Core Insights - The People's Bank of China released the financial statistics report for October 2025, indicating a year-on-year growth in broad money (M2) of 8.2% with a balance of 335.13 trillion yuan [1] - Narrow money (M1) also showed growth of 6.2%, reaching 112 trillion yuan, while the currency in circulation (M0) increased by 10.6% to 13.55 trillion yuan [1] - A net cash injection of 728.4 billion yuan occurred in the first ten months of the year [1] Monetary Deposits - As of the end of October, the total deposits in both domestic and foreign currencies amounted to 332.92 trillion yuan, reflecting an 8.3% year-on-year increase [1] - The balance of RMB deposits reached 325.55 trillion yuan, with an 8% year-on-year growth [1] - In the first ten months, RMB deposits increased by 2.332 trillion yuan, with household deposits rising by 1.139 trillion yuan, non-financial enterprise deposits increasing by 44.47 billion yuan, fiscal deposits up by 209 billion yuan, and deposits from non-bank financial institutions growing by 666 billion yuan [1] Foreign Currency Deposits - The foreign currency deposit balance stood at 1.04 trillion USD, marking a significant year-on-year growth of 24.3% [1] - In the first ten months, foreign currency deposits increased by 186.6 billion USD [1]

Group 1 - The total balance of domestic and foreign currency loans reached 274.54 trillion yuan at the end of October, with a year-on-year growth of 6.3% [1] - The balance of RMB loans was 270.61 trillion yuan, showing a year-on-year increase of 6.5% [1] - In the first ten months, RMB loans increased by 1.497 trillion yuan [1] Group 2 - Household loans increased by 739.6 billion yuan, with short-term loans decreasing by 517 billion yuan and medium to long-term loans increasing by 1.26 trillion yuan [1] - Corporate loans increased by 1.379 trillion yuan, with short-term loans rising by 434 billion yuan and medium to long-term loans increasing by 832 billion yuan, along with a rise in bill financing by 975.8 billion yuan [1] - Loans from non-bank financial institutions decreased by 18.5 billion yuan [1] Group 3 - The balance of foreign currency loans was 554.6 billion USD, a year-on-year decrease of 3% [1] - In the first ten months, foreign currency loans increased by 12.5 billion USD [1] Group 4 - The total transaction volume in the interbank RMB market in October was 164.86 trillion yuan, with an average daily transaction of 9.16 trillion yuan, reflecting a year-on-year growth of 0.9% [1] - The average daily transaction volume of interbank lending decreased by 14.5% year-on-year, while the average daily transaction volume of cash bonds increased by 10.2% and the average daily transaction volume of pledged repos grew by 0.2% [1] Group 5 - The weighted average interest rate for interbank lending in October was 1.39%, down 0.06 percentage points from the previous month and 0.2 percentage points from the same period last year [2] - The weighted average interest rate for pledged repos was 1.4%, also down 0.06 percentage points from the previous month and 0.25 percentage points from the same period last year [2] Group 6 - The amount of cross-border RMB settlements under the current account in October was 1.41 trillion yuan, with goods trade, services trade, and other current items accounting for 1.09 trillion yuan and 0.32 trillion yuan respectively [2] - The amount of cross-border RMB settlements for direct investment was 0.65 trillion yuan, with outbound direct investment and foreign direct investment accounting for 0.27 trillion yuan and 0.38 trillion yuan respectively [2]

Core Insights - The People's Bank of China released the financial statistics report for October 2025, indicating a significant growth in both domestic and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of October, the total balance of domestic and foreign currency deposits reached 332.92 trillion yuan, reflecting a year-on-year increase of 8.3% [1] - The balance of RMB deposits at the end of October was 325.55 trillion yuan, with a year-on-year growth of 8% [1] - In the first ten months of the year, RMB deposits increased by 23.32 trillion yuan, driven by various sectors [1] Group 2: Sector Contributions - Household deposits rose by 11.39 trillion yuan, indicating strong savings behavior among individuals [1] - Non-financial enterprise deposits increased by 444.7 billion yuan, suggesting stable business operations [1] - Fiscal deposits grew by 2.09 trillion yuan, while deposits from non-bank financial institutions rose by 6.66 trillion yuan [1] Group 3: Foreign Currency Deposits - The balance of foreign currency deposits reached 1.04 trillion USD at the end of October, marking a year-on-year increase of 24.3% [1] - In the first ten months, foreign currency deposits increased by 186.6 billion USD, highlighting a growing interest in foreign currency savings [1]

前十个月人民币贷款增加14.97万亿元。分部门看，住户贷款增加7396亿元，其中，短期贷款减少5170 亿元，中长期贷款增加1.26万亿元；企（事）业单位贷款增加13.79万亿元，其中，短期贷款增加4.34万 亿元，中长期贷款增加8.32万亿元，票据融资增加9758亿元；非银行业金融机构贷款减少185亿元。 10月末，外币贷款余额5546亿美元，同比下降3%。前十个月外币贷款增加125亿美元。 北京商报讯（记者 岳品瑜 董晗萱）11月13日，人民银行发布2025年10月金融统计数据报告。10月末， 本外币贷款余额274.54万亿元，同比增长6.3%。月末人民币贷款余额270.61万亿元，同比增长6.5%。 ...

