Exhibit 99.1 Intercorp Financial Services Inc. Second Quarter 2023 Earnings Lima, Peru, August 9, 2023. Intercorp Financial Services Inc. (Lima Stock Exchange/NYSE: IFS) announced today its unaudited results for the second quarter 2023. These results are reported on a consolidated basis under IFRS in nominal Peruvian soles. Intercorp Financial Services: 2Q23 earnings of S/ 331 mm, up 7% QoQ and 47% YoY Banking: 2Q23 profitability affected by rising cost of risk in retail Insurance: 2Q23 earnings of S/ 87.9 ...

Intercorp Financial Services Inc. (NYSE:IFS) Q1 2023 Earnings Conference Call May 11, 2023 10:00 AM ET Company Participants Rafael Borja – InspIR Group Luis Felipe Castellanos – Chief Executive Officer Michela Casassa – Chief Financial Officer JuanPablo Segura – Chief Financial Officer, Interseguro Carlos Tori – Executive Vice President of Payments Conference Call Participants Ernesto Gabilondo – Bank of America Juan Recalde – Scotiabank Yuri Fernandes – JPMorgan Carlos Gomez – HSBC Operator Good morning, a ...

Earnings Presentation 1Q23 Results 2 impacted by CoR and investment results +3% QoQ | -20% YoY 1Q23 recurring earnings of S/ 308 mm impacted by CoR and investment results • Solid capitalization levels after Basel III changes and dividend distribution at banking Insurance Payments | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-----------|-------|-------|-------|-----------|------------|-----------|-------|----------------|-------|----------| | | | | | | | | | | | | | | 22.4% | 16.7% | ...

Financial Performance - Intercorp Financial Services reported a net profit of S/ 266.9 million in 1Q23, a decrease of 30.5% QoQ and 44.1% YoY[6]. - Interbank's net profit for 1Q23 was S/ 250.2 million, a decrease of 31.4% QoQ and 22.4% YoY, primarily due to an increase in impairment loss on loans of S/ 89.5 million[35]. - The net profit for the period ended March 31, 2023, was S/(000) 266,914, a decrease of 44.1% compared to S/(000) 477,845 in the same period last year[182]. - The net profit for the period was S/(000) 265,093, compared to S/(000) 475,390 in the previous period[184]. - Net profit for the period decreased to S/266.914 million in Q1 2023 from S/477.845 million in Q1 2022, representing a decline of 44.1%[187]. Revenue and Income - Recurring revenues grew 21% YoY, with banking NIM reaching 5.5%[3]. - Net fee income from financial services surged 54.9% YoY, reflecting strong performance across various segments[22]. - Net fee income from financial services was S/ 39.6 million in 1Q23, an increase of S/ 2.2 million, or 5.9% QoQ, mainly driven by higher fees from funds management[158]. - Net interest and similar income grew by 14.9% YoY, attributed to a 37.1% increase in interest and similar income, despite a more than two-fold increase in interest and similar expense[82]. - The payments acquirer segment generated S/ 170.3 million in income in 1Q23, a decrease of 5.9% QoQ but an increase of 24.0% YoY[174]. Impairment and Losses - Impairment loss on loans increased by S/ 218.0 million YoY, primarily due to higher provisions in the retail and commercial loan books[21]. - The impairment loss on loans increased by 32.2% QoQ to S/ 367.7 million, significantly impacting overall profitability[34]. - Impairment loss on loans, net of recoveries increased by 32.2% QoQ and more than two-fold YoY, with an annualized ratio of impairment loss on loans to average loans at 3.2% in 1Q23, up from 2.5% in 4Q22 and 1.4% in 1Q22[94][96]. - The company reported an impairment loss on loans of S/(000) 367,611 for Q1 2023, significantly higher than S/(000) 149,595 in Q1 2022[181]. Assets and Liabilities - Total assets increased by 0.6% YoY to S/ 88,016.2 million as of March 31, 2023[5]. - Total liabilities increased by 1.0% YoY to S/ 78,879.7 million, with deposits and obligations rising by 2.7%[5]. - The equity attributable to IFS's shareholders decreased to S/(000) 9,084,625 as of March 31, 2023, from S/(000) 9,348,528 at the end of 2022[180]. - The balance of rescheduled loans as of March 31, 2023, was S/5,069.584 million, slightly up from S/5,048.978 million as of December 31, 2022[200]. Capital and Ratios - The company maintained solid capitalization levels after Basel III changes, with an annualized ROAE of 11.5% in 1Q23[8]. - The ratio of regulatory capital to risk-weighted assets was 15.2% as of March 31, 2023, slightly above the 15.1% reported at the end of 2022, but below the 15.5% registered a year earlier[110]. - Total regulatory capital decreased by 5.3% QoQ, attributed to dividend distributions and unrealized losses on investments, while risk-weighted assets decreased by 5.9% QoQ[112][111]. Insurance Performance - Insurance earnings were S/ 31.3 million in 1Q23, with a ROE of 40.5% post-IFRS17 adoption[2]. - Interseguro's profits reached S/ 31.3 million in 1Q23, an increase of S/ 17.8 million QoQ, but a decrease of S/ 81.9 million YoY, primarily due to improvements in insurance results[121]. - Insurance income was S/ 275.5 million in 1Q23, an increase of S/ 29.1 million, or 11.8% QoQ, but a decrease of S/ 30.6 million, or 10.0% YoY[138]. - Insurance expenses were S/ 366.8 million in 1Q23, a decrease of S/ 30.6 million, or 7.7% QoQ, but an increase of S/ 48.8 million, or 15.3% YoY[141]. Cash Flow and Investments - Net cash provided by operating activities was S/2,637 million in Q1 2023, a turnaround from a net cash used of S/(1,854.830) million in Q1 2022[188]. - Cash and cash equivalents at the end of the period decreased to S/11,929.297 million in Q1 2023 from S/13,286.242 million in Q1 2022, a decline of 10.2%[188]. - The purchase of investments at fair value through other comprehensive income and at amortized cost increased to S/(1,782.926) million in Q1 2023 from S/(992.876) million in Q1 2022, a rise of 79.5%[188]. Other Key Metrics - The effective tax rate rose from 16.6% in 1Q22 to 28.1% in 1Q23, influenced by a lower translation result and higher rates in the banking business[24]. - The efficiency ratio improved to 39.1% in 1Q23 from 41.7% in 1Q22, and would have been 36.9% excluding the impairment on interest on loans of S/ 70.0 million[107]. - The average cost of funding increased by 180 basis points, from 1.8% in 1Q22 to 3.6% in 1Q23, resulting in a net interest margin of 5.1% in 1Q23, which is 60 basis points higher than the 4.5% reported in 1Q22[93].

