Exhibit 99.1 Jocelyn Kukulka, 469.399.8544 jocelyn.kukulka@texascapitalbank.com MEDIA CONTACT Julia Monter, 469.399.8425 julia.monter@texascapitalbank.com TEXAS CAPITAL BANCSHARES, INC. ANNOUNCES FIRST QUARTER 2025 RESULTS First quarter 2025 net income of $47.0 million and net income available to common stockholders of $42.7 million, or $0.92 per diluted share Strong balance sheet growth with total deposits increasing 9% and total loans growing 7% year-over-year Book Value and Tangible Book Value per share ...

First quarter 2025 net income of $47.0 million and net income available to common stockholders of $42.7 million, or $0.92 per diluted share Strong balance sheet growth with total deposits increasing 9% and total loans growing 7% year-over-year Book Value and Tangible Book Value(1) per share both increasing 11% year-over-year, reaching record levels Capital ratios continue to be strong, including 11.6% CET1 and 15.6% Total Capital DALLAS, April 17, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NAS ...

DALLAS, April 15, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital, today announced that President & Chief Executive Officer Rob C. Holmes was confirmed as Chairman of the Board of Directors at the conclusion of TCBI’s 2025 Annual Meeting of Stockholders. Holmes, who has served as President & Chief Executive Officer and a Director of the Board since 2021, was unanimously elected to this position by the Board of Directors in January 2025. Bob Stallin ...

Core Viewpoint - Texas Capital (TCBI) is expected to report a quarterly earnings per share (EPS) of $0.99, reflecting a year-over-year increase of 59.7%, with revenues projected at $287.87 million, a 12.3% increase compared to the previous year [1]. Earnings Estimates - Over the past 30 days, the consensus EPS estimate has been adjusted upward by 0.8%, indicating a reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Financial Metrics - Analysts project the 'Efficiency Ratio' to be 71.2%, down from 79% in the same quarter last year [5]. - The 'Net Interest Margin' is expected to reach 3.1%, compared to 3% in the same quarter last year [5]. - The estimated 'Average Balance - Total earning assets' is $30.88 billion, up from $28.19 billion a year ago [6]. - 'Total Non-Performing Assets' are expected to be $117.49 million, compared to $102.10 million in the same quarter last year [6]. - 'Non-Accrual Loans Held for Investment' are projected at $117.49 million, up from $92.85 million a year ago [7]. - 'Net Interest Income' is forecasted to be $230.46 million, compared to $215.01 million in the same quarter last year [7]. - 'Total Non-Interest Income' is expected to reach $57.34 million, up from $41.32 million a year ago [7]. - 'Net Interest Income (FTE)' is projected at $231.76 million, compared to $215.08 million last year [8]. - 'Service Charges on Deposit Accounts' are expected to be $7.15 million, up from $6.34 million last year [8]. - 'Other Non-Interest Income' is estimated at $8.44 million, compared to $6.37 million a year ago [8]. - 'Wealth Management and Trust Fee Income' is projected to be $4.09 million, compared to $3.57 million in the same quarter last year [9]. Stock Performance - Over the past month, shares of Texas Capital have declined by 16.9%, while the Zacks S&P 500 composite has decreased by 3.6% [9]. - Texas Capital currently holds a Zacks Rank 2 (Buy), indicating potential outperformance in the near future [9].

Core Viewpoint - Investors in the Banks - Southwest sector should consider Texas Capital (TCBI) and Cullen/Frost Bankers (CFR) as potential undervalued stocks [1] Valuation Metrics - TCBI has a Zacks Rank of 2 (Buy), indicating a stronger earnings outlook compared to CFR, which has a Zacks Rank of 3 (Hold) [3] - TCBI's forward P/E ratio is 10.71, while CFR's forward P/E ratio is 12.07 [5] - TCBI has a PEG ratio of 0.72, significantly lower than CFR's PEG ratio of 4.25, suggesting better value relative to expected earnings growth [5] - TCBI's P/B ratio is 0.92, compared to CFR's P/B ratio of 1.83, indicating TCBI is undervalued in terms of market value versus book value [6] - TCBI has a Value grade of A, while CFR has a Value grade of F, highlighting TCBI's superior valuation metrics [6]

