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Key Takeaways Block is set to report Q4 2025 results on Feb. 26, with revenues expected to rise 5.7% year over year.XYZ projects Q4 gross profit of $2.755B, up 19%, with a 20% adjusted operating margin.Block's EPS consensus estimate was cut to 65 cents, down 8.5% from last year.Block (XYZ) is set to report fourth-quarter 2025 results on Feb. 26, after market close. While the company’s quarterly results are likely to display a year-over-year rise in revenues, earnings per share (EPS) are expected to decline. ...

BofA lowered the firm’s price target on Block (XYZ) to $75 from $86 and keeps a Buy rating on the shares. The firm cut multiple it applies to its 2027 EPS estimate given lower investor sentiment for payment stocks and lower peer multiples. Published first on TheFly – the ultimate source for real-time, market-moving breaking financial news. Try Now>> See today’s best-performing stocks on TipRanks >> Read More on XYZ: Disclaimer & DisclosureReport an Issue ...

Core Insights - Whetstone Capital Advisors, LLC sold all its shares in monday.com Ltd., amounting to 79,172 shares valued at approximately $15.33 million, during the fourth quarter of 2025 [2][6] - The sale reflects a broader trend of divesting from SaaS stocks that may struggle in the evolving market landscape influenced by artificial intelligence [6][11] Company Overview - monday.com Ltd. is a cloud-based software provider specializing in work management solutions, with a market capitalization of $3.80 billion and a revenue of $1.23 billion for the trailing twelve months (TTM) [4][5] - The company reported a net income of $118.74 million (TTM) and offers a scalable SaaS platform to enhance organizational workflows and collaboration [4][5] Market Performance - As of February 12, 2026, shares of monday.com Ltd. were priced at $73.63, reflecting a significant decline of 76.8% over the past year, underperforming the S&P 500 Index by 89.7 percentage points [7][10] - The stock's price has fluctuated between $68.68 and $316.98 over the past 52 weeks, indicating high volatility [10] Investment Implications - The decision to sell monday.com was significant as it was the largest position closed by Whetstone in the fourth quarter, suggesting a strategic shift in the fund's investment approach [6][9] - Despite the sale, Whetstone maintains a substantial investment in technology stocks, indicating a selective approach rather than a complete withdrawal from the sector [10]

Core Insights - The article highlights three dividend-generating stocks that are currently rated as Zacks Rank 1 (Strong Buy), which are seen as attractive investment opportunities due to their market positions and financial metrics. Group 1: Adecoagro (AGRO) - Adecoagro operates in South America, focusing on agricultural products and cattle operations, benefiting from a significant cattle shortage in the U.S. which may lead to higher beef prices [3][4] - The stock is trading under $10 with a forward earnings multiple of 7X, and is projected to have an EPS rebound to $1.21 this year, with annual revenue expected to exceed $1 billion [5] - Adecoagro offers a 4.01% annual dividend yield, which has increased six times in the last five years, with an annualized growth rate of 17.81% [6][7] Group 2: AngloGold Ashanti (AU) - AngloGold Ashanti has benefited from high gold prices, with its stock price increasing nearly 500% over the last three years, currently trading near a 52-week high of $115 [8] - The company maintains a reasonable forward earnings multiple of 12X and offers a 3.36% annual dividend yield, contributing to a total return of 525% over the last five years [9] Group 3: Deluxe Corporation (DLX) - Deluxe Corporation is a fintech solutions provider with a focus on payments and data solutions, offering a substantial annual dividend yield of 4.39% [11] - The stock has increased by 60% in the last year, trading near a 52-week high of $28, while maintaining a low forward earnings multiple of 6X, with EPS expected to rise by 12% in FY26 [12]

