Exhibit 99.1 Jocelyn Kukulka, 469.399.8544 jocelyn.kukulka@texascapitalbank.com MEDIA CONTACT Julia Monter, 469.399.8425 julia.monter@texascapitalbank.com TEXAS CAPITAL BANCSHARES, INC. ANNOUNCES FIRST QUARTER 2025 RESULTS First quarter 2025 net income of $47.0 million and net income available to common stockholders of $42.7 million, or $0.92 per diluted share Strong balance sheet growth with total deposits increasing 9% and total loans growing 7% year-over-year Book Value and Tangible Book Value per share ...

First quarter 2025 net income of $47.0 million and net income available to common stockholders of $42.7 million, or $0.92 per diluted share Strong balance sheet growth with total deposits increasing 9% and total loans growing 7% year-over-year Book Value and Tangible Book Value(1) per share both increasing 11% year-over-year, reaching record levels Capital ratios continue to be strong, including 11.6% CET1 and 15.6% Total Capital DALLAS, April 17, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NAS ...

Company Leadership - Rob C. Holmes has been confirmed as Chairman of the Board of Directors of Texas Capital Bancshares, Inc. following the 2025 Annual Meeting of Stockholders [1] - Bob Stallings, the outgoing Chairman, has transitioned to the role of Lead Independent Director [2] Company Vision and Strategy - Holmes expressed gratitude towards Stallings for his contributions and emphasized the honor of serving as Chairman, highlighting the firm's differentiated platform, capital, liquidity, and vision for the future [3] - The company is positioned to serve clients through various economic conditions and aims to achieve its objectives for 2025 and beyond [3] Company Overview - Texas Capital Bancshares, Inc. is a member of the Russell 2000 Index and the S&P MidCap 400, and operates as a full-service financial services firm [4] - The company provides customized solutions across commercial banking, consumer banking, investment banking, and wealth management, with a network of clients nationwide [4]

Core Viewpoint - Texas Capital (TCBI) is expected to report a quarterly earnings per share (EPS) of $0.99, reflecting a year-over-year increase of 59.7%, with revenues projected at $287.87 million, a 12.3% increase compared to the previous year [1]. Earnings Estimates - Over the past 30 days, the consensus EPS estimate has been adjusted upward by 0.8%, indicating a reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Financial Metrics - Analysts project the 'Efficiency Ratio' to be 71.2%, down from 79% in the same quarter last year [5]. - The 'Net Interest Margin' is expected to reach 3.1%, compared to 3% in the same quarter last year [5]. - The estimated 'Average Balance - Total earning assets' is $30.88 billion, up from $28.19 billion a year ago [6]. - 'Total Non-Performing Assets' are expected to be $117.49 million, compared to $102.10 million in the same quarter last year [6]. - 'Non-Accrual Loans Held for Investment' are projected at $117.49 million, up from $92.85 million a year ago [7]. - 'Net Interest Income' is forecasted to be $230.46 million, compared to $215.01 million in the same quarter last year [7]. - 'Total Non-Interest Income' is expected to reach $57.34 million, up from $41.32 million a year ago [7]. - 'Net Interest Income (FTE)' is projected at $231.76 million, compared to $215.08 million last year [8]. - 'Service Charges on Deposit Accounts' are expected to be $7.15 million, up from $6.34 million last year [8]. - 'Other Non-Interest Income' is estimated at $8.44 million, compared to $6.37 million a year ago [8]. - 'Wealth Management and Trust Fee Income' is projected to be $4.09 million, compared to $3.57 million in the same quarter last year [9]. Stock Performance - Over the past month, shares of Texas Capital have declined by 16.9%, while the Zacks S&P 500 composite has decreased by 3.6% [9]. - Texas Capital currently holds a Zacks Rank 2 (Buy), indicating potential outperformance in the near future [9].

