Core Insights - First American Financial Corporation (FAF) reported fourth-quarter 2025 operating earnings of $1.99 per share, exceeding the Zacks Consensus Estimate by 33.6% and increasing 47.4% year over year [1][8] - Operating revenues rose 22% to $2 billion, surpassing the consensus estimate by 10% [1][8] Financial Performance - The quarterly results were bolstered by higher premiums, stronger net investment income, expanded pretax margin, and a lower claim loss rate, although elevated operating expenses partially offset these gains [2] - Direct premiums and escrow fees reached $789.4 million, a 17.3% increase from the prior year, exceeding the Zacks Consensus Estimate by 11.4% [5] - Investment income totaled $161.8 million, up 3.1% year over year, beating estimates [6] - Total revenues for the Title Insurance and Services segment rose 21% year over year to $1.9 billion, surpassing the Zacks Consensus Estimate of $1.7 billion [7] Segment Analysis - Title segment revenues grew 21%, with an adjusted pretax margin expanding 220 basis points to 14% [8][9] - Home Warranty segment revenues increased 7.3% to $110.3 million, with pretax income climbing 25.3% year over year [10] - The Corporate segment reported a net pretax loss of $24 million, an improvement from a $45 million loss in the previous year [11] Full-Year Highlights - Full-year 2025 adjusted income of $6.05 per share increased 37.5% year over year, beating the Zacks Consensus Estimate by 8.8% [12] - Total revenues for the year increased 21.6% year over year to $7.5 billion, also surpassing estimates [12] Financial Position - At the end of 2025, cash and cash equivalents were $1.4 billion, down 19.3% year over year, while stockholders' equity rose 12% to $5.5 billion [13] - Cash flow from operations was $951 million, up 6% year over year [13] Capital Deployment - The board raised the dividend by 2% to an annual rate of $2.20 per share and repurchased 2.1 million shares for $122 million [14]

Core Insights - PG&E Corporation (PCG) reported fourth-quarter 2025 adjusted earnings per share (EPS) of 36 cents, matching the Zacks Consensus Estimate and reflecting a 16.1% increase from the previous year's 31 cents [1][8] - The company reported full-year adjusted earnings of $1.50 per share for 2025, up from $1.36 in the prior year, also in line with the Zacks Consensus Estimate [2] - PG&E's total revenues for 2025 were $24.94 billion, an increase from $24.42 billion in 2024, although it fell short of the Zacks Consensus Estimate of $25.33 billion [3][8] Operational Highlights - Total operating expenses for 2025 were $20.19 billion, a 1.1% increase from the previous year [4] - Operating income rose to $4.75 billion compared to $4.46 billion a year ago [4] - Interest expenses were reported at $3.03 billion, slightly down from $3.05 billion in the previous year [4] Financial Condition - As of December 31, 2025, cash and cash equivalents stood at $0.71 billion, down from $0.94 billion a year earlier [5] - Net cash flow from operating activities was $8.72 billion in 2025, an increase from $8.04 billion at the end of 2024 [5] - Capital expenditures totaled $11.79 billion, up from $10.37 billion in 2024 [5] - Long-term debt as of December 31, 2025, was $57.39 billion, compared to $53.57 billion a year earlier [5] 2026 Guidance - PG&E expects adjusted earnings for 2026 to be in the range of $1.64-$1.66 per share, which is narrower than the previous guidance of $1.62-$1.66 [6] - The Zacks Consensus Estimate for 2026 earnings is $1.63 per share, which is below the company's guided range [6]

