Core Viewpoint - Analysts project Texas Capital (TCBI) will report quarterly earnings of $1.28 per share, a 60% increase year over year, with revenues expected to reach $298.24 million, an 11.7% increase from the same quarter last year [1]. Earnings Projections - The consensus EPS estimate has been revised downward by 0.7% in the past 30 days, indicating a reassessment by covering analysts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Financial Metrics - Analysts estimate the 'Efficiency Ratio' to be 66.6%, down from 70.6% a year ago [4]. - The 'Net Interest Margin' is expected to be 3.2%, up from 3.0% in the same quarter last year [5]. - The 'Average Balance - Total earning assets' is projected at $30.98 billion, compared to $28.57 billion a year ago [5]. - 'Total Non-Performing Assets' are estimated at $96.88 million, up from $85.02 million a year ago [5][6]. Income Projections - 'Net Interest Income' is forecasted to reach $245.58 million, compared to $216.58 million last year [6]. - 'Total Non-Interest Income' is expected to be $52.56 million, up from $50.42 million a year ago [6]. - 'Net Interest Income (FTE)' is estimated at $246.85 million, compared to $216.65 million in the same quarter last year [7]. - 'Wealth Management and Trust Fee Income' is projected at $4.02 million, up from $3.70 million last year [7]. Additional Income Metrics - 'Service Charges on Deposit Accounts' are expected to reach $8.12 million, compared to $5.91 million a year ago [8]. - 'Other Non-Interest Income' is projected at $8.22 million, up from $7.99 million last year [8]. - 'Trading Income' is expected to be $6.12 million, compared to $5.65 million in the same quarter last year [9]. Stock Performance - Texas Capital shares have returned +14.6% over the past month, outperforming the Zacks S&P 500 composite's +4% change [9].

Core Viewpoint - The market anticipates Texas Capital (TCBI) will report a year-over-year increase in earnings driven by higher revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - Texas Capital is expected to post quarterly earnings of $1.28 per share, reflecting a +60% year-over-year change, with revenues projected at $298.24 million, an increase of 11.7% from the previous year [3]. - The earnings report is scheduled for release on July 17, and better-than-expected results could lead to a stock price increase, while disappointing results may cause a decline [2]. Estimate Revisions - The consensus EPS estimate has been revised 0.73% lower in the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Texas Capital is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +3.47%, suggesting a bullish outlook from analysts [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - Texas Capital currently holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Texas Capital was expected to earn $0.99 per share but reported $0.92, resulting in a surprise of -7.07% [13]. - Over the past four quarters, Texas Capital has surpassed consensus EPS estimates two times [14]. Industry Context - In the Zacks Banks - Southwest industry, First Horizon National (FHN) is expected to report earnings of $0.41 per share for the same quarter, indicating a +13.9% year-over-year change, with revenues projected at $826.37 million, up 1.4% from the previous year [18]. - First Horizon's consensus EPS estimate has been revised down by 1.7% over the last 30 days, but it has an Earnings ESP of +2.94%, although its Zacks Rank of 4 complicates predictions for an earnings beat [19].

Group 1 - Texas Capital Bancshares (NASDAQ: TCBI) is a regional bank focused on metropolitan areas in Texas, offering both common and preferred shares [1] - The bank's preferred share issuance is listed under NASDAQ: TCBIO [1] Group 2 - The author has a beneficial long position in TCBIO through stock ownership, options, or other derivatives [2] - The article expresses the author's own opinions and is not compensated beyond Seeking Alpha [2]

Group 1 - Texas Capital Bancshares, Inc. plans to release its financial results for Q2 2025 on July 17, 2025, before market opening [1] - A conference call and webcast will be held on the same day at 9:00 a.m. EDT to discuss the operating results [1] - Participants can pre-register for the call or join via a provided access code [2] Group 2 - Texas Capital Bancshares, Inc. is a member of the Russell 2000 Index and the S&P MidCap 400, and serves as the parent company of Texas Capital Bank [4] - The company offers a full range of financial services, including commercial banking, consumer banking, investment banking, and wealth management [4] - Texas Capital Bank was founded in 1998 and is headquartered in Dallas, with additional offices in Austin, Houston, San Antonio, and Fort Worth [4]