Texas Capital (TCBI) shares ended the last trading session 6.7% higher at $66.24. The jump came on an impressive volume with a higher-than-average number of shares changing hands in the session. This compares to the stock's 12.4% loss over the past four weeks.Texas Capital witnessed a significant rally following Trump’s announcement on April 9, 2025, of a 90-day pause on reciprocal tariffs for most trading partners, excluding China. The tariff pause reduced immediate fears of a trade war, fostering a more f ...

Group 1 - Texas Capital Bancshares, Inc. plans to release its financial results for Q1 2025 on April 17, 2025, before market opening [1] - A conference call and webcast will be held on the same day at 9:00 a.m. EDT to discuss the operating results [1] - Participants can pre-register for the call or join through an operator using a specific access code [2] Group 2 - Texas Capital Bancshares, Inc. is a member of the Russell 2000 Index and the S&P MidCap 400, and serves as the parent company of Texas Capital Bank [4] - The company offers a full range of financial services, including commercial banking, consumer banking, investment banking, and wealth management [4] - Texas Capital Bank was founded in 1998 and is headquartered in Dallas, with additional offices in Austin, Houston, San Antonio, and Fort Worth [4]

Core Viewpoint - Texas Capital Bancshares (TCBI) is currently identified as a strong value stock, supported by its favorable Zacks Rank and various valuation metrics [4][8]. Valuation Metrics - TCBI has a Forward P/E ratio of 12.61, which is lower than the industry average of 13.01. The stock's Forward P/E has fluctuated between 19.08 and 11.91 over the past year, with a median of 15.57 [4]. - The PEG ratio for TCBI stands at 0.68, compared to the industry average of 1.18. TCBI's PEG has ranged from 2.69 to 0.53 in the past year, with a median of 0.78 [5]. - TCBI's P/B ratio is 1.12, which is significantly lower than the industry average of 1.86. The P/B ratio has varied between 1.36 and 0.90 over the last 12 months, with a median of 1.11 [6]. - The P/S ratio for TCBI is 1.78, compared to the industry's average P/S of 2.07 [7]. Investment Outlook - The combination of TCBI's favorable valuation metrics suggests that it is likely undervalued in the current market, making it an attractive option for value investors [8].

Core Insights - Blue Tide, a leading North American producer of re-refined Group II+ base oils, has successfully upsized its revolving credit facility to support its expanded financial needs [1][2] - The additional funding will enhance operational efficiencies, expand production capabilities, and position the company for long-term success in the lubricants industry [2][3] Company Overview - Blue Tide is focused on developing a network of used motor oil recycling facilities across North America, utilizing advanced hydroprocessing technology to produce high-quality paraffinic Group II+ base oils at its Baytown, Texas facility [4] - The company is a portfolio company of Tailwater Capital LLC, a private equity firm based in Dallas [4][6] Financial Partnership - Texas Capital led the upsized credit facility transaction, with Origin Bank joining as a lending partner, reinforcing Blue Tide's financial strength [1][2] - The transaction highlights Blue Tide's ability to establish strong financial partnerships that align with its long-term vision [2][3]

Group 1 - The focus is on income investing through common shares, preferred shares, or bonds, with occasional insights on the broader economy or specific company situations [1] - The author has a background in history/political science and an MBA with a specialization in Finance and Economics, indicating a strong analytical foundation [1] - The author has been investing since 2000 and currently serves as the CEO of an independent living retirement community in Illinois, suggesting practical experience in both investment and management [1] Group 2 - The author holds a beneficial long position in TCBIO shares, indicating confidence in the company's future performance [2] - The article expresses the author's personal opinions and is not influenced by compensation from any company mentioned, ensuring an independent perspective [2] - There is no business relationship with any company whose stock is mentioned, reinforcing the impartiality of the analysis [2]