Core Insights - As of the end of September, the broad money supply (M2) reached 335.38 trillion yuan, reflecting a year-on-year growth of 8.4% [1] - The narrow money supply (M1) stood at 113.15 trillion yuan, with a year-on-year increase of 7.2% [1] - The currency in circulation (M0) amounted to 13.58 trillion yuan, showing a year-on-year growth of 11.5% [1] - The total social financing stock was 437.08 trillion yuan at the end of September, marking a year-on-year growth of 8.7% [1] - In the first three quarters, the incremental social financing totaled 30.09 trillion yuan, which is 4.42 trillion yuan more than the same period last year [1] - The net cash injection in the first three quarters was 761.9 billion yuan [1] - During the first three quarters, RMB deposits increased by 22.71 trillion yuan [1] - RMB loans rose by 14.75 trillion yuan in the first three quarters [1]

Core Insights - The People's Bank of China released financial statistics for the first three quarters of 2025, indicating a total loan balance of 274.33 trillion yuan as of the end of September, reflecting a year-on-year growth of 6.5% [1] - The total RMB loan balance reached 270.39 trillion yuan, with a year-on-year increase of 6.6%, and an increase of 14.75 trillion yuan in RMB loans during the first three quarters [1] Loan Breakdown - Household loans increased by 1.1 trillion yuan, with short-term loans decreasing by 230.4 billion yuan and medium to long-term loans increasing by 1.33 trillion yuan [1] - Corporate loans rose by 13.44 trillion yuan, with short-term loans increasing by 4.53 trillion yuan, medium to long-term loans increasing by 8.29 trillion yuan, and bill financing increasing by 475.2 billion yuan [1] - Non-bank financial institution loans decreased by 112.1 billion yuan [1] Foreign Currency Loans - The foreign currency loan balance stood at 55.44 billion USD, showing a year-on-year decline of 5.3% [1] - In the first three quarters, foreign currency loans increased by 12.3 billion USD [1]

Group 1: Monetary Statistics - As of the end of August, the broad money supply (M2) reached 331.98 trillion yuan, growing by 8.8% year-on-year [1] - The narrow money supply (M1) stood at 111.23 trillion yuan, with a year-on-year increase of 6% [1] - The cash in circulation (M0) amounted to 13.34 trillion yuan, reflecting a year-on-year growth of 11.7% [1] - In the first eight months, a net cash injection of 520.8 billion yuan was recorded [1] Group 2: Loan Statistics - By the end of August, the total balance of RMB loans was 269.1 trillion yuan, marking a year-on-year increase of 6.8% [1] - In the first eight months, RMB loans increased by 13.46 trillion yuan [1] - Household loans rose by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [1] - Corporate loans increased by 12.22 trillion yuan, with short-term loans up by 3.82 trillion yuan and medium to long-term loans up by 7.38 trillion yuan [1] Group 3: Deposit Statistics - The total balance of RMB deposits reached 322.73 trillion yuan, growing by 8.6% year-on-year [3] - In the first eight months, RMB deposits increased by 20.5 trillion yuan [3] - Household deposits rose by 9.77 trillion yuan, while non-financial enterprise deposits increased by 610.6 billion yuan [3] Group 4: Foreign Currency Statistics - As of the end of August, the foreign currency loan balance was 551.7 billion USD, down by 7.1% year-on-year [2] - The foreign currency deposit balance reached 1.02 trillion USD, reflecting a year-on-year increase of 19.4% [4] - In the first eight months, foreign currency loans increased by 9.6 billion USD [2] - Foreign currency deposits rose by 165.4 billion USD during the same period [4] Group 5: Interbank Market Activity - In August, the weighted average interest rate for interbank RMB market lending was 1.4%, lower by 0.05 percentage points from the previous month and 0.37 percentage points year-on-year [4] - The total transaction volume in the interbank RMB market reached 202.68 trillion yuan, with an average daily transaction of 9.65 trillion yuan, a year-on-year increase of 16.8% [4] Group 6: Cross-Border RMB Settlement - In August, the cross-border RMB settlement amount under the current account was 1.47 trillion yuan, with goods trade accounting for 1.11 trillion yuan [5] - The direct investment cross-border RMB settlement amount was 0.61 trillion yuan, with outbound direct investment at 0.24 trillion yuan and foreign direct investment at 0.37 trillion yuan [5] Group 7: Social Financing Scale - As of the end of August, the total social financing scale was 433.66 trillion yuan, growing by 8.8% year-on-year [9] - The balance of RMB loans to the real economy was 265.42 trillion yuan, with a year-on-year increase of 6.6% [9] - The balance of government bonds reached 91.36 trillion yuan, reflecting a year-on-year growth of 21.1% [9] Group 8: Social Financing Increment - In the first eight months, the cumulative increment of social financing was 26.56 trillion yuan, which is 4.66 trillion yuan more than the same period last year [11] - RMB loans to the real economy increased by 12.93 trillion yuan, which is a decrease of 4.85 trillion yuan compared to the previous year [11] - Government bond net financing was 10.27 trillion yuan, which is an increase of 4.63 trillion yuan year-on-year [11]

