UMB Financial Corp. (UMBF) reported fourth-quarter 2024 operating earnings per share of $2.49, which beat the Zacks Consensus Estimate of $2.30. Also, the bottom line compared favorably with the $2.29 earned in the year-ago quarter.Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar.Results benefited from higher net interest income (NII) and non-interest income. Rising loan and deposit balances were other positives. However, worsening credit quality acted as a spoilsport.Net income (GAA ...

4th Quarter 2024 Update January 28, 2025 Kansas City, MO Presentation Index | Corporate Overview | 3 | | --- | --- | | Acquisition Update | 7 | | Our Investment Thesis | 10 | | 4th Quarter 2024 Results | 18 | | Line of Business Updates | 34 | | Appendix | 45 | Board of Directors Peer Group Non-GAAP Reconciliations Forward-Looking Statements HTLF Financial Update Please refer to the Forward-Looking Statements on slides 49-51 for important disclosures about information contained in this presentation. 2 Corpor ...

UMB Financial (UMBF) reported $440.55 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 16.7%. EPS of $2.49 for the same period compares to $2.29 a year ago.The reported revenue represents a surprise of +6.40% over the Zacks Consensus Estimate of $414.06 million. With the consensus EPS estimate being $2.30, the EPS surprise was +8.26%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to de ...

UMB Financial (UMBF) came out with quarterly earnings of $2.49 per share, beating the Zacks Consensus Estimate of $2.30 per share. This compares to earnings of $2.29 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 8.26%. A quarter ago, it was expected that this bank holding company would post earnings of $2.16 per share when it actually produced earnings of $2.25, delivering a surprise of 4.17%.Over the last four quarters, the ...

Exhibit 99.1 UMB Financial Corporation News Release 1010 Grand Boulevard Kansas City, MO 64106 816.860.7000 umb.com //FOR IMMEDIATE RELEASE// Media Contact: Stephanie Hague: 816.729.1027 Investor Relations Contact: Kay Gregory: 816.860.7106 UMB Financial Corporation Reports Fourth Quarter Net Income of $120.0 Million and Net Operating Income (i) of $122.6 Million. Full-Year 2024 Net Income of $441.2 Million; Net Operating Income (i) of $461.7 Million. Fourth Quarter 2024 Financial Highlights KANSAS CITY, Mo ...

Wall Street expects a year-over-year increase in earnings on higher revenues when UMB Financial (UMBF) reports results for the quarter ended December 2024. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on January ...

Liquidity and Capital Distribution - UMB Financial had $1.43 billion in debt and $7.4 billion in cash and due from banks as of Sept 30, 2024, indicating strong liquidity [1] - The company has raised dividends annually since 2002, with a 2.6% hike announced in October 2024 [2] - UMB Financial approved repurchasing up to one million shares of its common stock in Q1 2024, with no repurchases made to date [2] - The company's capital distribution activities are sustainable due to solid liquidity and favorable debt-to-equity ratio [2] Financial Performance and Metrics - UMB Financial's ROE of 13.80% outperforms the industry average of 10.42%, reflecting efficient use of shareholder funds [9] - The company's shares rallied 38.9% over the past six months, outperforming the industry's 26% rise [5] - Net interest income (NII) grew at a CAGR of 8.2% over the last four years, with the uptrend continuing in the first nine months of 2024 [12] - Federal Reserve rate cuts are expected to stabilize funding costs and benefit NII [12] Balance Sheet and Growth - UMB Financial witnessed net loan growth at a CAGR of 13% and deposit growth at a CAGR of 9.8% from 2020 to 2023 [11] - The acquisition of Heartland Financial will strengthen the company's balance sheet by adding meaningful loans and deposits [11] Challenges and Competition - Non-interest expenses increased at a CAGR of 6.4% over the last four years, with higher salaries and employee benefits costs impacting bottom-line growth [3] - UMB Financial faces intense competition from FinTech companies and online service providers, which are less regulated [4] Industry Comparison - Civista Bancshares (CIVB) shares gained 44.7% over the past six months, with earnings estimates unchanged at $1.92 for 2024 [6] - Lakeland Financial Corp (LKFN) shares gained 15.2% over the past six months, with earnings estimates unchanged at $3.42 for 2024 [7]

Shares of UMB Financial (NASDAQ: UMBF ) have been a solid performer in 2024, gaining over 35%, though they are also down over 10% from their high, alongside many regional banks as long-term yields have resumed their rise. This can leadOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or have a question for an article, just let me know!An ...

A month has gone by since the last earnings report for UMB Financial (UMBF) . Shares have added about 13.4% in that time frame, outperforming the S&P 500.Will the recent positive trend continue leading up to its next earnings release, or is UMB due for a pullback? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important drivers. UMB Financial Q3 Earnings Beat on Higher NII & Fee Income, ...

During the Q3 2024 release day, Heartland Financial (NASDAQ: HTLF ) reported a 4.38% increase in price per share, yet its quarterly results were not very exciting: normalized EPS was in line with expectations and revenues were below expectations.Hi there, welcome to my profile. My name is Eugenio Catone, I live in Italy and I am 26 years old. In 2023 I graduated in Business Administration and I am completing my studies. My interest in financial markets started about 5 years ago when I accidentally came acro ...