Core Insights - BILL Holdings reported earnings of 56 cents per share for Q2 fiscal 2025, exceeding the Zacks Consensus Estimate by 19.15% and showing a year-over-year increase of 9.8% [1] - Revenues reached $362.6 million, a 13.8% increase year over year, surpassing the consensus estimate by 0.83% [1] - The company processed a total payment volume (TPV) of $84.5 billion, reflecting a 12.8% year-over-year growth [2] Revenue Breakdown - Core revenues, which include subscription and transaction fees, amounted to $319.6 million, with subscription fees at $67.7 million (up 7% year over year) and transaction fees at $251.9 million (up 19% year over year) [5] - Revenues from the Integrated Platform were $300.7 million, increasing 16.2% year over year, contributing 94.1% to core revenues [6] - Revenues from Embedded and Other Solutions were $18.9 million, up 16% year over year, contributing 5.9% to core revenues [6] Customer and Transaction Metrics - BILL's solutions served 481.3 thousand businesses, up from 473.5 thousand in the prior year, with 198.4 thousand customers in the Integrated Platform (up 13.5%) and 282.9 thousand in Embedded and Other Solutions (down 5.3%) [3] - The company processed 30 million transactions in Q2, marking a 17.2% year-over-year increase [3] Financial Performance - Non-GAAP gross profit was $308.9 million, a 12.9% increase year over year, with a gross margin of 85.2%, down 70 basis points [8] - Non-GAAP operating income reached $62.8 million, representing a 41.8% year-over-year growth, with an operating margin expansion of 340 basis points to 17.3% [9] Cash Flow and Share Repurchase - As of December 31, 2024, cash, cash equivalents, and short-term investments totaled $2.21 billion, up from $1.47 billion as of September 30, 2024 [10] - The cash flow from operations was $78.7 million in Q2, compared to $88.6 million in Q1 [10] - The company repurchased 2.3 million shares for $200 million during the fiscal second quarter [11] Future Guidance - For Q3 fiscal 2025, BILL expects revenues between $352.5 million and $357.5 million, indicating a year-over-year growth of 9-11% [12] - For the full fiscal 2025, revenues are projected between $1.45 billion and $1.47 billion, implying a 13-14% year-over-year growth [12]

Group 1 - The Q4 earnings season has led to sharp emotional reactions from investors due to disappointing earnings reports, indicating nervousness in the market as it approaches all-time high valuations [1] - Investors are increasingly concerned that stocks need to demonstrate strong performance to justify their high valuations [1] - Gary Alexander, with extensive experience in technology and startups, provides insights into current industry themes and has been a contributor to Seeking Alpha since 2017 [1]

BILL NYSE BILL Investor Deck February 2025 Safe harbor This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements other than statements of historical facts, and statements in the future tense. Forward-looking statements are based on our expectations as of the date of this presentation and are subject to a number of risks, uncertainties and assumptions, many of which involve factors or circumstances that are beyond ou ...

BILL Holdings, Inc. (NYSE:BILL) Q2 2025 Earnings Conference Call February 6, 2025 4:30 PM ET Company Participants Karen Sansot - Vice President, Investor Relations Rene Lacerte - Chairman, Chief Executive Officer and Founder John Rettig - President and Chief Financial Officer Conference Call Participants Chris Quintero - Morgan Stanley Tien-Tsin Huang - JPMorgan Andrew Schmidt - Citigroup Kenneth Suchoski - Autonomous Darrin Peller - Wolfe Research Samad Samana - Jefferies Bryan Keane - Deutsche Bank Alexan ...

For the quarter ended December 2024, BILL Holdings (BILL) reported revenue of $362.55 million, up 13.8% over the same period last year. EPS came in at $0.56, compared to $0.63 in the year-ago quarter.The reported revenue represents a surprise of +0.83% over the Zacks Consensus Estimate of $359.56 million. With the consensus EPS estimate being $0.47, the EPS surprise was +19.15%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determ ...

BILL Holdings (BILL) came out with quarterly earnings of $0.56 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.63 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 19.15%. A quarter ago, it was expected that this payment processing software company would post earnings of $0.49 per share when it actually produced earnings of $0.63, delivering a surprise of 28.57%.Over the last f ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ FORM 10-Q _____________________ (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number: 001-39149 _____________________ BILL HOLDINGS, I ...

Core Insights - Bill Holdings reported Q2 FY25 earnings that exceeded expectations, showcasing strong revenue growth and positive forward guidance [1][2] Financial Performance - Non-GAAP EPS for Q2 FY25 was $0.56, surpassing the estimate of $0.47 by 19.1% [2][3] - Revenue reached $362.6 million, exceeding the target of $360 million, reflecting a 14% year-over-year growth [2][3] - Non-GAAP operating income was $62.8 million, a 41.8% increase from $44.3 million in the previous year [3] - Core revenue grew by 16.2% year-over-year to $319.6 million, driven by a 19% rise in transaction fees [3][6] Operational Highlights - The company processed $84 billion in total payment volume, marking a 13% increase compared to the previous period [6] - Operating loss reduced to $21.7 million from $67.7 million the previous year, indicating effective cost management [7] - Gross margin slightly decreased to 81.6% from 81.7%, while Non-GAAP gross margin fell from 85.9% to 85.2% [8] Strategic Initiatives - Bill Holdings focuses on expanding its platform through AI integration, real-time payments, and strategic partnerships to enhance user engagement [4][5] - The company is actively managing capital through the issuance and buyback of convertible senior notes and share repurchases [7] Forward Guidance - Management expects Q3 FY25 revenue to range from $352.5 million to $357.5 million, with non-GAAP net income projected between $42 million and $46 million [9] - Full-year revenue guidance is set at $1.454 to $1.469 billion, reflecting long-term growth assurance [11]

BILL Reports Second Quarter Fiscal Year 2025 Financial Results SAN JOSE, Calif.--(BUSINESS WIRE) – February 6, 2025 – BILL (NYSE: BILL), a leading financial operations platform for small and midsize businesses (SMBs), today announced financial results for the second fiscal quarter ended December 31, 2024. "We delivered strong financial results and innovated at a rapid pace as we executed on our vision to be the de facto intelligent financial operations platform for SMBs," said René Lacerte, BILL CEO and Fou ...

Author's note: I present an update my best small and mid-cap stock ideas that insiders are buying only to subscribers of my exclusive marketplace, The Insiders Forum. Our model portfolio has more than doubled the return of its benchmark, the Russell 2000, since its launch. To join our community and gain access to our market beating returns, just click on our logo below.Today, we are putting BILL Holdings, Inc. (NYSE: BILL ) in the spotlight for the first time. The stock of this SaaS concern has surged recen ...