Today, cryptos in the red again ahead of the Fed's decision on rates. This week, Kraken's Tomas Prumo breaks down the findings of the crypto exchanges new OTC report and Missouo's Dan Dolev discusses what the Genius Act means for PayPal's future. Welcome to CNBC's Crypto World.I'm Talia Kaplan. Digital currency is in the red again this morning as investors await this week's rate decision from the Fed. By noon Eastern, Bitcoin dropped to the $117,000 level.Ether fell to $3,760 and XRP sank to $39. Taking a l ...

Market Capitalization Summary - Oracle has a market capitalization of 816.606 billion, while Mastercard and Visa have market capitalizations of 723.094 billion and 785.034 billion respectively [2] - ExxonMobil's market capitalization stands at 496.947 billion, with Johnson & Johnson at 486.644 billion and Procter & Gamble at 356.812 billion [2] - The market capitalization of General Electric is 286.578 billion, AMD is 298.610 billion, and Coca-Cola is 287.686 billion [2] - Chevron has a market capitalization of 274.289 billion, while ASML and T-Mobile US Inc have market capitalizations of 278.331 billion and 269.380 billion respectively [2] - Wells Fargo's market capitalization is 269.201 billion, Cisco is 266.067 billion, and IBM is 237.242 billion [2] Stock Performance - Oracle's stock decreased by 45.14 (-5.59%), while Mastercard's stock decreased by 1.30 (-0.44%) and Visa's stock increased by 0.76 (+0.78%) [2] - ExxonMobil's stock decreased by 5.11 (-0.44%), Johnson & Johnson's stock increased by 1.90 (+1.14%), and Procter & Gamble's stock decreased by 0.25 (-0.52%) [2] - General Electric's stock increased by 1.29 (+1.90%), AMD's stock increased by 3.77 (+2.17%), while Coca-Cola's stock decreased by 0.36 (-0.13%) [2] - Wells Fargo's stock increased by 0.06 (+0.09%), Cisco's stock decreased by 0.45 (-0.54%), and IBM's stock decreased by 0.76 (-0.29%) [2] Additional Company Insights - Disney's market capitalization is 215.622 billion, with American Express at 214.694 billion and Caterpillar at 202.358 billion [3] - AT&T has a market capitalization of 196.046 billion, while Verizon and Qualcomm have market capitalizations of 182.193 billion and 178.019 billion respectively [3] - BlackRock's market capitalization is 173.965 billion, with Citigroup at 173.652 billion and Boeing at 171.103 billion [3] - Pfizer's market capitalization is 157.251 billion, while Micron and TotalEnergies have market capitalizations of 125.308 billion and 135.423 billion respectively [4]

Core Insights - PayPal Holdings reported second-quarter 2025 non-GAAP earnings of $1.40 per share, exceeding the Zacks Consensus Estimate by 7.7% and reflecting a year-over-year increase of 17.6, driven by better-than-expected revenue growth [1][9] - The company raised its full-year guidance for transaction margin dollars and EPS while maintaining its outlook for free cash flow [2][11] Financial Performance - Net revenues reached $8.3 billion, marking a 5.1% year-over-year increase on a reported basis and 5% on a forex-neutral basis, surpassing the consensus estimate by 2.3% [2][9] - Total payment volume (TPV) was $443.5 billion, up 6% year-over-year on a reported basis and 5% on a forex-neutral basis [4][9] - Transaction revenues accounted for $7.4 billion (89.8% of net revenues), increasing by 4% year-over-year, while Value Added Services revenues rose 15.7% to $847 million (10.2% of net revenues) [5] Operational Metrics - Total active accounts grew by 2% year-over-year to 438 million, but total payment transactions declined by 5% to 6.2 billion [6] - Operating expenses were $6.78 billion, up 3.4% year-over-year, while the operating margin expanded by 134 basis points to 18.1% [7] Guidance and Future Outlook - For 2025, PayPal anticipates non-GAAP earnings between $5.15 and $5.30 per share, indicating 11-14% growth year-over-year, an increase from the previous range of $4.95-$5.10 [11] - The expected transaction margin dollars for 2025 are between $15.35 billion and $15.5 billion, suggesting growth in the 5-6% range [11] - For Q3 2025, non-GAAP earnings are projected to be between $1.18 and $1.22 per share, with transaction margin dollars expected between $3.76 billion and $3.82 billion [12] Shareholder Returns - PayPal generated $0.9 billion in cash from operations and returned $1.5 billion to shareholders through share repurchases in the second quarter [10]

Crypto Payment Solution - PayPal introduces "Pay with Crypto", a new payment method targeting over 650 million crypto users [2] - The solution supports payments using 100+ cryptocurrencies and eligible wallets [2] - Merchants gain immediate access to funds through this payment method [2] Cost Reduction - PayPal aims to reduce international transaction fees by up to 90% by offering pay with crypto [1][2] Target Audience - The new payment method allows merchants to reach more than 650 million crypto users [2]

金融科技巨头PayPal将在不久后推出一项新的支付功能，允许商家在结账时接受超过100种加密货币。 据悉，这一功能预计将在未来几周内上线，商家将可以接受比特币、以太坊、泰达币、美元币等加密货 币，并支持来自Coinbase、OKX、Phantom、MetaMask和Exodus等钱包的支付。当消费者使用加密货币 支付时，资金将自动转换为法币或PayPal的稳定币PYUSD，并存入商家的账户。美股周一盘中，PayPal 股价微涨0.3%。 根据PayPal的说法，"加密支付"功能将使交易即时结算，初期每笔交易的费用为0.99%。此外，选择将 资金转换为PYUSD的商家可以从这些余额中获得约4%的收益。 Keller表示："虽然这一领域仍处于初期阶段，但消费者对加密支付的需求增长速度令人惊讶。"他补充 道："当PayPal推出这一功能时，它能够为用户带来信任。" 展望未来，PayPal的目标是将数字资产和区块链技术更深入地融入其开放平台中。"我们意在向外界表 明，PayPal对加密货币赛道是长期投入，"Keller强调，"我们想在这一领域发挥更大作用，而要实现这 一目标，我们需要将其规模化，进入支付基础设施的核心 ...

