While "the trend is your friend" when it comes to short-term investing or trading, timing entries into the trend is a key determinant of success. And increasing the odds of success by making sure the sustainability of a trend isn't easy.Often, the direction of a stock's price movement reverses quickly after taking a position in it, making investors incur a short-term capital loss. So, it's important to ensure that there are enough factors -- such as sound fundamentals, positive earnings estimate revisions, ...

Core Viewpoint - Intercorp Financial Services Inc. has filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2024, fulfilling its reporting obligations with the SEC and NYSE [1]. Financial Reporting - The 2024 Annual Report includes audited consolidated financial statements prepared in accordance with International Financial Reporting Standards (IFRS) and an auditor's opinion on the company's internal control over financial reporting [2]. Accessibility of the Report - The 2024 Annual Report can be accessed on the SEC's website and IFS' website under the "Investor Relations" section. Shareholders can request a hard copy of the report free of charge [3]. Company Overview - Intercorp Financial Services Inc. is incorporated in Panama and has securities listed on both the Lima Stock Exchange and the New York Stock Exchange. It is a leading provider of financial services in Peru through its subsidiaries, including Banco Internacional del Perú (Interbank), Interseguro, Inteligo Group, and Izipay [5]. - Interbank offers general banking services to retail and commercial customers, while Interseguro provides various insurance products. Inteligo focuses on wealth management and brokerage services, and Izipay specializes in payment processing [5].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐ Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐ Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of April, 2025 Commission File Number 001-38965 INTERCORP FIN ...

OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Exact name of Registrant as specified in its charter) INTERCORP FINANCIAL SERVICES INC. (Tran ...

Core Insights - IFS has launched a new migration accelerator service aimed at helping SAP customers transition to IFS Cloud, enabling them to leverage Industrial AI for immediate value generation [1][2][3] Group 1: Migration Accelerator Service - The IFS accelerator provides a low-risk approach for SAP customers to modernize their enterprise landscape, allowing them to move away from legacy systems and adopt a multi-vendor, multiplatform digital ecosystem [2][3] - This service is designed to minimize disruption during the migration process, offering a structured path that reduces costs, time, and potential challenges associated with enterprise software migrations [3][4] Group 2: Business Value and ROI - IFS has a proven track record, having assisted hundreds of companies in migrating to IFS Cloud, with a focus on automating workflows and integrating AI to enhance operational efficiency and reduce costs [5] - A recent IDC study indicates that IFS customers achieve an 11-month payback on investment and a 414% ROI over three years when utilizing IFS Cloud [5]

Core Viewpoint - Intercorp Financial Services Inc. (IFS) is set to host its First Quarter 2025 earnings conference call on May 9, 2025, following the release of its financial results on May 8, 2025 [1][2]. Company Overview - Intercorp Financial Services Inc. is incorporated in Panama and has securities listed on both the Lima Stock Exchange and the New York Stock Exchange [4]. - IFS is a leading provider of financial services in Peru, with key subsidiaries including Interbank, Interseguro, and Inteligo [4]. - Interbank offers full-service banking to retail and commercial customers, while Interseguro specializes in insurance products, and Inteligo focuses on wealth management and brokerage services [4]. Conference Call Details - The conference call will feature presentations from key executives, including the CEO of IFS, the CFO, and CEOs of its major subsidiaries [2]. - Access to the conference call will be available via specific phone numbers for both U.S. and international participants, along with a live video webcast [2]. - A replay of the conference call will be accessible shortly after its conclusion on the company's website [2]. Quiet Period - IFS will enter a Quiet Period starting April 20, 2025, during which it will refrain from disclosing financial information or commenting on its financial results until after the earnings release [3].