Core Viewpoint - Investors in the Banks - Southwest sector should consider Texas Capital (TCBI) and Cullen/Frost Bankers (CFR) as potential undervalued stocks [1] Valuation Metrics - TCBI has a Zacks Rank of 2 (Buy), indicating a stronger earnings outlook compared to CFR, which has a Zacks Rank of 3 (Hold) [3] - TCBI's forward P/E ratio is 10.71, while CFR's forward P/E ratio is 12.07 [5] - TCBI has a PEG ratio of 0.72, significantly lower than CFR's PEG ratio of 4.25, suggesting better value relative to expected earnings growth [5] - TCBI's P/B ratio is 0.92, compared to CFR's P/B ratio of 1.83, indicating TCBI is undervalued in terms of market value versus book value [6] - TCBI has a Value grade of A, while CFR has a Value grade of F, highlighting TCBI's superior valuation metrics [6]

Texas Capital (TCBI) shares ended the last trading session 6.7% higher at $66.24. The jump came on an impressive volume with a higher-than-average number of shares changing hands in the session. This compares to the stock's 12.4% loss over the past four weeks.Texas Capital witnessed a significant rally following Trump’s announcement on April 9, 2025, of a 90-day pause on reciprocal tariffs for most trading partners, excluding China. The tariff pause reduced immediate fears of a trade war, fostering a more f ...

Group 1 - Texas Capital Bancshares, Inc. plans to release its financial results for Q1 2025 on April 17, 2025, before market opening [1] - A conference call and webcast will be held on the same day at 9:00 a.m. EDT to discuss the operating results [1] - Participants can pre-register for the call or join through an operator using a specific access code [2] Group 2 - Texas Capital Bancshares, Inc. is a member of the Russell 2000 Index and the S&P MidCap 400, and serves as the parent company of Texas Capital Bank [4] - The company offers a full range of financial services, including commercial banking, consumer banking, investment banking, and wealth management [4] - Texas Capital Bank was founded in 1998 and is headquartered in Dallas, with additional offices in Austin, Houston, San Antonio, and Fort Worth [4]

Core Viewpoint - Texas Capital Bancshares (TCBI) is currently identified as a strong value stock, supported by its favorable Zacks Rank and various valuation metrics [4][8]. Valuation Metrics - TCBI has a Forward P/E ratio of 12.61, which is lower than the industry average of 13.01. The stock's Forward P/E has fluctuated between 19.08 and 11.91 over the past year, with a median of 15.57 [4]. - The PEG ratio for TCBI stands at 0.68, compared to the industry average of 1.18. TCBI's PEG has ranged from 2.69 to 0.53 in the past year, with a median of 0.78 [5]. - TCBI's P/B ratio is 1.12, which is significantly lower than the industry average of 1.86. The P/B ratio has varied between 1.36 and 0.90 over the last 12 months, with a median of 1.11 [6]. - The P/S ratio for TCBI is 1.78, compared to the industry's average P/S of 2.07 [7]. Investment Outlook - The combination of TCBI's favorable valuation metrics suggests that it is likely undervalued in the current market, making it an attractive option for value investors [8].

Core Insights - Blue Tide, a leading North American producer of re-refined Group II+ base oils, has successfully upsized its revolving credit facility to support its expanded financial needs [1][2] - The additional funding will enhance operational efficiencies, expand production capabilities, and position the company for long-term success in the lubricants industry [2][3] Company Overview - Blue Tide is focused on developing a network of used motor oil recycling facilities across North America, utilizing advanced hydroprocessing technology to produce high-quality paraffinic Group II+ base oils at its Baytown, Texas facility [4] - The company is a portfolio company of Tailwater Capital LLC, a private equity firm based in Dallas [4][6] Financial Partnership - Texas Capital led the upsized credit facility transaction, with Origin Bank joining as a lending partner, reinforcing Blue Tide's financial strength [1][2] - The transaction highlights Blue Tide's ability to establish strong financial partnerships that align with its long-term vision [2][3]

Group 1 - The focus is on income investing through common shares, preferred shares, or bonds, with occasional insights on the broader economy or specific company situations [1] - The author has a background in history/political science and an MBA with a specialization in Finance and Economics, indicating a strong analytical foundation [1] - The author has been investing since 2000 and currently serves as the CEO of an independent living retirement community in Illinois, suggesting practical experience in both investment and management [1] Group 2 - The author holds a beneficial long position in TCBIO shares, indicating confidence in the company's future performance [2] - The article expresses the author's personal opinions and is not influenced by compensation from any company mentioned, ensuring an independent perspective [2] - There is no business relationship with any company whose stock is mentioned, reinforcing the impartiality of the analysis [2]