(Bloomberg) -- An upscale municipality in Peru’s capital Lima temporarily shuttered over a dozen commercial spaces controlled by one of the country’s top conglomerates, igniting an unlikely battle between the company and a local mayor. Conglomerate Intercorp said about 15 stores had “suffered irregular shutdowns” starting last week in the seaside neighborhood of Miraflores, affecting bank branches, retail stores, restaurants and movie theaters. Intercorp is headed by billionaire Carlos Rodríguez-Pastor, a l ...

Buy-side hedge professionals conducting fundamental, income oriented, long term analysis across sectors globally in developed markets. Please shoot us a message or leave a comment to discuss ideas.DISCLOSURE: All of our articles are a matter of opinion, informed as they might be, and must be treated as such. We take no responsibility for your investments but wish you best of luck.Analyst’s Disclosure: I/we have a beneficial long position in the shares of IFS either through stock ownership, options, or other ...

Intercorp Financial Services (NYSE:IFS) Q4 2025 Earnings call February 12, 2026 09:00 AM ET Company ParticipantsAlonso Aramburu - Associate PartnerCarlos Gomes - Managing DirectorCarlos Tori - CEODaniel Mora - Equity Research AssociateDaniela Miranda - Legal ManagerErnesto Gabilondo - DirectorGonzalo Basadre - CEOIvan Peill - Managing DirectorLuis Felipe Castellanos - CEOMichela Casassa - CFOConference Call ParticipantsYuri Fernandes - Equity Research AnalystOperatorThank you for standing by, and welcome to ...

Intercorp Financial Services (NYSE:IFS) Q4 2025 Earnings call February 12, 2026 09:00 AM ET Speaker10Thank you for standing by, and welcome to the IFS fourth quarter of 2025 conference call. The conference will begin in a few minutes. Pardon me. Good morning, and welcome to the Intercorp Financial Services fourth quarter of 2025 conference call. All lines have been placed on mute to prevent any background noise. Please be advised that today's conference call is being recorded. After the presentation, we wil ...

4Q25 IFS earnings presentation is.com.pe 2025 k ey messages 1 3 Solid performance across businesses +49 % YoY FY25 net profit 1,943 FY25 Net income IFS S/ mn 4 Strengthening primary banking relationships +11% +14% YoY retail primary banking customers 5 Insurance delivering solid double -digit growth + YoY written Higher -yielding loans continue positive trend +8 % YoY Improving risk - adjusted NIM 2.3 % CoR banking FY25 3.7 % FY25 Risk-adjusted NIM 3.1% Cost of funds FY25 61 premiums % WM continues to deliv ...

Core Viewpoint - Intercorp Financial Services Inc. (IFS) will host its Fourth Quarter 2025 earnings conference call on February 12, 2026, at 9:00 a.m. E.T. / 9:00 a.m. Lima Time, following the release of its financial results on February 11, 2026 [1][2]. Company Overview - Intercorp Financial Services Inc. is incorporated under the laws of Panama and has securities listed on both the Lima Stock Exchange and the New York Stock Exchange [4]. - IFS is a leading provider of financial services in Peru, with main subsidiaries including Interbank, Interseguro, and Inteligo [4]. - Interbank offers full-service banking to retail and commercial customers, while Interseguro provides various insurance products, including annuities and life insurance [4]. - Inteligo focuses on wealth management services and brokerage services [4]. Conference Call Details - The conference call will feature presentations from key executives, including the CEO of IFS, the CFO, and CEOs of its subsidiaries [2]. - Access to the conference call is available via specific phone numbers for both U.S. and international participants, with a dedicated conference ID [2]. - A live video webcast will be available, and a replay will be accessible shortly after the call concludes [2]. Quiet Period - IFS has entered a Quiet Period starting January 20, 2026, during which it will not disclose any financial information or comment on its financial results until after the Fourth Quarter 2025 results are published [3].

Core Viewpoint - The article emphasizes the importance of value investing and highlights Intercorp Financial Services (IFS) as a strong value stock based on its financial metrics and Zacks Rank [1][3][6] Value Investing - Value investing is a popular strategy for identifying great stocks across various market conditions, utilizing established valuation metrics [2] Intercorp Financial Services (IFS) Overview - IFS currently holds a Zacks Rank of 2 (Buy) and a Value grade of A, indicating strong potential for value investors [3] - The stock has a Price-to-Book (P/B) ratio of 1.46, which is attractive compared to the industry average of 3.24 [4] - Over the past year, IFS's P/B ratio has fluctuated between a high of 1.53 and a low of 1.04, with a median of 1.26 [4] - IFS has a Price-to-Cash Flow (P/CF) ratio of 7.19, significantly lower than the industry average of 16.94, suggesting it may be undervalued [5] - The P/CF ratio for IFS has ranged from a high of 8.71 to a low of 6.22 over the past 12 months, with a median of 7.53 [5] - These financial metrics indicate that IFS is likely undervalued and has a strong earnings outlook, making it an impressive value stock [6]

Core Insights - IFS has launched IFS Cloud 25R2, introducing advanced agentic AI capabilities that enhance industrial operations by integrating Digital Workers into the workforce, addressing labor shortages and operational challenges [2][3][4] Group 1: Product Features and Innovations - IFS Cloud 25R2 features IFS Loops Digital Workers that can think, decide, and act autonomously, significantly increasing operational efficiency in industrial settings [2][7] - The new release embeds AI deeply into industrial workflows, enabling automation of complex processes and reducing the burden of repetitive tasks that consume 40-60% of staff capacity [6][10] - Digital Workers are designed to operate 24/7, ensuring continuous workflow execution without downtime, and are fully auditable for compliance in regulated industries [7][8] Group 2: Market Context and Challenges - The industrial sector is facing a capacity crisis, with £17 trillion of capital being invested to modernize infrastructure and address labor shortages, as 50% of the workforce is set to retire in the next five years [3][4] - IFS emphasizes that generic AI solutions are inadequate for industrial applications, highlighting the need for specialized AI tools that can handle the complexities of industrial operations [5][8] Group 3: Customer Impact and ROI - IFS customer Kodiak Gas Services reported that engaging with IFS Loops could yield an ROI of $3 million annually and free up 90,000 hours for field service technicians [4] - The integration of AI in operations has led to significant cost savings, with one customer achieving a 30% reduction in operational costs through streamlined processes [9][10] Group 4: Sustainability and Compliance - IFS Cloud 25R2 incorporates sustainability practices into operational decisions, enhancing compliance and sustainability reporting while driving profitability [10] - New AI-driven capabilities in the suite support real-time orchestration of operations, ensuring that sustainability is integrated into everyday business processes rather than treated as an afterthought [10][12]

Core Viewpoint - Intercorp Financial Services Inc. (IFS) reported strong Q2 earnings with a net income of S/580 million, indicating solid financial performance and potential for future growth [1]. Financial Performance - The company achieved a net income of S/580 million in Q2, reflecting robust operational efficiency and profitability [1]. Investment Position - Analysts have a beneficial long position in IFS shares, indicating confidence in the company's future performance and investment potential [2].

Core Insights - Intercorp Financial Services Inc. (IFS) reported a strong Q2 performance with a net income of S/580 million [1] Financial Performance - The company demonstrated solid financial results in Q2, indicating a positive trend in its earnings [1] Analyst Position - Analysts have a beneficial long position in IFS shares, reflecting confidence in the company's future performance [2]