Core Insights - Bumble Inc. reported a revenue of $246.16 million for the quarter ended September 2025, reflecting a year-over-year decline of 10% [1] - The earnings per share (EPS) for the same period was $0.35, unchanged from the previous year, but below the consensus estimate of $0.38, resulting in an EPS surprise of -7.89% [1] - The reported revenue exceeded the Zacks Consensus Estimate of $244.56 million by 0.66% [1] Financial Performance Metrics - Bumble's total paying users were reported at 3.57 million, below the average estimate of 3.69 million [4] - Bumble App paying users totaled 2.34 million, compared to the average estimate of 2.43 million [4] - Average revenue per paying user was $22.64, surpassing the estimated $21.90 [4] - Revenue from the Badoo App and other services was $47.4 million, slightly above the estimated $46.92 million, but represented an 11.2% decline year-over-year [4] - Revenue from the Bumble App was $198.8 million, closely aligning with the estimated $198.81 million, marking a 9.7% decrease from the previous year [4] Stock Performance - Bumble's shares have returned -9.6% over the past month, contrasting with the Zacks S&P 500 composite's +1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

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Financial Data and Key Metrics Changes - Total revenue for Q3 2025 was $246 million, a 10% decline year-over-year [22] - Bumble app revenue was $199 million, also down 10% year-over-year [23] - Adjusted EBITDA for the quarter was $83 million, up 1%, representing a margin of 34%, up from 30% in the year-ago period [24] - Net income was $52 million [24] - Cash flow from operations was $77 million compared to $93 million in the year-ago period [25] Business Line Data and Key Metrics Changes - Badoo app and other revenue declined 11% to $47 million [23] - Cost of revenue was $69 million, representing 28% of revenue, down approximately 1 percentage point year-over-year [24] - Sales and marketing expense was $32 million, down 50% year-over-year [24] Market Data and Key Metrics Changes - Member registrations are lower in the near term due to the focus on quality over quantity, but early indicators suggest that retention is improving [6][25] - The company is seeing a 4 percentage point improvement in brand awareness among single women in the U.S. aged 22 to 45 due to the "For the Love of Love" campaign [16] Company Strategy and Development Direction - The company is transforming into the "Love Company," expanding beyond dating to build a global platform for meaningful relationships [6] - The focus is on improving member experience and quality, with a commitment to trust and safety [19] - The company is implementing a "Be High Fit" framework to measure progress against goals of building a higher quality community [8] Management's Comments on Operating Environment and Future Outlook - Management acknowledges that the current transformation may create near-term headwinds but is designed for healthier growth and stronger monetization over time [18] - The outlook for Q4 anticipates continued attrition in active and paying members, but improvements in retention and average revenue per paying user are expected [25][26] - The company expects total revenue in Q4 to be in the range of $216 million to $224 million, representing a year-over-year decline of approximately 17% to 14% [26] Other Important Information - A transaction to purchase all parties' outstanding tax receivable agreement rights for approximately $186 million was agreed upon, simplifying the capital structure and improving future cash flows [27] - The company ended the quarter with $308 million in cash and equivalents [25] Q&A Session Summary Question: Vision for Bumble in 2-3 years - The company aims to solve women's pain points and enhance the member experience, focusing on delivering high-quality matches [29][30] Question: Timing and magnitude of revenue growth recovery - The company needs to complete the trust and safety efforts and expects to see improvements in paying user growth beginning in early 2026 [33][34] Question: Insights on improved members - The company is focused on helping improved members transition to approved members through better profile setups and engagement tools [38][39] Question: Standalone AI product vision - The standalone AI product will provide a unique dating experience and will also integrate learnings into the core Bumble experience [44][46] Question: Key drivers for upcoming product releases - The company is prioritizing customer service improvements and addressing member pain points as key drivers for future growth [50][51]

Financial Performance - Total revenue decreased by 10% year-over-year to $246.2 million in Q3 2025[23] - Bumble App revenue decreased by 10% year-over-year to $198.8 million in Q3 2025[23] - Total paying users decreased by 16% year-over-year to 3.6 million in Q3 2025[23] - Bumble App paying users decreased by 18% year-over-year to 2.3 million in Q3 2025[23] - Total Average Revenue per Paying User (ARPPU) increased by 7% year-over-year to $22.64 in Q3 2025[23] - Adjusted EBITDA increased by 1% year-over-year to $83.1 million in Q3 2025[23] User Metrics - Bumble App paying users decreased by 57,000 quarter-over-quarter in Q3 2025[30] - Bumble App Average Revenue per Paying User (ARPPU) increased to $28.27 in Q3 2025, an 11% year-over-year increase[30] - Badoo App and Other paying users decreased by 47,000 quarter-over-quarter in Q3 2025[35] - Badoo App and Other Average Revenue per Paying User (ARPPU) decreased by 1% year-over-year to $11.91 in Q3 2025[35] Financial Outlook - The company anticipates total revenue between $216 million and $224 million[43] - The company anticipates Bumble App revenue between $176 million and $182 million[43] - The company anticipates Adjusted EBITDA between $61 million and $65 million[43]

