2025年以来，中国人民银行清远市分行紧扣涉外企业"避险、降本、提效"的核心诉求，坚持"助企、惠 企、便企"三轮驱动，主动作为、精准发力，推动跨境人民币结算业务提质增效。截至2025年10月末， 清远市跨境人民币结算规模达225.18亿元，同比增长20.8%，高于全省平均增速1.9个百分点，占本外币 收付比重为35.1%，较上年同期提升3.8个百分点；业务辐射74个国家及地区，结算企业达371家，有力 支持地方稳定外贸和服务实体经济发展。 从"不会用"变成"主动用" "以前觉得使用人民币手续烦琐且增加资金占用成本，直到银行为我们定制了'人民币结算+福费廷融 资'的方案，高效办理了4笔总额2000余万元的跨境汇款，实实在在地解决了大宗贸易汇款周期长、汇率 波动侵蚀利润等难题。"广东某资源有限公司负责人说道。这家主营金属及金属矿制品的企业，产品销 往英国等国。从一开始的不熟悉，到成为跨境人民币结算的"常客"，企业如今的本币结算比例已达30% 以上。 "真方便，使用人民币结算后，资金到账时间从3个工作日缩短到1个工作日内，还成功规避了汇率风 险。"广东某健康产业有限公司财务负责人表示。作为2025年跨境人民币"首办 ...

2月10日，从人民银行山西省分行召开的2025年山西省金融统计数据新闻发布会上获悉，2025年，山西 社会融资规模稳定增长，各项存款保持平稳增长，信贷总量合理增长，社会综合融资成本进一步降低， 对重点领域和薄弱环节的支持力度加大，跨境人民币服务水平不断提高，外汇服务质效显著提升，为山 西推动高质量发展、深化全方位转型提供了有力有效的金融支持。 从社会融资规模看 2025年末，全省社会融资规模存量达7万亿元，同比增长7.3%；新增5061.3亿元。其中，投向实体经济 的本外币贷款和政府债券净融资增量合计占全部社融增量的94.4%。 从各项存款看 在信贷投放方面 人民银行山西省分行进一步畅通政策传导机制，综合运用多种货币政策工具，保持流动性充裕，引导金 融机构加大信贷投放。2025年末，全省金融机构本外币各项贷款余额4.9万亿元，较年初增加3364亿 元，同比增长7.4%，快于全国1.2个百分点。 与此同时 人民银行山西省分行发挥再贷款等政策工具激励作用，加大对重点领域和薄弱环节的支持力度。健全货 币政策工具管理机制，规范业务办理流程；发挥支农支小再贷款和再贴现等结构性货币政策工具激励引 导作用，支持金融机构提升 ...

初步统计，2026年1月末社会融资规模存量为449.11万亿元，同比增长8.2%。其中，对实体经济发放的 人民币贷款余额为273.3万亿元，同比增长6.1%;对实体经济发放的外币贷款折合人民币余额为1.09万亿 元，同比下降12.1%;委托贷款余额为11.3万亿元，同比增长0.2%;信托贷款余额为4.67万亿元，同比增长 7%;未贴现的银行承兑汇票余额为2.78万亿元，同比增长6.7%;企业债券余额为34.69万亿元，同比增长 6.1%;政府债券余额为95.9万亿元，同比增长17.3%;非金融企业境内股票余额为12.23万亿元，同比增长 3.9%。 从结构看，1月末对实体经济发放的人民币贷款余额占同期社会融资规模存量的60.9%，同比低1.2个百 分点;对实体经济发放的外币贷款折合人民币余额占比0.2%，同比低0.1个百分点;委托贷款余额占比 2.5%，同比低0.2个百分点;信托贷款余额占比1%，同比低0.1个百分点;未贴现的银行承兑汇票余额占比 0.6%，同比持平;企业债券余额占比7.7%，同比低0.2个百分点;政府债券余额占比21.4%，同比高1.7个百 分点;非金融企业境内股票余额占比2.7%，同比低0 ...

