4月13日，央行公布2025年3月以及一季度金融统计数据报告。 一、广义货币增长7% 3月末，广义货币(M2)余额326.06万亿元,同比增长7%。狭义货币(M1)余额113.49万亿元,同比增长 1.6%。流通中货币(M0)余额13.07万亿元,同比增长11.5%。一季度净投放现金2498亿元。 二、一季度人民币贷款增加9.78万亿元 3月末，本外币贷款余额269.26万亿元，同比增长6.9%。月末人民币贷款余额265.41万亿元，同比增 长7.4%。 一季度人民币贷款增加9.78万亿元。分部门看，住户贷款增加1.04万亿元，其中，短期贷款增加1603 亿元，中长期贷款增加8832亿元；企（事）业单位贷款增加8.66万亿元，其中，短期贷款增加3.51万 亿元，中长期贷款增加5.58万亿元，票据融资减少5442亿元；非银行业金融机构贷款减少866亿元。 3月末，外币贷款余额5357亿美元，同比下降20.1%。一季度外币贷款减少64亿美元。 六、一季度经常项下跨境人民币结算金额为3.96万亿元，直接投资跨境人民币结算金额为2.09万亿元 三、一季度人民币存款增加12.99万亿元 一季度，经常项下跨境人民币结算金 ...

Monetary Supply - As of the end of March, the broad money (M2) balance reached 326.06 trillion yuan, with a year-on-year growth of 7% [2] - The narrow money (M1) balance was 113.49 trillion yuan, showing a year-on-year increase of 1.6% [2] - The currency in circulation (M0) balance stood at 13.07 trillion yuan, reflecting a year-on-year growth of 11.5% [2] - In the first quarter, a net cash injection of 249.8 billion yuan was recorded [2] Loan Growth - By the end of March, the total balance of RMB loans was 265.41 trillion yuan, with a year-on-year growth of 7.4% [3] - In the first quarter, RMB loans increased by 9.78 trillion yuan [3] - Household loans rose by 1.04 trillion yuan, with short-term loans increasing by 160.3 billion yuan and medium to long-term loans by 883.2 billion yuan [3] - Corporate loans increased by 8.66 trillion yuan, with short-term loans rising by 3.51 trillion yuan and medium to long-term loans by 5.58 trillion yuan [3] - Foreign currency loans decreased by 20.1% year-on-year, with a total balance of 53.57 billion USD [4] Deposit Growth - The total balance of RMB deposits was 315.22 trillion yuan, with a year-on-year growth of 6.7% [5] - In the first quarter, RMB deposits increased by 12.99 trillion yuan [6] - Household deposits rose by 9.22 trillion yuan, while non-financial corporate deposits increased by 1.74 trillion yuan [6] - Foreign currency deposits reached 95.98 billion USD, reflecting a year-on-year increase of 15.3% [7] Interbank Market Activity - The average weighted interest rate for interbank RMB market lending in March was 1.85%, lower than the previous month and the same period last year [8][9] - The total transaction volume in the interbank RMB market for the first quarter was 431.39 trillion yuan, with an average daily transaction of 7.31 trillion yuan, down 17.7% year-on-year [8] Foreign Exchange Reserves - As of the end of March, the national foreign exchange reserves amounted to 3.24 trillion USD [10] Cross-Border RMB Settlement - In the first quarter, the cross-border RMB settlement amount under the current account was 3.96 trillion yuan, with direct investment cross-border RMB settlement amounting to 2.09 trillion yuan [11]