Core Viewpoint - The article emphasizes the importance of value investing and highlights Intercorp Financial Services (IFS) as a strong value stock based on various valuation metrics [2][4][7] Valuation Metrics - IFS has a Zacks Rank of 2 (Buy) and an A for Value, indicating strong potential for value investors [4] - The current P/E ratio of IFS is 6.76, significantly lower than the industry average of 13.96, suggesting it may be undervalued [4] - The P/B ratio of IFS is 1.17, compared to the industry average of 2.87, further indicating solid valuation [5] - IFS's P/CF ratio stands at 7.53, which is attractive against the industry's average of 13.40, reinforcing the notion of undervaluation [6] Historical Performance - Over the past 52 weeks, IFS's Forward P/E has fluctuated between a high of 10.57 and a low of 5.61, with a median of 6.47 [4] - The P/B ratio for IFS has ranged from a high of 1.34 to a low of 0.89, with a median of 1.12 over the past 12 months [5] - The P/CF ratio has varied between a high of 8.71 and a low of 6.73, with a median of 7.74 in the last year [6] Conclusion - The combination of IFS's strong earnings outlook and favorable valuation metrics positions it as an impressive value stock currently [7]

Core Viewpoint - The article emphasizes the importance of identifying and maintaining trends in short-term investing, highlighting that sound fundamentals and positive earnings estimates are crucial for sustaining momentum in stock prices [1]. Group 1: Stock Screening and Selection - The "Recent Price Strength" screen is a unique short-term trading strategy that helps identify stocks with strong fundamentals capable of maintaining an uptrend [2]. - Intercorp Financial Services Inc. (IFS) is highlighted as a suitable candidate, having experienced a 15.7% price increase over the past 12 weeks, indicating investor confidence in its potential upside [3]. - A recent price increase of 4.5% over the last four weeks further confirms that the upward trend for IFS is still intact [4]. Group 2: Fundamental Strength Indicators - IFS holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, which are critical for near-term price movements [5]. - The Zacks Rank system has a strong track record, with Zacks Rank 1 stocks averaging a +25% annual return since 1988, indicating the effectiveness of this ranking system [6]. - The Average Broker Recommendation for IFS is 1 (Strong Buy), reflecting high optimism from the brokerage community regarding its near-term price performance [6]. Group 3: Market Strategy and Tools - The article suggests that IFS may continue its price trend without reversal, and encourages exploring other stocks that meet the "Recent Price Strength" criteria [7]. - Investors are advised to utilize various Zacks Premium Screens tailored to different investing styles to identify potential winning stocks [7]. - The Zacks Research Wizard is recommended for backtesting stock-picking strategies, providing tools to evaluate the effectiveness of past strategies [8].

Core Viewpoint - The article emphasizes the importance of identifying and maintaining stock price trends for successful short-term investing, highlighting the use of a specific screening strategy to find stocks with strong fundamentals and positive price momentum [1][2]. Group 1: Stock Performance - Intercorp Financial Services Inc. (IFS) has shown a solid price increase of 15.1% over the past 12 weeks, indicating strong investor interest [4]. - The stock has maintained a price increase of 1% over the last four weeks, suggesting that the upward trend is still intact [5]. - IFS is currently trading at 98.5% of its 52-week high-low range, indicating a potential breakout [5]. Group 2: Fundamental Strength - IFS holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises [6]. - The stock has an Average Broker Recommendation of 1 (Strong Buy), reflecting high optimism from the brokerage community regarding its near-term price performance [7]. Group 3: Investment Strategy - The "Recent Price Strength" screen is a useful tool for identifying stocks with sufficient fundamental strength to sustain their recent uptrends [3]. - The article suggests that there are several other stocks that also meet the criteria of the "Recent Price Strength" screen, providing additional investment opportunities [8].

Group 1 - Intercorp Financial Services Inc. (IFS) has a Zacks Rank of 2 (Buy), indicating a stronger earnings outlook compared to Blackstone Inc. (BX), which has a Zacks Rank of 3 (Hold) [3] - Value investors typically utilize various metrics such as P/E ratio, P/S ratio, earnings yield, and cash flow per share to identify undervalued stocks [4] - IFS has a forward P/E ratio of 7.88, significantly lower than BX's forward P/E of 28.09, suggesting IFS may be undervalued [5] Group 2 - The PEG ratio for IFS is 0.33, indicating a favorable valuation in relation to its expected earnings growth, while BX has a PEG ratio of 1.07 [5] - IFS's P/B ratio is 1.30, compared to BX's P/B of 6.37, further highlighting IFS's relative undervaluation [6] - IFS has a Value grade of B, while BX has a Value grade of D, reinforcing the perception that IFS is the better investment option for value investors [6]