Group 1: Monetary Statistics - As of the end of January, the broad money supply (M2) reached 347.19 trillion yuan, reflecting a year-on-year growth of 9% [5] - The narrow money supply (M1) stood at 117.97 trillion yuan, with a year-on-year increase of 4.9% [5] - The currency in circulation (M0) amounted to 14.61 trillion yuan, showing a year-on-year growth of 2.7% [5] - In January, a net cash injection of 519.1 billion yuan was recorded [5] Group 2: Social Financing Scale - By the end of January, the total social financing scale was 449.11 trillion yuan, marking a year-on-year growth of 8.2% [2] - The balance of RMB loans to the real economy was 273.3 trillion yuan, with a year-on-year increase of 6.1% [2] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.09 trillion yuan, showing a year-on-year decline of 12.1% [2] - The balance of corporate bonds reached 34.69 trillion yuan, reflecting a year-on-year growth of 6.1% [2] Group 3: Loan and Deposit Statistics - In January, RMB deposits increased by 809 billion yuan, with household deposits rising by 213 billion yuan and non-financial enterprise deposits increasing by 261 billion yuan [6] - The total balance of RMB loans was 276.62 trillion yuan, with an increase of 4.71 trillion yuan in January [7] - The balance of foreign currency loans was 570.1 billion USD, showing a year-on-year growth of 6.6% [7] Group 4: Market Activity - The average weighted interest rate for interbank RMB market lending was 1.4% in January, which is 0.04 percentage points higher than the previous month [8] - The total transaction volume in the interbank RMB market reached 211.96 trillion yuan, with a daily average transaction of 10.09 trillion yuan, reflecting a year-on-year growth of 36.1% [8] Group 5: Cross-Border RMB Settlement - In January, the cross-border RMB settlement amount under the current account was 1.49 trillion yuan, with goods trade accounting for 1.19 trillion yuan [9] - The direct investment cross-border RMB settlement amount was 0.78 trillion yuan, with foreign direct investment contributing 0.51 trillion yuan [9]

中国经济网北京2月13日讯 央行网站今日公布的《2026年1月金融统计数据报告》显示，2026年1月 份社会融资规模增量为7.22万亿元，比上年同期多1662亿元。1月末，广义货币(M2)余额347.19万亿 元，同比增长9%。狭义货币(M1)余额117.97万亿元，同比增长4.9%。流通中货币(M0)余额14.61万亿 元，同比增长2.7%。1月份净投放现金5191亿元。 一、社会融资规模存量同比增长8.2% 初步统计，2026年1月末社会融资规模存量为449.11万亿元，同比增长8.2%。其中，对实体经济发 放的人民币贷款余额为273.3万亿元，同比增长6.1%；对实体经济发放的外币贷款折合人民币余额为 1.09万亿元，同比下降12.1%；委托贷款余额为11.3万亿元，同比增长0.2%；信托贷款余额为4.67万亿 元，同比增长7%；未贴现的银行承兑汇票余额为2.78万亿元，同比增长6.7%；企业债券余额为34.69万 亿元，同比增长6.1%；政府债券余额为95.9万亿元，同比增长17.3%；非金融企业境内股票余额为12.23 万亿元，同比增长3.9%。 从结构看，1月末对实体经济发放的人民币贷款余额占同期 ...