Core Insights - Sun Life Financial Inc. (SLF) reported a fourth-quarter 2025 underlying net income of $1.41 per share, exceeding the Zacks Consensus Estimate by 4.4%, with a year-over-year increase of 17.5% [1] - The underlying net income totaled $784.6 million (C$1 billion), reflecting a 13.7% year-over-year growth, driven by strong performance in asset management, wealth, group health and protection, and individual protection [1] - Revenues rose 16.5% year over year to $6.2 billion [1] Wealth Sales & Asset Management - Wealth sales and asset management gross flows decreased by 1.6% year over year to $42.9 billion (C$59.8 billion) [2] - The new business contractual service margin was $315 million (C$440 million), marking a 44% increase year over year [2] Segment Results - SLF Canada's underlying net income increased by 14.2% year over year to $299 million (C$417 million), supported by improved performance in wealth and asset management, group health and protection, and individual protection [3] - Wealth sales and asset management gross flows in Canada reached $5 billion (C$7 billion), up 42% year over year [3] U.S. Performance - SLF U.S. reported an underlying net income of $210 million, a 30.4% increase year over year, attributed to strong results in group health and protection as well as individual protection [4] - U.S. group sales rose by 45% to $1.2 billion, driven by medical stop-loss and large case employee benefits sales in group benefits, along with higher Medicaid sales in dental [4] Asset Management - SLF Asset Management's underlying net income was $265 million (C$370 million), growing by 3.1% year over year, primarily due to higher fee income from increased assets under management (AUM) [5] - Asset Management AUM reached $827 billion (C$1,154 billion), reflecting a 6.1% year-over-year increase [5] Asia Performance - SLF Asia's underlying net income was $148.4 million (C$207 million), an 18.7% year-over-year increase, driven by better results in individual protection [5] - Individual sales in Asia amounted to $641 million (C$894 million), up 49.4%, with significant growth in Hong Kong and contributions from India and Indonesia [6] Financial Update - Total assets under management stood at $1.1 trillion (C$1,604.9 billion), remaining flat year over year [8] - The Life Insurance Capital Adequacy Test (LICAT) ratio for Sun Life Assurance was 140% as of December 31, 2025, down 600 basis points from the previous year [8] - Sun Life Financial's overall LICAT ratio was 157%, an increase of 500 basis points year over year [8] Dividend Update - The board of directors approved a quarterly dividend of $0.92 per share, to be paid on March 31 to shareholders of record as of February 25 [11] Performance Metrics - The underlying return on equity expanded to 19.1%, an increase of 260 basis points year over year [10] - The leverage ratio deteriorated to 23.5%, down 340 basis points year over year [10] - Sun Life's return on equity for 2025 was 15.1%, up 150 basis points year over year [10]

Key Takeaways NVST reported Q4 adjusted EPS of 38 cents, up 58%, with revenues rising 15% and beating estimates.NVST's Specialty Products & Technologies and Equipment & Consumables posted double-digit sales growth.NVST saw gross margin fall 235 bps on higher costs, but operating margin expanded to 9.8%.Envista Holdings Corporation (NVST) reported adjusted earnings per share (EPS) of 38 cents in the fourth quarter of 2025, up 58.3% year over year. The bottom line surpassed the Zacks Consensus Estimate by 18. ...

Group 1: Company Updates - Palo Alto Networks has completed its acquisition of CyberArk for $45 per share in cash and 2.2005 shares of Palo Alto stock [1] - Millrose Properties is set to release its fourth-quarter financial results on February 26 [2] - Visa reported quarterly earnings of $3.17 per share, exceeding the consensus estimate of $3.14, with quarterly revenue of $10.9 billion, surpassing the Street estimate of $10.69 billion [3] - Apple reported fiscal first-quarter revenue of $143.76 billion, beating analyst estimates of $138.42 billion, and earnings of $2.84 per share, exceeding estimates of $2.66 per share [4] Group 2: Stock Performance - Palo Alto shares fell 0.1% to close at $165.30 [5] - Millrose Properties shares gained 1.1% to close at $31.84 [5] - Visa shares gained 0.3% to settle at $329.24 [5] - Apple shares gained 0.7% to settle at $275.50 [5]

