Core Insights - Gen has announced a strategic partnership with Vercel to provide independent safety verification for the AI skills ecosystem, enhancing security for developers and users [1] - The collaboration will utilize Gen's Agent Trust Hub to classify AI skills into risk categories, improving transparency and trust in AI capabilities [1] Partnership Details - The partnership aims to integrate security verification directly into Vercel's skills.sh platform, which serves over 6 million developers globally [1] - Skills published on the platform will be evaluated and classified as Safe, Low Risk, High Risk, or Critical Risk, providing clarity for users before installation [1] Security Verification Process - Gen's Agent Trust Hub will analyze skills using advanced risk modeling and threat intelligence to identify security weaknesses and potential malicious intent [1] - Each skill will receive a verification classification, including Critical Risk for severe behavior, High Risk for significant concerns, Low Risk for minor indicators, and Safe for compliance with security best practices [1] Industry Implications - The integration of the Agent Trust Hub signifies a growing adoption of security measures within the AI ecosystem, essential for responsible innovation as AI transitions to more autonomous roles [1] - This partnership emphasizes the importance of embedding security into the AI development lifecycle, rather than treating it as an afterthought [1] Company Background - Gen is a global company focused on digital safety and empowerment, serving nearly 500 million users across more than 150 countries with its consumer brands [1] - Gen Threat Labs, the cybersecurity research team within Gen, analyzes digital threats to inform security technologies across its portfolio [1]

LifeLock Expands Identity Protection to Adapt to the Complexity of Americans' Financial Lives [Accessibility Statement] Skip NavigationFrom everyday accounts to investments and asset ownership, LifeLock now helps protect the full spectrum of people's financial lives, amid $16.6 billion in reported cybercrime losses1TEMPE, Ariz. and PRAGUE, Feb. 12, 2026 /PRNewswire/ -- Identity theft is no longer a single moment of fraud. It's an ongoing risk that can affect many parts of a person's financial life, driven b ...

Gen Digital Inc. (NASDAQ:GEN) is one of the best affordable tech stocks to buy right now. On February 5, Gen Digital Inc. (NASDAQ:GEN) released its earnings for Q3 FY2026 ended January 2, 2026, and reported $1.24 billion in revenue. This is a 26% year over year growth and beat the analyst consensus estimates of approximately $1.23 billion. Non-GAAP diluted EPS rose 14% year over year to $0.64, also surpassing consensus estimates by roughly $0.01. Gen Digital (GEN) Accelerates With AI Security and Financia ...

Core Insights - Gen Digital (GEN) reported total revenue of $1.24 billion for the quarter ending December 2025, reflecting a 25.8% increase compared to the previous year [4] International Revenue Performance - EMEA contributed $263 million, accounting for 21.2% of total revenue, which was a 5.69% miss against the consensus estimate of $278.87 million. This is an increase from $257 million (21.1%) in the previous quarter and $240 million (24.3%) in the same quarter last year [5] - APJ generated $97 million, representing 7.8% of total revenue, which was a 13.83% miss against the expected $112.57 million. This is a decrease from $99 million (8.1%) in the previous quarter and $99 million (10%) in the same quarter last year [6] Future Revenue Projections - Analysts project GEN will achieve revenues of $1.24 billion for the ongoing fiscal quarter, a 22.8% increase year-over-year, with expected contributions from EMEA at 22.5% ($278.31 million) and APJ at 9% ($111.68 million) [7] - For the full year, total annual revenue is expected to reach $4.94 billion, marking a 25.6% increase compared to last year, with EMEA contributing 21.9% ($1.08 billion) and APJ contributing 8.8% ($433.25 million) [8] Strategic Considerations - The reliance on international markets presents both opportunities and challenges for Gen Digital, making the analysis of international revenue trends crucial for forecasting the company's future outlook [9] - In the context of increasing global interconnections and geopolitical tensions, analysts are closely monitoring these trends to adjust earnings predictions [10]

Core Insights - Gen Digital's AI-based strategy is effectively resonating with consumers, leading to a significant increase in stock price by over 8% following the announcement of strong quarterly growth metrics and an improved full-year profit forecast [1][4]. Financial Performance - Gen Digital reported a 26% year-over-year revenue increase, reaching $1.2 billion for the third quarter of fiscal 2026, ending January 2 [3]. - The company has a market capitalization of $14 billion, with a gross margin of 74.94% and a dividend yield of 2.23% [5]. - Year-to-date free cash flow surged by 42% to over $1 billion, which has been utilized for dividends and stock buybacks [5][6]. Future Outlook - Management has raised its full-year revenue forecast to between $4.955 billion and $4.975 billion, up from a previous estimate of $4.92 billion to $4.97 billion [7]. - Adjusted earnings per share are now projected to be between $2.54 and $2.56, an increase from the prior range of $2.51 to $2.56 [7]. Strategic Focus - The company emphasizes the integration of advanced intelligence across security, identity, and financial wellness, aiming to provide personalized protection and contextual recommendations to customers [8].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended January 2, 2026 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-17781 Gen Digital Inc. (Exact name of the registrant as specified in its charter) | Delaware | | | | 77-0181864 | | --- | --- | ...