Group 1: Social Financing Scale - As of the end of January 2026, the total social financing scale reached 449.11 trillion yuan, marking a year-on-year growth of 8.2% [2] - The balance of RMB loans to the real economy was 273.3 trillion yuan, with a year-on-year increase of 6.1% [2] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.09 trillion yuan, showing a year-on-year decline of 12.1% [2] Group 2: Structure of Financing - By the end of January, RMB loans accounted for 60.9% of the total social financing scale, down 1.2 percentage points year-on-year [3] - Government bonds represented 21.4% of the total, up 1.7 percentage points year-on-year [3] - The balance of corporate bonds was 34.69 trillion yuan, reflecting a year-on-year growth of 6.1% [2][3] Group 3: Increment of Social Financing - In January 2026, the increment of social financing was 7.22 trillion yuan, which is 166.2 billion yuan more than the same period last year [4] - RMB loans to the real economy increased by 4.9 trillion yuan, which is a decrease of 317.8 billion yuan compared to the previous year [4] - Government bonds net financing reached 9.764 trillion yuan, an increase of 283.1 billion yuan year-on-year [4] Group 4: Monetary Supply - By the end of January, the broad money supply (M2) was 347.19 trillion yuan, with a year-on-year growth of 9% [5] - The narrow money supply (M1) was 117.97 trillion yuan, reflecting a year-on-year increase of 4.9% [5] - Cash in circulation (M0) reached 14.61 trillion yuan, growing by 2.7% year-on-year [5] Group 5: Deposits and Loans - Total deposits in both domestic and foreign currencies reached 344.46 trillion yuan, with a year-on-year growth of 10.1% [6] - RMB loans increased by 4.71 trillion yuan in January, with the balance of RMB loans at 276.62 trillion yuan, up 6.1% year-on-year [7] - Foreign currency loans increased by 251 billion USD, with a year-on-year growth of 6.6% [7] Group 6: Interbank Market Activity - The average weighted interest rate for interbank RMB market lending was 1.4%, which is 0.04 percentage points higher than the previous month [8] - Total transactions in the interbank RMB market reached 211.96 trillion yuan in January, with a daily average transaction of 10.09 trillion yuan, up 36.1% year-on-year [8] Group 7: Cross-Border RMB Settlement - In January, the cross-border RMB settlement amount under the current account was 1.49 trillion yuan [9] - The direct investment cross-border RMB settlement amount was 0.78 trillion yuan, with foreign direct investment accounting for 0.51 trillion yuan [9]

Group 1 - The total social financing stock at the end of January 2026 was 449.11 trillion yuan, showing a year-on-year growth of 8.2% [1] - The balance of RMB loans to the real economy was 273.3 trillion yuan, with a year-on-year increase of 6.1% [1] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.09 trillion yuan, reflecting a year-on-year decrease of 12.1% [1] Group 2 - The increment of social financing in January 2026 was 7.22 trillion yuan, which is 166.2 billion yuan more than the same period last year [3] - RMB loans to the real economy increased by 4.9 trillion yuan, which is a decrease of 317.8 billion yuan compared to the previous year [3] - The net financing of government bonds was 9.764 trillion yuan, an increase of 283.1 billion yuan year-on-year [3] Group 3 - The broad money supply (M2) at the end of January was 347.19 trillion yuan, with a year-on-year growth of 9% [4] - The narrow money supply (M1) was 117.97 trillion yuan, showing a year-on-year increase of 4.9% [4] - The cash in circulation (M0) was 14.61 trillion yuan, reflecting a year-on-year growth of 2.7% [4] Group 4 - The total deposits in RMB at the end of January were 336.77 trillion yuan, with a year-on-year increase of 9.9% [5] - In January, RMB deposits increased by 8.09 trillion yuan, with household deposits rising by 2.13 trillion yuan [5] - The balance of foreign currency deposits was 1.1 trillion USD, showing a year-on-year growth of 23.7% [6] Group 5 - The total balance of loans in RMB at the end of January was 276.62 trillion yuan, with a year-on-year increase of 6.1% [7] - In January, RMB loans increased by 4.71 trillion yuan, with corporate loans rising by 4.45 trillion yuan [7] - The balance of foreign currency loans was 57.01 billion USD, reflecting a year-on-year increase of 6.6% [8] Group 6 - The average weighted interest rate for interbank RMB market lending in January was 1.4%, which is 0.04 percentage points higher than the previous month [8] - The total transaction volume in the interbank RMB market was 211.96 trillion yuan, with a daily average transaction volume of 10.09 trillion yuan, a year-on-year increase of 36.1% [8] - The average weighted interest rate for pledged bond repos was 1.43%, which is 0.03 percentage points higher than the previous month [8] Group 7 - The cross-border RMB settlement amount under the current account in January was 1.49 trillion yuan [9] - The cross-border RMB settlement amount for direct investment was 0.78 trillion yuan, with foreign direct investment accounting for 0.51 trillion yuan [9]

