Core Insights - MercadoLibre reported a revenue of $8.76 billion for the quarter ended December 2025, reflecting a year-over-year increase of 44.6% and surpassing the Zacks Consensus Estimate by 2.86% [1] - The company's EPS was $11.03, down from $12.61 in the same quarter last year, resulting in an EPS surprise of -6.31% compared to the consensus estimate of $11.77 [1] Financial Performance Metrics - Gross merchandise volume reached $19.91 billion, exceeding the average estimate of $19.19 billion from four analysts [4] - Total payment volume was $83.69 billion, surpassing the average estimate of $82.19 billion based on three analysts [4] - Geographic revenue breakdown: - Brazil: $4.64 billion, exceeding the estimate of $4.48 billion, with a year-over-year increase of 47.9% [4] - Other countries: $414 million, above the estimate of $387.14 million, with a year-over-year increase of 53.9% [4] - Mexico: $2.1 billion, slightly below the estimate of $2.13 billion, with a year-over-year increase of 55.6% [4] - Argentina: $1.61 billion, below the estimate of $1.67 billion, with a year-over-year increase of 23.3% [4] Stock Performance - Over the past month, MercadoLibre's shares have returned -15.7%, contrasting with the Zacks S&P 500 composite's -1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Mercado Libre's application of artificial intelligence has significantly contributed to revenue growth and operational efficiency in the fourth quarter, with a reported net revenue increase of 45% year-over-year, driven by its commerce and FinTech services [2][3] Group 1: Revenue Growth and Business Performance - The company experienced a 45% year-over-year growth in net revenues during the fourth quarter, attributed to the acceleration of its commerce business and the rapid expansion of its FinTech services [2] - In the commerce sector, Mercado Libre's advertising business saw a remarkable 67% year-over-year growth, which was linked to the implementation of AI-powered bidding algorithms and automated campaign tools [4] Group 2: AI Integration and Tools - The company has integrated AI tools for both buyers and sellers within its marketplace, enhancing the overall user experience [8] - For buyers, an AI-enhanced search experience was launched in Argentina, personalizing search results based on individual search and transaction history [9] - For sellers, a Seller Assistant was introduced to facilitate onboarding, improve listing quality, create short-form videos from product images, and manage customer service inquiries [10] Group 3: FinTech Innovations - In the FinTech segment, Mercado Libre launched the Mercado Pago AI Assistant, which handled over 9 million customer inquiries in the fourth quarter, with 87% managed without human intervention [12] - The AI Assistant is designed to address various use cases, including general inquiries, transfers, and bill payments, with plans for future enhancements to increase its proactive capabilities [13]

MercadoLibre (NasdaqGS:MELI) Q4 2025 Earnings call February 24, 2026 05:00 PM ET Company ParticipantsAriel Szarfsztejn - President of CommerceCraig Maurer - Managing DirectorDannie Eiger - Partner and the Co-Head of Equity ResearchGeoffrey Elliott - Director of ResearchMartín de los Santos - CFONeha Argawala - Associate Director of CIB D&AOsvaldo Giménez - Fintech PresidentRichard Cathcart - Investor Relations OfficerRodrigo Gastim - Head of Retail Equity ResearchConference Call ParticipantsAndrew Ruben - E ...

MercadoLibre (NasdaqGS:MELI) Q4 2025 Earnings call February 24, 2026 05:00 PM ET Company ParticipantsAriel Szarfsztejn - President of CommerceCraig Maurer - Managing DirectorDannie Eiger - Partner and the Co-Head of Equity ResearchGeoffrey Elliott - Director of ResearchMartín de los Santos - CFONeha Argawala - Associate Director of CIB D&AOsvaldo Giménez - Fintech PresidentRichard Cathcart - Investor Relations OfficerRodrigo Gastim - Head of Retail Equity ResearchConference Call ParticipantsAndrew Ruben - E ...

MercadoLibre (NasdaqGS:MELI) Q4 2025 Earnings call February 24, 2026 05:00 PM ET Speaker16Hello everyone, welcome to the MercadoLibre, Inc. Earnings Conference Call for the quarter ended December 31, 2025. Thank you for joining us. I'm Richard Cathcart, MercadoLibre, Inc.'s Investor Relations Officer. Today, we will share our quarterly highlights on video, after which we will begin our live Q&A session with our management team. Before we go on to discuss our results for the 4th quarter of 2025, I remind you ...

MONTEVIDEO, Uruguay--(BUSINESS WIRE)--Mercado Libre (NASDAQ: MELI), Latin America's leading e-commerce and fintech platform, today announced fourth quarter and full year 2025 financial results. This quarter, Mercado Libre delivered net revenue and financial income of $8.8 billion, a 45% YoY increase. This caps a year of sustained momentum with full year revenue increasing 39% YoY and income from operations growing 22% YoY. Strategic investments are driving growth, strengthening our market posit. ...

Here's a look at the details from the quarter. MELI stock is moving. Watch the price action here.The Details: MercadoLibre reported quarterly earnings of $11.03 per share, which missed the analyst consensus estimate of $11.59.Quarterly revenue came in at $8.76 billion, which beat the analyst consensus estimate of $8.47 billion and was up from $6.06 billion in the same period last year.MercadoLibre reported the following fourth quarter highlights:Income from operations of $889 million, with a 10.1% marginNet ...

INVESTOR PRESENTATION DISCLAIMERS Fourth Quarter 2025 This presentation may contain forward-looking statements including, but not limited to, statements regarding MercadoLibre, Inc.'s expectations, objectives and progress against strategic priorities; initiatives and strategies related to our products and services, including our inability to successfully deliver new products and services; business and market outlook, opportunities, strategies and trends; the macroeconomic environment; customer preferences a ...

Core Viewpoint - MercadoLibre, Inc. is a leading e-commerce and fintech company in Latin America, with strong revenue growth projected despite facing challenges in margins due to investment costs and competition [1][2]. Financial Performance - The expected earnings per share (EPS) is $11.45, with projected revenue of approximately $8.45 billion [1][6]. - The Zacks Consensus Estimate projects revenues of $8.52 billion, indicating a significant year-over-year growth of 40.55% [2][6]. - The Zacks Consensus Estimate for EPS is $11.77, reflecting a year-over-year decline of 6.66% [3][6]. Valuation Metrics - MercadoLibre's price-to-earnings (P/E) ratio is 45.51, indicating a premium investors are willing to pay for its earnings [3]. - The price-to-sales ratio is 3.61, and the enterprise value to sales ratio is 3.89, reflecting the market's valuation of its revenue [3]. - The enterprise value to operating cash flow ratio is 11.25, indicating how the market values its cash-generating ability [4]. Financial Health - The earnings yield is 2.20%, providing insight into the return on investment [4]. - The debt-to-equity ratio is 1.59, showing the proportion of debt used to finance its assets relative to equity [4]. - The current ratio is 1.17, suggesting that the company can cover its short-term liabilities with its short-term assets [5].

MercadoLibre, Inc. (NASDAQ:MELI) will release earnings results for its fourth quarter, after the closing bell on Tuesday, Feb. 24.Analysts expect the Montevideo, Uruguay-based company to report quarterly earnings at $11.44 per share, down from $12.61 per share in the year-ago period. The consensus estimate for MercadoLibre's quarterly revenue is $8.46 billion, versus $6.06 billion a year earlier, according to data from Benzinga Pro.On Oct. 29, MercadoLibre reported third-quarter revenue of $7.41 billion, up ...