跨境人民币结算

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央行,最新发布!
中国基金报· 2025-08-13 09:21
Group 1 - The broad money supply (M2) increased by 8.8% year-on-year, reaching 329.94 trillion yuan by the end of July [2] - The narrow money supply (M1) grew by 5.6% year-on-year, totaling 111.06 trillion yuan, while the currency in circulation (M0) rose by 11.8% to 13.28 trillion yuan [2] - A net cash injection of 465.1 billion yuan occurred in the first seven months of the year [2] Group 2 - The total RMB loans increased by 12.87 trillion yuan in the first seven months, with the RMB loan balance reaching 268.51 trillion yuan, a year-on-year growth of 6.9% [3] - Household loans rose by 680.7 billion yuan, with short-term loans decreasing by 383 billion yuan and medium to long-term loans increasing by 1.06 trillion yuan [3] - Corporate loans increased by 11.63 trillion yuan, with short-term loans up by 3.75 trillion yuan and medium to long-term loans up by 6.91 trillion yuan [3] Group 3 - The total RMB deposits increased by 18.44 trillion yuan in the first seven months, with the RMB deposit balance reaching 320.67 trillion yuan, a year-on-year growth of 8.7% [4] - Household deposits rose by 9.66 trillion yuan, while non-financial corporate deposits increased by 310.9 billion yuan [5] - Foreign currency deposits reached 1 trillion USD, showing a year-on-year growth of 20% [5] Group 4 - The average weighted interest rate for interbank RMB market lending in July was 1.45%, down 0.01 percentage points from the previous month and 0.36 percentage points from the same period last year [6] - The total transaction volume in the interbank RMB market reached 222.44 trillion yuan in July, with an average daily transaction of 9.67 trillion yuan, reflecting a year-on-year increase of 14.8% [6] Group 5 - In July, the cross-border RMB settlement amount under the current account was 1.57 trillion yuan, with direct investment cross-border RMB settlement amounting to 640 billion yuan [6] - The breakdown of the current account settlement included 1.15 trillion yuan for goods trade and 420 billion yuan for service trade and other current items [6]
央行:7月末M2余额329.94万亿元 同比增长8.8%
智通财经网· 2025-08-13 09:13
7月末,广义货币(M2)余额329.94万亿元,同比增长8.8%。狭义货币(M1)余额111.06万亿元,同比增长 5.6%。流通中货币(M0)余额13.28万亿元,同比增长11.8%。前七个月净投放现金4651亿元。 二、前七个月人民币贷款增加12.87万亿元 7月末,本外币贷款余额272.48万亿元,同比增长6.7%。月末人民币贷款余额268.51万亿元,同比增长 6.9%。 前七个月人民币贷款增加12.87万亿元。分部门看,住户贷款增加6807亿元,其中,短期贷款减少3830 亿元,中长期贷款增加1.06万亿元;企(事)业单位贷款增加11.63万亿元,其中,短期贷款增加3.75万 亿元,中长期贷款增加6.91万亿元,票据融资增加8247亿元;非银行业金融机构贷款增加2357亿元。 智通财经APP获悉,8月13日,央行发布2025年7月金融统计数据报告。数据显示,7月末,广义货币 (M2)余额329.94万亿元,同比增长8.8%。狭义货币(M1)余额111.06万亿元,同比增长5.6%。流通中货币 (M0)余额13.28万亿元,同比增长11.8%。前七个月净投放现金4651亿元。 原文如下: 2025年7 ...
今年上半年大连涉外收支同比增长5% 金融支持稳外资稳外贸取得实效
Zhong Guo Xin Wen Wang· 2025-08-12 07:57
今年上半年,国家外汇管理局大连市分局出台《关于优化外汇管理与服务支持大连高水平开放的指导意 见》,系统性推进各项外汇便利化政策扩围提质。国家外汇管理局大连市分局外汇管理处处长叶武君介 绍,今年上半年,贸易外汇收支便利化扩容企业81家,其中优质中小企业占比71%,业务规模同比增长 156%,外汇便利化政策进一步优化扩围。 此外,今年上半年,中国人民银行大连市分行精准对接企业跨境金融服务需求,在精准帮扶中,辖区银 行机构积极创新产品服务。其中,中国银行大连市分行联合大连海关打造"关银惠企平台",通过共享企 业信息数据为小微企业"精准画像"。中国银行大连市分行副行长吕宏伟介绍,上半年,通过该平台已为 60余家外贸企业提供超4亿元融资支持,助力小微企业参与国际市场竞争。(完) 发布会。张一卓 摄 同时,聚焦重点企业、重点领域人民币跨境结算需求,开展"跨境人民币业务宣传月"活动,指导各结算 银行建立重点企业走访台账。今年上半年,大连与"一带一路"共建国家和周边地区跨境人民币结算占比 为43%,货物贸易项下的跨境人民币结算占比为42%。 中新网大连8月12日电 (记者 杨毅)记者12日从中国人民银行大连市分行、国家外汇管 ...
