Core Insights - UBS Group AG reported a fourth-quarter 2025 net profit attributable to shareholders of $1.19 billion, an increase from $770 million in the prior-year quarter, driven by strong performances in Global Wealth Management, Asset Management, and Investment Bank divisions, although a decline in total assets raised concerns [1][6] - For the full year 2025, UBS reported a net profit attributable to shareholders of $7.77 billion, up from $5.08 billion in the previous year [1] Revenues & Expenses - UBS's fourth-quarter total revenues increased by 4.4% year over year to $12.14 billion [2][6] - For 2025, total revenues rose by 1.9% year over year to $49.6 billion [2] - Operating expenses fell nearly 1% year over year to $10.29 billion [2] - Total credit loss expenses were reported at $159 million, a decline of 30.6% from the year-ago quarter [2] Business Divisions' Performances - Global Wealth Management's operating profit before tax was $1.29 billion, up from $867 million in the year-ago quarter [3] - Asset Management's operating profit before tax was $212 million, an increase of 65.6% from the year-ago quarter [3] - Personal & Corporate Banking reported an operating profit before tax of $565 million, down 5% year over year [3] - The Investment Bank unit reported an operating profit before tax of $640 million, up from $479 million in the year-ago quarter [3] Non-Core & Legacy Performance - Non-Core & Legacy incurred an operating loss before tax of $455 million, an improvement from a loss of $923 million in the year-ago quarter [4] - Group Items reported an operating loss before tax of $552 million compared to a loss of $100 million in the year-ago quarter [4] Capital Position - Total assets fell nearly 1% from the previous quarter's end to $1.62 trillion [5] - Return on Common Equity Tier 1 (CET1) capital was 6.6% as of December 31, 2025, compared to 4.2% as of December 31, 2024 [5] - Risk-weighted assets declined 1% year over year to $493.4 billion [5] - CET1 capital declined marginally year over year to $71.3 billion [5] - Invested assets were reported at $7 trillion, up 15.1% year over year [5] Capital Distribution - For 2025, the board plans to propose a dividend of $1.10 per share, subject to approval at the Annual General Meeting scheduled for April 15, 2026 [7] - The company aims for a mid-teens percentage increase in the ordinary dividend per share for 2026 [7] Share Repurchase and Integration - UBS completed $3 billion worth of share repurchases in the fourth quarter of 2025 and intends to repurchase another $3 billion in 2026 [8] - The integration of Credit Suisse is on track for substantial completion by the end of 2026 [9] Migration and Cost Savings - By the end of the fourth quarter of 2025, 85% of Swiss-booked client accounts had been migrated, with Personal & Corporate client account migrations substantially complete [10] - Cumulative gross cost savings totaled $10.7 billion at the end of 2025, with an ambition to raise annualized exit rate gross cost savings to approximately $13.5 billion by the end of 2026 [12] Risk-Weighted Assets Reduction - The non-core and legacy business division achieved a 67% reduction in risk-weighted assets since the second quarter of 2023, targeting further reductions to approximately $4 billion by the end of 2026 [13] Overall Assessment - UBS's inorganic growth efforts are expected to support its top line, with steady progress in the integration of Credit Suisse and a robust capital position [14]

UBS CEO Details Crypto Plans Following Report of Bitcoin, Ethereum Trading for Wealthy Clientshttps://t.co/Dnq1kB2Hms ...

UBS posted a stronger increase in 2025 trading revenue than several of its US rivals, even as the Swiss company was forced to implement new capital rules ahead of almost all global banks. https://t.co/83hMZHfZrw ...

RT James Hunt (@humanjets)ICYMI: Here's a quick news recap from today's Asia & EMEA sessions @TheBlock__ 👇🐛 "A feature, not a bug": BitMine chair Tom Lee pushed back on claims that the Ethereum treasury firm's unrealized ETH losses will cap prices.📉 "This time is different": Bitcoin's continued sell-off is reviving four-year cycle fears, but K33's Vetle Lunde says another 80% decline is unlikely.💰 Ark Invest bought additional shares in BitMine, Bullish, Circle, and other crypto-related stocks during the ong ...

