Core Viewpoint - Intercorp Financial Services Inc. (IFS) is currently positioned as a more attractive investment option compared to American Express (AXP) for value investors, based on earnings estimate revisions and valuation metrics [1][3][7]. Valuation Metrics - IFS has a forward P/E ratio of 8.35, significantly lower than AXP's forward P/E of 19.35, indicating that IFS may be undervalued [5]. - The PEG ratio for IFS is 0.34, while AXP's PEG ratio stands at 1.43, suggesting that IFS has better growth potential relative to its valuation [5]. - IFS's P/B ratio is 1.40, compared to AXP's P/B of 6.60, further highlighting IFS's relative undervaluation [6]. Analyst Outlook - IFS holds a Zacks Rank of 2 (Buy), indicating a positive earnings estimate revision trend, while AXP has a Zacks Rank of 3 (Hold), suggesting a less favorable outlook [3][7]. - The stronger estimate revision activity for IFS supports a more optimistic analyst outlook compared to AXP [7].

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1] Company Overview: Intercorp Financial Services Inc. (IFS) - IFS currently holds a Momentum Style Score of A, indicating strong momentum potential [3] - The company has a Zacks Rank of 2 (Buy), suggesting it is positioned for outperformance in the market [4] Performance Metrics - Over the past week, IFS shares increased by 3.84%, outperforming the Zacks Financial - Miscellaneous Services industry, which rose by 2.09% [6] - In the last month, IFS shares rose by 13.23%, while the industry saw a 15.1% increase [6] - Over the past quarter, IFS shares have risen by 12.45%, and over the last year, they have increased by 53.4%, compared to the S&P 500's performance of -2.26% and 13.85% respectively [7] Trading Volume - IFS has an average 20-day trading volume of 221,476 shares, which is a useful indicator for assessing price movements [8] Earnings Outlook - In the past two months, one earnings estimate for IFS has increased, while none have decreased, raising the consensus estimate from $4.23 to $4.29 [10] - For the next fiscal year, one estimate has also moved upwards with no downward revisions [10] Conclusion - Given the strong performance metrics and positive earnings outlook, IFS is identified as a promising momentum pick with a Momentum Score of A and a Zacks Rank of 2 (Buy) [12]

Company Performance - Intercorp Financial Services Inc. (IFS) shares have increased by 13.2% over the past month and reached a new 52-week high of $36.14 [1] - The stock has gained 21.6% since the beginning of the year, outperforming the Zacks Finance sector's 6.3% increase and the Zacks Financial - Miscellaneous Services industry's decline of 2.3% [1] Earnings and Valuation - IFS has a strong record of positive earnings surprises, having met or exceeded earnings consensus estimates in the last four quarters, with the latest EPS reported at $1.06 against a consensus of $0.89 [2] - The stock trades at 8.3 times current fiscal year EPS estimates, below the peer industry average of 11 times, and at 8.9 times trailing cash flow compared to the peer group's average of 10.9 times [6] Style Scores and Zacks Rank - IFS has a Value Score of A, Growth Score of A, and Momentum Score of A, resulting in a combined VGM Score of A [5] - The stock currently holds a Zacks Rank of 2 (Buy), indicating rising earnings estimates [7][8] Industry Comparison - Pagaya Technologies Ltd. (PGY) is a notable peer with a Zacks Rank of 1 (Strong Buy) and strong earnings performance, having beaten consensus estimates by 72.5% [9][10] - Despite the Financial - Miscellaneous Services industry ranking in the bottom 57% of all industries, both IFS and PGY show potential for growth [11]

Core Viewpoint - The article emphasizes the importance of timing and sustainability in short-term investing, highlighting that a solid trend can lead to profitable opportunities if supported by strong fundamentals and positive earnings revisions [1][2]. Group 1: Stock Performance - Intercorp Financial Services Inc. (IFS) has shown a solid price increase of 9.9% over the past 12 weeks, indicating investor confidence in its potential upside [4]. - The stock has also increased by 13.9% in the last four weeks, suggesting that the upward trend is still intact [5]. - IFS is currently trading at 96.8% of its 52-week high-low range, indicating a potential breakout [5]. Group 2: Fundamental Strength - IFS holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises [6]. - The stock has an Average Broker Recommendation of 1 (Strong Buy), reflecting high optimism from the brokerage community regarding its near-term price performance [7]. Group 3: Investment Strategy - The "Recent Price Strength" screen is a useful tool for identifying stocks like IFS that have the fundamental strength to maintain their upward trends [3]. - The article suggests that there are several other stocks passing through this screen, providing additional investment opportunities [8].

Group 1 - Intercorp Financial Services (IFS) is highlighted as a stock with a buy rank and strong momentum characteristics, currently holding a Zacks Rank 1 (Strong Buy) [1] - The Zacks Consensus Estimate for Intercorp Financial Services' current year earnings has increased by 1.4% over the last 60 days [1] - The company's shares have gained 9.9% over the last three months, contrasting with the S&P 500's decline of 3.7% [2] Group 2 - Intercorp Financial Services possesses a Momentum Score of A, indicating strong performance in momentum metrics [2]

Buy-side hedge professionals conducting fundamental, income oriented, long term analysis across sectors globally in developed markets. Please shoot us a message or leave a comment to discuss ideas.DISCLOSURE: All of our articles are a matter of opinion, informed as they might be, and must be treated as such. We take no responsibility for your investments but wish you best of luck. Analyst's Disclosure: I/we have a beneficial long position in the shares of IFS either through stock ownership, options, or othe ...

Exhibit 99.1 Intercorp Financial Services Inc. First Quarter 2025 Earnings Lima, Peru, May 8, 2025. Intercorp Financial Services Inc. (Lima Stock Exchange/NYSE: IFS) announced today its unaudited results for the first quarter 2025. These results are reported on a consolidated basis under IFRS in nominal Peruvian soles. Intercorp Financial Services: Strong start of the year Banking: Continued growth in commercial banking loans Insurance: Net profit of S/ 92.4 million in 1Q25 Wealth Management: Continued grow ...

While "the trend is your friend" when it comes to short-term investing or trading, timing entries into the trend is a key determinant of success. And increasing the odds of success by making sure the sustainability of a trend isn't easy.Often, the direction of a stock's price movement reverses quickly after taking a position in it, making investors incur a short-term capital loss. So, it's important to ensure that there are enough factors -- such as sound fundamentals, positive earnings estimate revisions, ...

Core Viewpoint - Intercorp Financial Services Inc. has filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2024, fulfilling its reporting obligations with the SEC and NYSE [1]. Financial Reporting - The 2024 Annual Report includes audited consolidated financial statements prepared in accordance with International Financial Reporting Standards (IFRS) and an auditor's opinion on the company's internal control over financial reporting [2]. Accessibility of the Report - The 2024 Annual Report can be accessed on the SEC's website and IFS' website under the "Investor Relations" section. Shareholders can request a hard copy of the report free of charge [3]. Company Overview - Intercorp Financial Services Inc. is incorporated in Panama and has securities listed on both the Lima Stock Exchange and the New York Stock Exchange. It is a leading provider of financial services in Peru through its subsidiaries, including Banco Internacional del Perú (Interbank), Interseguro, Inteligo Group, and Izipay [5]. - Interbank offers general banking services to retail and commercial customers, while Interseguro provides various insurance products. Inteligo focuses on wealth management and brokerage services, and Izipay specializes in payment processing [5].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐ Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐ Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of April, 2025 Commission File Number 001-38965 INTERCORP FIN ...