Core Insights - Gen Digital Inc. reported strong third-quarter fiscal 2026 results, with revenues and earnings exceeding the Zacks Consensus Estimate, showcasing a positive growth trajectory [1][10] Financial Performance - Non-GAAP earnings for the third quarter were 64 cents per share, surpassing estimates by 1.6% and reflecting a 14% year-over-year increase [1][10] - Non-GAAP revenues reached $1.24 billion, a 25.8% increase year over year, also beating estimates by 1.07% [2][10] - Cyber Safety revenues were $819 million, up 2.5% year over year, while Trust-Based Solutions revenues surged 125% to $421 million [3][10] - Direct Customer revenues rose 18% year over year to $1.03 billion, and Partner revenues improved 87% to $215 million [3][10] - Quarterly bookings advanced 27.4% year over year to $1.32 billion [4][10] Profitability Metrics - Non-GAAP gross profit grew 21.8% year over year to $1.04 billion, although gross margin contracted by 270 basis points to 83.5% [4] - Non-GAAP operating expenses increased to $406 million, a 49% rise year over year, representing 32.7% of revenues, up 500 basis points [5] - Non-GAAP operating income totaled $629 million, up 9% year over year, with an operating margin of 50.7%, down 780 basis points [5] Balance Sheet and Cash Flow - As of January 2, 2026, cash and cash equivalents stood at $619 million, down from $701 million in the previous quarter, with long-term debt at $8.49 billion [6] - Operating cash flow generated was $541 million, with free cash flow at $535 million; the company paid $77 million in dividends, repaid $300 million of debt, and repurchased $300 million of shares [6] Guidance and Projections - For the fourth quarter of fiscal 2026, Gen Digital anticipates revenues between $1.24 billion and $1.26 billion, indicating year-over-year growth of 22.7% [7] - Projected non-GAAP earnings for the fourth quarter are between 64 cents and 66 cents, with a year-over-year growth of 11.9% [8] - For fiscal 2026, the revenue guidance has been raised to a range of $4.96 billion to $4.98 billion, up from the previous range of $4.92 billion to $4.97 billion, indicating a year-over-year growth of 25.6% [9][10] - Earnings per share for fiscal 2026 are now projected between $2.54 and $2.56, compared to earlier guidance of $2.51 to $2.56, reflecting a year-over-year growth of 14.4% [11]

分组1 - Gen Digital reported quarterly earnings of $0.64 per share, exceeding the Zacks Consensus Estimate of $0.63 per share, and up from $0.56 per share a year ago, representing an earnings surprise of +1.19% [1] - The company achieved revenues of $1.24 billion for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.07%, and an increase from $986 million year-over-year [2] - Gen Digital has consistently surpassed consensus EPS estimates over the last four quarters, indicating strong performance [2] 分组2 - The stock has underperformed, losing about 15.7% since the beginning of the year, while the S&P 500 has gained 0.5% [3] - The current consensus EPS estimate for the upcoming quarter is $0.66 on revenues of $1.24 billion, and for the current fiscal year, it is $2.54 on revenues of $4.94 billion [7] - The Zacks Industry Rank places Technology Services in the bottom 39% of over 250 Zacks industries, suggesting potential challenges for stock performance [8]

