to build a robust data foundation and ensure compliance in green credit statistics, while also enhancing professional training to improve staff capabilities in green finance [9][10].

Core Insights - Green finance has become a litmus test for the strategic determination and operational capability of commercial banks in the context of promoting new productive forces and achieving "dual carbon" goals [1][9] - By 2025, the Bank of Communications Sichuan Branch aims to place green finance at the core of its annual development strategy, actively responding to central bank credit policy guidance [1][2] Group 1: Green Finance Development - As of June, the Sichuan Branch's green credit balance reached 22.705 billion yuan, an increase of over 14% from the beginning of the year, contributing to the construction of a clean energy demonstration province in Sichuan [1][2] - The Sichuan Branch has achieved a completion rate of 65.63% for its annual green finance tasks, with a total green loan balance of 22.705 billion yuan, reflecting a growth of 2.825 billion yuan [2][3] Group 2: Organizational Structure and Talent Development - The Sichuan Branch has established a flexible green finance team and a talent pool covering all operational units, enhancing its professional service capabilities in green finance [3][6] - The branch has implemented a "dedicated personnel for dedicated positions" system to ensure precise identification and efficient allocation of green credit [3][6] Group 3: Innovative Financing Models - The Sichuan Branch participated in a record-setting syndicate loan of 5 billion yuan for the Yunnan Tongwei Phase II project, marking a significant collaboration among 17 financial institutions [4][5] - The branch has also provided 1.5 billion yuan in long-term credit for the Litang County photovoltaic project, showcasing innovative financing solutions in high-altitude areas [5][6] Group 4: Strategic Focus and Future Plans - The Sichuan Branch is focusing on integrating green finance with regional development, particularly in the electric vehicle and photovoltaic sectors, to enhance its service offerings [6][7] - Future plans include strengthening policy guidance, expanding green finance initiatives, and enhancing compliance and data management to support high-quality development [8][9]

Group 1 - The core announcement is that Bank of Communications (601328) will hold its third extraordinary general meeting of shareholders on September 25, 2025 [1] - The agenda for the meeting includes the proposal to amend the "Rules of Procedure for Shareholders' Meetings of Bank of Communications Co., Ltd." [1]

（於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 茲載列交通銀行股份有限公司於上海證券交易所網站刊登的《交通銀行股份有限 公司2025年第三次臨時股東大會資料》，謹供參閱。 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2025年9月4日 於本公告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、 周萬阜先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、 艾棟先生*、羅小鵬先生*、石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、 王天澤先生 # 及肖偉先生 # 。 * 非執行董事 ＃ 獨立非執行董事 交通银行股份有限公司 2025 年第三次临时股东大会 资 料 2025 年 9 月 | | | | 股东大会议程 | 2 | | --- | --- ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 茲載列交通銀行股份有限公司於上海證券交易所網站刊登的《交通銀行股份有限 公司關於召開2025年第三次臨時股東大會的通知》，謹供參閱。 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2025年9月4日 於本公告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、 周萬阜先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、 艾棟先生*、羅小鵬先生*、石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、 王天澤先生 # 及肖偉先生 # 。 一、召开会议的基本情况 （一）股东大会类型和届次 2025 年第三次临时股东大会 * 非執行董事 ＃ 獨立非執行董事 股票代码：601328 股票简称：交通银行 编号：临 2 ...

Core Viewpoint - The Bank of Communications reported a solid performance for the first half of 2025, emphasizing its role in supporting the real economy and aligning with national strategies, achieving stable growth in key financial metrics [2][10]. Financial Performance - Total assets reached 15.44 trillion yuan, a year-on-year increase of 3.59% [2]. - Operating income was 133.37 billion yuan, with a net profit attributable to shareholders of 46.02 billion yuan, reflecting year-on-year growth of 0.77% and 1.61% respectively [2]. Loan Growth and Support for the Real Economy - Customer loan balance reached 9 trillion yuan, up 443.4 billion yuan from the previous year, marking a growth rate of 5.18% [3]. - Corporate loans increased by 365.4 billion yuan, with a growth rate of 6.30%, and personal loans also saw significant growth [3][7]. Regional Loan Performance - Loans in the Yangtze River Delta region grew by 6.9%, accounting for nearly 30% of total loans, with significant growth in corporate credit [4]. Innovation and Digital Finance - The bank has been proactive in financial innovation, including the launch of various digital services and products, enhancing its digital finance capabilities [5][8]. - The balance of loans in the digital economy core industry exceeded 286 billion yuan, with internet loans growing by 8.52% [8]. Focus on Key Areas - The bank has increased support for strategic sectors such as manufacturing, small and micro enterprises, and green finance, with notable growth in relevant loan categories [6][7]. - The balance of green finance loans grew by 6.58%, and the bank issued 145 billion yuan in green financial bonds [6]. Customer Base and Capital Strength - The bank's customer base expanded, with a total of 2.95 million corporate clients and 202 million retail clients, reflecting growth rates of 3.75% and 1.30% respectively [10]. - The bank raised 120 billion yuan through the issuance of new shares, enhancing its core capital and operational stability [10].