打造"供销集 市"，焕新广州 西关烟火气_南 方+_南方plus 1月10日，由广 州供销投资控股 集团主办的"供 投优选・赋 能'百千万工 程'"活动（以下 简称"活动"）在 体验与惠民消费 场景，让西关烟 火气在新年新气 象中愈发浓郁。 "供投优选・赋能'百千万工程'"活动在广州古玩城广场焕新启幕 活动有关负责人 表示，此次活动 作为广州供销投 资控股集团深入 贯彻中华全国供 销合作社第八次 代表大会精神、 打造"供销集 市"助销品牌的 务实实践，旨在 将供销文化与民 生服务深度绑 定，进一步提 升"供投"品牌价 值，为"百千万 工程"注入供销 动能。 据了解，广州供 销投资控股集团 以资源整合为抓 手、模式创新为 动力，助力土产 日杂、海珠典 当、长寿典当、 红棉凉果、生茂 泰茶叶等承载岁 月记忆的老企 业、老品牌，在 新时代重焕新生 机、展现新活 力。本次活动是 广州供销投资控 股集团组建后迈 入集团化运营新 阶段的全新亮 广州古玩城广场 焕新启幕。活动 以打造"有温 度、有滋味、有 实惠"的"供销市 集"为主题，深 度融合广府文化 解西关汤品的历 史渊源、养生功 效与食材搭配技 巧，同时展示陈 列核 ...

然而，黄金典当市场也存在一些问题和挑战，所以选择一家正规的典当行至关重要。 传统金融体系中，个人和小微企业往往面临融资难、融资贵的困境。银行贷款繁琐的审批流程、严格的 抵押物要求，让许多急需资金的人望而却步。而黄金典当则以其独特的优势，为市场提供了另一种可能 性。与银行贷款相比，黄金典当的审批流程更为简便，通常只需几个小时就能完成评估和放款，大大缩 短了资金周转时间。同时，黄金典当的抵押物要求相对宽松，只要是有价值的黄金制品，都可以作为抵 押物，这为那些缺乏传统抵押物的个人和小微企业提供了融资渠道。 从经济学的角度来看，黄金典当的本质是一种资产变现行为。当个人或企业面临短期资金需求时，将闲 置的黄金典当变现，相当于将静态的资产转化为动态的现金流，从而实现资产的优化配置。这种融资方 式不仅能够解决短期资金周转问题，还能够避免因出售黄金而导致的资产损失。在黄金价格波动较大的 市场环境下，黄金典当更是一种有效的风险管理工具。通过典当黄金，个人和企业可以在不放弃黄金所 有权的前提下，获得资金支持，同时等待黄金价格回升后再赎回，从而实现资产的保值增值。 此外，黄金典当市场的发展也有助于促进黄金市场的流通和活跃。在传统的 ...

2024年1至12月份，新力金融的营业收入构成为：融资租赁占比57.66%，小额贷款占比21.69%，软件和 信息技术服务业占比9.38%，典当业务占比5.03%，融资担保占比4.59%。 截至发稿，新力金融市值为47亿元。 每经AI快讯，新力金融（SH 600318，收盘价：9.08元）12月29日晚间发布公告称，公司合并报表范围 内的控股子公司安徽德润融资租赁股份有限公司（简称"安徽德润"）因经营业务需要与恒丰银行股份有 限公司合肥分行（简称"恒丰银行"）签订了《流动资金借款合同》。公司与恒丰银行签订了《最高额保 证合同》，为安徽德润与恒丰银行签订的《流动资金借款合同》项下所形成的所有负债提供连带责任保 证担保，担保总金额为人民币7000万元，保证人承担保证责任的保证期间为三年。 截至本公告披露日，本次新增担保后公司及控股子公司对外担保总额约9.47亿元（其中控股子公司为其 下属公司对外担保总额约为1.16亿元），占公司最近一期经审计净资产的89.31%。 每经头条（nbdtoutiao）——直击茅台经销商大会：2000多人周末齐聚！重大变革公布：涉及茅台酒价 格、分销等，董事长陈华：经销商不能再"躺着赚 ...

