Key Takeaways Nu Holdings' Q2 revenues increased 29% to $3.7B, with net income rising 31% to $637M.The company reached 123M customers, with Brazil representing 60% of its adult population.Credit products drove 43% of gross profit, highlighting lending as a core profitability driver.Nu Holdings (NU)  has reached a level of scale in Latin America that many fintechs can dream of. In the second quarter of 2025, the company counted 123 million customers across its footprint, with Brazil alone accounting for 60% ...

Investors with an interest in Banks - Foreign stocks have likely encountered both Credicorp (BAP) and Nu Holdings Ltd. (NU) . But which of these two companies is the best option for those looking for undervalued stocks? Let's take a closer look.Everyone has their own methods for finding great value opportunities, but our model includes pairing an impressive grade in the Value category of our Style Scores system with a strong Zacks Rank. The proven Zacks Rank emphasizes companies with positive estimate revis ...

Key Points The South American digital banking platform has been scaling profitably. In an underbanked region, it is bringing millions of new users into the system. Despite its success to date, Nu still has a long growth runway ahead of it. 10 stocks we like better than Nu Holdings › Most fintech stocks have spent the past few years fighting to stay relevant. But one name is bucking the trend -- and investors can't stop talking about it. That company is Nu Holdings (NYSE: NU), the parent of Nuban ...

Company Overview - Nu Holdings Ltd. is a leading digital banking platform in Latin America, providing services such as credit cards, personal loans, and savings accounts, and is recognized for its innovative use of technology in banking [1] Financial Performance - Nu Holdings has a Return on Invested Capital (ROIC) of 5.51%, which is below its Weighted Average Cost of Capital (WACC) of 11.72%, resulting in a ROIC to WACC ratio of 0.47, indicating a need for improved operational efficiency [2][6] - StoneCo Ltd. demonstrates strong financial performance with a ROIC of 38.70% and a WACC of 11.08%, leading to a ROIC to WACC ratio of 3.49, showcasing effective capital utilization [3][6] - SoFi Technologies, Inc. has a ROIC of 4.93% against a higher WACC of 14.69%, resulting in a ROIC to WACC ratio of 0.34, suggesting potential long-term financial sustainability issues [4][6] - Grab Holdings Limited and Affirm Holdings, Inc. report negative ROIC figures, with GRAB at -0.11% and AFRM at -0.66%, indicating significant challenges in generating returns above their cost of capital [5][6]

Last month, I published The Latest Thoughts From American Technology Companies On AI (2025 Q2). In it, I shared commentary in earnings conference calls for the second quarter of 2025, from the leaders of technology companies that I follow or have a vested interest in, on the topic of AI and how the technology could impact their industry and the business world writ large. A few more technology companies I’m watching hosted earnings conference calls for 2025’s second quarter after I prepared the article. The ...

Company Overview - Nu Holdings operates Nubank, a rapidly growing digital bank in Brazil, serving 107 million customers, which is about 60% of Brazil's adult population [5] - The company is expanding into Mexico and Colombia, where it has 12 million and 3.4 million customers, respectively, targeting unbanked or underbanked populations [6] Regulatory Developments - In April, Nu Mexico Financiera received regulatory approval to convert into a bank, allowing it to expand its financial services portfolio in Mexico [7] Product Expansion - Nu Holdings is diversifying its offerings beyond traditional banking, including marketplace services (Nu Marketplace), travel solutions (Nu Travel), and telecommunications (NuCel), aiming to create a broader ecosystem for cross-selling [8] Market Potential - The fintech sector presents significant opportunities for growth, particularly for companies like Nu Holdings that operate in underserved markets and leverage technology to provide superior solutions compared to traditional competitors [9]

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Key Takeaways NU stock jumped 30% in a month, outpacing an industry stuck in consolidation.NU added 4.1M new customers in Q2 2025, reaching 122.7M, with revenues up 40% at FXN.NU trades at 21.34x forward earnings, nearly double peers, raising valuation concerns.Nu Holdings Ltd. (NU) has experienced a notable 30% surge in its stock price over the past month, significantly outperforming the broader industry, which has remained in a consolidation phase. This analysis delves into the company's recent performanc ...

In recent years, Chewy expanded from basic pet supply goods – think food, bedding, cat litter, and the like – to add veterinary and pet pharmaceutical care to its service lineup. Chewy’s veterinary network features clinics in South Florida, Atlanta, Denver, and the Austin, Dallas, and Houston areas in Texas. Vet services frequently lead to prescriptions, and pharmacy services are available for a wide range of creatures, from the most common dogs and cats to horses and exotic pets.The pet supply market is a ...

Profits were up in the digital bank's recently reported second quarter, and growth opportunities abound.Shares of Nu Holdings (NU 0.44%) jumped by 21% in August, according to data provided by S&P Global Market Intelligence. The parent of Brazil-based NuBank reported strong second-quarter results, and it may be expanding into new markets. Simplifying the banking experienceNu is a digital bank operating in Brazil, Mexico, and Colombia. It provides easy-to-use banking services for mass-market consumers, but it ...