前5月新增社融18.63万亿元 5月末M2同比增长7.9%
Zhong Guo Jing Ji Wang· 2025-08-08 07:21
Group 1: Social Financing Data - In the first five months of 2025, the cumulative increase in social financing was 18.63 trillion yuan, which is 3.83 trillion yuan more than the same period last year [1] - The increase in RMB loans to the real economy was 10.38 trillion yuan, an increase of 112.3 billion yuan year-on-year [1] - The net financing of corporate bonds was 908.7 billion yuan, a decrease of 288.4 billion yuan year-on-year [1] Group 2: Stock Data - As of the end of May 2025, the total social financing stock was 426.16 trillion yuan, a year-on-year increase of 8.7% [2] - The balance of RMB loans to the real economy was 262.86 trillion yuan, a year-on-year increase of 7% [2] - The balance of government bonds was 87.39 trillion yuan, a year-on-year increase of 20.9% [2] Group 3: Loan and Deposit Data - The balance of RMB loans increased by 10.68 trillion yuan in the first five months of 2025, with household loans increasing by 572.4 billion yuan [6] - The balance of RMB deposits increased by 14.73 trillion yuan in the first five months, with household deposits increasing by 8.3 trillion yuan [8] - The balance of foreign currency loans was 539.4 billion USD, a year-on-year decrease of 16.3% [7] Group 4: Monetary Statistics - The balance of broad money (M2) was 325.78 trillion yuan, a year-on-year increase of 7.9% [4] - The balance of narrow money (M1) was 108.91 trillion yuan, a year-on-year increase of 2.3% [5] - The cash in circulation (M0) was 13.13 trillion yuan, a year-on-year increase of 12.1% [5] Group 5: Interbank Market Activity - In May 2025, the average weighted interest rate for interbank RMB market lending was 1.55%, lower than the previous month and the same period last year [10] - The total transaction volume in the interbank RMB market was 167.2 trillion yuan, with an average daily transaction of 8.8 trillion yuan, a year-on-year increase of 14.9% [10] - The average weighted interest rate for pledged bond repurchase was 1.56%, also lower than the previous month and the same period last year [10]
贵州省上半年跨境人民币收付额达131.6亿元
Xin Hua Cai Jing· 2025-08-01 14:14
Group 1 - The core viewpoint of the articles highlights the significant growth in cross-border RMB transactions in Guizhou Province, with a total of 470 enterprises engaging in such transactions, amounting to 13.16 billion yuan in the first half of the year [1] - Cross-border RMB receipts and payments under current accounts and direct investment reached 10.19 billion yuan, representing a year-on-year increase of 12.7%, and accounting for 31.7% of the total RMB and foreign currency transactions, an increase of 3.4 percentage points compared to 2024 [1] - The main contributors to the growth in cross-border RMB settlements were goods trade and direct investment, which accounted for 50.8% and 16.6% of the total cross-border RMB receipts and payments, respectively [1] Group 2 - The number of countries and regions engaging in cross-border RMB transactions with Guizhou Province increased to 79, up by 3 from the previous year [1] - A total of 25 commercial banks in Guizhou with international settlement qualifications conducted cross-border RMB business, with 247 operational outlets covering all 9 cities and states in the province [1] - The establishment of a comprehensive cross-border RMB product service system in Guizhou includes account management, fund settlement and management, cross-border financing and guarantees, and direct investment [1] Group 3 - In the first half of the year, 202 enterprises were recognized as high-quality enterprises for cross-border RMB settlement, an increase of 15 from the previous year, indicating an expansion in the coverage of facilitation policies [2] - A total of 84 enterprises in the province completed facilitation business amounting to 3.12 billion yuan [2] - The "cross-border payment channel" business has been progressively implemented in Guizhou, with 6 pilot banks processing a total of 20.72 million yuan by July 15 [2]
河南上半年金融运行持续向好
Sou Hu Cai Jing· 2025-07-18 13:56
