Here's What Key Metrics Tell Us About Orrstown (ORRF) Q4 Earnings
ZACKS· 2026-01-28 01:31
Core Insights - Orrstown Financial Services (ORRF) reported revenue of $64.92 million for the quarter ended December 2025, marking a year-over-year increase of 5% and exceeding the Zacks Consensus Estimate of $64.55 million by 0.58% [1] - The company's earnings per share (EPS) for the same period was $1.11, compared to $0.87 a year ago, representing an EPS surprise of 2.47% against the consensus estimate of $1.08 [1] Financial Metrics - The efficiency ratio was reported at 57.5%, higher than the three-analyst average estimate of 56.7% [4] - Average interest-earning assets amounted to $5.08 billion, slightly above the estimated $5.03 billion [4] - The net interest margin was recorded at 4%, compared to the average estimate of 4.1% [4] - Total non-interest income reached $14.39 million, exceeding the average estimate of $13.06 million [4] - Other income was reported at $2.17 million, above the average estimate of $1.99 million [4] - Interchange income was $1.55 million, below the average estimate of $1.8 million [4] - Service charges on deposit accounts totaled $3.23 million, surpassing the average estimate of $2.91 million [4] - Wealth management income was reported at $5.74 million, exceeding the average estimate of $5.17 million [4] - Net interest income was $50.53 million, below the average estimate of $51.55 million [4] Stock Performance - Shares of Orrstown have returned +0.9% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]
Stock Yards (SYBT) Reports Q4 Earnings: What Key Metrics Have to Say
ZACKS· 2026-01-28 01:31
Core Insights - Stock Yards Bancorp (SYBT) reported revenue of $104.47 million for the quarter ended December 2025, marking an 11.7% year-over-year increase and a surprise of +2.09% over the Zacks Consensus Estimate of $102.33 million [1] - The earnings per share (EPS) for the same period was $1.24, compared to $1.07 a year ago, resulting in an EPS surprise of +3.05% against the consensus estimate of $1.20 [1] Financial Performance Metrics - Net Interest Margin was reported at 3.6%, aligning with the average estimate from three analysts [4] - The Efficiency Ratio was 52.5%, slightly better than the estimated 52.9% by three analysts [4] - Net charge offs to average loans were reported at -0%, compared to the average estimate of 0.1% from two analysts [4] - Average Interest-Earning Assets amounted to $8.81 billion, exceeding the average estimate of $8.7 billion from two analysts [4] - Total Non-Interest Income was $25.13 million, surpassing the average estimate of $24.72 million from three analysts [4] - Net Interest Income (FTE) was reported at $79.34 million, above the estimated $78.09 million from two analysts [4] - Net Interest Income was $79.25 million, exceeding the average estimate of $77.9 million from two analysts [4] Stock Performance - Shares of Stock Yards have returned +2.1% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]
First Commonwealth Financial (FCF) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2026-01-28 01:31
Core Financial Performance - First Commonwealth Financial (FCF) reported revenue of $137.92 million for the quarter ended December 2025, marking a year-over-year increase of 14.5% [1] - Earnings per share (EPS) for the same period was $0.43, up from $0.35 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of $135.26 million by 1.96% [1] - The EPS also surpassed the consensus estimate of $0.41 by 4.04% [1] Key Metrics Analysis - Core Efficiency Ratio stood at 52.8%, better than the average estimate of 53.7% based on two analysts [4] - Net interest margin (FTE) was reported at 4%, compared to the average estimate of 3.9% [4] - Total Interest-Earning Assets (FTE) amounted to $11.31 billion, slightly below the average estimate of $11.43 billion [4] - Gain on sale of mortgage loans was $1.94 million, compared to the average estimate of $2.05 million [4] - Total Non-Interest Income reached $24.72 million, exceeding the average estimate of $24 million [4] Stock Performance - Shares of First Commonwealth Financial have returned +2.7% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]
India Budget to lift borrowing to record, testing bond yields
The Economic Times· 2026-01-28 01:29
Finance Minister Nirmala Sitharaman’s Feb. 1 budget may set the gross borrowing 11% higher at 16.5 trillion rupees ($180 billion) in the fiscal year starting April 1, according to the median estimate of 21 economists in a Bloomberg survey.The rise, driven by large debt maturities of about 5.5 trillion rupees, comes as heavy state government issuance pushes up yields. Higher Net borrowing, which excludes repayments, will be a tad higher at 11.6 trillion rupees, according to the poll. While economists expect ...