Core Insights - PayPal Holdings (PYPL) reported transaction revenues of $7.82 billion in Q4 2025, reflecting a 3% year-over-year growth and accounting for approximately 90.1% of its net revenues [1][8] - The growth in transaction revenues was driven by the rise in online shopping and mobile payments, contributing to solid quarterly results [1] Transaction Revenue Details - Transaction revenues primarily come from fees charged to merchants and consumers for payments processed through PayPal's platforms, calculated as a percentage of the transaction amount plus a fixed fee [2] - For Q4 2025, PayPal's transaction margin dollars (TM$) were reported at $4.03 billion, also up 3% year-over-year, with growth attributed to credit and omni initiatives, improved Payment Service Provider (PSP) profitability, and Venmo monetization efforts [3][8] Transaction Take Rate - The transaction take rate decreased by 9 basis points to 1.65% in Q4 2025, with a decline of about 7 basis points when excluding foreign exchange hedges [4] Peer Performance Comparison - Block's transaction revenues in Q3 2025 were $1.87 billion, up 9.4% year-over-year, representing 30.6% of its net revenues [5] - Payoneer Global's Q3 2025 total revenues were $270.9 million, up 9% year-over-year, with transaction revenue growth driven by increased transaction volume and improved SMB customer take rates [6] Valuation and Estimates - PayPal shares have declined 31% year-to-date, underperforming the broader industry and the S&P 500 Index [7] - The stock is trading at a forward 12-month P/E of 7.40X, significantly lower than the Zacks Financial Transaction Services industry's average of 18.15X, indicating a cheap valuation [9] - The Zacks Consensus Estimate for full-year 2026 EPS has been revised downward, suggesting a growth of only 1.3% year-over-year [10]

分组1 - Consensus Cloud Solutions, Inc. (CCSI) reported quarterly earnings of $1.41 per share, exceeding the Zacks Consensus Estimate of $1.31 per share, and showing an increase from $1.32 per share a year ago, resulting in an earnings surprise of +7.63% [1] - The company achieved revenues of $87.07 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 0.06%, and showing a slight increase from $86.98 million year-over-year [2] - Consensus Cloud Solutions has outperformed the S&P 500 with an 8.5% increase in share price since the beginning of the year, compared to the S&P 500's gain of 1.3% [3] 分组2 - The current consensus EPS estimate for the upcoming quarter is $1.37 on revenues of $87.8 million, and for the current fiscal year, it is $5.69 on revenues of $353.31 million [7] - The Internet - Software industry, to which Consensus Cloud Solutions belongs, is currently ranked in the top 38% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8]

Core Insights - Nu Holdings Ltd. (NU) has experienced a 46% increase in stock price over the past six months, outperforming the broader industry's 27% growth [1][6] - The analysis focuses on NU's recent performance and growth trajectory to assess the stock's attractiveness post-significant price rise [1] Group 1: Brazil Strength and International Expansion - NU's performance in Brazil is a major strength, boasting a customer base of 110 million and covering over 60% of the adult population, with an activity rate exceeding 85% [2][6] - The company is expanding internationally, with Mexico surpassing 13 million customers and Colombia nearing 4 million, indicating successful replication of its digital banking model across different geographies [3][6] - This geographic diversification reduces reliance on a single market and enhances the company's long-term growth profile [3] Group 2: Financial Performance and Growth Metrics - NU has recorded strong revenues and an expanding credit portfolio, indicating quality growth, with rising ARPAC suggesting increased customer engagement [4][7] - The trailing 12-month return on equity stands at 30.1%, significantly higher than the industry average of 11.5%, showcasing effective capital deployment [10] - Zacks Consensus Estimates predict earnings growth of 33.3% for 2025 and 44.6% for 2026, with sales expected to rise by 35.8% and 30.8% year over year for the same periods [11] Group 3: Competitive Positioning and Future Outlook - NU's management aims to become an AI-first bank, which is expected to enhance efficiency and customer experience, reinforcing its competitive edge in digital banking [7] - Comparisons with global fintech peers like Block and SoFi highlight NU's potential for multi-product financial platform growth and stable revenue generation through diversified offerings [8][9] - Despite recent stock price increases, NU is viewed as an attractive buying opportunity due to its ability to scale profitably and deepen customer engagement [14]

Core Insights - The article discusses the significant decline in PayPal's market capitalization, which has dropped from $363 billion in July 2021 to $38 billion, representing an 87% decrease from its peak [4] - The shift in market sentiment from optimism to pessimism is highlighted, with PayPal experiencing a slowdown in growth post-COVID-19, as evidenced by a mere 4% revenue increase in 2025 [5][6] Company Performance - PayPal's total payment volume, revenue, and net income surged by 76%, 43%, and 70% respectively between 2019 and 2021, indicating strong performance prior to the pandemic [5] - The company has faced challenges with a flatlining user base and declining transaction counts, leading to the hiring of its second CEO in less than three years [6] Competitive Landscape - The primary risk for PayPal is intense competition in the payments sector, with notable competitors including Stripe, Adyen, Shopify, Global Payments' Worldpay, and Block's Square [7][8] - Additionally, the rise of Apple Pay and Google Pay, which benefit from integration with popular smartphone operating systems, poses a significant threat to PayPal's market position [9]

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