Commission File Number 001-38965 INTERCORP FINANCIAL SERVICES INC. (Registrant's name) UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 April 25, 2023 Intercorp Financial Services Inc. Torre Interbank, Av. Carlos Villarán 140 La Victoria Lima 13, Peru (51) (1) 615-9011 (Address of principal executive offices) Indicate by check mark whether the registrant files or will file ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ...

Key messages up 3% QoQ & 53% YoY 0% QoQ | +15% YoY IFS net profit +19% YoY +7% YoY quarterly efficiency levels improve to 34.8% C/I 45.3%(1) 37.5%(3) 34.8% 42.2% 40.1% 37.9% +8% QoQ | +3% YoY Banking System TCR Insurance 24.4% 19.1% 20.4% 4Q21 3Q22 4Q22 8.0% Reg. min. Financial highlights Guidance 4 Results by segment Financial highlights 1) IFS' ROE in FY21 would have resulted in 17.9%, when excluding gains in other income of S/ 136 million in wealth management 2) IFS' ROE in FY22 would have resulted in 17 ...

Intercorp Financial Services Inc. (NYSE:IFS) Q4 2022 Earnings Conference Call February 15, 2023 10:00 AM ET Company Participants Rafael Borja - InspIR Group Luis Felipe Castellanos - Chief Executive Officer Michela Casassa - Chief Financial Officer Bruno Ferreccio - Chief Executive Officer, Inteligo Gonzalo Basadre - Chief Executive Officer, Interseguro Carlos Tori - Executive Vice President, Payments Conference Call Participants Ernesto Gabilondo - Bank of America Yuri Fernandes - JPMorgan Andres Soto - Sa ...

Earnings Presentation 3Q22 Results Intercorp Financial Services 1 Financial highlights 2 Key messages 3 Results by segment 3Q22 earnings of S/ 613 million, with recurring earnings of S/ 391 million | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------|----------------|---------------|-------|-----------|------------|-------|----------|-------|----------------|-----------|----------|-------|------------| | | | | | | | | | | | | | | | | | IFS net profit | (S/ mn) | | 2 ...

Intercorp Financial Services Inc. (NYSE:IFS) Q3 2022 Earnings Conference Call November 10, 2022 9:00 AM ET Company Participants Rafael Borja - Investor Relations Luis Felipe Castellanos - Chief Executive Officer Michela Casassa - Chief Financial Officer Gonzalo Basadre - Chief Executive Officer, Interseguro Bruno Ferreccio - Chief Executive Officer, Inteligo Carlos Tori - Executive Vice President, Payments Conference Call Participants Juan Recalde - Scotiabank Daniel Mora - Credicorp Capital Alonso Aramburu ...