每次金价一涨，就成了一个全民热议的话题，不少人的内心都暗潮涌动，想着是否该将其变现。然而黄 金变现的方式有两种，一种是黄金典当，一种是黄金回收，这两者应该如何去选呢？ 一：典当与回收的区别 ①：黄金典当的含义 典当指的是你将黄金放在典当行保管，你可以获取一笔典当金，且需按月支付利息，等到周转过来之后 可以随时将其赎回。 ②：黄金回收的含义 黄金回收就是直接卖掉，物品的归属权将不再属于你。 二：典当和回收适用的人群 ①：黄金典当适用人群 短期资金周转，且计划赎回 该物品有纪念意义 ，舍不得卖掉，希望暂时质押 ②：黄金回收适用人群 闲置、破损、旧款金饰持有者 该物品无意义、在高金价面前落袋为安、直接进行买卖一次性交易 三：典当和回收的流程 ①：黄金典当流程 验金、评估、定价、确定利率和期限、签当票、发放当金、速度很快（20分钟内） ②：黄金回收流程 验金、称重、计算回收价格、付款 今天的内容金炬典当行的小编就给大家讲到这了，咱们下期再见。 成都金炬典当行 成立年限：2005年12月28日 注册资金：2000万元整 业务范围：汽车、房产、奢侈品手表包包、黄金钻石、手机电脑相机等动产不动产典当、回收、鉴定、 寄卖等业 ...

Group 1 - The core point of the article is that New Power Finance (SH 600318) held its 20th meeting of the 9th Board of Directors on December 8, 2025, to review proposals regarding the revision of certain governance systems [1] - For the fiscal year 2024, the revenue composition of New Power Finance is as follows: financing leasing accounts for 57.66%, microloans for 21.69%, software and information technology services for 9.38%, pawn business for 5.03%, and financing guarantees for 4.59% [1] - As of the time of reporting, the market capitalization of New Power Finance is 4.7 billion yuan [1]

最近的金价，又像打了鸡血一样蹭蹭往上冲。每次看到走势图，我都忍不住怀疑：是不是有人在背后给黄金打了"无限续杯"？朋友圈里有人已经开始发"黄 金自由"的自拍了，而我这种只会在群里默默问一句"现在追还来得及吗"的人，已经被自动归类成——典型的犹豫型投资者。 先说结论：现在追高到底来不来得及？这问题就像问"现在健身还来得及练出腹肌吗"。理论上当然来得及，实际上要看你坚持多久、能不能扛波动、以及你 是不是那种一跌就开始反思人生的体质。 如果你真的手痒想追，我给你三条"不负责任但很诚恳"的建议： 黄金这波上 涨，理由媒体已经说烂了——避险情绪、全球大环境、货币政策等等。听起来都很高大上，其实翻译成人话就是：大家心里没安全感，所以都跑去抱金砖大 腿。金价也因此顺势"扶摇直上九万里"，完全不给想抄底的人留一丝体面。 那追高有没有可能被套？当然有。毕竟黄金涨起来像是坐高铁，掉头的时候也不会提前打个转向灯。但黄金这东西，和那些一夜暴富一夜归零的小币种不一 样，它跌归跌，总归还有"贵金属"这层身份撑腰。 总之，黄金涨归涨，别让情绪涨上头。你要是问现在追高行不行，我只能说：行是行，但请稳住你的右手，扶住你的心脏。黄金会不会继续涨？ ...