Group 1 - The total social financing scale at the end of January 2026 was 449.11 trillion yuan, showing a year-on-year growth of 8.2% [1] - The balance of RMB loans to the real economy was 273.3 trillion yuan, with a year-on-year increase of 6.1% [1] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.09 trillion yuan, reflecting a year-on-year decrease of 12.1% [1] Group 2 - The increment of social financing in January 2026 was 7.22 trillion yuan, which is 166.2 billion yuan more than the same period last year [3] - The increase in RMB loans to the real economy was 4.9 trillion yuan, which is 317.8 billion yuan less than the previous year [3] - The net financing of government bonds was 9.764 trillion yuan, an increase of 283.1 billion yuan year-on-year [3] Group 3 - The broad money supply (M2) at the end of January was 347.19 trillion yuan, with a year-on-year growth of 9% [4] - The narrow money supply (M1) was 117.97 trillion yuan, showing a year-on-year increase of 4.9% [4] - The cash in circulation (M0) was 14.61 trillion yuan, with a year-on-year growth of 2.7% [4] Group 4 - The total deposits in RMB at the end of January were 336.77 trillion yuan, reflecting a year-on-year increase of 9.9% [5] - In January, RMB deposits increased by 8.09 trillion yuan, with household deposits rising by 2.13 trillion yuan [5] - The balance of foreign currency deposits was 1.1 trillion USD, showing a year-on-year growth of 23.7% [5] Group 5 - The total balance of loans in RMB and foreign currency at the end of January was 280.59 trillion yuan, with a year-on-year growth of 6% [6] - In January, RMB loans increased by 4.71 trillion yuan, with household loans rising by 456.5 billion yuan [6] - The balance of foreign currency loans was 57.01 billion USD, reflecting a year-on-year increase of 6.6% [6] Group 6 - The total transaction volume in the interbank RMB market in January was 211.96 trillion yuan, with a daily average transaction of 10.09 trillion yuan, a year-on-year increase of 36.1% [7] - The weighted average interest rate for interbank borrowing was 1.4%, which is 0.04 percentage points higher than the previous month [7] - The weighted average interest rate for pledged bond repos was 1.43%, which is 0.03 percentage points higher than the previous month [7] Group 7 - The cross-border RMB settlement amount under the current account in January was 1.49 trillion yuan, with goods trade accounting for 1.19 trillion yuan [8] - The cross-border RMB settlement amount for direct investment was 0.78 trillion yuan, with foreign direct investment accounting for 0.51 trillion yuan [8]

央行发布2026年1月金融统计数据报告。1月份，经常项下跨境人民币结算金额为1.49万亿元，其中货物 贸易、服务贸易及其他经常项目分别为1.19万亿元、0.3万亿元；直接投资跨境人民币结算金额为0.78万 亿元，其中对外直接投资、外商直接投资分别为0.27万亿元、0.51万亿元。 （文章来源：第一财经） ...

Group 1 - In 2025, Dalian's social financing scale increased by 61.8 billion yuan, marking the highest growth in nearly eight years [1][3] - The average interest rate for newly issued corporate loans in Dalian was 2.91%, a year-on-year decrease of 0.49 percentage points [3] - Loans to technology-based small and medium-sized enterprises, green loans, inclusive loans, and loans for the elderly care industry grew by 31.8%, 9.1%, 16.9%, and 25.3% respectively [3] Group 2 - In 2025, Dalian's total foreign-related income and expenditure increased by 3% year-on-year, with a net inflow of funds for eight consecutive quarters [3] - The actual cross-border RMB payments in Dalian amounted to 213.07 billion yuan, accounting for approximately 38.5% of the city's cross-border income and expenditure [3] - Dalian's cross-border RMB settlement scale represented 64% of the total in Liaoning Province, indicating strong vitality and resilience among business entities [3] Group 3 - The People's Bank of China implemented a one-time credit repair policy to support individuals with damaged credit who are actively repaying their debts [4] - In January, Dalian provided over 60,000 credit report inquiries, 1.5 times more than the same period last year, with a peak of nearly 3,000 inquiries in a single day [4] - Citizens eligible for the repair policy reported successful removal of overdue records from their credit reports, leading to the restoration of personal credit [4]