Financial Data and Key Metrics Changes - Q3 bookings reached $1.3 billion, up 27% year-over-year, and revenue was $1.2 billion, up 26% year-over-year [20][25] - Non-GAAP EPS increased by 14% year-over-year, reaching $0.64 [25][30] - Operating income was $629 million, translating to a 51% operating margin [25][27] Business Line Data and Key Metrics Changes - Cyber safety segment bookings grew 5% year-over-year, with revenue increasing by 3% [20][24] - MoneyLion experienced nearly 40% revenue growth in Q3, driven by strong customer demand for personal financial products [22][13] - LifeLock's monitored financial accounts grew double digits year-over-year to nearly 50 million [12][22] Market Data and Key Metrics Changes - The paid customer base increased to over 78 million, with 500,000 new cyber safety direct customers added [24][25] - Engine processed over 360 million inquiries annually, reflecting strong marketplace growth [16][22] Company Strategy and Development Direction - The company aims to build a trusted AI-powered platform focusing on cyber safety and financial wellness [4][11] - The introduction of the Agent Trust Hub and Norton Neo browser highlights the company's commitment to enhancing security in AI interactions [10][18] - The strategy emphasizes the convergence of identity threats and financial risks, positioning the company as a leader in both domains [11][12] Management's Comments on Operating Environment and Future Outlook - Management noted the increasing complexity of cyber threats, with scams evolving to exploit consumer behavior [6][8] - The company raised its revenue and EPS guidance for fiscal 2026, reflecting strong performance and momentum [29][30] - Management expressed confidence in the long-term growth potential driven by AI and the integration of MoneyLion [30][31] Other Important Information - The company generated $541 million in operating cash flow and $535 million in free cash flow during Q3 [27][28] - A quarterly cash dividend of $0.125 per common share was approved, reflecting the company's commitment to returning capital to shareholders [29][30] Q&A Session Summary Question: How is Gen addressing the trust consumers need in AI? - Management acknowledged the growing need for trust in AI and highlighted the launch of the Agent Trust Hub to validate AI agents and skills [33][36] Question: What is the status of MoneyLion's transition to subscriptions? - Management confirmed a cautious approach to transitioning MoneyLion towards subscriptions, with strong growth in personal financial offerings [39][40] Question: Can you elaborate on the Equifax partnership? - The partnership with Equifax aims to enhance consumer financial solutions and improve risk visibility, leveraging differentiated datasets [48][50] Question: What are the trends in first-party versus third-party products in the MoneyLion marketplace? - Management noted balanced growth in both first-party and third-party products, with strong performance in short-term lending [52][54] Question: What are the plans for capital deployment moving forward? - Management emphasized a balanced approach to capital deployment, focusing on dividends, debt paydown, and opportunistic share buybacks [76][78]

Financial Data and Key Metrics Changes - Q3 bookings reached $1.3 billion, up 27% year-over-year, and revenue was $1.2 billion, up 26% year-over-year [20] - Non-GAAP EPS increased by 14% year-over-year, reaching $0.64 [25] - Operating income was $629 million, translating to a 51% operating margin, consistent with expectations [25] Business Line Data and Key Metrics Changes - Cyber Safety segment bookings grew 5% and revenue grew 3%, driven by demand for cyber safety subscriptions [20] - MoneyLion reported nearly 40% revenue growth in Q3, supported by strong customer demand for personal financial products [22] - LifeLock's monitored financial accounts grew double digits year-over-year to nearly 50 million [12] Market Data and Key Metrics Changes - The paid customer base increased to over 78 million, with 500,000 new cyber safety direct customers added [24] - Engine processed over 360 million inquiries annually, reflecting strong marketplace growth [16] - The partnership with Equifax is expected to enhance alerts and insights for customers, driving incremental product adoption [50] Company Strategy and Development Direction - The company aims to build a trusted AI-powered platform focusing on cyber safety and financial wellness [4] - The introduction of the Agent Trust Hub aims to validate the safety of AI agents and skills, addressing emerging consumer risks [10][39] - The strategy emphasizes unifying AI and data-driven platforms to deliver personalized guidance and enhance customer experience [16][17] Management's Comments on Operating Environment and Future Outlook - Management highlighted the increasing convergence of cyber safety and financial wellness needs, indicating a shift in consumer behavior [11] - The company remains focused on long-term value creation and maintaining strong operating margins while investing in growth initiatives [30][31] - The outlook for Q4 and fiscal year 2026 includes raised revenue and EPS guidance, reflecting strong momentum [29][30] Other Important Information - The company generated $541 million in operating cash flow and $535 million in free cash flow during Q3 [27] - A regular quarterly cash dividend of $0.125 per common share was approved, to be paid on March 11, 2026 [29] - The company is exploring refinancing options for its term loan maturing in September 2028 [28] Q&A Session Questions and Answers Question: How is Gen thinking about the role it can play in consumer AI? - Management confirmed that the revolution of AI is happening and emphasized the need for trust and security in AI interactions, highlighting the launch of the Agent Trust Hub [35][39] Question: What is the status of the MoneyLion business and its shift towards subscriptions? - Management indicated a cautious but strong growth trajectory for MoneyLion, with a focus on driving revenue synergies across the portfolio [40][42] Question: Can you elaborate on the Equifax partnership and its impact on MoneyLion product adoption? - The partnership allows for deeper access to differentiated datasets, enhancing alerts and visibility for consumers, and is expected to drive incremental product adoption [50][51] Question: What are the trends in first-party versus third-party products on the MoneyLion marketplace? - Management noted that both first-party and third-party products are growing at similar rates, with a balanced approach to product offerings [54] Question: What are the guardrails for capital deployment going forward? - Management emphasized a balanced approach to capital allocation, focusing on dividends, debt paydown, and opportunistic share buybacks [76]