Financial Data and Key Metrics Changes - EZCORP achieved record revenue of $1.3 billion for fiscal 2025, up 12% year over year, with adjusted EBITDA of $191.2 million, up 26% [4][11] - EBITDA margin expanded to 14.7% from 13%, and net income surged 30% to $110.7 million [4][11] - Cash position increased to $469.5 million from $170.5 million in fiscal 2024, reflecting a $300 million senior notes offering [7] Business Line Data and Key Metrics Changes - Pawn loan (PLO) of $303.9 million increased 11%, with a same-store basis growth of 9% [11] - Merchandise sales of $176 million increased 9%, with same-store sales up 7% [11] - U.S. pawn segment revenues increased 13% to $238.9 million, with PLO growth of 9% on both total and same-store basis [13][14] Market Data and Key Metrics Changes - In Latin America, fourth quarter revenues were $96.9 million, up 17%, with PLO up 17% to $70.1 million [15] - Jewelry composition in PLO increased by 450 basis points to 41% in Latin America [15] - Texas remains the largest market with 247 stores, followed by Florida with 95 stores [14] Company Strategy and Development Direction - EZCORP focuses on expanding its store base, having added 24 stores in the quarter, with a total of 1,360 stores across five countries [5][6] - The company is committed to digital transformation, with initiatives like the EZ+ Rewards membership program, which increased by 26% to 6.9 million members [8] - The M&A pipeline remains active, with multiple opportunities being evaluated for strategic integration and return on invested capital [20] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the resilience of the business model, stating that the company can adapt quickly to changes in gold prices [26][27] - The focus remains on growing PLO, improving inventory efficiency, and scaling operational best practices across all geographies [18] - Management noted strong demand for loan products, indicating robust lending profiles despite external economic pressures [78] Other Important Information - The company implemented a targeted incentive compensation campaign in Q4, which successfully improved merchandise sales [8] - Digital initiatives have led to significant growth in online payments and customer engagement, with website traffic increasing by 49% [9] - The company is seeing a shift towards jewelry in its PLO composition, enhancing its ability to capitalize on elevated gold prices [14] Q&A Session Summary Question: Impact of gold prices on business - Management acknowledged that while rising gold prices are beneficial, the core business remains strong regardless of gold price fluctuations [26][27] Question: Future growth potential in Latin America - Management indicated that there is still significant opportunity for growth in Latin America, particularly in lending against jewelry and digital adoption [31][32] Question: M&A pipeline outlook - Management confirmed a robust M&A pipeline with ongoing acquisitions, focusing primarily on existing markets but open to new opportunities [35][36] Question: Digital initiatives and customer behavior - Management noted that digital initiatives are driving customer engagement and efficiency, with significant growth in online loan payments and customer loyalty [63][65] Question: Inventory growth and turnover - Management explained that inventory growth is primarily due to increased jewelry holdings and longer-term layaways, viewing it as an opportunity for improvement in inventory turnover [66][67]