Financial Performance - In the first half of 2025, Henan's social financing scale increased by 682.95 billion yuan, a year-on-year increase of 9.01 billion yuan [2] - As of the end of June, the balance of various deposits in the province reached 11.7 trillion yuan, a year-on-year growth of 9.2%, exceeding the national average by 0.6 percentage points [2] - The balance of agricultural loans reached 2.6 trillion yuan, with an increase of 110.71 billion yuan since the beginning of the year [2] Cross-Border Transactions - The total amount of cross-border RMB transactions in Henan reached 180.69 billion yuan, marking a year-on-year growth of 30.8%, and setting a historical high for the same period [2][4] - Among the cross-border transactions, the RMB settlement for goods trade amounted to 122.42 billion yuan, reflecting a year-on-year increase of 34.5% [2] Loan Distribution - The balance of loans to enterprises reached 5.8 trillion yuan, with a year-on-year growth of 8.9%, outpacing the overall loan growth rate by 2 percentage points [3] - Small and micro enterprises saw an increase in loans by 158.58 billion yuan, with a year-on-year increase of 42.3 billion yuan [3] - The balance of technology loans reached 1.05138 trillion yuan, with a year-to-date increase of 94.27 billion yuan, representing a year-on-year growth of 13.5% [3] Strategic Initiatives - The province is focusing on integrating finance, technology, and industry to support the development of new productive forces and high-level technological self-reliance [3] - As of the end of May, the loan approval rate for technology enterprises reached 53.7%, an increase of 11.6 percentage points since the beginning of the year [3] Quality Enterprises - The number of quality enterprises in Henan has expanded from 176 in 2021 to 473 in the first half of this year, achieving "instant" cross-border RMB settlement [4] - Since the launch of cross-border RMB settlement, banks in Henan have facilitated 29,000 transactions for quality enterprises, totaling 303.4 billion yuan [4]
刚刚发布,22.83万亿元
中国基金报· 2025-07-14 07:31
Key Points - The central bank reported that in the first half of the year, RMB loans increased by 12.92 trillion yuan, and the cumulative social financing scale increased by 22.83 trillion yuan, which is 4.74 trillion yuan more than the same period last year [2][13] Monetary Growth - As of the end of June, the broad money (M2) balance was 330.29 trillion yuan, with a year-on-year growth of 8.3%. The narrow money (M1) balance was 113.95 trillion yuan, growing by 4.6% year-on-year. The currency in circulation (M0) was 13.18 trillion yuan, with a year-on-year increase of 12% [2] RMB Loans - By the end of June, the balance of RMB loans was 268.56 trillion yuan, reflecting a year-on-year growth of 7.1%. In the first half of the year, RMB loans increased by 12.92 trillion yuan, with household loans increasing by 1.17 trillion yuan and corporate loans increasing by 11.57 trillion yuan [3] RMB Deposits - The balance of RMB deposits reached 320.17 trillion yuan by the end of June, with a year-on-year growth of 8.3%. In the first half of the year, RMB deposits increased by 17.94 trillion yuan, with household deposits increasing by 10.77 trillion yuan [5] Foreign Currency Loans and Deposits - The balance of foreign currency loans was 560.9 billion USD, showing a year-on-year decrease of 10.6%. In the first half of the year, foreign currency loans increased by 18.8 billion USD. The balance of foreign currency deposits was 1.02 trillion USD, with a year-on-year growth of 21.7% [4][6] Interbank Market Rates - In June, the weighted average interest rate for interbank RMB market lending was 1.46%, lower than the previous month and the same period last year. The weighted average interest rate for pledged bond repurchase was 1.5%, also lower than the previous month and the same period last year [6] Foreign Exchange Reserves - By the end of June, the national foreign exchange reserves stood at 3.32 trillion USD, with the RMB exchange rate at 1 USD to 7.1586 RMB [7] Cross-Border RMB Settlement - In the first half of the year, the cross-border RMB settlement amount under current accounts was 8.3 trillion yuan, with direct investment cross-border RMB settlement amounting to 4.11 trillion yuan [8]
交通银行山东省分行跨境人民币结算助力中巴经贸发展
Zhong Guo Zheng Quan Bao· 2025-07-07 20:52
