UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group, Inc. (Exact name of registrant as specified in its charter) (972) 801-1100 (Registrant's telephone number, ...

Group 1 - Upbound Group, Inc. (NASDAQ: UPBD), formerly known as Rent-A-Center, is undergoing a transformation to focus on new operations [1] - The company is being monitored for its potential investment opportunities, particularly in the context of its cash flow and intrinsic value assessment [1] - The investment strategy employed involves a combination of Benjamin Graham's philosophy and a contrarian market approach [1]

Core Insights - Upbound Group, Inc. (UPBD) reported strong first-quarter 2025 results, with revenues and earnings exceeding the Zacks Consensus Estimate, leading to an upward revision of its 2025 guidance [1][3][13] Financial Performance - Adjusted earnings per share were $1.00, surpassing the Zacks Consensus Estimate of 94 cents, and increased from 79 cents in the same quarter last year [3] - Total revenues reached $1,176.4 million, exceeding the consensus estimate of $1,119 million, marking a 7.3% year-over-year increase driven by growth in rentals, fees, and merchandise sales [3] - Adjusted EBITDA was $126.1 million, up 15.6% year over year, with a margin increase of 70 basis points to 10.7% [4] Segment Performance - Rent-A-Center segment revenues decreased 4.9% year over year to $489 million, attributed to fewer company-owned stores and disciplined underwriting [5] - Acima segment revenues rose 13.5% year over year to $637.3 million, with GMV growth of 8.8% driven by increased retailer locations and application volume [7][9] - Brigit generated revenues of $31.9 million for February and March 2025, reflecting a 35.4% increase from the same period in 2024 [10] 2025 Outlook - The company expects 2025 revenues to be between $4.60 billion and $4.75 billion, with adjusted EBITDA projected between $510 million and $540 million [13] - For Q2 2025, revenues are anticipated to be between $1.05 billion and $1.15 billion, with adjusted EBITDA of $125 million to $135 million [14] Financial Health - As of March 31, 2025, the company had cash and cash equivalents of $107.3 million, net senior debt of $1.09 billion, and stockholders' equity of $679.2 million [12]

Upbound Group (UPBD) Q1 2025 Earnings Call May 01, 2025 09:00 AM ET Company Participants Jeff Chesnut - SVP - Strategy, Corporate Development, Treasury, IRMitch Fadel - CEOFahmi Karam - Executive VP & CFOBrad Thomas - Associate Director of ResearchBobby Griffin - Managing DirectorJohn Rowan - Managing DirectorCarla Casella - Managing DirectorKyle Joseph - Managing Director Conference Call Participants Hoang Nguyen - Equity Research AnalystAnthony Chukumba - Managing Director & Senior Research AnalystWilliam ...

Upbound Group (UPBD) came out with quarterly earnings of $1 per share, beating the Zacks Consensus Estimate of $0.94 per share. This compares to earnings of $0.79 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 6.38%. A quarter ago, it was expected that this company that leases furniture and appliances with an option to buy would post earnings of $1.01 per share when it actually produced earnings of $1.05, delivering a surpris ...

Upbound Group (UPBD) Q1 2025 Earnings Call May 01, 2025 09:00 AM ET Speaker0 Thank you for standing by. My name is Roselle, and I will be your conference operator today. At this time, I would like to welcome everyone to the quarter one twenty twenty five Upbound Earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by ...

™ First Quarter Earnings Review May 1, 2025 Disclosures Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy, including those related to our acquisition of Bridge IT, Inc. ("Brigit") on January 31, 2025. Such forward-looking statements generally can ...

upbound " Upbound Group, Inc. Earnings Release May 1, 2025 First Quarter 2025 Results & Key Metrics 25M $1.00 $1 176M $0.42 126M Adjusted Non-GAAP Total GAAP Net Earnings EBITDA® Revenue Diluted EPS Diluted EPS1 Strong Volume Growth at Acima and Brigit; Exceeds Q1 Targets and Raises Midpoint for Revenue, Net Cash Provided by Operating Activities of $138M Adjusted EBITDA, and Non-GAAP Diluted EPS First Quarter Consolidated Results CEO Commentary "We delivered strong results in the first quarter, which exceed ...

Upbound Group (UPBD) shares rallied 8.8% in the last trading session to close at $22.38. This move can be attributable to notable volume with a higher number of shares being traded than in a typical session. This compares to the stock's 18.2% loss over the past four weeks.U.S. stocks staged their biggest rally yesterday, after President Donald Trump announced a 90-day pause on reciprocal tariffs for all nations except China. Acima, Upbound Group’s virtual lease-to-own (LTO) business, continues to be a key g ...

Company Overview - Upbound Group (UPBD) is headquartered in Plano and operates in the Finance sector, specifically in leasing furniture and appliances with an option to buy [3] - The stock has experienced a price decline of 24.72% since the beginning of the year [3] Dividend Information - Upbound Group currently pays a dividend of $0.39 per share, resulting in a dividend yield of 7.1%, which is significantly higher than the Financial - Leasing Companies industry's yield of 4.45% and the S&P 500's yield of 1.76% [3] - The company's annualized dividend of $1.56 has increased by 4% from the previous year, with an average annual increase of 5.93% over the last five years [4] - The current payout ratio for Upbound Group is 41%, indicating that it pays out 41% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year 2025, the Zacks Consensus Estimate projects earnings of $4.10 per share, reflecting a year-over-year earnings growth rate of 7.05% [5] Investment Considerations - Upbound Group is considered a compelling investment opportunity due to its strong dividend yield and growth potential, despite the general challenges faced by high-yielding stocks during periods of rising interest rates [7]