Cryptocurrency Market Trends - Grayscale Digital Large Cap Fund (持有 $BTC, $ETH, $XRP, $SOL, $ADA) 将于明日开始交易 [1] - JPMorgan 指出，由于 Tether、Hyperliquid 和金融科技公司准备推出新的符合美国标准的稳定币，Circle 面临“激烈”竞争 [2] - 首个 Dogecoin 和 XRP 的美国现货 ETF 已经上线并开始交易 [2] - Plasma 将于 9 月 25 日推出其主网 beta 版和原生代币 XPL，首日网络上将有 20 亿美元的稳定币激活 [2] Stablecoin and Payment Integration - PayPal 的 PYUSD 通过 LayerZero 的 Stargate Hydra 扩展到 Abstract、Aptos、Avalanche、Ink、Sei、Stable 和 Tron [1] - Nubank 据报道正在测试将其“数字美元”与信用卡集成 [2] Regulatory and Leadership Changes - 白宫正在考虑其他 CFTC 主席候选人，因为 Brian Quintenz 的提名停滞不前，潜在人选包括专注于加密货币的政府官员 [1] Token Performance and Exchange Activity - SBF 的 X 账户显示出异常活动，大量关注他人，FTT 代币在过去一小时内上涨 22.5%，突破 1 美元 [3] - CZ 感谢社区，$BNB 达到 1,000 美元，从八年前的 0.10 美元 ICO 价格上涨了 10,000 倍 [3] Company Initiatives - Brera Holdings 将更名为 Solmate，并在阿联酋启动一个 3 亿美元的 $SOL 国库项目 [3]

RT Patrick Collison (@patrickc)Introducing @Tempo.At Stripe, we care about high-throughput, low-latency payments use cases. As the use of stablecoins (and crypto more broadly) grows across Stripe, Bridge, and Privy, we found that existing blockchains are not optimized for them.For example, it's valuable for real-world financial applications that fees be denominated in a fiat currency that makes sense to the user, but existing blockchains denominate their fees in blockchain-specific tokens. Batch transfers a ...

Market Valuation & Investment - Databricks' valuation reaching $100 billion is discussed, questioning whether it's a bubble or justified growth [1] - The discussion includes whether Databricks is undervalued at 25x revenue [1] - The potential for Andreessen's investment in Databricks to yield returns of $30 billion or more is analyzed [1] Financial Performance & Fintech - Nubank's $2.5 billion profit is highlighted, positioning it as a leading FinTech company [1] - CoreWeave's $11 billion debt acquisition is examined, questioning its viability as a smart investment or a high-risk venture [1] Emerging Trends & Risks - The potential return of Chamath's SPACs is viewed as a possible indicator of a market bubble [1] - A founder raising $130 million and then stepping away raises questions about changing norms [1] - The discussion explores whether AI spending will reach trillions or if it's overhyped [1] Venture Capital & Secondary Markets - The ethics of OpenAI staff potentially cashing out billions in secondary shares is debated [1]

How long until we see onchain products from @RevolutApp & @nubank? And where will they build? https://t.co/jOrLpvw9tP ...

Nubank Stock Surges As Second Quarter Earnings Exceed Expectations https://t.co/9sXUFf9snw ...

Core Insights - Nubank reported second quarter revenue of $3.7 billion, a 40% increase year-over-year, and net profit rose 42% to $637 million, exceeding analysts' expectations [1] - The company's share price surged 10% to over $13.00, raising its market value to nearly $64 billion [1] Revenue and Customer Metrics - Monthly average revenue per customer increased to $12.20, surpassing the forecast of $12.00, indicating improved monetization of existing customers [2] - Nubank attracted 4.1 million new customers in the second quarter, bringing the total user base to 122.7 million, with the fastest growth in Mexico, where credit card customers rose 52% to 6.6 million [5] Loan Performance and Delinquencies - Short-term loan delinquencies decreased by 0.3%, while long-term delinquencies rose by 0.1% to 6.6%, attributed to seasonality and previous spikes [3] - Despite concerns over declining credit quality in Brazil, Nubank's delinquency results were better than central bank data suggested, contributing to the stock's rise [4] International Expansion Plans - Nubank is preparing for international market expansion, having made several key hires, including a new chief technology officer and global head of public policy [6] - The company is extending recruitment efforts beyond Latin America to attract global talent [6] - Analysts note that the evolving international narrative is a significant factor in Nubank's growth potential [7]

RT Bloomberg em Português (@BBGEmPortugues)Bolsas sobem na Europa e petróleo recua à espera de cúpula entre Donald Trump e Vladimir Putin no Alasca. Lucro do Banco do Brasil despenca e Nubank dispara no pré-mercado após resultados. Se inscreva para receber o conteúdo gratuito da nossa newsletter https://t.co/WS5gkMB7bL ...

四年前， 愉悦资本创始及执行合伙人刘二海 提出创业企业"生而全球化"的展望，现在广为人知。 上一阶段的全球化由大型跨国公司引领、生产制造外包、股东利益第一，"世界是平的"是对这一阶段 的生动概括；当下，中国企业引领的新全球化建立在数字基础设施上，企业从创建第一天就处在全球 化环境中，与此同时，企业在每一个本地市场又要充分本地化，照顾东道国利益、关注ESG…… 这一代勇于搏击海浪的中国企业家在创造了高效率的生产制造及数字化生态体系后，面对新全球化大 势所趋，必须迅速适应新格局下的环境变量。 在2025 DEMO WORLD企业创新创投大会上，刘二海发表了 《生而全球化的环境变量》 演讲，分 享他对中国企业出海的理解。以下是刘二海演讲实录，由创业邦整理。 贸易互利驱动的环境演变 2004年，诺贝尔经济学奖得主萨缪尔森发文指出，如果中美贸易仅限于"衬衫换飞机"——中国持续 生产衬衫，哪怕效率提高，对其他国家的影响都是有限的。但如果中国开始生产飞机——正如今天中 国生产汽车，则可能会对其他国家相关产业造成长期影响。 上一阶段的全球化中，基于"比较优势"的全球贸易带来了贸易参与方的互利，但随着发展中国家以相 对更高的增 ...

「 在传统银行的技术盲区，挖到泼天流量。 」 Part 01 新规则定义者 在印尼发行一张信用卡意味着什么？ 七年前，YUP创始团队在雅加达调研时，看到本土一些优秀的VC同业者有着很好的教育背景和工作收入，居然申请不到BCA银行（印尼最大的商业银行）一张 基础的信用卡。于是，他们嗅到了机会。 2021年成立YUP后，团队花了三年时间跑通支付底座中最关键的一步——做出用户"愿意用、免费用、还能享受优惠"的信用卡产品。 这个模型如今被验证的结果是： 必须同时解决多重挑战：宗教和文化的根本差异、陌生的监管环境、个人征信的巨大缺失以及贪婪的高利诱惑。 印尼整体接近2.8亿人，收入稳定的工薪阶层超过8000万，其中5500万拥有社保。但除了传统银行服务的那一小撮精英，信用卡渗透率不超过3%，高达97%的人 群连被"设计进系统"的资格都没有。 印尼本土金融机构不论从技术水平、经验know how还停留在"原始社会"。中国出海团队懂技术，但大多无法克制高利贷、Payday loan（发薪日贷款）等产品带来 的诱惑。来自新加坡和印度的淘金者则会选择做BNPL（Buy Now Pay Late即先买后付）比如Kredivo。 ...