Group 1 - The core viewpoint of the articles highlights the successful implementation of a cross-border RMB comprehensive service scheme by Bank of Communications Shandong Branch, which helps a multinational company mitigate dual exchange rate risks in trade between China and Brazil [1][2] - Brazil, as a key member of BRICS and the largest economy in Latin America, is an important strategic partner for China in promoting economic cooperation in emerging markets [1] - The multinational company faced challenges in trade with Brazil due to the need for dual currency conversion, which increased exchange costs and financial risks due to USD exchange rate volatility [1] Group 2 - The Bank of Communications Shandong Branch has designed a "Brazilian Real/RMB direct exchange + CIPS clearing" mechanism to address the currency conversion issues, enhancing the efficiency of fund turnover and reducing exchange costs [1][2] - This practice exemplifies the bank's commitment to expanding RMB applications in Brazil, aiming to establish a comprehensive service system that integrates local currency settlement, trade financing, and exchange rate hedging [2] - The initiative reduces reliance on third-party currencies and addresses the "currency mismatch" issue between emerging market countries, providing financial infrastructure support for a new ecosystem in China-Brazil trade [2]
厦门自贸片区让“买卖全球”更便利
Jin Rong Shi Bao· 2025-06-24 02:04
Group 1: Economic Development and Policy Initiatives - Xiamen has transformed from a "test field" to a "demonstration zone" over 40 years of reform and opening up, showcasing significant economic development [1] - The Xiamen Free Trade Zone (FTZ) has introduced 632 innovative measures, contributing to national reform and providing replicable experiences [1][3] - The FTZ has become a key area for major reform policies, with 153 nationally pioneering initiatives and 31 "Xiamen experiences" promoted by the State Council [3] Group 2: Offshore Trade and Financial Innovations - The Xiamen FTZ has seen rapid growth in offshore trade and cross-border e-commerce, with policies established to support these new business models [4] - A "Global Supply Chain and Offshore Trade Financial Service Platform" was launched to enhance trade authenticity verification and reduce risks [4][5] - The FTZ has been designated as a pilot city for new offshore international trade, with policies that significantly lower transaction costs for businesses [5] Group 3: Cross-Border Trade Facilitation - Recent pilot policies have simplified cross-border trade and investment processes, reducing the time for transactions from a week to one day [7][8] - The implementation of cross-border RMB settlement has increased efficiency and reduced costs for enterprises, with a 27.7% average growth in cross-border RMB settlement over the past five years [9][10] - Companies have reported improved operational efficiency and reduced financial management costs due to the adoption of cross-border RMB transactions [11]
天津跨境人民币结算量质齐升
Sou Hu Cai Jing· 2025-06-21 02:44
Group 1 - The core viewpoint is that the cross-border RMB settlement scale in Tianjin has increased by 15% year-on-year from January to May 2025, driven by the efforts of the People's Bank of China Tianjin Branch to enhance the effectiveness of cross-border RMB services for the real economy and significantly facilitate trade and investment [1] - The establishment of a "bank-government-enterprise" collaborative mechanism has led to the precise engagement of over 350 key enterprises, promoting policy awareness and incentivizing financial institutions to support real enterprises [1] - The number of banks involved in current account settlements in Tianjin has doubled in the first five months of 2025, indicating a significant increase in cross-border RMB services [1] Group 2 - In the leasing industry, Tianjin has innovatively guided the conversion of currency for ship transaction settlements, resulting in a full-chain model of "RMB for ship purchase + pricing for leasing + rent collection," with a business scale exceeding 9 billion yuan by May 2025 [2] - In the bulk commodity sector, the settlement scale for domestic enterprises using RMB for "financing + settlement" with overseas platforms has increased by 12% in the first five months of 2025 [2] - The cross-border e-commerce sector has seen a remarkable surge, with settlement scale increasing 13 times due to the provision of "one-stop" online services by banks under the guidance of the People's Bank of China Tianjin Branch [2] - For large equipment exports, the People's Bank of China Tianjin Branch has guided banks to provide comprehensive service solutions, resulting in an 80% year-on-year growth in related cross-border RMB business [2]