Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Many credit card issuers and retailers are letting you earn rewards when you buy home goods. For example, the newly launched co-branded card from Crate & Barrel and CB2. Under a partnership with Imprint, the Crate & Barrel and CB2 Visa Signature Card offers standout rewards for home shoppers. You can earn 10% back in reward dollars on purchases made at Crate & Barrel, CB2, Crate & Kids and Hudson Grace, an ...

In this article Best streaming credit cards for 2025 Blue Cash Everyday Card from American Express Learn more Blue Cash Everyday® Card from American Express Rates & fees, terms applyAnnual fee $0 Welcome offer Earn a $200 statement credit after spending $2,000 within the first 6 months Rewards rate 3% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%)3% cash back on U.S. online retail purchases (on up to $6,000 per year in eligible purchases, then 1%)3% cash back ...

Cashback Credit Cards - SBI Cashback Card offers 5% cashback on online spends without any merchant restriction [1] - HDFC Millennia Credit Card provides 5% cashback on select platforms like Amazon and 1% on other spends [2] - Flipkart Axis Bank Credit Card gives 7.5% cashback on Myntra capped at ₹4,000 per statement quarter and 5% on Flipkart and Cleartrip [2] - Amazon Pay ICICI Credit Card offers 4% cashback on iShop, with additional reward points for Amazon purchases based on Prime membership status [3] - Axis Bank Ace Credit Card provides 5% cashback on bill payments and 4% on food delivery services [3] Reward Points-Focused Credit Cards - Axis Magnus Credit Card allows earning of 12 EDGE reward points per ₹200 on spends up to ₹1.5 lakh, and 35 points for incremental spends above that [4] - Axis Atlas Credit Card offers 2500 EDGE miles as a welcome benefit upon the first transaction within 37 days of issuance [4] - HSBC TravelOne Credit Card provides ₹1,000 cashback and bonus reward points when spending ₹1,00,000 in the first 90 days [5]

Core Insights - The Home Depot Consumer Credit Card lacks rewards for frequent shoppers and offers limited additional benefits [1][6][11] - It is primarily a store credit card, usable only at Home Depot locations and online [12][14] Summary by Category Card Overview - The Home Depot Consumer Credit Card has an annual fee of $0 and a high purchase APR of 29.99% [4] - A welcome offer allows new cardholders to save up to $100 on qualifying purchases until January 28, 2026 [4] Financing Options - Cardholders can access no-interest financing on purchases of $299 or more if paid in full within six months [4][31] - Special financing offers may include deferred interest promotions, with terms ranging from six to 24 months [5] Rewards and Benefits - The card does not earn any rewards, making it less appealing for those seeking benefits on everyday purchases [6][9][11] - Benefits include $0 liability for unauthorized charges and an extended return policy window on eligible purchases [7][14] Target Audience - The card is best suited for customers who frequently make large purchases at Home Depot, particularly those of $299 or more [10][30] - It is not recommended for individuals looking for a general rewards credit card or better sign-up bonuses [10][30] Usage Limitations - The card can only be used at Home Depot stores and on HomeDepot.com, limiting its flexibility compared to cash-back credit cards [12][14]

Investopedia connected with two travel experts who shared their top tips for how to use your credit card rewards to book luxury hotel stays. https://t.co/BwCiMLP861 ...

Group 1 - The article discusses the best rewards credit cards for 2025, highlighting various options based on different spending habits and preferences [1] - Chase Freedom Unlimited is noted for its cash-back potential, offering a minimum of 1.5% back on all purchases and higher rates in specific categories [3][5] - The Chase Sapphire Preferred Card is highlighted for its overall value, providing 75,000 bonus points after spending $5,000 in the first 3 months, which can be redeemed for travel rewards [9][10] Group 2 - The Blue Cash Preferred Card from American Express is recognized for its supermarket spending rewards, offering 6% cash back on U.S. supermarket purchases up to $6,000 annually [16][19] - Capital One Venture Rewards Credit Card is praised for its simplicity in earning travel rewards, providing 2x miles on every purchase and a welcome offer of 75,000 miles after spending $4,000 in the first 3 months [21][22] - The U.S. Bank Altitude Connect Visa Signature Card stands out for offering travel rewards with no annual fee, including 4x points on travel purchases and additional benefits like TSA PreCheck credits [31][32] Group 3 - The Citi Strata Premier Card offers unlimited 3x points on five spending categories, making it a strong contender for those with diverse spending habits [35][36] - The article emphasizes the importance of understanding the different types of rewards (points, miles, cash back) and how they can be earned and redeemed effectively [41][42] - It also discusses the significance of welcome bonuses and introductory APR offers in maximizing the value of rewards credit cards [63][66]