Financial Data and Key Metrics Changes - EZCORP achieved record revenue of $1.3 billion for fiscal 2025, up 12% year over year, with adjusted EBITDA of $191.2 million, up 26% [4] - EBITDA margin expanded to 14.7% from 13%, and net income surged 30% to $110.7 million [4][7] - Cash position increased to $469.5 million from $170.5 million in fiscal 2024, reflecting a $300 million senior notes offering [7] Business Line Data and Key Metrics Changes - Pawn loan (PLO) of $303.9 million increased 11%, with a same-store basis growth of 9%, driven by higher average loan sizes [11] - Merchandise sales of $176 million increased 9%, with same-store sales up 7% [11] - In the U.S., PLO grew 9% with merchandise sales of $117.3 million increasing 6% overall [13][12] Market Data and Key Metrics Changes - In Latin America, fourth quarter revenues were $96.9 million, up 17%, with PLO up 17% to $70.1 million [15] - Jewelry composition in PLO increased by 450 basis points to 41% in Latin America [15] - Texas remains the largest market with 247 stores, followed by Florida with 95 stores [14] Company Strategy and Development Direction - The company is focused on expanding its store base and enhancing operational efficiency through digital transformation and customer-centric initiatives [4][8] - EZCORP aims to leverage its strong balance sheet for organic and inorganic growth opportunities, particularly in M&A [20] - The company is committed to improving inventory efficiency and scaling operational best practices across all geographies [18] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the resilience of the business model, stating that the company can adapt quickly to changes in gold prices [26][27] - The company anticipates continued robust revenue growth, driven by strong demand for loan products despite potential economic pressures [44] - Management highlighted the importance of digital initiatives in enhancing customer engagement and operational efficiency [62] Other Important Information - EZCORP's loyalty program, EZ Plus Rewards, has grown by 26% to 6.9 million members, driving customer loyalty and repeat transactions [8] - The company has implemented targeted incentive compensation campaigns to improve merchandise sales [8] Q&A Session Summary Question: Impact of gold prices on business - Management acknowledged that while rising gold prices are beneficial, the core business remains strong regardless of gold price fluctuations [26][27] Question: Future growth potential in Latin America - Management indicated that there is still significant growth potential in Latin America, particularly in lending against jewelry [31][32] Question: M&A pipeline outlook - Management confirmed a robust M&A pipeline with ongoing opportunities, emphasizing a disciplined approach to acquisitions [35][36] Question: Digital initiatives and customer behavior - Management noted that digital initiatives are driving significant changes in customer engagement and operational efficiency [62] Question: Inventory growth and turnover - Management explained that inventory growth is primarily due to increased jewelry holdings and longer-term layaway programs, viewing it as an opportunity for improvement [66][70]

Core Viewpoint - Zhejiang Bingbing Pawn Co., Ltd. has established itself as a reliable private financial service platform with a strong emphasis on customer trust and safety, supported by a robust capital base and a comprehensive "three-tier guarantee" system [1][10]. Group 1: Financial Security - The company boasts a registered capital of 1 billion yuan, ranking first among pawnshops in Zhejiang, which ensures stable lending capabilities and provides a trust endorsement for customer funds [4]. - Bingbing Pawn adheres to a transparent fee structure, with all rates based on the "Pawn Management Measures" and clearly outlined in contracts, eliminating hidden charges and ensuring customers are fully informed [2][4]. Group 2: Item Security - The company has invested in a professional vault located in a prime area of Hangzhou, equipped with 24-hour surveillance and strict access controls, ensuring the safety of pledged items [5]. - Customer feedback highlights the meticulous care taken in item storage, with regular checks to maintain optimal conditions, ensuring items remain in perfect condition upon redemption [6]. Group 3: Privacy Protection - Bingbing Pawn employs advanced encryption technology to safeguard customer data, with strict access controls and a clear confidentiality agreement for all employees [8]. - The company has implemented measures to ensure customer interactions are discreet, including private consultation areas and secure handling of documents, enhancing customer comfort and privacy [8]. Group 4: Industry Recognition and Customer Trust - The company is recognized as a governing member of the Hangzhou Pawn Association and the Zhejiang Pawn Association, reflecting its commitment to industry standards and customer service [10]. - Bingbing Pawn promises to respond to customer feedback on the same day and resolve issues within three days, reinforcing its dedication to customer satisfaction and trust [10].

Group 1 - The core point of the article is that Xiangyi Rongtong (SH 600830) announced the convening of its 11th sixth board meeting on August 28, 2025, to discuss the proposal for impairment provision for the first half of 2025 [1] - For the year 2024, the revenue composition of Xiangyi Rongtong is as follows: leasing accounts for 45.22%, merchandise sales for 17.55%, pawnbroking for 14.57%, special assets for 13.72%, and other businesses for 5.51% [1] Group 2 - The article mentions that nearly 120 brands and 1,600 vehicles are competing in the Southwest region, indicating a significant market activity in the automotive sector [1] - The first A-level car exhibition of the second half of the year is set to reshape the market landscape for new energy vehicles [1]