Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has raised the minimum threshold for its three-year large-denomination certificates of deposit (CDs) to 1 million yuan, while the industry standard remains around 200,000 yuan [1][2] Group 1: ICBC's Large-Denomination CDs - ICBC's current offering for the three-year large-denomination CD has a starting threshold of 1 million yuan and an annual interest rate of only 1.55% [1][2] - The latest three-year fixed deposit product from ICBC has an interest rate that can go up to 1.55%, with a much lower starting threshold of just 50 yuan [1][2] Group 2: Market Trends - A recent survey indicated that six major state-owned banks, including ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank, have completely stopped offering five-year large-denomination CDs [1][2] - Some joint-stock banks and city commercial banks are also following suit by reducing their long-term deposit offerings [1][2] - The structure of large-denomination CDs across banks has shifted significantly towards shorter terms, with ICBC now offering only one-month, three-month, six-month, one-year, two-year, and three-year products [1][2] - The interest rates for ICBC's one-year and two-year large-denomination CDs are both set at 1.2% [1][2]

天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了949家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 来源：市场资讯 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种团队欺诈行为识别方法、装 置、设备及存储介质"的专利，授权公告号CN 118449734 B，申请日期为2024年4月。 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for an "Information Push Method, Device, Equipment, Medium, and Program Product," with the authorization announcement number CN 119316473 B, and the application date is May 2024 [1] - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, ICBC has invested in 989 enterprises and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information records and 5,000 patent information records [1] - ICBC has obtained 77 administrative licenses [1]

来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了989家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种针对应用的资源批量分配方 法、装置及设备"的专利，授权公告号CN 118631900 B，申请日期为2024年5月。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "data transmission method, device, electronic equipment, medium, and program product," with the authorization announcement number CN 116600026 B, and the application date being April 2023 [1] - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, ICBC has invested in a total of 987 enterprises and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information records and 5,000 patent information records [1] - Additionally, ICBC possesses 77 administrative licenses [1]

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"电子屏的文件上传方法、装置、 设备、介质及产品"的专利，授权公告号CN 119728671 B，申请日期为2024年12月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了995家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 ...

天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了1012家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"基于复杂网络的安全问题跟踪与 处理方法、装置及设备"的专利，授权公告号CN 119316173 B，申请日期为2024年5月。 ...

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"主动安全监测方法、装置、设 备、存储介质及程序产品"的专利，授权公告号CN 118646578 B，申请日期为2024年6月。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了1011家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...

Core Insights - China Industrial and Commercial Bank has obtained a patent for a "data processing method, system, device, storage medium, and program product" with the authorization announcement number CN 120834960 B, applied for on September 2025 [1] Company Overview - China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] - The company has invested in 1,008 enterprises and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information and 5,000 patent information, along with 77 administrative licenses [1]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "data transmission method, device, equipment, medium, and program product" with the authorization announcement number CN 119520149 B, applied for on December 2024 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 1,009 enterprises, participated in 5,000 bidding projects, has 988 trademark information entries, and holds 5,000 patent information entries, along with 77 administrative licenses [1]