Revenue Performance - Total revenue decreased by 10.0% to $246.2 million, compared to $273.6 million in Q3 2024[7] - Bumble App revenue decreased by 9.7% to $198.8 million, compared to $220.2 million in Q3 2024[7] - Revenue for the three months ended September 30, 2025, was $246.2 million, a decrease of 10% compared to $273.6 million for the same period in 2024[40] User Metrics - Total paying users decreased by 16.0% to 3.6 million, compared to 4.3 million in Q3 2024[7] - Total average revenue per paying user (ARPPU) increased by 6.9% to $22.64, compared to $21.17 in Q3 2024[7] Earnings and Profitability - Net earnings were $51.6 million, or 21.0% of revenue, compared to a net loss of $849.3 million in Q3 2024[7] - Operating earnings for the three months ended September 30, 2025, were $63.7 million, compared to an operating loss of $838.2 million in the same period of 2024[40] - Net earnings attributable to Bumble Inc. shareholders for the three months ended September 30, 2025, were $37.3 million, a significant improvement from a loss of $613.2 million in the same period of 2024[40] Cash Flow and Assets - Cash and cash equivalents increased to $307.9 million as of September 30, 2025, up from $204.3 million as of December 31, 2024[38] - Net cash provided by operating activities for the nine months ended September 30, 2025, was $191,300, an increase from $128,839 in the same period of 2024[44] - The company experienced a net increase in cash and cash equivalents of $45,573 for the three months ended September 30, 2025[42] Expenses - Selling and marketing expenses for the three months ended September 30, 2025, were $32.8 million, a decrease of 48% from $63.5 million in the same period of 2024[40] - General and administrative expenses increased to $46.3 million for the three months ended September 30, 2025, compared to $33.3 million in the same period of 2024[40] - Non-GAAP selling and marketing expense for Q3 2025 was $31,678,000, down 0.6% from $63,037,000 in Q3 2024[47] Impairment and Liabilities - The company reported an impairment loss of $408.5 million for the nine months ended September 30, 2025, compared to an impairment loss of $892.2 million for the same period in 2024[40] - Total liabilities decreased to $1.16 billion as of September 30, 2025, compared to $1.18 billion as of December 31, 2024[38] - The company has substantial indebtedness, with long-term debt net of $583.6 million as of September 30, 2025[38] Future Outlook - The company anticipates fourth quarter revenue in the range of $216 million to $224 million, including Bumble App revenue of $176 million to $182 million[14] - The transaction is expected to enhance cash flow and provide strategic flexibility for future growth initiatives[15] - The company is focusing on improving member base quality and embedding innovation and AI into its platform[2]

Core Insights - Bumble Inc. reported a 10% decrease in total revenue for Q3 2025, amounting to $246 million, compared to $273.6 million in Q3 2024 [9] - The Bumble app revenue also saw a decline of 9.7%, totaling $199 million, while Badoo app and other revenue decreased by 11.3% to $47.4 million [9] - The company is focusing on improving member engagement and quality, integrating innovation and AI into its platform, and enhancing its brand narrative [2][4] Financial Performance - Total revenue decreased by 10% to $246.2 million from $273.6 million year-over-year [9] - Bumble app revenue decreased by 9.7% to $198.8 million from $220.2 million [9] - Badoo app and other revenue decreased by 11.3% to $47.4 million from $53.4 million [9] - Total paying users decreased by 16% to 3.6 million from 4.3 million [9] - Average revenue per paying user (ARPPU) increased by 6.9% to $22.64 from $21.17 [9] - Net earnings were $51.6 million, representing 21% of revenue, compared to a net loss of $849.3 million in the previous year [9] Operational Highlights - Bumble app paying users decreased to 2,344.1 thousand from 2,869.3 thousand [6] - Badoo app and other paying users decreased to 1,230.8 thousand from 1,386.2 thousand [6] - Total average revenue per paying user increased to $22.64 from $21.17 [6] Balance Sheet - As of September 30, 2025, total cash and cash equivalents were $307.9 million, while total debt stood at $589.4 million [7] Strategic Initiatives - The company is prioritizing profitability and financial flexibility while investing in innovation for sustainable long-term growth [4] - Bumble has reached an agreement for an early termination and settlement of the Tax Receivable Agreement (TRA) for approximately $186 million, which is over 50% less than the carrying value of the TRA liability [12][13] - The transaction is expected to enhance cash flow and provide strategic flexibility for future growth initiatives [21]