Core Insights - PayPal's Q2 earnings call focused on digital wallet growth and the launch of PayPal World, emphasizing a five-point strategy to enhance its market position [2][4] - The company reported a 5% revenue increase over Q1, with a notable growth in its Buy Now, Pay Later (BNPL) segment, which saw over 20% growth [2][5] Digital Wallet Growth - The launch of PayPal World aims to create a seamless global platform for digital wallets, allowing users to pay any PayPal merchant with their preferred wallet [4] - Active accounts increased by 4% to 438 million, indicating a growing user base despite regional fragmentation in digital wallets [4][11] BNPL Performance - BNPL volume grew more than 20% in Q2, with monthly active accounts climbing 18% [5] - Average order values using BNPL are over 80% higher than standard transactions, which is being leveraged to attract more merchants [5] Agentic AI Initiatives - PayPal is integrating agentic AI into its commerce strategy, partnering with companies like Perplexity and Salesforce to enhance transaction processes [6] - The focus is on simplifying compliance for merchants when transactions are initiated by AI rather than humans [6] Debit Card Growth - PayPal's debit card transaction volume grew over 60%, with monthly active accounts increasing more than 65% [7] - The data suggests that cardholders transact more frequently and prefer PayPal at checkout compared to non-card users [7] PYUSD and Cross-Border Transactions - The dollar-backed stablecoin PYUSD is positioned as a cost-effective alternative for cross-border transactions, aiming to reduce fees and delays [9] - PYUSD will facilitate transactions on PayPal World and has expanded its issuance to additional blockchains [10] Financial Performance - PayPal reported Q2 net revenue of $8.29 billion, a 6% increase from the previous quarter and 5% year-over-year [11] - Total payment volume rose by 6% sequentially to $443.5 billion, with transaction margin dollars increasing 7% year-over-year [11][12] Future Outlook - Management raised full-year guidance for transaction-margin dollars and earnings per share, indicating confidence in its checkout strategy despite a challenging consumer environment [13]

PayPal Adopts Bitcoin Payments for Businesses ...

Core Insights - Paypal reported revenue of $8.29 billion for the quarter ended June 2025, reflecting a 5.1% increase year-over-year and a surprise of +2.26% over the Zacks Consensus Estimate of $8.1 billion [1] - The earnings per share (EPS) was $1.40, up from $1.19 in the same quarter last year, surpassing the consensus EPS estimate of $1.30 by +7.69% [1] Financial Performance Metrics - Transaction margin was reported at 46.4%, slightly below the six-analyst average estimate of 46.7% [4] - Transaction take rate remained consistent at 1.7%, matching the six-analyst average estimate [4] - Total Payment Volume (TPV) reached $443.55 billion, exceeding the average estimate of $434.45 billion based on five analysts [4] - Transaction expense rate was 0.9%, aligning with the average estimate from four analysts [4] - Total take rate was reported at 1.9%, consistent with the four-analyst average estimate [4] - Active accounts stood at 438, matching the estimate from three analysts [4] - Transaction and Credit loss rate was 0.1%, in line with the three-analyst average estimate [4] - The number of payment transactions was 6,226, below the average estimate of 6,722 based on two analysts [4] - Revenues from other value-added services were $847 million, surpassing the eight-analyst average estimate of $766.91 million, representing a year-over-year change of +15.7% [4] - Transaction revenues amounted to $7.44 billion, exceeding the eight-analyst average estimate of $7.31 billion, with a year-over-year change of +4% [4] Stock Performance - Shares of Paypal have returned +5.3% over the past month, outperforming the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Company Overview - Proactive is a publisher that provides fast, accessible, informative, and actionable business and finance news content to a global investment audience [2] - The news team operates from key finance and investing hubs including London, New York, Toronto, Vancouver, Sydney, and Perth [2] Market Focus - The company specializes in medium and small-cap markets while also covering blue-chip companies, commodities, and broader investment stories [3] - Proactive delivers news and insights across various sectors including biotech and pharma, mining and natural resources, battery metals, oil and gas, crypto, and emerging digital and EV technologies [3] Technology Adoption - Proactive is recognized for being a forward-looking and enthusiastic adopter of technology, utilizing decades of expertise and experience among its content creators [4] - The company employs automation and software tools, including generative AI, while ensuring that all content is edited and authored by humans [5]

What's Next for Paypal? While Paypal has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? Paypal (PYPL) came out with quarterly earnings of $1.4 per share, beating the Zacks Consensus Estimate of $1.3 per share. This compares to earnings of $1.19 per share a year ago. These figures are adjusted for non- recurring items. This quarterly report represents an earnings surprise of +7.69%. A quarter ago, it was expected that this technology pla ...