Core Insights - Nu Holdings, known for its digital bank Nubank, has achieved significant success in Brazil and aims for global expansion, leveraging its innovative fintech model [1][2] - The company has ambitious plans for the next decade, focusing on international growth and a comprehensive Money Platform business model [2][7] Company Overview - Nu Holdings operates as a fintech institution rather than a traditional bank, providing online financial services without physical branches [3] - The company has a market capitalization of $85 billion and has seen its stock performance outperform the S&P 500 index over the past three years [1][3] Customer Engagement and Growth - Nubank has gained popularity among unbanked populations in Brazil and Mexico, with over 60% of the adult Brazilian population having an active account by Q3 2025 [5] - Customer deposits increased by 37% year-over-year to $38.8 billion, while revenue rose by 42% to $4.17 billion, indicating rapid growth and efficiency [5] Money Platform Strategy - The Money Platform aims to be the primary financial resource for customers, starting with basic services and expanding to include stock trading, personal loans, insurance, and e-commerce [7][11] - Users who consider Nu as their primary bank generate four times more revenue compared to less engaged customers [8] Expansion Plans - Nu Holdings is focusing on expanding beyond Brazil and Mexico into other Latin American markets, with plans for a global system similar to Netflix's approach in media streaming [9][10] - The company is also diversifying its offerings with non-financial services like mobile networks and travel planning platforms to enhance user monetization [9]

Key Takeaways Nu Holdings reached 127M customers in Q3, adding 4.3M and expanding 16% year over year.Nu Holdings posted $4.2B in Q3 revenues, up 39% year over year as scale boosts monetization.NU shares have surged 60% in a year, outpacing the industry's 54% growth.In the evolving landscape of financial technology, only a handful of institutions have challenged traditional banking models as effectively as Nu Holdings Ltd. (NU) . Its competitive edge does not rest solely on digital interfaces or aestheticall ...

Every time I revisit a stock after I’ve already written an article about it, I am very excited to compare what has changed, not only with the business of the company but also with howI write about stocks I’m personally interested in adding to my portfolio. I’m not a professional advisor, but I study business and economics and analyze markets full-time. My writing is meant for both complete beginners — I avoid unnecessary complexity — and advanced readers, as I always aim to offer a distinct and well-reasone ...

Nu Holdings Ltd (NYSE:NU) is one of the best emerging markets stocks to buy right now. On January 26, Nubank announced it will invest about R$ 2.5 billion (~USD 475 million) over the next five years to expand and improve its offices in Brazil. Nu Holdings Ltd (NU) Expands Offices and Global Brand Reach The company plans to enhance its workspace capacity in São Paulo, as it also plans new offices in Campinas, Rio de Janeiro, Belo Horizonte. Expansions in Mexico City and Bogotá, plus future sites in Washin ...

Two of the most important qualities of a winning investment are growth and market share gains. This is one of the key philosophies of investing legend Peter Lynch. In the consumer finance space, the last decade has been marked by disruption. The next should prove the same, if not more so, as mobile and technology-enhanced financial tools proliferate worldwide. Two stocks taking advantage of this trend are Nu Holdings (NYSE: NU) and SoFi Technologies (NASDAQ: SOFI). Here's why these are my two top financi ...

You don't need to have millions of dollars to start investing. You also don't need to always chase the hottest investing theme at the moment, such as artificial intelligence (AI). With just $500, you can buy two of the best financial stocks -- Nu Holdings (NYSE: NU) and SoFi Technologies (NASDAQ: SOFI) -- for your portfolio. And yes, they are still growing quickly despite being in an industry like banking that gets little attention from the financial media. Will AI create the world's first trillionaire?  ...

These fintech stocks continue to deliver exceptional growth rates and look poised to beat the S&P 500.A small $1,000 investment can be the start of a position that accelerates your path to retirement. Some growth stocks double in value within a few years, and others achieve the same feat within a few months.Investors should look at a company's fundamentals before buying. It's usually a good sign if revenue and profit margins are rising over time, and these two fintech stocks check off both boxes.Robinhood c ...

​Nu Holdings Ltd. (NYSE:NU) is one of the Best Performing Foreign Stocks to Buy Now. Nu Holdings Ltd. (NYSE:NU) is set to release its fiscal Q4 2025 earnings on February 25. Wall Street maintains a bullish sentiment, with 79% of the 19 analysts covering the stock having a Buy rating. ​Recently, on January 27, James Friedman from Susquehanna reiterated a Buy rating on the stock and raised the price target from $19 to $22. Earlier on January 8, Darrin Peller from Wolfe Research also reiterated a Buy rating ...

Core Insights - Bank stocks are not typically associated with high growth, but fintech integration is changing this narrative, with companies like Nu Holdings and SoFi Technologies outperforming traditional bank stocks and major indices over the past three years [1][2] Group 1: Nu Holdings - Nu Holdings is an all-digital bank based in Brazil, transforming financial management across Brazil, Mexico, and Colombia, previously facing high barriers to access for affluent and lower-income customers [4] - The company has achieved explosive growth, capturing over 60% of Brazil's adult population on its platform, onboarding approximately 1 million new members monthly, and has significant monetization potential as many customers use NuBank alongside other banks [5][6] - There remains substantial growth potential in Mexico and Colombia, with current customer penetration at 14% and 10% of the adult population respectively, and management is exploring new markets, including a recent application for a banking charter in the U.S. [6] Group 2: SoFi Technologies - SoFi operates in the U.S. with a focus on lending and is expanding into blockchain-based products, aiming to become a top-10 financial institution in the U.S. [7] - The company reported a record addition of 1 million new customers in Q4 2025, marking a 35% year-over-year increase, bringing the total to nearly 13.7 million, indicating a strong growth trajectory [7]

Core Insights - Maverick Capital Ltd. established long positions in Google C, Applied Materials, Boston Scientific, Visa, and Camden Property during the fourth quarter [1] - The firm increased its holdings in TSMC, NVIDIA, GFL Environment, and Carvana [1] - Maverick Capital completely exited positions in Kenvue, US Bancorp, AMD, Danaher, and Insmed [1] - The company reduced its stakes in Nubank, Disney, Merit Medical, Acadia Health, and Sherwin-Williams [1] - The firm maintains significant positions in NVIDIA, Microsoft, Amazon, TSMC, and Google C [1]