Company Performance - Bumble Inc. closed at $5.78, down 1.7% from the previous session, underperforming the S&P 500's gain of 1.23% [1] - The stock has decreased by 6.37% over the past month, while the Computer and Technology sector gained 3.49% and the S&P 500 gained 2.45% [1] Upcoming Earnings - The earnings report for Bumble Inc. is expected on November 5, 2025, with projected earnings of $0.38 per share, reflecting an 8.57% year-over-year growth [2] - Revenue is anticipated to be $244.56 million, indicating a 10.62% decline from the same quarter last year [2] Annual Forecast - Zacks Consensus Estimates forecast earnings of -$1.79 per share and revenue of $972.75 million for the year, representing changes of +61.17% and -9.23% respectively compared to the previous year [3] - Recent changes to analyst estimates suggest optimism about the business outlook [3] Valuation Metrics - Bumble Inc. has a Forward P/E ratio of 26.33, which is lower than the industry average of 30.18 [6] - The company has a PEG ratio of 0.82, compared to the Internet - Software industry's average PEG ratio of 2.14 [6] Industry Context - The Internet - Software industry is part of the Computer and Technology sector, currently holding a Zacks Industry Rank of 79, placing it in the top 32% of over 250 industries [7] - Strong individual industry groups, as measured by the Zacks Industry Rank, tend to outperform weaker groups by a factor of 2 to 1 [7]

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Group 1: Company Performance - Bumble Inc. ended the recent trading session at $5.34, showing a +1.91% change from the previous day's closing price, outperforming the S&P 500 which had a daily loss of 0.16% [1] - Over the past month, Bumble Inc. shares have depreciated by 25.25%, underperforming the Computer and Technology sector's gain of 3.34% and the S&P 500's gain of 1.14% [1] - The upcoming earnings disclosure is expected to report EPS of $0.39, an increase of 11.43% from the prior-year quarter, while revenue is anticipated to be $244.56 million, down 10.62% from the prior-year quarter [2] Group 2: Full Year Estimates - For the full year, analysts expect earnings of -$1.79 per share and revenue of $970.56 million, reflecting changes of +61.17% and -9.43% respectively from last year [3] Group 3: Analyst Estimates and Rankings - Recent changes to analyst estimates for Bumble Inc. indicate a shifting business landscape, with positive revisions suggesting optimism about the business outlook [4] - The Zacks Rank system, which ranges from 1 (Strong Buy) to 5 (Strong Sell), currently ranks Bumble Inc. at 3 (Hold), with the Zacks Consensus EPS estimate remaining unchanged over the last 30 days [6] Group 4: Valuation Metrics - Bumble Inc. is trading at a Forward P/E ratio of 23.47, which is a discount compared to the industry average Forward P/E of 28.74 [7] - The company's PEG ratio is currently 0.73, significantly lower than the average PEG ratio of 1.99 for the Internet - Software industry [7] Group 5: Industry Overview - The Internet - Software industry, part of the Computer and Technology sector, has a Zacks Industry Rank of 57, placing it within the top 24% of over 250 industries [8]

Group 1 - JPMorgan's analysts provided a list of 27 stocks as potential short-selling opportunities, including a major airline and a burger chain [2][9] - Short-selling is a strategy for investors who believe that certain stocks are likely to decline in value [3] - Southwest Airlines (LUV) has seen a 7% decline in stock price this year, contrasting with the S&P 500's 12% increase [3][4] Group 2 - Analysts expressed concerns about Southwest Airlines' stock valuation despite promising demand trends and ambitious fourth-quarter guidance [4] - Shake Shack (SHAK) has lost approximately one-third of its value this year, with high menu prices potentially limiting growth opportunities [4][5] - Bumble (BMBL) shares have fallen nearly 40% in 2025, with worries about declining app usage and marketing expenditures impacting margins [5][6] Group 3 - Rivian (RIVN) stock is down nearly 4% this year, with expectations that the expiration of federal EV tax credits will negatively affect demand [6][7] - Other companies highlighted include Krispy Kreme (DNUT), facing balance-sheet issues, and Travelers (TRV), which has overly optimistic consensus estimates [8] - Snap (SNAP) is expected to struggle against competitors using AI more effectively, while Mobileye Global (MBLY) has a premium valuation not supported by revenue growth expectations [8]