Company Overview - Texas Capital Bancshares operates as the holding company for Texas Capital Bank, providing a range of financial services including commercial, consumer, and investment banking, as well as wealth management [1] Investment Opportunity - The company offers investable options through common and preferred shares, with the common shares listed on NASDAQ under the ticker TCBI and preferred shares under TCBIO [1]

Company Overview - Texas Capital (TCBI) shares increased by 5.1% to $76.05 in the last trading session, with a notable trading volume compared to its previous 0.3% loss over the past four weeks [1] - The company is expected to report quarterly earnings of $1.29 per share, reflecting a year-over-year increase of 61.3%, with revenues projected at $298.92 million, up 12% from the same quarter last year [3] Earnings and Market Sentiment - Solid job market data has led to expectations of interest rate cuts being pushed to later in the year, which is likely to benefit banks' net interest income and margin, resulting in increased investor optimism towards Texas Capital stock [2] - The consensus EPS estimate for Texas Capital has been revised slightly higher in the last 30 days, indicating a positive trend in earnings estimate revisions that typically correlates with stock price appreciation [4] Industry Context - Texas Capital is part of the Zacks Banks - Southwest industry, where Cullen/Frost Bankers (CFR) also operates, having closed 2.3% higher at $129.22 in the last trading session [4] - Cullen/Frost's consensus EPS estimate remains unchanged at $2.27, representing a 2.7% increase from the previous year, and it also holds a Zacks Rank of 3 (Hold) [5]

Core Points - Texas Capital Bancshares, Inc. announced the recipients of its 2025 Honors Awards, which total $250,000 annually to support organizations addressing community needs in Texas [1][2] - The Honors Awards aim to fund small to mid-sized nonprofit organizations through a competitive grant application process, focusing on those operating within Texas Capital's footprint [2] Award Recipients - The Art Station, a nonprofit in Fort Worth, will use its grant to hire additional art therapists and expand services to improve mental health accessibility in Tarrant County [5] - Center for Applied Science and Technology (CAST) Schools in San Antonio will bolster its drone program at CAST STEM High School and CAST Imagine Middle School with the grant [5] - ScholarShot, based in Dallas, plans to hire an additional Academic Manager to increase support for first-generation college students, raising the number of Scholars served from 160 to 200 [5] - Folds of Honor, a national nonprofit with a presence in Central Texas and Houston, will use the STAR Award to provide college scholarships for 20 Texas families, covering various educational expenses [5]

Core Insights - Texas Capital Securities, a subsidiary of Texas Capital Bancshares, is significantly expanding its Corporate and Investment Bank services, enhancing its advisory and capital markets capabilities [1][2] - The firm aims to be the primary financial services provider for business owners, executives, and public company Boards of Directors [2] Personnel Expansion - Texas Capital has made key senior hires to strengthen its investment banking and capital markets teams, including Robert Chen, Holly Smyth, Jon Merriman, Ryan Bernath, Matthew Johnson, Alex Rygiel, Deena Sullivan, and Charles Moreau, all bringing extensive industry experience [6][8] Strategic Office Expansion - The company plans to open new offices in Los Angeles and Chicago and relocate its New York City office to enhance connectivity with key financial centers [7] Vision and Market Position - Texas Capital aims to be a dominant financial services firm in Texas while expanding its relevance nationally and internationally, focusing on meeting the sophisticated needs of its clients [8]

DALLAS, April 22, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital, today announced the appointment of Ranjana B. Clark to its Board of Directors, effective April 15, 2025. Clark will serve as a member of the Audit and Technology Committees. Clark has over 35 years of executive experience in the financial services and technology industries, with previous leadership roles spanning payments, marketing, strategy and business operations. Clark earned a ...

Texas Capital Bancshares, Inc. (TCBI) reported first-quarter 2025 adjusted earnings per share of 92 cents, which missed the Zacks Consensus Estimate of 99 cents. However, the figure compared favorably with 62 cents in the year-ago quarter.TCBI's results were adversely impacted by a rise in expenses and a decline in the loan balance. Nonetheless, an increase in net interest income (NII), non-interest income, and higher deposit balances acted as a tailwind.Net income available to common shareholders (GAAP bas ...