Key Takeaways RDN expects the private mortgage insurance market to remain around $300 billion in 2025. New business growth and rising annual persistency rates continue to expand its insurance-in-force portfolio. RDN focuses on core, fee-based businesses with higher growth potential, recurring revenue streams.Shares of Radian Group Inc. (RDN) closed at $36.32 on July 2, near its 52-week high of $37.86. This proximity underscores investor confidence. It has the ingredients for further price appreciation. Th ...

Key Takeaways CNC, CVS, ODP, STNE and PSFE have low P/B ratios and strong projected earnings growth rates. Criteria include low P/B, P/S, P/E, PEG under 1, price greater than $5, and strong trading volume. Each stock holds a Value Score of A or B and has a favorable Zacks Rank of 1 or 2.The price-to-book (P/B) ratio is widely favored by value investors for identifying low-priced stocks with exceptional returns. The ratio is used to compare a stock’s market value/price to its book value.The P/B ratio is ca ...

As I’ve covered in previous articles , among large U.S. banks, Citigroup (NYSE: C ) (NEOE: CITI:CA ) is the cheapest one based on the price-to-book value multiple, a profile that is justified mostly by some structural factors that have resultedLabutes IR is a Fund Manager/Analyst specialized in the financial sector, with more than 18 years of experience in the financial markets. I have worked at several type of institutions in the industry, always at the buy side and related to portfolio management. Associa ...

The stock Berkshire Hathaway's billionaire CEO holds nearest and dearest to his heart has declined by 10% since early May.Wall Street is full of successful money managers -- but few if any can command the attention of professional and everyday investors quite like Berkshire Hathaway (BRK.A -0.20%) (BRK.B -0.06%) CEO Warren Buffett.The Oracle of Omaha's track record does the talking and explains why investors wait on the edge of their seats each quarter for the release of Berkshire's Form 13F, which allows i ...

Key Takeaways MGIC Investment Corporation (MTG) hit a 52-week high of $28.28 on June 24. Shares closed at $28.10 after gaining 18.5% year to date, outperforming the industry, the sector and the Zacks S&P 500 composite in the same time frame. MGIC Investment has outperformed its peers, including Enact Holdings, Inc. (ACT) , Horace Mann Educators Corporation (HMN) and Old Republic International Corporation (ORI) . Shares of ACT, HMN and ORI have gained 15.6%, 9.2% and 4.8%, respectively, year to date. With a ...

Key Takeaways For 2025, Unum U.S. expects sales growth of 5-10% and an adjusted operating ROE of 23-25%. For 2025, Colonial Life projects 5-10% sales growth and 18-20% ROE. Favorable sales trends, risk experience, persistency, and capital strength position UNM for long-term growth.Unum Group (UNM) shares are trading at a discount compared to the Zacks Accident and Health Insurance industry. Its forward price-to-book value of 1.23X is lower than the industry average of 1.82X, the Finance sector’s 4.16X and ...

Key Takeaways CB's strong renewal retention and compelling dividend history poise it well for sustained long-term growth. Chubb enhances its core and specialty product offerings for long-term expansion. Solid capital position enables CB to fund growth initiatives and return capital to shareholders.Chubb Limited (CB) has been trading above its 200-day simple moving average (SMA), signaling a short-term bullish trend. Its share price, as of June 11, 2025, was $285.61, down 6.9% from its 52-week high of $306 ...

Core Insights - Radian Group Inc. (RDN) shares closed at $34.24, near its 52-week high, indicating strong investor confidence and potential for further price appreciation [1] - The stock is trading above its 50-day and 200-day simple moving averages, suggesting solid upward momentum [1] Company Performance - Radian Group has a market capitalization of $4.6 billion, with an average trading volume of 1.7 million shares over the last three months [2] - Year-to-date, RDN shares have gained 7.9%, outperforming the Finance sector's growth of 4.8% and the Zacks S&P 500 composite's decline of 0.3% [5][6] - Compared to peers, RDN has outperformed Old Republic International Corporation (3.9% gain), while MetLife, Inc. and Assurant, Inc. have seen losses of 3.6% and 6.2%, respectively [7] Valuation Metrics - RDN shares are trading at a forward price-to-book value of 1.05X, significantly lower than the industry average of 2.44X and the Finance sector's 4.06X, indicating a better entry point for investors [10] Growth Projections - The Zacks Consensus Estimate for Radian Group's 2025 revenues is $1.26 billion, reflecting a year-over-year improvement of 0.9% [11] - Earnings per share and revenues for 2026 are projected to increase by 3% and 3.2%, respectively, compared to 2025 estimates [11] - Radian Group has a strong track record of beating earnings estimates, averaging a 12.45% surprise over the last four quarters [11] Analyst Sentiment - One of the two analysts covering RDN has lowered estimates for 2025 and 2026, resulting in a 0.2% decrease in the 2025 earnings estimate and a 0.7% decrease for 2026 [12] Business Strategy - Radian Group is focusing on core business areas with higher growth potential, ensuring a predictable and recurring fee-based revenue stream [15] - The company is experiencing a decline in claim filings, which is expected to strengthen its balance sheet and improve its financial profile [16] Capital Position - Radian Group is enhancing its capital position through capital contributions and reinsurance transactions, allowing for dividend hikes and share buybacks [17] Dividend Performance - The company has increased its quarterly dividend by 4.1% in Q1 2025, marking the sixth consecutive year of dividend increases, with a current yield of 2.9%, surpassing the industry average of 2.6% [22] Market Outlook - The private mortgage insurance market is expected to grow by approximately 10% in 2025 compared to 2024, favoring mortgage insurers in the long term [21]

Core Insights - The article discusses the anticipated decline in book value for mortgage REITs during Q1 2025, indicating a negative trend in the sector [1][4][6] - Two Harbors is highlighted as a significant underperformer among agency mortgage REITs, facing legal challenges that could further impact its book value [4][5] - The overall volatility in the mortgage REIT market is contributing to the decline in book values, with most companies projected to see decreases ranging from 1.4% to 14.5% [6][7] Mortgage REITs - The article notes that volatility in the market, including tariff issues and bond market fluctuations, is detrimental to mortgage REITs [6] - Most mortgage REITs are expected to experience declines in book value per share, with only one REIT estimated to have a slight increase of less than 1% [7] - ARMOUR Residential REIT is mentioned as one of the larger projected losers in terms of book value [8] Business Development Companies (BDCs) - In contrast to mortgage REITs, BDCs are showing more stability in book value, with gains of about 1% for the top performers and declines of around 2% for the worst performers [9] Legal and Management Issues - Two Harbors' management faced criticism for their performance during the pandemic, leading to a legal battle that may result in significant financial losses for shareholders [4][5] - The potential legal loss for Two Harbors could allow the former external manager to collect approximately $140 million, raising concerns about corporate governance and accountability [4][5] Investment Strategy - The article emphasizes a preference for lower-risk shares due to the current volatility in the market, suggesting a cautious approach to investment in mortgage REITs [10]

CNA Financial Corporation (CNA) closed at $47.00 on Friday, near its 52-week high of $52.36. This proximity underscores investor confidence. It has the ingredients for further price appreciation.With a market capitalization of $12.71 billion, the average volume of shares traded in the last three months was 0.3 million.CNA Shares are AffordableCNA Financial shares are trading at a forward price-to-book value of 1.24X, lower than the industry average of 1.54X, the Finance sector’s 4.3X and the Zacks S&P 500 C ...