Core Insights - UBS AG has exceeded market expectations with its fourth-quarter earnings report, showcasing strong financial health and strategic growth initiatives [1][5] Financial Performance - UBS reported earnings per share of $0.37, surpassing the estimated $0.25, and revenue of approximately $12.2 billion, exceeding the estimated $9.25 billion [2] - The bank's net profit for the quarter was $1.2 billion, exceeding analysts' expectations of $919 million, despite a decline from the previous quarter's net profit of $2.5 billion [2] - Group revenues for the quarter reached $12.1 billion, aligning with forecasts and showing an increase from $11.6 billion in the same period last year [2] Strategic Initiatives - UBS announced a $3 billion share buyback program, reflecting confidence in its financial stability and future growth prospects [3] Financial Metrics - The common equity tier 1 (CET1) capital ratio stood at 14.4% for the fourth quarter, slightly down from 14.8% in the previous quarter [3] - The price-to-earnings (P/E) ratio is approximately 20.65, while the price-to-sales ratio is about 2.02 [4] - The enterprise value to sales ratio is around 3.96, and the enterprise value to operating cash flow ratio is approximately 68.63 [4] - UBS's earnings yield is about 4.84%, with a debt-to-equity ratio of 4.07, indicating financial leverage [4] - The current ratio of 0.28 may suggest potential liquidity challenges in meeting short-term obligations [4] Conclusion - UBS AG's strong fourth-quarter performance and strategic financial management position it as a strong contender in the global banking sector, with solid growth prospects and a commitment to returning value to shareholders [5]

UBS CEO targets direct crypto access and 'fast follower' tokenization push amid strong 2025 results https://t.co/1WQXU4vdEh ...

Market Overview - US stock futures are slightly up, with the S&P futures rising 0.2% and Nasdaq futures also up 0.2%, despite concerns over a rotation in tech stocks [1][3] - The AI narrative has shifted, with a focus on perceived losers in the Software sector, leading to significant declines in stocks like AMD, which fell 9% after disappointing sales forecasts [1][3] - Economically sensitive shares, particularly in the Russell 2000 index, gained 0.4%, while tech stocks faced pressure due to fears of AI disruption [4] Company Performance - Alphabet's stock is up 1% ahead of its earnings report, while other major tech stocks like Microsoft, Amazon, and Apple also saw slight increases [3] - Eli Lilly's shares rose 7% after a positive sales forecast driven by strong demand for its weight loss drug [3] - Johnson Controls increased by 8% after raising its adjusted earnings per share forecast for the year [3] - Silicon Laboratories surged 53% after agreeing to be acquired by Texas Instruments for $231 per share [3] - Uber Technologies fell 6% due to a weak profit outlook and a leadership change signaling a focus on driverless vehicles [3] Sector Analysis - The Software sector is experiencing indiscriminate selling, with analysts noting a lack of confidence among investors, leading to reduced software holdings [5][6] - The mood among investors regarding software stocks is grim, with many companies facing punishment for not meeting elevated expectations [5] - European stocks are also facing losses in sectors like software, IT, and data services due to ongoing concerns about AI disruption [10] Economic Indicators - Today's macro data focus is on the ISM Services index, with expectations for a reading that could influence stock market sentiment [1][15] - The dollar is stronger, and bond yields have increased by 1-2 basis points, reflecting a cautious market environment [1][15] Commodities - Gold prices have rebounded above $5,000 per ounce, and silver has risen above $90 per ounce, indicating a recovery in precious metals [1][15]

New: Switzerland's largest bank UBS is considering offering cryptocurrencies to individual clients. https://t.co/cGIS780mak ...

Core Viewpoint - The majority of job reductions in UBS' Swiss business are expected to occur in the second half of 2026, as stated by the bank's CEO Sergio Ermotti [1] Group 1 - UBS is planning significant job reductions within its Swiss operations [1] - The timing for these job cuts is projected for the latter half of 2026 [1] - CEO Sergio Ermotti provided this information during a press briefing [1]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________ FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 Date: February 4, 2026 UBS Group AG (Registrant's Name) Bahnhofstrasse 45, 8001 Zurich, Switzerland (Address of principal executive office) Commission File Number: 1-36764 UBS AG (Registrant's Name) Bahnhofstrasse 45, 8001 Zurich, Switzerland Aeschenvorstadt 1, 4051 Basel, Switzerland (Address of princi ...