Core Insights - StepStone Group has initiated a new position in Chime Financial, acquiring 150,000 shares valued at approximately $3 million, representing 1.4% of the fund's reportable U.S. equity assets [2][3][7] - Chime Financial's shares are currently priced at $26.19, which is about 3% below their IPO price of $27 per share [4] - Chime Financial operates as a mobile-first fintech platform, providing fee-free banking services primarily to U.S. consumers earning under $100,000 per year [9][10] Financial Performance - Chime Financial reported a 29% year-over-year revenue increase to $544 million in the third quarter, with active members rising 21% to 9.1 million [12] - The company's gross margin held at 87%, and adjusted EBITDA turned positive at $29 million, indicating improving profitability metrics [12] - Management has raised full-year guidance and authorized a $200 million share repurchase program, reflecting confidence in the company's financial outlook [12] Investment Implications - StepStone's investment in Chime Financial is seen as a sign of growing confidence in the company's operating model, especially shortly after its IPO [11] - The position in Chime is relatively small compared to the fund's largest holdings, indicating a measured approach rather than high conviction [13] - Chime's appeal lies in its growing base of higher-income users, improving unit economics, and increasing monetization through new products [13]

Both companies are democratizing financial services for lower-income consumers.Chime (CHYM +3.74%) and Upstart (UPST +0.58%) are both high-growth fintech companies that serve lower-income customers. Chime offers fee-free digital banking services to customers who might struggle to open accounts at traditional banks, while Upstart uses its AI algorithms to approve loans for borrowers with limited credit histories.Chime went public at $27 this June, but it now trades at about $24. Upstart went public at $20 in ...

华尔街最受热议且对市场有影响的研报评级如今汇总于此。以下是由 The Fly 整理的、投资者今日需关 注的研报评级变动。 五大评级上调 华尔街最受热议且对市场有影响的研报评级如今汇总于此。以下是由 The Fly 整理的、投资者今日需关 注的研报评级变动。 五大评级上调 五大评级下调 五大首次覆盖评级 责任编辑：郭明煜 五大评级下调 五大首次覆盖评级 责任编辑：郭明煜 1. 杰富瑞将罗库（ROKU）的评级从 "持有" 上调至 "买入"，目标价从 100 美元上调至 135 美元。该 机构认为，在乐观情形下，罗库的平台营收有望实现 20% 以上的增长。 2. 派珀・桑德勒将 Unity（U）的评级从 "中性" 上调至 "增持"，目标价从 43 美元上调至 59 美元。 该机构表示，进入 2026 年，移动应用广告市场 "态势良好"。BTIG 也将 Unity 的评级从 "中性" 上 调至 "买入"，目标价定为 60 美元。 3. 花旗将赛默飞世尔（TMO）的评级从 "中性" 上调至 "买入"，目标价从 580 美元上调至 660 美 元。该机构认为，赛默飞世尔将受益于制药支出增加以及产业本土化带来的利好。 4. ...

We recently published 10 Stocks Boasting the Biggest Gains; 4 Hit Record Highs. Chime Financial, Inc. (NASDAQ:CHYM) is one of the best performers on Wednesday. Chime Financial rallied for a second day on Wednesday, jumping 9.10 percent to finish at $26.50 apiece as investor sentiment was bolstered by the Federal Reserve’s interest rate cut for the last time this year. On the same day, the US central bank’s policymakers implemented a 25-basis point rate cut in their last open market committee meeting this ...

Chime Financial Inc. (NASDAQ:CHYM) is one of the best new tech stocks to buy right now. On December 1, Goldman Sachs analyst Will Nance upgraded Chime to Buy from Neutral while increasing the price target to $27 from $26. The stock has recently lagged due to investor concerns about slower-than-anticipated volume growth and the company’s unproven profitability. However, Goldman Sachs believes the market is overlooking significant tailwinds from Chime’s new Chime Card, suggesting that increased take rates wi ...

Company Overview - Chime is positioned as a leader in the shift towards digital banking in mainstream America, focusing on providing helpful, free, and easy banking solutions [4] - The company aims to assist nearly 200 million U.S. adults earning up to $100,000, a demographic that has been largely overlooked by traditional banks [4] Market Position - Chime's approach is resonating with its target market, as evidenced by the high engagement level, with 97% of its members actively using the service [5]

Chime Financial (NasdaqGS:CHYM) 2025 Conference December 03, 2025 02:55 PM ET Company ParticipantsMatthew Newcomb - CFOConference Call ParticipantsNone - AnalystNoneHey, great. Welcome, everyone. Glad to have you here this afternoon. Welcome to the afternoon session here at our UBS Global Technology and AI Conference. We're very pleased to have with us today the team from Chime, two members of the team joining us today. We have Matthew Newcomb, the CFO, who is here on stage with us. And we also have David P ...

​Chime Financial, Inc. (NASDAQ:CHYM) is one of the Best Up and Coming Tech Stocks to Buy. Wall Street is bullish on the stock since the company topped estimates during its fiscal Q3 2025. The stock has surged more than 10.5% since the release. ​On November 13, James Faucette from Morgan Stanley reiterated a Buy rating on the stock with a $40 price target. Earlier on November 6, Patrick Moley from Piper Sandler also reiterated a Buy rating on Chime Financial, Inc. (NASDAQ:CHYM) but lowered the price target ...

Core Viewpoint - Chime Financial, Inc. (CHYM) has received a Zacks Rank 2 (Buy) upgrade, indicating a positive trend in earnings estimates which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Movement - The Zacks rating system is based on changes in earnings estimates, which are closely correlated with stock price movements [4][6]. - Rising earnings estimates for Chime Financial suggest an improvement in the company's underlying business, likely leading to an increase in stock price [5][10]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with a strong historical performance, particularly Zacks Rank 1 stocks averaging a +25% annual return since 1988 [7][9]. - Chime Financial's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, indicating strong potential for market-beating returns in the near term [10]. Earnings Estimate Revisions - For the fiscal year ending December 2025, Chime Financial is expected to earn -$4.31 per share, with no year-over-year change [8]. - Over the past three months, the Zacks Consensus Estimate for Chime Financial has increased by 6.3%, reflecting positive sentiment among analysts [8].

Core Viewpoint - Chime Financial, Inc. (CHYM) shows significant upside potential with a mean price target of $30.47, indicating a 51.1% increase from the current trading price of $20.17 [1][11]. Price Targets and Analyst Estimates - The mean estimate consists of 15 short-term price targets with a standard deviation of $7.86, suggesting variability in analyst predictions. The lowest estimate is $17.00 (15.7% decline), while the highest is $40.00 (98.3% increase) [2][9]. - Analysts have recently revised earnings estimates upward, with the Zacks Consensus Estimate for the current year increasing by 4.3% over the past month [12][11]. Analyst Behavior and Market Sentiment - There is skepticism regarding the reliability of analysts' price targets, as they may set overly optimistic targets influenced by business relationships [8][7]. - A low standard deviation in price targets indicates a high degree of agreement among analysts about the stock's price movement direction, which can serve as a starting point for further research [9][10]. Investment Outlook - CHYM holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates, suggesting a strong potential for upside in the near term [13][11]. - While consensus price targets may not be entirely reliable, the implied direction of price movement appears to be a useful guide for investors [14].