9M'25 Earnings Presentation For more details on APMs and non-IFRS measures, please see the 2024 Annual Report on Form 20-F filed with the U.S. Securities and Exchange Commission (the SEC) on 28 February 2025 (https://www.santander.com/content/dam/santander-com/en/documentos/informacion-sobre-resultados-semestrales-y-anuales-suministrada-a-la-sec/2025/sec-2024-annual-20-f-2024-en.pdf), as well as the section "Alternative performance measures" of Banco Santander, S.A. (Santander) Q3 2025 Financial Report, pub ...

Mike Regnier, Santander’s chief executive, said that the car finance compensation scheme could hit consumers by restricting the amount of credit available to motorists - House of Commons/UK Parliament/PA Santander has called on Rachel Reeves to intervene over the £11bn car finance compensation scheme after warning it risks damaging the economy. The Spanish banking giant wants the Chancellor to help limit the number of drivers who can access the redress programme by narrowing its scope. It issued the ple ...

By Jesús Aguado MADRID (Reuters) -Spain's Santander bank reported a 7.8% year-on-year rise in its third-quarter net profit, saying a strong performance in its U.S. business offset lower lending income and some weakness in Brazil. The net profit of 3.5 billion euros ($4.08 billion) in the July-September quarter reported by the euro zone's biggest bank came above the 3.39 billion euros expected by analysts in a Reuters poll and was the sixth consecutive record-high quarterly result. A rise of 4.3% in fees ...

Core Viewpoint - Santander UK has opted not to release its third-quarter results as it seeks clarity on proposals from the UK financial regulator regarding motor finance mis-selling [1] Company Summary - The decision to withhold third-quarter results indicates a cautious approach by Santander UK in response to regulatory uncertainties [1]

Santander Bank Polska on Wednesday reported better-than-expected net profit in the third quarter, helped by growth in net interest income and net fee and commission income. ...

Core Insights - The company's net profit exceeded analysts' expectations, indicating strong financial performance [1] - There was an 8% increase in net profit compared to the same quarter last year, reflecting positive year-over-year growth [1]

Adidas's North America sales recorded the weakest growth among the German sportswear maker's regions in the third quarter, the company reported on Wednesday. ...

Spain's Santander said on Wednesday its net profit in the third quarter rose 7.8% compared to the same period in 2024 as higher fees and lower loan loss provisions offset a decline in lending income. ...

Sanofi successfully prices USD 3 billion of bond issue Paris, France – October 28, 2025 - Sanofi announces that it has successfully priced its offering of $3 billion of notes across 5 tranches: $400 million fixed rate notes, due November 2027, bearing interest at a rate of 3.75%. $500 million floating rate notes, due November 2027, bearing interest at compounded SOFR plus 0.46%. $400 million fixed rate notes, due November 2028, bearing interest at a rate of 3.80%. $500 million floating rate notes, due No ...

Core Viewpoint - The article compares Banco Santander (SAN) and Toronto-Dominion Bank (TD) to determine which stock is more attractive to value investors, highlighting that SAN currently shows stronger potential based on various valuation metrics [1][3]. Valuation Metrics - Banco Santander has a forward P/E ratio of 9.64, while Toronto-Dominion Bank has a forward P/E of 13.78, indicating that SAN is potentially undervalued compared to TD [5]. - The PEG ratio for SAN is 0.66, suggesting a favorable valuation relative to its expected earnings growth, whereas TD's PEG ratio is 1.66, indicating a higher valuation relative to growth expectations [5]. - SAN's P/B ratio is 1.17, compared to TD's P/B of 1.66, further supporting the notion that SAN is undervalued [6]. Earnings Outlook - SAN is currently experiencing an improving earnings outlook, which contributes to its strong Zacks Rank of 1 (Strong Buy), while TD holds a Zacks Rank of 2 (Buy) [3][7].