Group 1: Monetary Statistics - The broad money supply (M2) increased by 8.8% year-on-year, reaching 331.98 trillion yuan by the end of August [2] - The narrow money supply (M1) grew by 6% year-on-year, totaling 111.23 trillion yuan, while the currency in circulation (M0) rose by 11.7% to 13.34 trillion yuan [2] - A net cash injection of 520.8 billion yuan occurred in the first eight months of the year [2] Group 2: Loan Statistics - The total balance of RMB loans reached 269.1 trillion yuan, with a year-on-year growth of 6.8%, and an increase of 13.46 trillion yuan in the first eight months [3] - Household loans increased by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [3] - Corporate loans rose by 12.22 trillion yuan, with short-term loans increasing by 3.82 trillion yuan and medium to long-term loans increasing by 7.38 trillion yuan [3] Group 3: Deposit Statistics - The total balance of RMB deposits reached 322.73 trillion yuan, growing by 8.6% year-on-year, with an increase of 20.5 trillion yuan in the first eight months [5] - Household deposits rose by 9.77 trillion yuan, while non-financial corporate deposits increased by 610.6 billion yuan [5] - Foreign currency deposits amounted to 1.02 trillion USD, reflecting a year-on-year growth of 19.4% [6] Group 4: Interbank Market Activity - The average weighted interest rate for interbank RMB lending was 1.4%, lower than the previous month and the same period last year [7] - The total transaction volume in the interbank RMB market reached 202.68 trillion yuan in August, with a daily average transaction of 9.65 trillion yuan, marking a year-on-year increase of 16.8% [7] - The average weighted interest rate for pledged bond repos was 1.41%, also lower than the previous month and the same period last year [7] Group 5: Cross-Border RMB Settlement - The cross-border RMB settlement amount for current account transactions was 1.47 trillion yuan in August, with goods trade accounting for 1.11 trillion yuan [8] - Direct investment cross-border RMB settlement amounted to 0.61 trillion yuan, with outbound direct investment at 0.24 trillion yuan and foreign direct investment at 0.37 trillion yuan [8]

Core Insights - The People's Bank of China released the financial statistics report for August 2025, indicating a significant growth in both domestic and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of August, the total balance of domestic and foreign currency deposits reached 329.96 trillion yuan, reflecting a year-on-year increase of 8.8% [1] - The balance of RMB deposits at the end of August was 322.73 trillion yuan, with a year-on-year growth of 8.6% [1] - In the first eight months, RMB deposits increased by 20.5 trillion yuan, with household deposits rising by 9.77 trillion yuan and non-financial enterprise deposits increasing by 610.6 billion yuan [1] Group 2: Foreign Currency Deposits - At the end of August, the balance of foreign currency deposits was 1.02 trillion USD, showing a year-on-year increase of 19.4% [1] - In the first eight months, foreign currency deposits increased by 165.4 billion USD [1]

Core Insights - The People's Bank of China released the financial statistics report for August 2025, indicating a total loan balance of 273.02 trillion yuan, reflecting a year-on-year growth of 6.6% [1] - The yuan loan balance reached 269.1 trillion yuan, with a year-on-year increase of 6.8% [1] - In the first eight months, the increase in yuan loans amounted to 13.46 trillion yuan [1] Loan Breakdown - Household loans increased by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [1] - Corporate loans rose by 12.22 trillion yuan, with short-term loans increasing by 3.82 trillion yuan, medium to long-term loans increasing by 7.38 trillion yuan, and bill financing increasing by 877.8 billion yuan [1] - Non-bank financial institution loans increased by 122.7 billion yuan [1] Foreign Currency Loans - The foreign currency loan balance stood at 551.7 billion USD, showing a year-on-year decline of 7.1% [1] - In the first eight months, foreign currency loans increased by 9.6 billion USD [1]