Core Insights - Q2 Holdings (QTWO) reported revenue of $208.22 million for the quarter ended December 2025, reflecting a year-over-year increase of 13.8% [1] - The company's EPS for the quarter was $0.61, up from $0.48 in the same quarter last year, indicating a positive trend in earnings [1] - The reported revenue exceeded the Zacks Consensus Estimate of $204.82 million by 1.66%, and the EPS also surpassed the consensus estimate of $0.59 by 4.1% [1] Financial Performance Metrics - Registered users for Q2 Holdings were reported at 27.3 million, slightly below the estimated 27.5 million [4] - Subscription revenue was $170.67 million, exceeding the average estimate of $168.64 million [4] - Revenue from services and other sources was $20.15 million, surpassing the average estimate of $18.8 million [4] - Transactional revenue reached $17.41 million, slightly above the average estimate of $17.38 million [4] Stock Performance - Over the past month, shares of Q2 Holdings have declined by 16.7%, while the Zacks S&P 500 composite experienced a minor decline of 0.3% [3] - The stock currently holds a Zacks Rank of 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Fastly reported revenue of $172.61 million for the quarter ended December 2025, reflecting a year-over-year increase of 22.8% and a surprise of +6.94% over the Zacks Consensus Estimate of $161.41 million [1] - The company's EPS was $0.12, a significant improvement from -$0.03 in the same quarter last year, resulting in an EPS surprise of +111.64% compared to the consensus estimate of $0.06 [1] Financial Performance - Fastly's enterprise customer count was 628, which fell short of the average estimate of 648 based on two analysts [4] - Revenue from Network Services was $130.8 million, exceeding the average estimate of $120.83 million [4] - Revenue from Other products was $6.4 million, surpassing the average estimate of $5.57 million [4] - Revenue from Security products was $35.4 million, slightly above the average estimate of $34.85 million [4] Market Performance - Over the past month, Fastly's shares have returned -1.9%, compared to a -0.3% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - Darling Ingredients reported $1.71 billion in revenue for Q4 2025, a year-over-year increase of 20.6%, and an EPS of $0.64, slightly up from $0.63 a year ago, with revenue exceeding Zacks Consensus Estimate by 11.44% [1] Financial Performance - Revenue from Feed Ingredients was $1.13 billion, surpassing the estimated $983.58 million, reflecting a 22.1% increase year-over-year [4] - Revenue from Fuel Ingredients was $152.57 million, slightly below the estimated $154.77 million, but still showing a 15.7% increase year-over-year [4] - Revenue from Food Ingredients reached $429.07 million, exceeding the average estimate of $384.12 million, marking an 18.6% year-over-year increase [4] EBITDA Analysis - Segment Adjusted EBITDA for Food Ingredients was $82.41 million, above the average estimate of $72.22 million [4] - Segment Adjusted EBITDA for Feed Ingredients was $193.37 million, exceeding the average estimate of $164.92 million [4] - Segment Adjusted EBITDA for Fuel Ingredients was $27.17 million, surpassing the average estimate of $23.47 million [4] - Corporate Segment Adjusted EBITDA was reported at -$24.73 million, worse than the estimated -$19.11 million [4] - Combined Adjusted EBITDA for Fuel Ingredients was $85.08 million, significantly higher than the average estimate of $62.1 million [4] Stock Performance - Darling's shares have returned +21.6% over the past month, contrasting with a -0.3% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Palomar (PLMR) reported a revenue of $250.99 million for the quarter ended December 2025, marking a year-over-year increase of 59.9% and exceeding the Zacks Consensus Estimate by 13.07% [1] - The earnings per share (EPS) for the same period was $2.24, up from $1.52 a year ago, with an EPS surprise of 8.95% compared to the consensus estimate of $2.06 [1] Financial Performance Metrics - Loss Ratio stood at 30.4%, better than the five-analyst average estimate of 31% [4] - Combined Ratio was reported at 76.8%, slightly above the average estimate of 75.5% based on four analysts [4] - Expense Ratio was 46.4%, compared to the four-analyst average estimate of 44.5% [4] - Adjusted Combined Ratio was 73.4%, in line with the average estimate of 73.1% from two analysts [4] - Net Investment Income was $15.99 million, exceeding the average estimate of $15.34 million by 41.3% year-over-year [4] - Commission and Other Income reached $1.54 million, significantly higher than the estimated $1.1 million, representing a 105.5% year-over-year increase [4] - Net Earned Premiums totaled $233.46 million, surpassing the average estimate of $205.55 million, with a year-over-year change of 61.1% [4] Stock Performance - Palomar's shares have returned +1.3% over the past month, contrasting with a -0.3% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - MSA Safety reported revenue of $510.91 million for the quarter ended December 2025, reflecting a 2.2% increase year-over-year and surpassing the Zacks Consensus Estimate by 0.3% [1] - The company's EPS for the quarter was $2.38, up from $2.25 in the same quarter last year, exceeding the consensus estimate of $2.26 by 5.4% [1] Financial Performance - MSA Safety's revenue growth of 2.2% indicates a stable performance in a competitive market [1] - The company achieved an EPS of $2.38, which is a positive indicator of profitability compared to the previous year [1] Market Comparison - Over the past month, MSA Safety's shares have returned +10.2%, contrasting with a -0.3% change in the Zacks S&P 500 composite, suggesting strong relative performance [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3] Product Category Performance - Net sales in the Fire Service category were $174.9 million, below the average estimate of $191.89 million [4] - Industrial PPE and Other category reported net sales of $118.72 million, also below the average estimate of $123.18 million [4] - Detection category net sales reached $217.3 million, exceeding the average estimate of $195.87 million [4]