Core Insights - American Express has updated its Platinum Card, introducing new perks and increasing the annual fee to $895, up from $550 five years ago [1][4]. Summary by Sections Card Features and Benefits - The revamped Platinum Card includes a $600 annual hotel credit (up from $300), a new $400 credit for dining through AmEx's Resy platform, $300 for Lululemon, and an increased digital entertainment credit of $300 for streaming services [3][4]. - The total value of the new perks is approximately $3,500, which is positioned to justify the $200 increase in the annual fee [4][5]. Market Context and Competition - The update reflects a trend among major credit card issuers, potentially pressuring cardholders to choose between high-fee cards like the Platinum Card and Chase's Sapphire Reserve Card [2]. - The popularity of the Platinum Card has grown significantly, with millions of Americans willing to pay for premium benefits tied to loyalty programs [7]. Customer Perspective - Industry experts believe the new benefits are substantial enough to justify the annual fee, with amenities like lounge access and hotel credits providing significant value [5][6]. - The card's design has also been updated to feature a high-gloss, mirrored stainless steel finish, enhancing its appeal [6].

Core Insights - The IndiGo IDFC FIRST Bank Credit Card is a co-branded credit card that allows users to earn IndiGo BluChips, which can be redeemed for flight bookings, enhancing the travel experience for frequent IndiGo flyers [3][15]. Features and Benefits - The card offers BluChips on all eligible spends, including groceries, dining, and travel, with specific earning rates for different categories [4][8]. - Cardholders receive two card variants (Mastercard and RuPay) with a shared credit limit, simplifying the billing process [4]. - A joining fee of Rs. 4,999 + GST is required, which includes a voucher of 5,000 BluChips and a complimentary meal voucher [5][6]. - The card has a low forex mark-up fee of 1.49%, significantly lower than the typical 3.5% charged by most credit cards [12]. Earning and Redemption of BluChips - Cardholders can earn up to 22 BluChips per Rs. 100 spent when booking flights directly through IndiGo's website or app [9][16]. - Annual bonus vouchers of up to 25,000 BluChips can be earned by reaching specific spending milestones [7][17]. - BluChips can be redeemed for both domestic and international flights, with no blackout date restrictions [11][9]. Market Context - As of July 2025, IndiGo holds a 65.20% market share in the Indian aviation sector, indicating a strong customer base for the credit card [1][15].

Core Insights - Charitable organizations commonly accept credit card donations, providing a convenient way for donors to contribute while potentially earning rewards [2][4][8] - Credit card processing fees can significantly reduce the amount received by charities, often by 3% or more, which is a critical consideration for donors [4][17] - Some credit card issuers offer rewards programs that allow donors to redeem points for charitable donations, enhancing the appeal of using credit cards for this purpose [10][13] Donation Process - Donors can easily make credit card donations by visiting the charity's website and navigating to the donation page [2][3] - During the donation process, donors may have the option to cover credit card transaction costs, which can help maximize the charity's received amount [3][5] Payment Options - Charities may accept various payment methods, including credit cards, debit cards, and bank transfers, with some options potentially incurring lower fees [4][12] - Certain charities also allow donations via platforms like PayPal or Google Pay, providing additional flexibility for donors [2][12] Fees and Charges - Credit card processing fees are a common expense for charities, which can include platform fees that may reach up to 5% in some regions [14] - In the U.K., there is an additional charge of 30 pence on top of the credit card processing fee for donations made in currencies other than GBP [14] Benefits of Credit Card Donations - Using a credit card for donations offers convenience, the potential to earn rewards, and the possibility of tax deductions for the donor [8][17] - The ability to cover processing fees during the donation process can further enhance the impact of the contribution [5][17]

Core Insights - Visa has launched Visa Private, a premium offering aimed at affluent cardholders seeking enhanced services and benefits beyond traditional card experiences [2][3] - The initiative is initially rolling out in the UAE, which is projected to attract approximately 9,800 millionaires by 2025, the highest globally [3] - Visa Private is designed to assist issuing banks in catering to the needs of high-net-worth individuals, providing a seamless payment experience and supporting the UAE government's digital commerce goals [4] Product Features - Visa Private includes complimentary lounge access for cardholders and two guests, year-round discounts at select fine-dining venues and beach clubs, and a complimentary hotel night stay at over 20 premium hotels [5] - The offering reflects a broader trend among credit card companies to target ultra-wealthy customers, with some travel cards now featuring higher annual fees and exclusive benefits [6] Market Trends - The credit card industry is experiencing a shift where it is becoming increasingly challenging for consumers to benefit from rewards and elite status, as noted by industry experts [7] - Research indicates that 48% of credit cardholders prioritize rewards or discounts when selecting their primary card, highlighting the importance of attractive offerings in customer retention [7] - Among younger generations, such as Gen Z and millennials, there is a significant reliance on their primary credit cards, with Gen Z using an average of 30% of their available credit on their main card, compared to 27% for millennials [8]