Core Insights - Nu Holdings has rapidly grown to become the world's largest digital banking platform with over 120 million customers across Latin America, transitioning from a fintech to a full-scale banking entity [1] Financial Performance - In 2024, Nu generated $11.5 billion in revenue, reflecting a 58% year-over-year increase, and achieved a net profit of $2.0 billion, with a return on equity of 28%, indicating strong profitability alongside growth [3] - The company's loan book reached $21 billion in 2024, growing 45% year-over-year on an FX-neutral basis, while maintaining a declining delinquency rate from a peak of 7.2% to 6.6% [4] Customer Engagement and Growth Strategy - Nu has successfully increased average monthly revenue per active customer from $4 in Q2 2021 to $12 in Q2 2025, indicating effective cross-selling strategies [7] - The company is expanding its product offerings into asset management and protection products, which enhances customer retention and profitability [9]

Company Overview - The Sherwin-Williams Company (NYSE:SHW) is an Ohio-based paints and coatings company with a long history and a strong reputation in the industry [2] - The company serves various sectors including automotive, marine applications, and industrial wood coatings, supported by over 5,400 stores and more than 140 manufacturing and distribution sites [2] Dividend Reliability - Sherwin-Williams is recognized for its reliable dividend, maintaining a conservative payout ratio of 26.6% over the past ten years [3] - The company has generated strong free cash flow that comfortably covers its dividend distributions [3] Dividend Growth - The company has increased its dividend payouts for 46 consecutive years, showcasing its commitment to returning value to shareholders [4] - The current quarterly dividend is $0.79 per share, with a dividend yield of 0.91% as of September 20 [4]

Core Insights - 3M Company (NYSE:MMM) is recognized as one of the top 10 dividend stocks on the NYSE, appealing to long-term investors [1][2] Company Overview - 3M is a diversified technology company that produces a variety of products for industries such as electronics, automotive, and consumer goods, including adhesives, abrasives, filtration systems, safety gear, and office supplies [2][3] - The company operates through three main segments: Safety and Industrial, Transportation and Electronics, and Consumer [3] Strategic Focus - In recent years, 3M has focused on innovation and restructuring its portfolio, which includes the spin-off of its Health Care division [3] - Key success factors for 3M include its ability to develop new products, manage legal and regulatory challenges, maintain strong manufacturing efficiency, and generate consistent free cash flow [3] Dividend Information - 3M currently offers a quarterly dividend of $0.73 per share, which was raised by 4.3% earlier this year, marking the first increase after a significant cut in 2024 [4] - The stock has a dividend yield of 1.86% as of September 20 [4]

Thanks to our global coverage we've ramped up our global macro commentary on our marketplace service here on Seeking Alpha, The Value Lab . We focus on long-only value ideas, where we try to find international mispriced equities and target a portfolio yield of about 4% . We've done really well for ourselves over the last 5 years, but it took getting our hands dirty in international markets. If you are a value-investor, serious about protecting your wealth, us at the Value Lab might be of inspiration.They le ...

Terns Pharmaceuticals does have other pipeline candidates. It is developing TERN-501 as a potential medicine for metabolic dysfunction-associated steatohepatitis and as a potential combination therapy that could enhance the efficacy of GLP-1 medicines. Terns Pharmaceuticals' TERN-701 is a potential cancer therapy in a phase 1 study, with an upcoming data readout scheduled for the fourth quarter.With oral medications, drugmakers will have the opportunity to ramp up manufacturing and target even more patients ...

Last time I covered Gold Fields (NYSE: GFI ) ( OTCPK:GFIOF ), I said that the stock is No Longer An Attractive Risk-Reward , arguing that despite being financially healthy, with a balanced global portfolioAs of 2025, I've got over 10 years of researching companies. In total, throughout my investing life, I estimate that I researched (in depth) well over 1000 companies, from commodities like oil, natural gas, gold and copper to tech like Google or Nokia and many emerging market stocks, which I believe could ...

He is the leader of the investment group European Small Cap Ideas which offers exclusive access to actionable research on appealing Europe-focused investment opportunities not found elsewhere. The a focus is on high-quality ideas in the small-cap space, with emphasis on capital gains and dividend income for continuous cash flow. Features include: two model portfolios - the European Small Cap Ideas portfolio and the European REIT Portfolio, weekly updates, educational content to learn more about the European ...

The Tel Aviv Stock Exchange fell today. The Tel Aviv 35 Index fell 1.58% to 2,982.63 points, the Tel Aviv 125 Index fell 1.63% to 3,031.07 points; and the BlueTech Global Index fell 1.42% to 549.53 points. The All Bond corporate bond index rose 0.28% to 412.05 points. Turnover totaled NIS 2 billion in equities and NIS 2.91 billion in bonds. The Tel Aviv 35 Index rose 43% in 5785. The market reopens Thursday after the Rosh Hashana holiday. On the foreign exchange market, the representative shekel-dollar ra ...

Kathy Bailey won $50,000 playing her daughter’s fortune cookie numbers, the kind of random luck that makes you wonder about small decisions with big payoffs. Bailey grabbed the numbers from her daughter’s fortune cookie after having just finished eating Chinese food, according to a press release from the Kentucky Lottery. She then used them to play both the Powerball and a $5 Kentucky Lottery game. When she hit the jackpot on the latter, she had to double-check the screen to make sure she wasn’t seeing thi ...

Gas pipeline system with high pressure control in rural area. Concept of energy delivery and distribution infrastructuregettyArtificial intelligence is supposed to be graceful, just code humming in the cloud. Yet it’s anything but lightweight. AI is an energy hog.Every time a chatbot like ChatGPT spits out an answer, it pulls from enormous racks of servers running in data centers. Those servers draw electricity on the scale of small cities.Over the past few years, AI has been a tech story. With increasing a ...