Amazon bungles Wednesday layoff plan with misfired internal email
Reuters· 2026-01-28 01:23
Core Insights - Amazon mistakenly notified many Amazon Web Services (AWS) employees about upcoming layoffs through a commiseration email and a team-wide meeting scheduled for Wednesday morning [1] Group 1 - The notification about layoffs was sent out to AWS employees, indicating potential job cuts within the company [1] - The communication was characterized as a mistake, suggesting a lack of coordination in the company's internal messaging [1] - The incident highlights the ongoing challenges within the tech industry, particularly regarding workforce management and communication strategies [1]
Oil Prices Mixed; May be Supported by Lingering Middle East Tensions
WSJ· 2026-01-28 01:17
Core Viewpoint - Oil prices are experiencing mixed movements in Asia's morning session, with potential support from ongoing tensions in the Middle East that may disrupt supply [1] Group 1 - Oil prices are mixed in the Asian market, indicating volatility in the sector [1] - Ongoing tensions in the Middle East are a significant factor that could lead to supply disruptions, impacting oil prices [1]
Palantir Stock Is Down Sharply Already in 2026 -- And It Could Get Worse
The Motley Fool· 2026-01-28 01:16
Palantir's business is still growing quickly, but is the stock priced for perfection already?After a huge run in 2025, Palantir Technologies (PLTR 1.06%) shares have started 2026 on a weaker note. Shares are down about 7% year to date.For now, investors seem to be questioning the stock's extraordinarily high valuation. The AI (artificial intelligence)-powered data and analytics platform provider is priced not just for sustained growth -- but for sustained extraordinary growth. The problem with this thesis, ...
Australia inflation meets expectations at 3.6%, reaching a six-quarter high
CNBC· 2026-01-28 01:15
Activity on Elizabeth Street (at the intersection of Bourke St Mall), Melbourne on a cloudy day.Australia's inflation came in at 3.6% in the fourth quarter of 2025, its highest level in six quarters, reinforcing warnings from policymakers that interest rate cuts this year are likely to be limited.The fourth-quarter reading was in line with expectations from economists polled by Reuters and up from the 3.2% seen in the third quarter. On a quarterly basis, inflation rose 0.6%, also matching the Reuters foreca ...
Why Corning Stock Soared Today
The Motley Fool· 2026-01-28 01:14
The artificial intelligence (AI) boom is going to require a whole lot of fiber.Shares of Corning (GLW +15.72%) jumped on Tuesday after the glass maker struck a blockbuster $6 billion deal with Meta Platforms (META +0.09%). By the close of trading, Corning's stock price was up more than 15%. Accelerating the AI revolutionUnder the terms of the deal, Corning will supply Meta with its most advanced optical fiber, cable, and connectivity products. The two companies will work together to build AI data centers fa ...
Stellantis Stock: Why A Rebound Is Closer Than You Think (NYSE:STLA)
Seeking Alpha· 2026-01-28 01:08
Core Viewpoint - The article emphasizes the importance of quantitative methods in identifying undervalued stocks across various industries, suggesting that numerical data often provides a clearer picture of a company's potential than narrative descriptions [1]. Group 1 - The analyst employs backtested quantitative methods to search for undervalued stocks of any size [1]. - The belief is that numbers are more significant than stories in assessing a company's prospects [1]. - The analyst has been investing since 2013 and has gained knowledge from extensive reading of stock market literature [1].