Core Insights - Visa Inc. is enhancing its digital payments ecosystem through a partnership with Mercuryo, enabling near real-time crypto-to-fiat conversions globally, reflecting its commitment to efficient money transfers as digital assets gain popularity [2][5][6] Group 1: Visa's Partnership with Mercuryo - The collaboration allows users to convert digital tokens into local fiat currencies and receive funds directly on Visa debit or credit cards, minimizing settlement delays and transaction hassles for crypto users [3] - The integration supports Mercuryo's goal of wider Web3 adoption by leveraging Visa Direct's global network, facilitating smoother cross-border payouts and improving access to local currency funds [4] - This partnership aligns with Visa's strategy to embed its infrastructure in digital value movements, positioning the company as a key connector between emerging digital asset platforms and established financial systems [5][6] Group 2: Competitive Landscape - Competitors like Mastercard Inc. are also advancing in digital payments by utilizing blockchain and stablecoin solutions to enhance efficiency for cross-border and everyday payments [7] - PayPal is focusing on increasing crypto payment acceptance among merchants and enhancing its wallet ecosystem with features like in-app crypto checkout and cross-border stablecoin transfers [8]

Core Insights - The earnings season for Q4 2025 is highlighted by the performance of Mastercard (MA) and Visa (V), both of which have underperformed relative to the S&P 500 over the last three months [1] - Sales and EPS expectations for Visa are projected at 14% EPS growth and 12% higher sales, while Mastercard is expected to see 16% EPS growth and 10% higher sales [1] Quarterly Expectations - Visa's EPS growth is expected to be 14% with sales increasing by 12% [1] - Mastercard is anticipated to achieve 16% EPS growth alongside a 10% rise in sales [1] Growth Rates - The growth rates for both companies are commendable given their mature status, indicating underlying consumer strength [2] Valuation Picture - MA shares are trading at a 27.2X forward 12-month earnings multiple, while Visa trades at 24.4X, both below their five-year medians and highs [3] - The PEG ratios for both companies are also below five-year medians and not near five-year highs [3] Consumer Strength - The expected growth for both companies is driven by continued consumer strength and a resilient U.S. economy, reflected in higher volumes across key segments [4] Comparative Attractiveness - Revisions for Mastercard are more bullish compared to Visa, although both stocks have shown similar performance over the past five years, each gaining approximately 70% [5] - The favorable revisions trend for Mastercard provides it with a slight edge over Visa [5] Historical Valuation - Both stocks are considered cheap on a historical basis, with MA shares trading at a premium due to stronger forecasted EPS growth [6] - Guidance will be crucial for future decisions, as positive commentary could enhance EPS and sales outlooks for both companies [6]

Key Takeaways Visa expands crypto-to-fiat off-ramping through Mercuryo using real-time Visa Direct payments.Users can instantly convert digital tokens to local fiat and access funds on Visa cards.Partnership smooths cross-border payouts and supports broader adoption of Web3 payments.Visa Inc. (V) is expanding its footprint in the digital payments ecosystem by teaming up with Mercuryo. The collaboration broadens Mercuryo’s use of Visa Direct, enabling near real-time crypto-to-fiat off-ramping across the glob ...

Wall Street analysts forecast that Visa (V) will report quarterly earnings of $3.14 per share in its upcoming release, pointing to a year-over-year increase of 14.2%. It is anticipated that revenues will amount to $10.69 billion, exhibiting an increase of 12.4% compared to the year-ago quarter.Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.Ahead of a com ...

Visa Inc. (NYSE:V) is among the most profitable financial stocks to invest in. On January 20, TheFly reported that Truist cut the price target on Visa Inc. (NYSE:V) to $374 from $392 and maintained a Buy rating. This downward revision in price is part of a broader research note previewing Q4 earnings in the fintech group. The firm believes the quarter’s results should be strong, despite the likelihood of challenging YoY comparisons that could restrict volume-related outperformance. That said, even though ...

SAN FRANCISCO--(BUSINESS WIRE)--Visa today debuted its newest Milano Cortina 2026 U.S. campaign, an athleteled storytelling platform featuring Mikaela Shiffrin and Oksana Masters, two of the most accomplished women competing on the global stage. The campaign is anchored by newly released anthem films that reveal the human moments, perseverance and support networks behind their success, underscoring Visa's belief that everywhere you've gone gets you to everywhere you want to be. A Fresh Evoluti. ...

It’s the biggest week of the quarter for earnings this week with plenty of big names set to report. This week we have Tesla (TSLA), Microsoft (MSFT), Apple (AAPL), Meta Platforms (META), UnitedHealth Group (UNH), Exxon Mobil (XOM), Visa (V), Mastercard (MA), Chevron (CVX) and Caterpillar (CAT) all reporting in what shapes as a busy and pivotal week for stocks. Before a company reports earnings, implied volatility is usually high because the market is unsure about the outcome of the report. Speculators an ...

(Jenny Kane / Associated Press) Behind the credit card, ubiquitous in American economic life now for decades, stand a very few gigantic financial institutions that exert nearly unlimited power over how much consumers and businesses pay for the use of a small piece of plastic. American consumers and small businesses alike are spitting fire these days about the cost of credit cards, while the companies profiting from them are making money hand over fist. We are now having a national conversation about wha ...

摩根大通发布研报指出，尽管存在一些不利因素，但基本面依然稳健；重申对万事达与Visa的"增持"评 级，目标价分别为685美元与430美元。 ...

Visa业绩预期概要：小摩对第一季度营收/每股收益的预期与华尔街的预期基本一致，但对2026财年营 收/每股收益预期比华尔街预期高出约1个百分点，这可能得益于汇率波动(小摩的模型显示，与之前的 预期相比，额外收益约为50个基点)。小摩认为，基本运营趋势在短期内应保持积极态势，包括1月初的 交易量增长预示着增速加快，以及下半年的增长预期。根据核查，代币化服务定价似乎至少部分支撑了 这一趋势。加上其颇具吸引力的估值(相对于市场和Visa的历史表现)，小摩认为本季度乃至全年都将呈 现积极的风险回报比。该行重申其为2026年的首选。 小摩认为，即将公布的财报显示风险回报比为正，但也承认仅凭良好的业绩/指引不足以完全消除投资 者近乎生存的担忧。不过，小摩认为，这种市场波动应该被视为买入优质资产的机会。 智通财经APP获悉，万事达(MA.US)将于1月29日(周四)美股盘前公布第四季度业绩，而Visa(V.US)也将 于周四美股盘后(北京时间周五晨间)公布财报。在此之前，摩根大通发布研报指出，尽管存在一些不利 因素，但基本面依然稳健;重申对万事达与Visa的"增持"评级，目标价分别为685美元与430美元。 CCCA问题 ...